Best Cyber Insurance Companies in Africa
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Compare the Top Cyber Insurance Companies in Africa as of October 2025
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What are Cyber Insurance Companies in Africa?
Cyber insurance companies provide cyber security insurance and cyber liability coverage to organizations, which covers data breaches, hacks, and cyber attacks. Cyber insurance is essential for organizations that want to make sure they're covered against potentially costly cyber attacks and cybersecurity incidents. Cyber insurance brokers can assist organizations in finding the right coverage tailored towards their risks and needs. Compare and read user reviews of the best Cyber Insurance companies in Africa currently available using the table below. This list is updated regularly.
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1
Upfort
Upfort
Upfort shield delivers turnkey layers of cyber protection proven to significantly lower the likelihood of ransomware, breaches, and other cybersecurity incidents. Insurers powered by Upfort deliver market-leading value and robust coverage with hassle-free underwriting. Catch dangerous links that are used to steal information, automatically download malicious software, and compromise security. Warn users about suspicious financial requests and scams before funds are transferred. Highlight impersonation attempts that often trick users into taking unauthorized action. Whether you’re early in your security journey or have extensive controls in place, Upfort’s proprietary AI-powered solutions add an effective layer of protection. -
2
Embroker
Embroker
Embroker helps you get cyber liability insurance to cover both first and third-party financial losses resulting from data breaches and other cybercrimes that may compromise sensitive company and customer information. A cyber insurance policy, also referred to as “cyber risk insurance” or “cyber liability insurance” coverage, is a financial product that enables businesses to transfer the costs involved with recovery from a cyber-related security breach or similar events. Typically, the most important aspect of cyber insurance will be network security coverage. This coverage will respond in the event of a network security failure – such as data breaches, malware, ransomware attacks and business account, and email compromises. However, the policy will also respond to liability claims and ancillary expenses of an attack or breach. -
3
The Hartford
The Hartford
When you run a small business, you face many physical risks, like property damage and injuries. But your business also faces risks that come from using technology. These include everything from data breaches to hacking. To protect against those risks, many businesses add cyber insurance to their business insurance policies. Cyber insurance can offer broad coverages to help protect businesses from various technology-related risks. At The Hartford, we offer two different cyber insurance policies: cyber liability insurance and data breach insurance. Data breach insurance helps your business respond to breaches and can offer enough protection for small business owners. Cyber liability insurance is typically meant for larger businesses and offers more coverage to help prepare for, respond to and recover from cyberattacks. -
4
AIG
AIG
Data and analytics to understand your cyber risk. Proactive services to address vulnerabilities. Coverage when its needed. Cyber liability insurance covers the financial costs associated with a breach, as well as first party costs including event management, data restoration, financial costs to third parties, network interruption, and cyber extortion. Covers losses in the physical world caused by a cyber event, including primary coverage for business interruption, first and third party property damage, physical injury to third parties, and products/completed operations coverage. Insureds receive detailed scoring, analysis, and benchmarking reporting that will help them better understand their cyber maturity and coverages. Basic reports are also available for applicants, even if they do not bind coverage. -
5
Arch
Arch Insurance Group
Arch’s experienced underwriting team takes a forward looking approach to writing network security, privacy and media liability. The Arch Netsafe® 2.0 Policy ensures that its coverage offerings are able to evolve and address the new exposures that spawn from an increasingly technology dependent society. Pursuing Better Together encapsulates how we do business at Arch Insurance. It is an approach that is based on collaboration, responsiveness and a genuine commitment to continually raising the bar. -
6
Beazley
Beazley
We support our clients with well designed insurance coverage; valuable risk management advice; and swift and reliable response services activated in the event of a claim. Beazley is well known for our market-leading cyber breach and network security products. Our Beazley Breach Response product for small and mid sized firms is unique in the market in being backed by a dedicated business unit, BBR Services, which coordinates all the response services clients need in the event of a breach. BBR Services has to date helped clients handle thousands of cyber breaches successfully. In the professional liability arena we provide state-of-the-art coverage for cyber & tech risks, and for a wide array of professions and businesses. -
7
AXIS Cyber Insurance
AXIS
All industries whose business activities call for them to collect, process or store information of value. This can include personal data, business critical information and any other data that could lead to financial loss, reputational damage or business interruption. Today, the threat of a cyber incident is real regardless of industry sector, size or geographic location. Cyber insurance and risk mitigation are critical to help protect businesses from financial loss and provide them with cyber security services that help them manage and recover from the effects of cyber attacks and cyber data incidents. We offer brokers and clients deep expertise in managing data security, guidance on preparing for an incident and guidance on preparing for a cyber incident response. AXIS Cyber insurance for large global and large middle-market businesses. -
8
AmTrustCyber
AmTrust Financial Services
Any business using computers to complete day-to-day tasks should consider cyber insurance a necessary coverage. In the last decade, cyber threat to business has changed. While the loss or disclosure of sensitive data used to be a company’s primary concern in assessing their cyber risk, businesses are increasingly facing cyber risk that can threaten their operations and even their existence. Adding cyber insurance is a small cost, but the risk of not doing so can be devastating. Smaller organizations are targeted as frequently as major corporations with cyber threats but often lack access to the expertise and resources that large businesses can draw upon. Cyber Liability insurance from AmTrustCyber gives your business comprehensive financial protection and expert assistance to navigate a broad range of cyber threats to your company's data, operations and reputation. -
9
Travelers
Travelers
Every type of organization, from global companies to mom and pop shops that use technology to do business, face cyber risk. As technology becomes more complex and sophisticated, so do the threats that businesses face. This is why every business and organization needs to be prepared with both cyber liability insurance and an effective cyber security plan to manage and mitigate cyber risk. At Travelers, we understand the complexity of cyber threats. We have solutions to help insure and protect your business assets. Cyber liability insurance is an insurance policy that provides businesses with a combination of coverage options to help protect the company from data breaches and other cyber security issues. It's not a question of if your organization will suffer a breach, but when. Travelers cyber insurance policyholders can also access tools and resources to manage and mitigate cyber risk — pre-breach and post-breach. -
10
Liberty Mutual
Liberty Mutual Global Risk Solutions
Businesses of all types depend on computers and other online systems daily, whether to service customers, market products, or accept payments. But this digital world also comes with cyber-related risk — including system failures, privacy breaches, and ransomware attacks, to name a few. Without the right insurance protection, responding to an event could be devastating to a company’s finances and reputation. Our cyber liability solution, Data Insure, from Ironshore helps protect companies against a variety of network security and privacy exposures resulting from data breaches and other cyber events. The fallout from a cyber incident can be significant, costing businesses time, money, and valued customer relationships. -
11
AXA XL
AXA XL
Any organization using technology to run its business is at risk of a cyber attack or data breach. Cyber liability insurance can provide protection for your business’ digital assets. At AXA XL, we help clients better understand and address cyber risk through proactive services, dedicated support and flexible coverages designed to protect a wide range of businesses before, during and after a cybersecurity incident. We’re a leading cyber and technology insurer and have the industry experience that makes a difference. We’ve been handling data breach incidents and underwriting cyber exposures for clients for over 20 years. Our cyber and technology insurance policy – CyberRiskConnect – can be tailored to the needs of your industry sector and comes with expanded coverage and even broader terms to protect against today’s cyber emerging risks. Retail, financial institutions, healthcare, professional services firms, manufacturers, higher education institutions, power and utility companies. -
12
Zurich Cyber Insurance
Zurich
Cyber risk insurance helps protect your company against computer-related crimes and the financial impacts of threats like ransomware; malware; data breaches and thefts; malicious acts of employees and other events that can damage your network, corrupt your data and impact your company’s reputation and customer confidence. Today, all business is digital, which means all companies are vulnerable to cyber events, from email phishing and social engineering to ransomware and other perils. If you operate a business that depends on any kind of digital tools and resources to serve customers, connect with vendors, manage payrolls, administer employee benefit programs, and collect sensitive user and customer data, you need cyber insurance. Types of cybercrime can include ransomware and other malware, data thefts, email phishing attacks, social engineering scams, breaches via the Internet of Things, and more. -
13
Sompo International
Sompo International
We partner with our clients throughout the account lifecycle to Mitigate, Protect and Respond — from pre-underwriting assessment tools through coordinated response and claims services. Offered on a standalone basis or in conjunction with professional liability coverage, we offer first and third party cyber liability coverage for organizations of all sizes and industries through our single flexible policy form, sompo premier professional. Covers state and federal regulatory actions related to the management and handling of protected personal, health and corporate information, including court mandated consumer redress funds. Optional Breach Assist endorsement covers privacy breach costs on a dollar denominated or per-person basis, outside of the policy’s aggregate limit of liability. -
14
Hiscox
Hiscox
Hiscox can help you protect your business from malware and hackers with cyber security insurance for small businesses. Cyber security insurance protects businesses against computer-related crimes and losses. This can include targeted attacks, such as malware and phishing, as well as the occasional misplaced laptop containing confidential material. If your business computer system is compromised by a targeted or an accidental attack, you may be liable for the cost to notify the affected parties and provide credit monitoring, even if the data is not exploited. You could lose money to a phishing attack or lose business due to a ransomware demand. A cyber insurance policy is designed to cover privacy, data, and network exposures. The list of regulations and statutes continues to expand regarding the use and protection of cyber security information, as well as notification requirements in the event of a breach. -
15
Argo Cyber
Argo Group
Argo Cyber offers a full spectrum of coverage solutions related to professional and technology services. Simplified policy form with one aggregate limit and one deductible. Notification expenses outside the limit for a specified number of affected individuals (by endorsement). Policy provides option to include miscellaneous E&O, technology E&O and media liability coverage sections. -
16
Allianz Cyber Protect
Allianz Global Corporate & Specialty
Allianz Cyber Protect* provides flexible, simple, and broad cover to ensure a company is fully protected in the event of a data breach or a cyber-security incident. It encompasses coverage for the costs typically associated with a cyber-incident and provides access to AGCS expert partners. A broad cyber insurance plan, Allianz Cyber Protect, gives you clear policy wording covering a broad range of risks. The Allianz Cyber Product Suite gives you a high level of cover, subject to a risk review by our risk consultants and cyber underwriters. We work closely with you to carry out a full assessment of your business systems and requirements and to build your bespoke policy. The Allianz Cyber Center of Competence is embedded into AGCS and focuses on Group-wide coordination and alignment of cyber exposures and underwriting in the corporate and commercial insurance segment. -
17
At-Bay
At-Bay
At-Bay’s cyber insurance policies provide robust first and third-party coverage on both primary and excess lines. Our policies are enhanced with active risk monitoring services at no additional cost and supported by our in-house claims team. Quickly determine your client's financial exposure to cyber-attacks with our cyber risk calculators. Insights and learnings to empower brokers to be an expert on cyber. At-Bay offers both direct and contingent system failure coverage to the full limit of insurance by default, regardless of whether you send submissions online or through email. Direct and contingent coverage for business interruption and system failure. Social engineering & invoice manipulation coverage is available for all classes of business, Full limits are offered for cryptojacking and bricking coverage. Broad cyber extortion coverage including payment of cryptocurrencies. Reputational harm coverage including PR costs as a result of adverse publications. -
18
Elpha Secure
Elpha Secure
Work confidently with a complete cyber defense strategy that reduces risk in real-time and helps keep your business solvent. Yesterday’s security measures are no match for today’s sophisticated cyber-attacks. And business owners can’t afford to ignore the problem any longer. Without cyber insurance, a single breach can bankrupt your business. The solution is tailored cyber coverage that’s accessible and affordable. Piecemeal cyber software is expensive, complicated, and difficult to adopt. The solution is all-in-one software that’s easy to implement and to use. Finally, advanced security software embedded in a cyber insurance policy for critical coverage that actually helps manage your cyber risk. Elpha Secure is one elephant you need in your room. Full coverage plus first-rate software offers more robust protection for less. Streamlined AI-powered underwriting process to deliver a quote on the spot. -
19
Superscript
Superscript
Superscript covers your liability to pay compensation and legal costs in relation to accidental bodily injury or property damage to a member of the public (i.e. anyone who isn’t your employee). Covers your liability to pay compensation and legal costs in relation to work-related sickness or bodily injury of an employee. A legal requirement for most UK businesses with at least one employee. For your portable equipment and tools, whether at your premises, your customer's premises, or working remotely. Will reimburse your reduction in income caused by physical damage at your premises (e.g. fires, flooding, and malicious damage). Protect your commercial premises and their contents from theft and accidental damage. Cover is also available for stock, tenant improvements, and landlord fixtures and fittings. Can pay a benefit for up to 50 weeks if you, or an employee, is signed off by a doctor on long-term sick leave, is hospitalized, or is injured and unable to work. -
20
Flow
Flow
Flow Specialty offers tailored cyber liability insurance solutions designed to protect businesses across various industries from emerging cyber threats. Their comprehensive coverage includes data breach response, business interruption, ransomware/extortion, network security liability, social engineering fraud, and regulatory and privacy fines. Flow Specialty provides specialized coverage for sectors such as technology and IT services, financial services, healthcare, retail and e-commerce, manufacturing and supply chain, public entities, and critical infrastructure. Their capabilities encompass the implementation of cybersecurity services packaged with insurance solutions, regulatory coverage for evolving privacy laws, availability on admitted and non-admitted paper, expertise in handling SME business and building large limit towers for complex risks, and diverse market access through multiple channels. -
21
Coalition
Coalition
Every business is a target, no matter what industry or size. Percent of cyber loss victims that are small to midsize businesses. SMBs report attacks evaded their antivirus and intrusion detection software. Average claim size for Coalition’s SMB policyholders. Coalition protects your business by preventing incidents before they occur. Our proactive cybersecurity platform saves your business time, money, and headaches. We provide our security tools at no additional cost to our insurance customers. We alert you when your employees’ credentials, passwords, and data have been compromised in 3rd party data breaches. Over 90% of security incidents are caused by human error. Train your employees to avoid mishaps with our engaging, story-based employee training platform and simulated phishing emails. Ransomware literally holds your computers and data hostage. Our comprehensive threat detection software provides protection from dangerous malware attacks that escape detection. -
22
CoverWallet
CoverWallet
CoverWallet makes it easy for businesses to understand, buy and manage insurance. All online, in minutes. We know that businesses have a lot on their plates, and we make it simple, convenient, and fast for you to get the coverage you need at the right price so that you can get back to what matters most - serving your customers, growing your business and managing your operations. Running a business is challenging enough without having to worry about lawsuits, employee injuries or property damage. Having the right insurance gives you the peace of mind to focus on what matters - running your business. The coverage you need depends on the type of business you run. A restaurant owner needs to be covered against customers possibly getting food poisoning while an accountant needs to be covered against calculation errors. -
23
The Hanover
The Hanover Insurance Group
Whether you're a main street business or a technology company with 100 employees, The Hanover has a cyber solution to meet your needs. We offer an all-inclusive cyber solution with limits up to $10 million for small and mid-sized businesses through our financial strength, preferred service provider network and tailored coverage. Coverage is offered as an add-on to a business owner's policy or commercial package policy as part of a total account insurance solution. Coverage is offered as a stand-alone coverage part or as part of a convenient suite of management liability coverages. Because tech companies face increasingly complex cyber risk, including errors and omissions, coverage is included as part of our Hanover Technology Advantage. -
24
Resilience Insurance
Resilience
At Resilience, we offer a fresh approach to the middle market in cyber insurance backed by a top-rated carrier and an in-house claims team. With services ranging from holistic insurance coverage at bind to loss mitigation services post-bind, to custom, ongoing security services throughout the lifecycle of the policy, your cyber resilience is our business. We bring together a full ecosystem of security, insurance, and claims—all supported by superior data gathering and analytics—to provide highly tailored defense, coverage, and support for mid-market companies. As organizations everywhere shift to remote work, we help manage your increasing reliance on cloud systems and new risks, from misconfigured services to perilous home network security. -
25
CyberPolicy
CyberPolicy
CyberPolicy is the only place where you can compare business insurance quotes and buy multiple insurance policies online. You get fast, accurate, and actionable quotes based on your specific needs with competitive rates and coverages. Malware, cyberattacks, and data loss are very real threats to every business. CyberPolicy gives you protection where it’s needed most - online. Tell us a little about your business, and we’ll show you the policies that cover your needs! Buy online or speak with a licensed advisor and quickly get the coverage you need! Continued legal support to handle any lawsuits. Financial support to cover regulatory fee. Credit monitoring for your impacted customers. Lost income support if your operations are interrupted. -
26
HSB Cyber Suite
Hartford Steam Boiler
HSB Cyber Suite is a comprehensive cyber insurance program designed to provide protection from a wide range of cyber risks for small to mid-sized enterprises. HSB has extensive experience and expertise in cyber risk and HSB Cyber Suite coverages are designed to keep pace with the evolving cyber risk landscape. HSB Cyber Suite offers a bundle of coverages that provide multiple layers of protection against complex cyber risks. Pays insureds for forensic IT, breach notification, credit monitoring and case management services, legal counsel, PR services, reputational harm, reward payments, regulatory fines and penalties, and PCI assessments, fines and penalties. Third party coverage for suits brought by affected individuals or for judgments brought by states or regulatory agencies. -
27
Tokio Marine HCC
Tokio Marine HCC
With a broad range of innovative specialty insurance products and services, we are excited to introduce you to our new business unit and our combined strengths. We know you will find our creativity and flexibility helpful in building strong relationships with your clients. And with the financial strength, history and global leadership of Tokio Marine, your customers will continue to have confidence in the innovative insurance solutions we provide. Our state-of-the-art tech & cyber solutions are specially designed to provide more than just insurance. While we cover a broad range of cyber and privacy exposures, our innovative risk management services like CyberNet® and our expert cyber claims team provide excellent resources to help businesses stay ahead of ever-changing cyber risks. -
28
THREE
THREE
THREE is a new kind of small business insurance. It was designed to protect your business—your people, your property, your operations—all of it, with one comprehensive insurance policy. -
29
Berkley Cyber Risk Protect
Berkley Cyber Risk Solutions
Berkley Cyber Risk ProtectSM provides expansive first and third party cyber coverage that provides options for separate limits and retentions, subject to an annual policy aggregate, allowing flexibility to choose only coverages meeting policyholders’ needs. Reimbursement for costs to replace, remediate and improve computer systems and establish and improve data security practices and policies. -
30
Aspen
Aspen Insurance Group
Employing a selective distribution model, we offer best-in-class service to our broker partners and clients. We deliver the benefits of a global corporate footprint with regionally accessible underwriting and claims contacts. And with both primary and excess products, we can help manage cyber risk either via full participation or quota share. With an integrated underwriting and claims team who has seen it all, you can rest assured that with Aspen, your clients are benefiting from years of deep expertise, as well as carefully selected, built-in incident response services. Our robust risk management services are an important part of what we offer; we understand risk and by supporting our customers before, during and after an incident, we add value to their business and help mitigate the impact of claims.