Best Banking Apps for iPhone
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What are Banking Apps for iPhone?
Banking software is designed to manage, automate, and secure financial operations across retail, commercial, and investment banking institutions. It enables banks to handle core activities such as deposits, loans, payments, account management, and compliance with regulatory requirements. Modern banking systems integrate digital channels—including online, mobile, and ATM networks—to provide seamless customer experiences. Many platforms also incorporate AI, analytics, and blockchain technologies to enhance fraud detection, risk management, and personalization. By digitizing operations and improving efficiency, banking software helps institutions deliver secure, scalable, and customer-centric financial services. Compare and read user reviews of the best Banking apps for iPhone currently available using the table below. This list is updated regularly.
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1
Plaid
Plaid
Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services.Starting Price: Free -
2
SBS offers an advanced, modular, real-time, fully cloud-native core banking system covering deposits, payments, lending, and compliance. Empowered by AI and Cloud evolution, it offers a robust, scalable architecture with seamless integration capabilities. As a SaaS solution, it ensures cost-effectiveness, superior security, and continuous innovation access without complex migrations.
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3
North One
North One
Business banking made for America. Business builders asked for better banking. So we built North One. Open an account in minutes. Building your business, creating jobs and serving your community is what you do. It’s hard work. North One makes the hardest parts of running your business easy. Focus on the road ahead, we’ve got your back. North One is proudly built for small businesses, startups and freelancers across America. Make payments easily, keep tabs on your money and put your finances on autopilot through smart integrations with the tools you’re already using. North One was built to make managing money easy so you can focus on running your business. No more branches. No more lines. No more paperwork. Get complete access to your North One Account from your phone or computer, wherever your business takes you. Create Envelopes for taxes, payroll, rent, and anything else automatically.Starting Price: Free -
4
Moxo
Moxo
Moxo revolutionizes banking operations with its innovative Service Orchestration Platform, designed to streamline complex financial workflows. The platform's Moxo Flow feature enables banks to orchestrate seamless customer journeys, from account opening to ongoing service requests, within a secure digital workspace. Customizable workflow templates and native actions like digital signatures and document collection facilitate efficient, compliant processes tailored to specific banking needs. Moxo's robust integration capabilities ensure synchronization with core banking systems and CRMs, maintaining data consistency and enabling a holistic view of customer relationships. This comprehensive approach enhances operational efficiency, regulatory compliance, and the delivery of personalized, high-touch banking experiences in an increasingly digital landscape. -
5
ebankIT
ebankIT Omnichannel Digital Banking Platform
ebankIT enables banks and credit unions to deliver the same humanized, personalized, and accessible digital experience on mobile, web, and voice banking, as well as whatever future channel may come next. Enhanced with flexible and robust full omnichannel capabilities, ebankIT Digital Banking Platform offers a fast and seamless digital banking transformation. With extensive customization capacity and a continuous focus on human interactions, ebankIT future-proves the digital strategy of banks and credit unions, empowering them with a truly customer-first approach Our story ebankIT was founded in 2014, by an experienced team of fintech experts, who believe there was a better way for financial institutions to digitally engage with their customers and members. -
6
Finicity
Mastercard
Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences. Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products. -
7
Bankingly
Bankingly
Bankingly is a SaaS cloud-based platform for financial institutions, enabling seamless digital banking solutions. Its integrated suite includes web and mobile banking, conversational banking, digital onboarding, loan origination, and fraud prevention. With a flexible pricing model based on active users, Bankingly enables institutions to boost revenues, streamline costs, and deliver exceptional experiences within weeks. Trusted by 120+ institutions all over the world. Bankingly targets financial institutions, banks, credit unions, and Coops throughout Latin America, Africa, and Asia that want to offer digital banking solutions to their customers.Starting Price: 1000 -
8
Ondato
Ondato
Ondato is a tech company that streamlines KYC and AML-related processes. We're providing advanced technological solutions for digital identity verification, business customer onboarding, data validation, fraud detection, and more. All of them meet the highest quality standards available for KYC online or offline onboarding for all business and customer types orchestrated from a single interface. We're turning compliance into a business benefit by creating a safer environment for organizations and individuals alike.Starting Price: €149.00/month -
9
Doocat Banking
Energize Global Services
Doocat banking software is an advanced, comprehensive banking solution designed specifically for Microfinance institutions. The platform integrates four key modules—Core banking, Mobile banking, Agency banking, & E-commerce—each built on a robust microservices architecture. Doocat’s super-flexible structure allows for extensive configuration of features and settings, ensuring that the software can be tailored to meet the specific needs of each institution. Whether deployed on-premises or as a SaaS solution, Doocat adapts to the unique operational requirements and regulatory environments of different regions, making it an ideal choice for Microfinance institutions seeking a comprehensive, adaptable, and future-ready banking solution. The Core banking module ensures flexible, compliant operations. Mobile banking provides seamless account management on the go. Agency banking extends financial access via agents, and the E-commerce provides integrated online shops for small business.Starting Price: $3000/month/5000 users -
10
TurnKey Lender
TurnKey Lender
TurnKey Lender is a one-stop lending infrastructure used by creditors in 50+ countries to automate all elements of their operations. The platform enables lenders to profitably grow their business while cutting operational costs and risks. It's a powerful AI-driven SaaS that automates over 90% of all lending processes and gives both B2C and B2B lenders a competitive edge. TurnKey Lender Platform has several pre-configured solutions packages including Commercial, Consumer, Pay Later, Auto, Mortgage, Leasing, Factoring. Built in constant collaboration with lenders worldwide, TurnKey Lender is the ultimate solution that answers real-life digital lending challenges in a sophisticated manner. -
11
SDK.finance
SDK.finance
SDK.finance is a white-label core payments platform, serving as a backbone for building fintech products on top. Available in cloud PaaS and on-premise with the source code license versions, the platform caters to businesses of all sizes - from startups seeking affordable software to SMBs and enterprises that need scalability and independence.Starting Price: Contact us -
12
Omnibanca
Corporacion Consultec
Omnibanca is a product that accelerates digital transformation. In addition to providing traditional digital channels, web banking and mobile banking, it also provides any digital channel; wacht, IOT, on boarding, credit origination, product sales. It is omnichannel, central client. It has the ability to integrate with all legacy systems, it contains a powerful api manager, multi language, currency and company. Streamline the adaptation of your financial institution to new technologies with Omnibanca. We consolidate in a single product functionalities of core systems and new fintech capabilities. Omnibanca connects all channels with back-end applications, facilitating access to all services and unifying the data of your customers.Starting Price: $69,999 per feature -
13
Galoy
Galoy
Communities and institutions around the world are accelerating Bitcoin and Lightning adoption using Galoy, an open-source banking platform. Accelerate development of Bitcoin banking solutions with self-hosted infrastructure or “banking-as-a-service” managed implementation. Launch a Bitcoin community bank using the same shared custody model and easy-to-use Lightning wallet that helped Bitcoin Beach build a circular economy. Use proven infrastructure to provide 21st-century financial services directly to any constituent with a mobile phone and internet connection. That's why we build products that enable organizations of any type or size to create their own Bitcoin-based bank. The app makes it easy to pay via Bitcoin address, Lightning invoice, or individual username. A transaction log displays a history of payments between users. The mobile-friendly map displays all local businesses that accept Lightning payments.Starting Price: Free -
14
Solid
Solid
Instantly create bank accounts, offer crypto wallets, send payments, and issue cards to your customers. Solid offers a fully integrated & compliant suite of FinTech services. Integrate in minutes to build never-before-seen experiences. Solid's Banking as a Service (BaaS) enables companies to build and launch deposit products, such as business and consumer checking accounts. It includes the ledger, statements, and everything needed to create delightful banking experiences. Solid's Card Issuance and Management platform is the first of its kind. Issue cards are the modern way, to serve the needs of your customers, with one single API. Credit, debit, and prepaid cards, both in physical and virtual form factor, are all fully managed by Solid. Engage your customers with a light & powerful experience, in your product, with Solid's instant bank /account creation API. Issue branded physical and virtual cards instantly, with the spending controls they need with Solid's /card API.Starting Price: Free -
15
Meniga
Meniga
Our solutions make digital banking personal. Our award-winning digital banking platform helps to lead financial institutions to utilize data to meaningfully engage with their customers and develop new revenue streams. Through our market-leading consolidation, merchant mapping, and categorization technology, your bank gains valuable insights into the financial health and habits of your customers, while they too benefit from the automatic sorting of their transactions. Consolidate, enrich and optimize personal finance data for digital channel innovation. Discover new patterns and high-potential customer segments with audiences. Provide customers with access to their bank accounts and credit cards from other banks. Our digital banking APIs enable your bank to deliver innovative, engaging, and gamified banking solutions to your customers. Build long-term customer loyalty by providing a proactive and personalized financial coach.Starting Price: Free -
16
FinCell
FinCell
The easiest way to set up your mobile banking solution. Choose FinCell, a white-label solution for financial institutions that want a cost-effective and easily customizable mobile banking app. FinCell is based on open banking principles, ensuring effective integration with your core system through open APIs. FinCell’s information security and quality management are backed by ISO 27001 and ISO 9001, proving that all needed safety and compliance measures are integrated into a product. FinCell is developed by experts certified in CISSP, CDPSE, and CISA, ensuring best industry practices. Get your mobile banking app up and running in 2 months, FinCell offers pre-defined features, helping you to reach the market faster. Pay for what you actually use. FinCell works on a subscription-based pricing model, where fees are related to your customer base. Easily scalable FinCell helps you increase revenue, grow your customer base, and reduce churn rate.Starting Price: Free -
17
Fivvy
Fivvy
A SaaS platform that boosts banks' competitiveness and market position through personalized digital experiences and revenue-generating insights. Create a personalized digital experience for your customers. Sales opportunities in real-time, hyper-personalized, and contextualized. The pricing structure is highly competitive compared to other solutions on the market. Platform designed for fast implementation that allows agile integration with existing systems. Comprehensive 360° solution that improves the customer experience and drives business growth. By analyzing customer data, Fivvy provides bank users with insights into spending habits, savings patterns, and investment behavior. This allows banking institutions to use new tools to offer a more personalized approach and effective solutions that focus on customers. At the same time, it enhances the value of their user data. Stop losing competitiveness in an ecosystem of permanent change, monetize your data and increase loyalty.Starting Price: Free -
18
INFINIT
INFINIT
Vertical banking services for SMEs, with AI-powered business tools. A comprehensive platform seamlessly integrating vertical banking and business functionalities with an intelligent operating system, leveraging AI and industry expertise. We only serve specific industries to offer the best financial and business tools that adapt to your real needs. Our solutions rigorously adhere to both regulatory and industry standards. Equipped with the latest anti-fraud technologies in order to guarantee our customer identification. End-to-end compliant with GDPR and anti-money laundering regulations. INFINIT is a global banking app revolutionizing several industries. Born in Europe, we are now operating all around the globe. Our innovative solutions streamline traditional practices and enhance growth and simplicity for business owners worldwide. An operating platform to simplify the running of your business for you and your team.Starting Price: Free -
19
FIS Digital One
FIS
A single software platform to transform your digital banking experience. Financial institutions differ in size and style, each with distinct digital banking needs and expectations. FIS Digital One delivers consistency across digital and mobile self-service and banker-assisted channels, whether you’re supporting retail customers, business clients, or employees. Each customer brings their own expectations, so delivering retail banking experiences that are personalized, convenient, and accessible is essential to meet them. With its modular framework, Digital One enables you to create tailored experiences for your entire customer base, providing them with the self-service digital banking offerings they want and expect. FIS is on a mission to enhance our offerings so you can provide your end-users with digital banking experiences that stand head and shoulders above the rest. This includes making them easier to use, investing more in user experience and design, and adding new features.Starting Price: Free -
20
IC-Banking
Infocorp Group
The IC-Banking suite is designed to create the perfect experience for each of its users. It pays as much attention to the retail or corporate client as it does to the bank's developer or technology team while stimulating the growth of Fintech ecosystems through an open platform, whose only limit is the creativity of its users. At its outermost layer, our Smart Rings model presents a single objective: to establish the appropriate link between the platform and the different actors, and the internal rings provide the different tools, channels, and business capabilities necessary to achieve this. All this is supported by our robust technological core that works as the pillar and heart of our suite. Complete, intelligent and omnichannel solutions for corporate banking. Be where people are and give them what they need. That’s the whole point. -
21
NexJ CRM
NexJ Systems Inc.
Each of our 6 industry-specific products are tailored to your specific vertical to help you meet your business objectives. CRM for Wealth Management - helps advisors grow assets under management by forging deep client relationships. CRM for Private Banking - helps Relationship Managers grow assets under management by solidifying client relationships. CRM for Commercial Banking - helps bankers drive upsell and cross-sell opportunities by delivering personalized service. CRM for Corporate Banking - helps business bankers drive upsell and cross-sell opportunities by connecting insights and sales teams across regions. CRM for Sales, Trading & Research - helps users maximize profit and optimize capital usage CRM for Insurance helps agents drive renewals and cross-sell opportunities. Our products can meet all of your CRM needs in a single package – this includes Sales, Service and Marketing capabilities which are tuned to your specific industry. -
22
Wiise
Wiise
Wiise is powerful all-in-one business management software that's built on Microsoft Dynamics and backed by KPMG. Our ERP system integrates all your essential business tasks like accounting, payroll, inventory, CRM and more into one seamlessly connected system. The result is seamless workflows, greater details to manage complex operations, and real-time insights to make smarter and faster decisions. To learn more: wiise.comStarting Price: $138 per full user per month -
23
ICS BANKS
ICS Financial Systems
ICS BANK is a comprehensive banking and financial software solution that provides a modular menu to choose from and create your own customized system. ICS BANKS Universal Banking enables the bank to service its customers by providing essential digital features, utilizing facilities, and the latest technologies such as; Cloud availability, - Open APIs, Agency Banking, BPM, DMS, Artificial Intelligence and Robotics, Blockchain, Cash Management System (CMS), Chatbots, Smart Contracts, Cardless Payments, Customer onboarding, and Wearable Banking. ICS BANKS comprehensive touchpoints and omnichannel capabilities enable banks to have the opportunity in leveraging data and acquiring desired customer information at any time in any place. On the other hand, ICS BANKS supports AML, FATCA, and CRS whilst its holistic APIs connect to local and regional authorities for further regulatory and compliance processing. -
24
Canopus EpaySuite
Canopus Innovative Technologies
Canopus connects you to a full spectrum of digital banking and payment functionalities. Our one-stop-shop solution includes everything you need for your Fintech business – software, open API and connections to the most important partners, e.g., banks, forex, card issuers and acquirers. We offer the most popular functionalities any Payment Service Provider, no matter the size, needs - customer onboarding and AML, digital banking, SWIFT/SEPA payments, forex, payments to card, card issuing, payment acquiring and crypto payments.Starting Price: $45000.00/one-time -
25
FINSYS
OpenFactor Technologies
FinSys is a robust, secure and cost effective digital, community and agency banking platform with modular service-oriented architecture that provides a comprehensive range of functionalities required to deliver financial inclusion. Built on the Apache Fineract engine, FinSys supports multi-entity, multi-currency and multi-lingual capabilities. It has a complete range of independent business modules which operate within an integrated framework. This allows financial institutions to rollout new financial services in a most cost-effective way. FinSys supports lending, investment account with support for fixed and recurring deposits, savings and current accounts, standing instructions, account transfers and provide support for a mix of deposit and credit products. Flexible interest, charges and fees management. FinSys provides a comprehensive agency banking modules with functionalities that includes agent management, till management, fees,charges and commission management.Starting Price: $15000 per year -
26
Alviere Hive
Alviere
Alviere’s embedded finance platform allows any organization to seamlessly integrate financial products and services into their existing offerings, and provide customers and partners with the most comprehensive embedded financial solution on the market. Alviere’s platform offers an extensive range of customizable branded products and services that include FDIC-insured virtual accounts and physical card issuing, payments, digital global money transfers, and crypto/web3 products, all through one API integration. Alviere is a fully licensed and regulated financial institution, and provides comprehensive compliance, risk management, fraud/AML montioring and security to ensure long-term program success.Starting Price: $0 -
27
Crassula
Crassula
Create a fully-functioning digital bank in a matter of days. Whether you are launching your own banking or e-wallet or you want to seamlessly embed FinTech solutions into your product, Crassula Banking will get you covered. Companies that service business and private customers. Financial institutions that are reselling IBANs and payments. Currency exchange businesses. Telecoms, retailers, and crowdfunding companies that would like to open financial accounts for customers. All banking accounts are multi-currency and work for private, business customers and licensed financial institutions via API, web, and mobile interfaces. Issue and manage cards, process transactions, and set up fees, with multiple currencies supported. Offer your customers the freedom to buy online and offline, with virtual and plastic cards. Manage balances, currencies, chargebacks, and more within one service. Create your own eCommerce global payment gateway with Crassula.Starting Price: Free -
28
Trusek
Trusek
Trusek’s platform enables FinTechs, FIs & Banks to launch new products 10 X faster than traditional development. We deliver in less than 6 weeks—why take 60 building? We empower FinTechs & FIs to innovate faster, scale seamlessly, & reduce costs with our secure, flexible, & scalable Multi-Currency Core Fintech & Banking Platform. We eliminate the barriers of DIY systems, high development costs, & slow time-to-market by enabling you to quickly create, test, & launch new Fx Payment, Loans & Savings products without disrupting your existing infrastructure. Whether you’re expanding geographically or introducing new services, Trusek provides the tools to grow efficiently & focus on what matters most—exceptional customer experiences. This solution offers total flexibility & supports White Label Web & Mobile App facilities & robust API integrations. Its scalable architecture ensures it can seamlessly accommodate business growth & expansion into new markets. -
29
Mazlo
Mazlo
Mazlo is a fintech company specializing in tailored banking solutions for nonprofits and fiscal sponsors. Our mission is to empower organizations to efficiently manage their finances and achieve their goals through exceptional service, advanced technology, and innovative banking tools. Mazlo streamlines financial operations, offering essential banking services, donor and vendor management, and simple accounting solutions designed specifically for nonprofits and fiscal sponsors. To cater to fund accounting needs, Mazlo creates separate bank accounts for each project, providing a clear separation of funds and ensuring compliance with regulatory requirements. This approach minimizes manual work, reduces errors, and allows organizations to focus on their mission.Starting Price: $0 -
30
Vault
Vault
Launch your own fiat and crypto banking operations in just a few days and at a fraction of the cost of doing it on your own. Vault delivers a crypto-friendly secure banking platform for any business looking to provide their customers, agents, or employees with a complete payment ecosystem, under their own brand, with minimal hassle and the industry's best go-to-market pace. Individually segregated IBAN accounts to all users, no matter their country of residence (some restrictions apply). Vault clients that have their own crypto token can easily add them to the Vault ecosystem. Global payment solutions give access to a world of cryptocurrencies. Exit cryptocurrencies into traditional fiat currencies as easily as sending a bank transfer. Vault and its associated companies empower more than 1m+ users to access crypto, banking, and card solutions. Through Vault, our white-label clients can provide fiat, crypto, and payment card solutions to their users.