Forbes Advisor

Over 50% of Americans plan to work part-time in retirement, per Guardian Life—but health, job markets and life changes can derail that plan. Maximize IRAs, catch-up contributions, and Social Security to make your money last through retirement. https://lnkd.in/g3tf8tBc

From Forbes Advisor Australia 🇦🇺: Demo trading accounts are perfect for beginners to practise trading in real market conditions without risking real money. This guide to the best demo trading accounts will help you find the right platform to practise safely, while gaining vital investment know-how. https://lnkd.in/dF8ce4BE

A stakeholder analysis is a project management tool used to identify the project’s stakeholders, issues they care about and how they will be impacted by the project. Here’s why it’s important for your business and how to get started. ➡️https://lnkd.in/eUgpwFaH

The U.S. Department of Education is resuming student loan forgiveness for borrowers enrolled in Income-Based Repayment plans. Here’s how borrowers can take advantage of this change by using budgeting tools to reorganize their finances. ➡️ https://lnkd.in/ebTqs2qm

From Forbes Advisor Australia 🇦🇺: The ASX is the leading index for Australian investors, providing exposure to publicly listed stocks from a diverse range of Australian companies. This guide explains how the ASX works and how investors can access it. https://lnkd.in/dwsaH2Fd

From Forbes Advisor Australia 🇦🇺: Ethereum surged over 78% in mid 2025, reaching its new all-time high of $4,945.60 in August, before dropping below the $4,000 mark in October. Read our detailed analysis of the prevailing market trends to find out what the rest of 2025 could hold for ETH. https://lnkd.in/eb7AHNDJ

Missed keeping up on the news? Here’s a quick catch-up of the top stories from this week. 🧑🎓After a pause under the Saving on a Valuable Education (SAVE) program, the U.S. Department of Education is resuming student loan forgiveness for borrowers enrolled in Income-Based Repayment (IBR) plans. This change means many borrowers may soon experience new cash flow, either through reduced loan payments or no payments at all. But without revising your budget, this new financial flexibility can turn into dollars that slip away through discretionary spending. This is where budgeting tools can help you effectively manage your finances. 💳Recent data from Experian shows credit reliance is becoming more widespread across age brackets. Generation-Z carries an average balance of $3,493; Millennials hold $6,961 and Generation-X carries the most at $9,600. Average balances then dip to $6,795 for Baby Boomers and $3,445 for the Silent Generation. Moreover, balances have risen faster for Gen-Z and Millennials than for older generations. Choosing a balance transfer credit card with an intro APR may offer an efficient way to reduce debt. 💸Recent U.S. Census Bureau data reveals that for the first time in over 60 years, the gender pay gap has increased for two consecutive years. Full-time working women earned under 81 cents for every dollar their male counterparts earned in 2024—down from 83 cents in 2023 and 84 cents in 2022. Moreover, when it comes to financial challenges for small businesses, 40% of women-owned businesses were operating at a loss at the end of 2023, versus 33% of men-owned businesses, the Federal Reserve’s 2025 Firms in Focus report shows. Small business grants for women can help you access cash for your business venture and help you stay afloat if needed—without having to repay the funds. Follow our homepage for our most recent articles to help you navigate the news and how it affects your bottom line. https://lnkd.in/guTtP_-g 

Credit card spending has declined, per recent data from the Federal Reserve. But what does it mean for your wallet? In this week’s brief, we dive into how this might impact the plastic in your pocket and how to utilize your credit card rewards to the fullest. Read it here. ➡️ https://lnkd.in/d7YDgHqq

From Forbes Advisor UK 🇬🇧: Our weekly wrap-up breaks down the latest news and offers top tips to boost and protect your finances. 🏡 Average fixed mortgage rates have risen month-on-month, according to Moneyfacts - Average costs on two- and five-year fixed rate deals both increased by 0.02 percentage points, to 4.98% and 5.02% respectively, in the month to October - HSBC and Santander are among the largest lenders to increase rates – by up to 0.5 percentage points. . 💼What could the upcoming Autumn Budget mean for your finances? - Chancellor, Rachel Reeves has pledged not to increase income tax, VAT or national insurance contributions – however, there are other ways to increase taxes - Changes to Stamp Duty Land Tax are on the table, with possible reductions in the tax-free threshold increasing the amount of tax homebuyers pay - Possible changes to inheritance and capital gains tax could see increased rates or reduced tax-free allowances - Cash ISA allowances could be trimmed, in a bid to shift consumer money away from cash savings and into investing accounts - Rachel Reeves will deliver the Autumn Statement on 26 November . 📱Prefer to carry out ‘life admin’ on your phone? A good mobile banking app could help - Mobile banking apps allow you to carry out everyday banking tasks on-the-go, 24 hours a day - When choosing an app, look out for useful features such as budgeting tools and linked savings accounts - Some apps help you boost your savings by rounding up transactions to the nearest £1 and depositing the ‘spare change’ in a savings account. . 💷Average wages up 4.7% in three months to August 2025 - According to the latest ONS figures, the average UK gross salary (including bonuses) is £38,100 a year - Workers aged under 30 earn 25% less than workers over 40, on average - Men continue to earn more than women for full-time work in every age range. . Follow our homepage to keep up with the latest news that could affect the cash in your pocket. https://lnkd.in/gUk9n47y

The 2026 Winter Olympics will take place in Milano-Cortina, Italy, and some credit cards can offer you exclusive access to presale tickets, or help you save on your travel expenses to the games. Here’s what you need to know. ➡️https://lnkd.in/eH-2cADe