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Best Banking as a Service (BaaS) Providers - Page 2

Compare the Top Banking as a Service (BaaS) Providers as of October 2025 - Page 2

  • 1
    Sandbox Banking

    Sandbox Banking

    Sandbox Banking

    A low-code integration platform for banking. The Sandbox Banking platform helps customers connect fintech products to their existing systems. The company’s fintech partners close financial institution sales faster and can offer seamlessly integrated experiences across banking customer systems. Banks and credit unions grow revenue and increase operational efficiency by securely integrating fintech products with their existing infrastructure via Glyue. Using the company’s Glyue™️ platform, banks, and credit unions can accelerate digital transformation using pre-built API adapters and solution templates to securely connect existing systems with fintech partners. Our growing ecosystem of banking adapters and partners creates a network effect for fintech and customers. Distribute BaaS APIs and connect fintech vendors knowing ongoing security, infrastructure management, system maintenance, and business process changes are handled by Sandbox Banking for over 50 banking institutions.
  • 2
    Finzly

    Finzly

    Finzly

    Enjoy future-proof payment infrastructure with Finzly's award-winning payment core. Unify all payment rails using a single API on a payment hub and provide a rail-independent single payment experience to your customers. Break free from the constraints of legacy core and launch new financial products with unprecedented agility and speed. Launch FedNow & RTP, modernize ACH & wires, or centralize processing using our payment hub. Deliver a modern, customizable treasury experience designed for the digital economy demands. Support embedded banking by offering BaaS through Finzly APIs. Finzly’s award-winning operating system empowers your bank to innovate and compete at scale. FinzlyOS works on a simple, app-based system. Adding new financial products is nearly as easy as adding an app to your smartphone. Retain your current customers by adding on-demand features and attract new customers to your brand.
  • 3
    Synctera

    Synctera

    Synctera

    The easiest way to build banking for your customers. Enhance your value proposition and boost revenue by offering banking products and services to your customers. Synctera's banking as a service platform has everything you need to build, launch, and scale embedded banking and financial products. With Synctera's BaaS platform, companies of all sizes across industries can build, launch, and scale embedded banking products. Use a single set of flexible, secure APIs to access all the best-in-class technologies you need to build a great banking product. Whether you’re new to the financial industry or not, Synctera's extensive documentation helps you build. Synctera has a wide range of sponsor banks on our BaaS platform that can power your financial product’s capabilities. We facilitate resilient relationships between you and the sponsor bank partner that is most compatible with your unique product vision, target market, and timeline so you can launch and scale with confidence.
  • 4
    Banking Circle

    Banking Circle

    Banking Circle

    Banking Circle is a fully licensed bank that provides mission-critical financial infrastructure to businesses, banks, and marketplaces. Their services include cross-border payments in 24 currencies, access to 11 local clearing schemes, and a comprehensive suite of solutions across accounts, payments, and foreign exchange. Since its launch in 2016, Banking Circle has achieved a 108% compound annual growth rate in payment volumes settled on behalf of its clients. Banking Circle's infrastructure enables clients to move liquidity in real-time for all major currencies securely and compliantly, facilitating global reach and access to markets where their customers trade. Effortlessly manage your payments and FX conversions with our intuitive, PSD2-compliant client portal. access instantly. No integration is required. Tap into multiple domestic markets through a single integration point, without the need for local banking relationships.
  • 5
    Infinant Interlace Platform
    Expand distribution of your banking products through the Interlace platform. Providing the ability to offer new bundled products and services to existing customers and new customers through bank or partner channels. Lift accounts from your legacy core to our virtual account system to reduce legacy operating expense. Ability to launch programs in weeks versus months with a modern API-first cloud-native stack. Eliminate complex and costly core replacement and side-car core projects. Real-time processing of accounts, payments and card transactions to bundle new offerings. Central Interlace Console with compliance assurance across all programs through bank controls that are inherited by every program. Real-time Settlement Automation to ensure integrity of funds flow and to eliminate manual reconciliation of programs.
  • 6
    Marqeta

    Marqeta

    Marqeta

    Our open API platform enables the world's innovators to instantly issue & process cards with more control, flexibility & scale. Marqeta is rewriting the rules for what’s possible with payment cards. With the most advanced infrastructure and tools for building highly configurable payment cards, Marqeta’s open API platform is designed for developers who want a simplified way of managing payment programs so they can create world-class experiences, innovate, and power new modes of commerce. A modern card issuing platform that powers the future of commerce, accelerates your business and helps build new and innovative products. An open API, instantly issued sandbox lets you get started in three clicks and enables you to instantly issue physical, virtual, and tokenized payments. Refined payment and authorization controls to rein in excess spending, protect your margins, and enable exceptional user experiences.
  • 7
    Conductor

    Conductor

    Conductor Tecnologia

    Leading payments & banking as a service platform in Latin America. Conductor is the leading card issuing and banking-as-a-service software platform in Latin America. With its cloud native and open API platform, Conductor powers the leading fintechs, banks, retailers, and enterprises across the region, enabling them to launch and scale innovative digital accounts and card programs. Conductor currently powers over 85 million accounts and processes over $20 billion in payment volume across Latin America. Conductor is taking the lead in the digital revolution for the payments industry. Our technology enables companies from a number of industries in Brazil and Latin America to provide their target audience with the best solutions in payments. Dock is a payment institution offering an Open Banking platform so that other companies are able to provide financial services and quickly build their own bank or fintech, free of complications and in a while-label form.
    Starting Price: $1
  • 8
    Bankable

    Bankable

    Bankable

    We enable and serve dominant financial institutions, corporates and FinTech entrepreneurs to bring to market highly differentiated payment solutions supported by a very strong, immediate business case. We deliver significant new net revenues and cost-savings by leveraging our fast, scalable and secure API and white-labelled platform to deploy targeted solutions. Our interoperable proprietary platform is PCI-DSS certified (Payment Card Industry – Data Security Standards) and hosted in Tier-4 data centers with the highest level of security certification. Bankable's Virtual Ledger Manager is a cloud based virtual account solution applicable on top of any bank account enabling enhanced cash management for global corporates. It is a multi-bank solution capable of processing standardised and proprietary data formats from multiple banks.
  • 9
    Routefusion

    Routefusion

    Routefusion

    Through our global banking APIs, fintech expertise, and customer support, decrease your time to market, reduce the cost of global payments and expand your products and services internationally. Opening up international bank accounts is challenging. We'll do it for you - making direct debiting, global reconciliation, and a unified global banking experience simple. Do international business like a local. Pay international vendors and customers with ACH, SPEI, SEPA, SWIFT wires, and more. Our global payment and FX institutions network gives your customers access to rates that have traditionally only been reserved for the largest corporations. With our new approach to cross-border payments, no one gets left behind. We believe in tearing down financial barriers to growth so that every business has the opportunity to thrive.
  • 10
    Central Payments Open*CP
    This portal provides a sandbox to test APIs and manage partners, clients, and your processing preferences. Our Open*CP Fintech API Marketplace is one of the only ‘REAL Banking-as-a-Service’ platforms powered by a full-scale, digital payments bank. Open*CP Fintech API Marketplace is simplifying the way that established brands and fintech acquire single-source access to the full payments ecosystem in lieu of expending the resources or acquiring the expertise to piece together all of the individual parts. Open*CP’s features of technology, charter and choice make it the solution for entrepreneurs who long for a complete integration from a trusted payments bank that leads in innovation. Central Payments is focused on making financial experiences better for all, particularly serving people of modest means who historically have not enjoyed the benefits of affordable and accessible financial products.
  • 11
    M2P Fintech

    M2P Fintech

    M2P Fintech

    We handle opening of user/bank accounts, customer onboarding, compliance checks, and regulatory requirements, end-to-end. We guarantee industry standard compliance and a frictionless user experience. Roll out future-ready, customer-relevant banking services with our holistic core banking system. We help businesses provide smooth payment experiences to their end customers. Whatever the payment requirement, our solutions can handle it. We help organizations and banks issue branded physical and virtual cards. We configure requirements and co-create card programs specifically for your needs. We connect finance, technology, and commerce, with our capabilities like collection tech, payouts, plug-ins for merchants, payment gateway, and more. Our solutions are end-to-end, meaning we do all the heavy lifting, enabling you launch cards, programs, any fintech product in no time at all.
  • 12
    ClearBank

    ClearBank

    ClearBank

    Financial institutions, from fintechs and crypto platforms to banks and credit unions, use our API to offer their customers a fully regulated banking infrastructure and real-time clearing access. That way the business can grow on your own terms, and stay ahead at speed. Offer your customers FSCS-protected accounts by leveraging our banking license. We take care of the banking products so you can focus on creating the business that your customers dream of. Start processing payments faster and more securely by connecting to the payment schemes via our API. Choose the fully regulated accounts that work best for your business and your customers. With our cloud-based API, we offer banking infrastructure so financial institutions can focus on providing the best service for their customers and stay relevant in a fast-paced market. We understand the pain of dealing with legacy systems, the cost, and the risk involved in innovating in the financial services sector.
  • 13
    FinBox

    FinBox

    FinBox

    Work with 60+ partners with a cumulative user base of 30 million people. Every single line of code has the potential to impact millions. Build a life not just a career. Leave it to us to get you the best compensation, rewards, and gadgets. You focus on building the future. With a suite of more than 20 products and counting, you get to scale market-fit to market dominance. If not, you are always welcome to launch a new one. We build rocket ships. Be it for banks, fintechs or the next million digital companies that want to offer financial services. You'll be the one in the cockpit. Not just driving the existing roadmaps but helping us chart new orbits. We don't believe in crushing hierarchies or micro-management. Instead, we like to decentralize ownership and have teams make their own rules, roadmaps, and reporting structures. We expect you to do the same too.
  • 14
    Treasury Prime

    Treasury Prime

    Treasury Prime

    Connecting Fintechs & Banks. Use Treasury Prime APIs to embed a full range of banking services from account opening to payments to cards. For Fintechs. Get to market fast—with a pricing model that makes sense. Using Treasury Prime is 5x faster and cheaper than doing your own integration. Explore our products. Most complete set of banking services. A full range of banking capabilities plus the custom reporting you need for your business. Great developer experience. Best documented and easiest to use API. Direct relationship with your bank. Banking services are the foundation of your business; we work with multiple banks and ensure that you have the right bank partner. For Banks. Unlock new channels for growth. New banking relationships drive deposits, increase transaction revenue, and build non-interest income—without changing any systems. 50% lower deposit acquisition cost. Onboard commercial accounts in 2 minutes instead of 2 weeks 30% more deposits.
  • 15
    Kobble

    Kobble

    Kobble

    Kobble is an innovative financial technology platform designed to accelerate the deployment of new financial products through AI-powered, modular Banking-as-a-Service (BaaS) solutions. Our platform empowers banks, non-bank financial institutions, fintechs, and retailers to build and scale financial products with agility and ease. By leveraging Kobble’s modular architecture, you can seamlessly integrate: ● Digital Wallets - Apple & Google Pay ● Retail & Corporate Ledger ● Virtual account (BSB/Acc & PayID) ● Payment rails (DE, NPP, PayTo & Acquiring) ● Card issuing (prepaid, debit & bin sponsorship) ● FX / Remittance Services* ● Multi-Currency accounts* ● Rewards & loyalty solutions* ● KYC, liveness, PEP & Sanctions ● Personal financial management & enrichment ● Transaction monitoring (AML, fraud and scam monitoring) ● Open banking* ● White label options* ● AFSL licensing
  • 16
    HUBUC

    HUBUC

    HUBUC

    From a single API and with just one contract, HUBUC covers compliance and provides access to fintech and banking services for brands to create new revenue streams, increase customer loyalty and enhance user experience. We offer: - Embedded Banking: open local IBAN accounts within your product. Receive funds instantly and reconcile transactions with intelligent automation across 58 countries. - Embedded Cards: grow your business and launch new services at pace with prepaid, debit and credit cards which are connected to the world's largest payment networks. We are making this possible in three simple ways: - We provide access to developer-friendly, powerful tech stack to our clients through one single API. - We connect fintech capabilities of industry giants such as VISA & Mastercard, issuing banks, innovative FX, security and compliance players to our clients through one contract. - We guide implementation and secure transactions across all 58 markets where we operate.
    Starting Price: $0
  • 17
    Solaris

    Solaris

    Solaris SE

    Our Banking-as-a-Service platform has everything you need to build your own banking products. Solarisbank is a technology company with a German banking license. With our straightforward APIs, you can integrate our fully digital banking services directly into your product. We have mastered the technical and regulatory complexities of banking, so that you can focus on what's really important: your customers. Create your own banking product with our powerful APIs. Build your own neobank with our Digital Banking and Cards APIs. We take a B2B2X approach, meaning you remain the owner of the full customer relationship. Our simple and self-explanatory API documentation will have you up and running in next to no time. Our Banking-as-a-Service platform is based on modern RESTful APIs that can be mixed and matched to suit your needs. We shoulder the regulatory burdens of running a licensed bank, so you can focus on your customers’ needs.