Best Spend Management Software for Cloud
View:
Compare the Top Spend Management Software for Cloud as of October 2025
Sort By:
What is Spend Management Software for Cloud?
Spend management software helps businesses track, control, and optimize their spending across various departments, suppliers, and categories. These platforms provide tools for budgeting, expense tracking, procurement, and invoice management, helping companies monitor their financial transactions and ensure compliance with internal policies. Spend management software often includes features like real-time analytics, approval workflows, supplier management, and reporting, enabling businesses to identify cost-saving opportunities, negotiate better contracts, and improve financial efficiency. By using this software, organizations can gain better control over their spending, reduce unnecessary costs, and enhance their financial decision-making processes. Compare and read user reviews of the best Spend Management software for Cloud currently available using the table below. This list is updated regularly.
-
1
Wallester
Wallester
Wallester is an Estonian-licensed financial institution and official Visa partner since 2018, specialising in digital financial solutions and card issuance. We help companies across the EEA and the UK streamline payments, launch branded cards, and scale efficiently. What we do: 1️⃣ White-Label Solution with Embedded Finance Our White-Label solution lets businesses integrate financial services directly into their platforms—known as embedded finance. This enables branded payment cards tailored to specific needs, improving customer experience and opening new revenue streams. We ensure swift time-to-market with simplified integration and dedicated support. 2️⃣ Wallester Business: Corporate Expense Management Wallester Business modernises corporate expense management with instant access to virtual and physical Visa cards. Through our app and portal, companies can track expenses, analyse budgets, and integrate seamlessly with accounting systems for better financial control.Starting Price: $0 -
2
AvidXchange
AvidXchange
AvidXchange modernizes how middle market businesses manage expenses and payments with AI-enhanced software and support from real people. With 25 years of experience, our solutions automate manual tasks, reduce costs, and streamline your AP process, so you can focus on what matters most. Featuring one of the largest supplier networks in the middle market, AvidXchange offers in-depth industry expertise across real estate, community association management, healthcare, hospitality, education, hospitality, and nonprofits, as well as construction, financial services, and media through the acquisition of Core Associates, BankTEL, and FastPay. Why AvidXchange? - Trusted by 8,000+ businesses to digitize and automate AP workflows - 1.2 million suppliers paid through the AvidPay Network in the last five years - 240+ accounting system and ERP integrations Increase efficiency, visibility, and control in your AP process. Learn more at avidxchange.com">
-
3
Precoro
Precoro
Precoro is a cloud-based solution for procurement centralization & automation. It unifies your procurement operations, eliminates manual work, prevents maverick spend and drives savings — faster than you think. - Procurement: Build stronger relationships with suppliers, store contracts, and simplify requests for employees. - AP Automation: Save time at each stage of invoice processing with AP inbox, AI-powered OCR, approval workflow, 3-way matching, reporting, integrations, and budget control. - Spend Management: Seamlessly navigate budgets across locations and departments, manage expenses, and generate reports for insightful analysis. - Supplier Management: Automate vendor onboarding and approval to mitigate possible risks. - Connect Precoro with ERP systems and business tools like NetSuite, QuickBooks Online, Xero, and Sage, or build custom connections using a free API. Eliminate duplicate payments and manual document handling.Starting Price: $499/month -
4
BILL
BILL
BILL Spend & Expense transforms the headache of expense management into a painless digital process. Say farewell to lost receipts, delayed approvals, and manual reconciliation. With BILL Expenses, you can: - Capture receipts on the go with quick mobile snaps that digitize instantly - Create and submit expense reports in minutes, not hours - Set approval workflows that respect your company policies - Process reimbursements quickly so your team isn't left waiting - Gain real-time visibility into spending patterns and budget impacts Stop chasing paper trails and spreadsheet nightmares. Eliminate the friction between spending and accounting, giving employees, managers, and finance teams exactly what they need—simplicity, speed, and accuracy. For businesses tired of expense management chaos, BILL Spend & Expense delivers the digital transformation that turns one of your most tedious financial processes into one of your most transparent and efficient.Starting Price: $45 per user per month -
5
Setyl
Setyl
Setyl is a cloud-based IT asset management platform (ITAM) that combines hardware and software asset management in one. The platform seamlessly integrates with 100+ IT systems, including MDM, RMM, IDP, SSO, HR, finance, helpdesk tools, and more. Use Setyl to gain full visibility and control over your IT assets, SaaS applications and licenses, users, vendors and spend in one place — helping you: ✓ Streamline and scale your IT operations, including employee onboarding and offboarding. ✓ Identify and eliminate wasted IT spend. ✓ Safeguard against compliance risks and prepare for your audits, including ISO 27001 and SOC 2. The user-friendly interface requires little to no learning curve, making it easy to use and implement, and to collaborate with people across your organization. Features include: asset and license register, full asset lifecycle management, app renewal management, employee on/offboarding, shadow IT detection, vendor audits, and IT spend reporting. -
6
Order.co
Order.co
Order.co is an AI-powered procurement and payments platform that connects purchasing, approvals, payments, and reporting in one intelligent system so teams can place orders faster, cut manual work, and keep operations running smoothly. Order.co's suite of AI tools automates purchasing decisions, sources products at the best price, and flags risks before they impact your business. Trusted by brands like Dolce & Gabbana, WeWork, [solidcore], and Hugo Boss, Order.co helps hundreds of businesses reduce costs, gain tighter spend control, and free up teams to focus on higher-value work. Founded in 2016 and headquartered in New York City, Order.co has raised $70M in funding from industry-leading investors like MIT, Stage 2 Capital, Rally Ventures, 645 Ventures, and more.">
-
7
eBuyerAssist
Eyvo eProcurement
eBuyerAssist by Eyvo is a comprehensive, cloud-based eProcurement solution built to serve organizations of all sizes and industries. Fully modular and scalable, it simplifies and automates the entire procurement lifecycle—from requisition to fulfillment. The platform features advanced tools for: 1. Strategic sourcing 2. Supplier and contract management 3. Inventory and warehouse operations 4. Approval workflows and purchase orders 5. Budget control and cost accounting 6. Invoice matching and vendor credit checks 7. Risk analysis and compliance tracking eBuyerAssist centralizes procurement into a single, intuitive system—enhancing visibility, improving control, and driving efficiency across the organization. Whether your goal is cost reduction, improved compliance, or aligning procurement with broader strategic objectives, eBuyerAssist delivers faster, smarter results with measurable ROI.Starting Price: $39.00/month/user -
8
ControlHub
ControlHub
Simplify your entire purchasing journey with Purchasing Software that empowers you to Control, Request, Approve, Purchase, Pay, and Reconcile—the key to unlocking Proactive Spend Management. Take control of the entire purchasing process and supplier management. Dive into Proactive Spend Management, Track Every Penny, Eliminate Paperwork, Match Orders, and Pay Vendors — All Before Finishing Your First Cup of Coffee. Start the purchasing process by creating a purchase request. With ControlHub, your team has the best procurement software to generate and track POs in a single place. No Spreadsheets. No emails. No bottlenecks.Starting Price: Free -
9
Aimably
Aimably
Aimably redefines the practice of cost and billing management for Amazon Web Services with financial tools that meet the exacting standards of accounting professionals. With Aimably, accounting clerks can automatically record AWS invoices in their preferred accounting system, with accurate GL account, business unit, customer, and department categorizations, where previously invoices were entered by hand and categorized by rough estimate. With Aimably, financial planning and analysis experts can build detailed income statements with confidence in gross margin accuracy, even when building by-product or by-customer P&Ls, where previously categorization of AWS spending was based on estimates. With Aimably, institutional investors can build operating models based on detailed AWS cost bases of acquisition targets and well-researched cost reduction opportunities, where previously simple estimates were applied.Starting Price: $425/legal entity/month -
10
Divvy
Divvy
Divvy has combined seamless expense management software with business cards so you never have to process another expense report. With Divvy, you can leverage faster expense reporting, enforceable budgets, and a single platform to offer real-time visibility into all spend. Ready to gain more control and streamline your spend management—in a one-stop, easy-to-use platform? Get Divvy today to empower your team and save everyone time (including yourself). Divvy provides their customers with a strong credit line and makes going over budget literally impossible. Put a stop to painful expense resorts and simplify the AP process with Divvy—all for free.Starting Price: Free -
11
Expensya
Expensya
Expensya is a solution that transforms spend management. Expensya users can manage and process any type of expense: online purchases, general costs, expense reports, remote work, Per Diems, mileage expenses, and more. Thanks to its across-the-board features and expertise, Expensya currently supports more than 5000 companies and provides a comprehensive solution to its users, for flawless end-to-end management of all business spends. Expensya also integrates with your bank cards, your HR system, your ERP, your accounting system, and your Travel manager. Expensya automates every step of the process, saving time and increasing your team's productivity Our vision is to give the most complete, intuitive, and scalable solution.Starting Price: $5.91/month/user (annually) -
12
TravelPerk
TravelPerk
We’re making it easier, faster, and cheaper to book business trips and keep travelers safe and happy. The result is a smoother booking and travel experience for everyone, which also gives businesses all the control they need. With TravelPerk, you can save up to 30% thanks to our unparalleled range of trip options and prices. You can plan every aspect of the trip from one place, and you only pay when you travel. Make the most of your travel budget by easily setting travel policies, managing invoices, claiming back VAT, and tracking your spend. Saving money has never been easier. Our user-friendly design, #1 rated 7-star Customer Care team (responding at target 15-seconds), and live trip updates mean that travelers are taken care of at every step of their journey. With the option to rebook or cancel a trip at any time, it’s easy to adapt if plans need to change. -
13
Penny
Penny Software
Procurement solved. penny is a cloud-based Procure-To-Pay system. Penny helps you digitize and manage your full procurement cycle. Make requests, send RFQs/RFPs to multiple vendors, compare quotations, send POs and even payment. Penny was designed to make things easy and consolidate all your organization’s spending needs into one intelligent system. Certified by Procure Tech & Kearney Consulting as one of the 100 most innovative procurement solutions globally, you can be sure that procurement is made simple with penny. How can penny help your organization save time & money? ● Streamline procurement means that requests, approvals, and POs won’t be lost in emails or offline. ● Product requests are more accurate through catalogs, avoiding purchasing errors. ● The platform makes it simple to extract and track the history and records of requests and purchases.Starting Price: $1999 per month -
14
SAP Concur
SAP
SAP Concur offers powerful solutions that automate and simplify business expense, travel, and accounts payable processes. Concur Expense allows employees to submit expenses easily from anywhere, ensuring timely and accurate reporting. Concur Invoice automates accounts payable workflows, improving efficiency and integration with financial systems. The platform helps businesses gain greater control over spending by connecting financial data seamlessly. Trusted by over 46,000 customers worldwide, SAP Concur delivers reliable, scalable solutions that adapt to any business size or industry. With SAP Concur, organizations can run their spending processes smoothly anywhere and anytime. -
15
Spendkey
Spendkey Limited
Spendkey stands out as a Gen AI-infused spend management platform, designed to convert complex data and documentation into actionable, profit-oriented strategies. By equipping teams with critical insights and market intelligence, Spendkey simplifies the intricacies of spend and contract management. At the heart of Spendkey's comprehensive feature set is CASSIAN, an intuitive AI Co-Pilot, adept at handling sophisticated cognitive tasks such as supplier negotiations by analysing vast amounts of data to recommend optimal negotiation strategies and contract terms. This capability exemplifies the practical application of AI in streamlining and enhancing decision-making processes in spend management.Starting Price: £ 21000 -
16
Procurify
Procurify
Procurify’s easy-to-use Intelligent Spend Management platform provides hundreds of organizations worldwide with real-time visibility and control over all business spend. By bringing more spend under management, our customers capture reliable spend data that can be used to proactively minimize rogue spend and rework — and ultimately save them precious time and money. Our procure-to-pay solution helps organizations gain a competitive edge by transforming spend management from a reactive cost center to a proactive, profit-driving function. Beyond process optimization, spend data can drive strategic discussions that directly influence organizational growth and financial health. -
17
Rippling
Rippling
Streamline your business with Rippling’s all-in-one platform for HR, IT, payroll, and spend management. Effortlessly manage the entire employee lifecycle, from hiring to benefits administration. Automate HR tasks, ensure compliance, and streamline approvals. Simplify IT with device management, software access, and compliance monitoring, all from one dashboard. Enjoy timely payroll, real-time financial visibility, and dynamic spend policies. Rippling empowers your business to save time, reduce costs, and enhance efficiency, allowing you to focus on growth. Experience the power of unified management with Rippling today. -
18
Airbase
Paylocity
Airbase is the top-ranked modern spend management platform for businesses with 100-5,000 employees. It’s the best way to control spending, close the books faster, and manage financial risk. Airbase software combines accounts payable automation, expense management, and corporate cards. It guides procurement for all purchases — from initial requests to payment and reconciliation. Bring efficiency to complex business processes and accounting needs like multi-subsidiaries and purchase orders. Flexible intake and approval workflows ensure multi-stakeholder oversight and a culture of spend compliance. Airbase integrates with your other business systems and seamlessly syncs to general ledgers. Employees and accounting teams love using Airbase. -
19
Fyle
Fyle
Fyle is a credit card spend management platform for Finance teams and employees to easily track expenses, reconcile corporate card transactions for business credit cards, and integrate seamlessly with accounting platforms, saving hours of time and manual effort. What else does Fyle do? - Fyle does credit card reconciliations in real-time for business credit cards powered by Visa and Mastercard. Fyle sends a text for every new transaction, and employees just need to reply with a picture of the receipt to be reconciled automatically. - Direct integration with American Express cards to automate reconciliation. Issue unlimited Amex virtual cards. - With Fyle, admins can set up approval workflows across projects, locations, departments, and cost centers. - Fyle integrates with major accounting platforms NetSuite, Sage Intacct, QuickBooks, and Xero with just the login credentials making accounting seamlessStarting Price: $11.99/month/user -
20
Tipalti
Tipalti
The only solution to automate your end-to-end payables process. Automate your full accounts payable, global payouts, procurement and employee expense processes with Tipalti and eliminate 80% of your manual workload. Tiplati enables you to onboard suppliers, partners and freelancers with ease, streamline PO generation, accelerate approvals, eliminate invoice entry and make fast global payments to 190 countries in local currency. Also includes global tax compliance, 2 & 3 way PO matching, multi-entity support, and instant reconciliation with ERP integrations that include NetSuite, Xero, Quickbooks and Sage Intacct.Starting Price: $129 USD, £119 GBP, €129 EUR -
21
Emburse Abacus
Abacus
Emburse brings together some of the world’s most powerful and trusted financial automation solutions. As part of our product portfolio, Emburse Abacus carries a promise to humanize work while delivering expense and corporate card solutions for smaller organizations. Real time expense reporting. Abacus is the easiest way for you to automate how you reimburse your team, reconcile corporate credit cards, and implement your expense policy. Accurate, real time information helps you make more confident decisions when approving expenses, or analyzing company spend, budgets, and return on investment. Increase your efficiency by focusing your time on expenses with exceptions. Abacus separates out expenses that violate policy, are approaching budget, contain errors, or are potentially fraudulent. Abacus drafts expenses using reliable data sources such as receipts and card transactions to ensure records are complete and accurate.Starting Price: $9 per user per month -
22
Brex
Brex
Financial software and services to fuel your growth. Brex lets you send free ACH and wires worldwide, get higher card limits, earn money-saving rewards, and track expenses easily. Built for the ones who do things differently. Scale faster by combining your deposits, spend and controls in one account. That’s the power of all-in-one finance. From employee purchases to paying vendors to accounting, expense tracking is built right in. Email or text us your receipts. We'll match them to the right expenses. Easily sync expense data across systems to automate reconciliation. Run custom spend reports to easily find cost-saving opportunities. Issue cards, search transactions, approve or follow up, and more—in one place. Create unique cards with custom limits for each subscription, vendor, and employee. All for free. Set custom limits and give users approved ways to spend for specific items, such as training or WFH snacks.Starting Price: $5 one-time payment -
23
NachoNacho
NachoNacho
NachoNacho is a one-stop-shop for businesses to manage, discover & get discounts on SaaS, that can save you $1,000s per month, in addition to a lot of time. 1) Manage your existing SaaS sprawl by creating a separate virtual credit card for each vendor and setting $ and date limits per card. Cancel the card with 1 click. Create unlimited cards. See the entire company's subscriptions in 1 dashboard in real-time. 2) Discover exciting and relevant SaaS, via our recommendation engine and community. 3) Get substantial discounts (up to 30% lifetime) on 300+ SaaS products from the marketplace, with total available savings of more than $1.5 million/year. 4) Get even more benefits from our partners.Starting Price: $5/month/user -
24
Ramp
Ramp Financial
The only corporate card that strengthens your finances. Replace expense reports with unlimited virtual and physical cards. Automate your accounting, lower your bills, and earn 1.5% cash back on everything. Get a top line view of your company spend. Zoom into a single user or transaction the instant it happens. Forecast your spend by department, merchant, or employee. Finance teams save 5 days every month by replacing inefficient expense reports with Ramp’s complete expense management solution. Reconcile in real time and collect receipts automatically – no more chasing people down. Get notified the instant you’re charged. Ramp automatically reminds, collects, and matches receipts for every transaction that needs one. Via SMS, email and in bulk. Integrate with top accounting providers. One-click sync or export data to 100s of accounting providers for easy, centralized accounting. Integrate with top accounting providers. -
25
Payhawk
Payhawk
Payhawk is one of the leading spend management solutions for domestic and international businesses throughout Europe, the US, and the UK. Combining company cards, reimbursable expenses, accounts payable, and seamless accounting software integrations into a single product, Payhawk makes business payments easy — for everyone. Payhawk helps customers in over 32 countries to maximise efficiency, control spending at scale, and stay agile. With offices in London, Berlin, Barcelona, Paris, Amsterdam, Vilnius, Sofia, and New York, Payhawk’s diverse customer base includes top names like LuxAir, Babbel, Vinted, Wallbox and Wagestream. -
26
MeRLIN Sourcing
MeRLIN Sourcing B.V.
MeRLIN is a Strategic Sourcing Solution offering seamlessly integrated sourcing process automation for RFx/eAuctions, with supplier relationship management and planning functions augmented by advanced analytics functions. It plays a key role in enhancing collaboration between buyers and suppliers on an intuitive and easy to use platform. MeRLIN is modular, flexible, configurable and easy to deploy. It is the go-to solution for the strategic sourcing needs of enterprise sourcing organizations. MeRLIN is an integrated sourcing solution to manage your Direct & Indirect Procurement needs with Supplier Relationship Management, Compliance & Risk management, eSourcing and Planning augmented by Advanced Analytics. Simplify your strategic procurement through extensive automation and enhanced collaboration by bringing together all stakeholders on a single intuitive platform. -
27
GEP SMART
GEP
GEP SMART is an AI-powered, unified source-to-pay (S2P) procurement software that brings end-to-end procurement functionality for both direct and indirect spend management into a single, cloud-native platform. It features a range of procurement tools built into one unified procurement system; eliminating the need for separate, stand-alone software, modules, or tools for managing specific functions. GEP SMART aims to help streamline the end-to-end procurement process, accelerate digital transformation, elevate a procurement team’s performance, and enhance its strategic reach and impact on the business. -
28
Pleo
Pleo
Pleo is a smart spending management platform designed to help businesses automate and streamline their expense processes. By offering smart company cards with customizable spending limits, Pleo enables employees to purchase what they need while ensuring financial control for the business. Administrators gain real-time visibility into company expenses, with features like automatic receipt matching, transaction flagging, and the ability to freeze cards if necessary. Pleo simplifies bookkeeping and financial efficiency, making expense management effortless for businesses of all sizes.Starting Price: £39 per month -
29
SimpleLegal
SimpleLegal
SimpleLegal – the simple, intelligent, scalable, and intuitive solution to manage everything that matters in legal ops. Our journey began as a professional services firm, helping financial institutions and insurance companies make sense of legal billing data from vendors. We worked with existing software solutions and while they did the job, they were too cumbersome and clunky. We knew there was a better way, but nothing quite fit the bill. So we built it. SimpleLegal didn’t just create the world’s first legal operations platform, we perfected it. We reinvented the way legal teams achieve strategic business goals and deliver more value – all while keeping things simple.Starting Price: $12,000 + variable -
30
Fraxion
Fraxion
Fraxion is a procure-to-pay solution for proactive spend management, empowering mid-size companies to automate purchasing, expense, and AP processes with complete visibility, analytics, and proactive control. The automation of purchasing and AP processes enhances efficiency and audit transparency through digital workflows and records. While, robust internal controls ensure accountable and policy-compliant spending company-wide. With Fraxion, businesses gain complete visibility into spending, informing decisions and identifying opportunities to improve processes and save. Save time and reduce operational costs by leveraging Fraxion's user-friendly, mobile, and integration-ready solution.Starting Price: -