CN106296414A - Vehicle insurance is insured method and system - Google Patents
Vehicle insurance is insured method and system Download PDFInfo
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- CN106296414A CN106296414A CN201610682487.5A CN201610682487A CN106296414A CN 106296414 A CN106296414 A CN 106296414A CN 201610682487 A CN201610682487 A CN 201610682487A CN 106296414 A CN106296414 A CN 106296414A
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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Abstract
The open a kind of vehicle insurance of the present invention is insured method, including: after receiving inquiry request of insuring, according to the described car owner insured in inquiry request and/or information of vehicles, and the insurance rule of each preset insurance company, process the Claims Resolution result of insuring obtaining each insurance company；According to the described ordering rule insured in inquiry request, be ranked up processing the Claims Resolution result of insuring obtained, and according to described insure in inquiry request check number, return according to current sequence and specify the insurance company of number and Claims Resolution result of insuring thereof；When receive insure request time, in the described request of insuring, the insurance company that specifies insures.Invention additionally discloses a kind of vehicle insurance to insure system.The present invention has provided the user the ordering rule can wanted according to user and has checked that the vehicle insurance that number is shown is insured information, insures to the vehicle insurance of user and provides more information and facility.
Description
Technical field
The present invention relates to insure financial field, particularly relate to a kind of vehicle insurance and insure method and system.
Background technology
Along with development and the fast development of insurance financial business of automobile industry, traditional vehicle insurance is insured approach, i.e. business
Member expand vehicle insurance insure business, telemarketing vehicle insurance is insured, car owner buys vehicle insurance etc. to garage voluntarily, can not meet the Internet
The vehicle insurance insurance demand of people under economy era.
Either which kind of vehicle insurance Insuring way, all be unable to do without the quotation of the vehicle insurance to vehicle, but the quotation of current vehicle insurance is all
It is to offer by the way of traditional manual calculation, and different insurance company is to the Insuring way of same vehicle, quotation etc.
Regulation is different from, thus the Claims Resolution result of insuring that different insurance company is given also differs.How from numerous insurance companies
Filter out insurance expenses rationally, settle a claim convenient just insurance company and insurance kind, be that each user that insures needed before insuring
Important thing to be processed.
And the user that insures is before vehicle insurance is insured, the insurance to each insurance company is regular and unclear, and needs to arrive
Place collects the rule of insuring of different insurance company, then manually computes, even if calculating the settlement of insurance claim knot of Duo Jia insurance company
Really, in addition it is also necessary to the difference between the settlement of insurance claim result of manual analysis Ge Jia insurance company further, to pass through to compare to find out
Excellent insurance company carries out vehicle insurance and insures, and needs artificial treatment, and processing procedure is comparatively laborious, the most clear to result
Understand.
Allow users to according to demands of individuals, Ge Jia insurance company be carried out quickly and easily it is then desired to propose one
Sequence, to select optimal insurance company and carry out the scheme that vehicle insurance is insured by comparing.
Foregoing is only used for auxiliary and understands technical scheme, does not represent and recognizes that foregoing is existing skill
Art.
Summary of the invention
The present invention provides a kind of vehicle insurance to insure method and system, it is intended to solves existing vehicle insurance Insuring way and fails according to user
Demands of individuals provide insurance company's sequence easily and efficiently, with the technical problem insured for reference.
For achieving the above object, the present invention provides a kind of vehicle insurance to insure method, and the described vehicle insurance method of insuring includes:
After receiving inquiry request of insuring, according to the described car owner insured in inquiry request and/or information of vehicles, and in advance
The insurance rule of each insurance company put, processes the Claims Resolution result of insuring obtaining each insurance company；
According to the described ordering rule insured in inquiry request, it is ranked up processing the Claims Resolution result of insuring obtained, and
According to described insure in inquiry request check number, return according to current sequence and specify the insurance company of number and reason of insuring thereof
Pay for result；
When receive insure request time, in the described request of insuring, the insurance company that specifies insures.
Preferably, described vehicle insurance method of insuring also includes:
When receiving when checking request of ordering rule of replacing, comprise according to described checking in request of replacing ordering rule
Ordering rule, to process obtain insure Claims Resolution result resequence, and according to described insure in inquiry request look into
See number, return according to current sequence and specify the insurance company of number and Claims Resolution result of insuring thereof.
Preferably, described vehicle insurance method of insuring also includes:
Check when checking request of number when receiving replacing, check that checking in request of number comprises according to described replacing
Check number, return according to current sequence and specify the insurance company of number and Claims Resolution result of insuring thereof.
Preferably, described vehicle insurance method of insuring also includes:
When receive change ordering rule and check the request of number time, according to described replacing ordering rule and check number
Check the ordering rule comprised in request, to process obtain insure Claims Resolution result resequence, and according to described more
Comprise in changing ordering rule and checking the request of number checks number, returns the insurance company specifying number according to current sequence
And Claims Resolution result of insuring.
Preferably, described ordering rule at least includes one below:
Sort from low to high by insurance expenses, sort from high to low by settling fee, sort from high to low by payout ratio.
For achieving the above object, the present invention provides a kind of vehicle insurance to insure system, including server be arranged in terminal
Client, wherein, described server includes:
First receiver module, insures inquiry request for reception；
Processing module, for after receiving inquiry request of insuring, according to the described car owner insured in inquiry request and/or
Information of vehicles, and the insurance rule of each preset insurance company, process the Claims Resolution result of insuring obtaining each insurance company；
Feedback module, for the ordering rule in inquiry request of insuring described in basis, to processing the Claims Resolution knot of insuring obtained
Fruit is ranked up, and according to described insure in inquiry request check number, return the insurance specifying number according to current sequence
Company and Claims Resolution result of insuring thereof；
Described first receiver module, is additionally operable to the reception request of insuring；
Insure module, for when receive insure request time, the insurance company specified in the described request of insuring throws
Protect；
Described client includes:
Request module, for sending request to described server；
Second receiver module, for receiving insurance company and the Claims Resolution result of insuring thereof that described server returns.
Preferably, described first receiver module, be additionally operable to reception replacing ordering rule checks request；
Described feedback module, is additionally operable to, when receiving when checking request of ordering rule of replacing, change sequence according to described
Regular checks the ordering rule comprised in request, resequences to processing the Claims Resolution result of insuring obtained, and according to institute
Stating insures checks number in inquiry request, returns according to current sequence and specifies the insurance company of number and Claims Resolution knot of insuring thereof
Really.
Preferably, described first receiver module, be additionally operable to receive change check number check request；
Described feedback module, be additionally operable to when receive replacing check when checking request of number, check according to described replacing
Number check that comprise in request checks number, return according to current sequence and specify the insurance company of number and Claims Resolution of insuring thereof
Result.
Preferably, described first receiver module, be additionally operable to receive change ordering rule and check number check request；
Described feedback module, be additionally operable to when receive change ordering rule and check the request of number time, according to described more
Change ordering rule and check number check the ordering rule comprised in request, carry out weight to processing the Claims Resolution result of insuring obtained
New sort, and according to described replacing ordering rule and check number request in comprise check number, return according to current sequence
Refer to determine the insurance company of number and Claims Resolution result of insuring thereof.
Preferably, described ordering rule at least includes one below:
Sort from low to high by insurance expenses, sort from high to low by settling fee, sort from high to low by payout ratio.
The vehicle insurance that the present invention proposes is insured method and system, after receiving inquiry request of insuring, looks into according to described insuring
Ask the car owner in request and/or information of vehicles, and the insurance rule of each preset insurance company, process and obtain each insurance
The Claims Resolution result of insuring of company, the ordering rule in inquiry request of then insuring described in basis, the Claims Resolution of insuring that process is obtained
Result is ranked up, and according to described insure in inquiry request check number, return the guarantor specifying number according to current sequence
Danger company and Claims Resolution result of insuring thereof, and when receive insure request time, the insurance company specified in the described request of insuring enters
Row is insured, and while vehicle insurance is insured the information gathering operation settled a claim by simplification user, having provided the user can be according to user
The ordering rule wanted and check that the vehicle insurance that number is shown is insured information, insures to the vehicle insurance of user and provides more letter
Breath and facility.
Accompanying drawing explanation
Fig. 1 is that vehicle insurance of the present invention is insured the schematic flow sheet of method first embodiment；
Fig. 2 is that vehicle insurance of the present invention is insured the structural representation of system first embodiment.
The realization of the object of the invention, functional characteristics and advantage will in conjunction with the embodiments, are described further referring to the drawings.
Detailed description of the invention
Should be appreciated that specific embodiment described herein, only in order to explain the present invention, is not intended to limit the present invention.
The present invention provides a kind of vehicle insurance to insure method, as shown in Figure 1, it is shown that vehicle insurance of the present invention method first of insuring is implemented
The schematic flow sheet of example, the described vehicle insurance method of insuring includes:
S10, receive inquiry request of insuring after, according to the described car owner insured in inquiry request and/or information of vehicles, with
And the insurance rule of each preset insurance company, process the Claims Resolution result of insuring obtaining each insurance company；
The described vehicle insurance method of insuring can be implemented on the server, is provided with vehicle insurance cloud platform on that server, or, should
Server can communicate with other vehicle insurance cloud platform alternately.In this vehicle insurance cloud platform, storage has substantial amounts of relevant vehicle insurance
The information of insurance company, these information include the insurance rule that each insurance company formulates, such as, to different brands different model
Insurance expenses computation rule under difference insures the time limit such as the vehicle of different usage degrees etc., and corresponding difference is in danger situation
Under settling fee and detail etc..
User can access the data on described server by the client being arranged in terminal, and this terminal can be
The equipment such as mobile terminal, panel computer, computer, palm PC, this client can be applications client, it is also possible to be based on
The website of browser.
Described server is receiving after the inquiry request of insuring of client, the vehicle insurance cloud specified from described server
The insurance rule of preset all insurance companies is obtained on platform.Wherein, inquiry request of insuring described in is for described server
Each insurance company that requesting query associates with described server insures and Claims Resolution information.
The described car owner insured in inquiry request and/or information of vehicles, filled in by user's specified location on the client
Or submit acquisition to after scanning corresponding certificate.Described owner information can include the ID (identity number) card No. of car owner, name, sex, age, OK
Sailing the card information such as number, described information of vehicles can include the number-plate number, vehicle number, vehicle startup machine information, use the time etc.
Information, can set according to the actual requirements.Described Claims Resolution result of insuring includes insurance expenses and detail thereof, and settling fee and
Its detail etc..
Described server according to the insurance of each preset insurance company rule, and described in insure inquiry request comprise
Car owner and/or information of vehicles, automatically calculate each insurance company for the reason of insuring corresponding to the practical situation of this user
Pay for result.
S20, according to described in insure the ordering rule in inquiry request, arrange processing the Claims Resolution result of insuring obtained
Sequence, and according to described insure in inquiry request check number, return according to current sequence specify number insurance company and
Insure Claims Resolution result；
Wherein, described ordering rule at least includes one below: sort from low to high by insurance expenses, by settling fee from
High to Low sequence, sort from high to low by payout ratio.The ordering rule comprised in described inquiry request of insuring, by user client
Acquisition is submitted to after multiple ordering rules that end provides select one；Comprise in described inquiry request of insuring checks number, by
User submits to after inputting natural number at the input position that client is specified and obtains.Described payout ratio refers to that same settlement of insurance claim is tied
In Guo, settling fee and the ratio of insurance expenses；Payout ratio is the highest, shows the Claims Resolution that the vehicle that user insures obtains after being in danger
Expense is the most to one's profit.
As a example by ordering rule is for sorting from low to high by insurance expenses, described server obtains each insurance public affairs in process
After the settlement of insurance claim result of department, each insurance company is entered according to the order from low to high of the insurance expenses in settlement of insurance claim result
Row sequence, then according to described in insure inquiry request check number, sequentially filter out from current sequence the most forward and
With the described insurance company checking number equivalent number, and by the insurance company filtered out and Claims Resolution result of insuring thereof, return to
The client of this user.
S30, when receive insure request time, in the described request of insuring, the insurance company that specifies insures.
User views the finger being ranked up display according to appointment ordering rule that described server returns on the client
After determining insurance company and the Claims Resolution result of insuring thereof of number, if Claims Resolution result of insuring a certain insurance company feels full
Meaning, can select to insure this insurance company of family by client.Described server, after receiving this request of insuring, insures to this family
Company insures.Wherein, described server carries out communication with the charge system of at least Liang Jia insurance company and is connected.
Specifically, user is after client selects an insurance company insured, and client can be grasped according to the selection of user
Make, the request of insuring of the mark comprising this insurance company is sent to described server.Described server is receiving described throwing
After protecting request, obtain the mark of this insurance company, then in the insure interface corresponding with the mark of this insurance company, i.e. charging system
System interface, carries out, according to described car owner and/or information of vehicles, insure Data Enter and reimbursement of expense process.
The vehicle insurance that the present invention proposes is insured method, after receiving inquiry request of insuring, according to described inquiry request of insuring
In car owner and/or information of vehicles, and each preset insurance company insurance rule, process obtain each insurance company
Insure Claims Resolution result, then according to described in insure the ordering rule in inquiry request, enter processing the Claims Resolution result of insuring obtained
Row sequence, and according to described insure in inquiry request check number, return the insurance company specifying number according to current sequence
And Claims Resolution result of insuring, and when receive insure request time, in the described request of insuring, the insurance company that specifies insures,
While vehicle insurance is insured the information gathering operation settled a claim by simplification user, provide the user the row that can want according to user
Sequence rule and check that the vehicle insurance that number is shown is insured information, insures to the vehicle insurance of user and provides more information and just
Profit.
Further, propose vehicle insurance of the present invention based on above-mentioned first embodiment to insure method the second embodiment, in this enforcement
In example, described vehicle insurance method of insuring also includes:
When receiving when checking request of ordering rule of replacing, comprise according to described checking in request of replacing ordering rule
Ordering rule, to process obtain insure Claims Resolution result resequence, and according to described insure in inquiry request look into
See number, return according to current sequence and specify the insurance company of number and Claims Resolution result of insuring thereof.
User views the finger being ranked up display according to appointment ordering rule that described server returns on the client
After determining insurance company and the Claims Resolution result of insuring thereof of number, if it is desired to check the phase after being ranked up according to other ordering rules
With the Claims Resolution result of insuring of the insurance company of number, then after can selecting another ordering rule by client and submit to, to institute
That states server transmission replacing ordering rule checks request.Described server receive change ordering rule check request
After, according to the ordering rule comprised in request of checking of described replacing ordering rule, and each guarantor that the pre-treatment of foundation obtains
The Claims Resolution result of insuring of danger company, resequences to each insurance company, insures in inquiry request further according to described afterwards
Check number, return and the described insurance company checking number equivalent number and throwing thereof according to the current sequence after rearrangement
Factoring pays for result.
Client is receiving the insurance company of the appointment number that described server is ranked up according to new ordering rule
And be shown, after checking this displaying result for user, if a certain insurance company is felt after Claims Resolution result of insuring
Satisfied, then this insurance company of family can be selected further to insure.
The vehicle insurance Claims Resolution method that the present invention proposes, it is possible to provide the user and there is looking into after different ordering rule is ranked up
See result, it is simple to user according to demands of individuals obtain according to certain ordering rule sort after check result, to help user fast
Speed is selected an insurance company and is carried out vehicle insurance and insure.
Further, propose vehicle insurance of the present invention based on above-mentioned first embodiment to insure method the 3rd embodiment, in this enforcement
In example, described vehicle insurance method of insuring also includes:
Check when checking request of number when receiving replacing, check that checking in request of number comprises according to described replacing
Check number, return according to current sequence and specify the insurance company of number and Claims Resolution result of insuring thereof.
User views the finger being ranked up display according to appointment ordering rule that described server returns on the client
After determining the insurance company of number and Claims Resolution result of insuring thereof, if it is desired to check according to current ordering rule be ranked up more
The Claims Resolution result of insuring of insurance company, then can be re-entered after checking number and submitting to by client, to described server
Send change check number check request.Described server receive change check number check request after, according to work as
The sequence of each insurance company under front ordering rule, the most sequentially filters out the most forward and checks number with described replacing
Check the insurance company checking number equivalent number comprised in request, and by the insurance company filtered out and Claims Resolution knot of insuring thereof
Really, the client of this user is returned to.
Client is receiving the insurance that described server is ranked up according to current ordering rule and has new number
It is shown, after checking this displaying result for user, if to a certain insurance company after company and Claims Resolution result of insuring thereof
Please oneself, then this insurance company of family can be selected further to insure.
The vehicle insurance Claims Resolution method that the present invention proposes, it is possible to provide the user more according to specifying ordering rule to be ranked up
After check result, to provide a user with more information, it is simple to user quickly selects an insurance company and carries out vehicle insurance throwing
Protect.
Further, propose vehicle insurance of the present invention based on above-mentioned first embodiment to insure method the 4th embodiment, in this enforcement
In example, described vehicle insurance method of insuring also includes:
When receive change ordering rule and check the request of number time, according to described replacing ordering rule and check number
Check the ordering rule comprised in request, to process obtain insure Claims Resolution result resequence, and according to described more
Comprise in changing ordering rule and checking the request of number checks number, returns the insurance company specifying number according to current sequence
And Claims Resolution result of insuring.
User views the finger being ranked up display according to appointment ordering rule that described server returns on the client
After determining the insurance company of number and Claims Resolution result of insuring thereof, if it is desired to check according to other ordering rules be ranked up more
The Claims Resolution result of insuring of insurance company, then after can selecting another ordering rule by client and re-enter and check number
Submit to, with send to described server change ordering rule and check number check request.Described server is receiving more
Change ordering rule and check number check request after, according to described replacing ordering rule and check number check in request wrap
The ordering rule contained, and the Claims Resolution result of insuring of each insurance company that the pre-treatment of foundation obtains, enter each insurance company
Row rearrangement, afterwards further according to described replacing ordering rule and check number check that comprise in request checks number, press
Return according to the current sequence after rearrangement and currently check the insurance company of number equivalent number and Claims Resolution result of insuring thereof.
Client is receiving the insurance that described server is ranked up according to new ordering rule and has new number
It is shown, after checking this displaying result for user, if to a certain insurance company after company and Claims Resolution result of insuring thereof
Please oneself, then this insurance company of family can be selected further to insure.
The vehicle insurance Claims Resolution method that the present invention proposes, it is possible to provide a user with according to user's request and there is different ordering rule row
Different numbers after sequence check result, provide a user with more information in a flexible way, it is simple to user quickly selects one
Individual insurance company carries out vehicle insurance and insures.
The present invention also provides for a kind of vehicle insurance and insures system, as shown in Figure 2, it is shown that vehicle insurance of the present invention system first of insuring is real
Executing the structural representation of example, the described vehicle insurance system of insuring includes server and the client being arranged in terminal, wherein, described visitor
Family end includes:
Request module 500, for sending request to described server；
Second receiver module 600, for receiving insurance company and the Claims Resolution result of insuring thereof that described server returns.
Described server includes:
First receiver module 100, insures inquiry request for reception；
Processing module 200, for after receiving inquiry request of insuring, according to the described car owner insured in inquiry request
And/or information of vehicles, and the insurance rule of each preset insurance company, process the Claims Resolution of insuring obtaining each insurance company
Result；
Vehicle insurance cloud platform it is provided with on described server, or, described server can enter with other vehicle insurance cloud platform
Row communication interaction.In this vehicle insurance cloud platform, storage has the information of the substantial amounts of insurance company about vehicle insurance, and these information include
The insurance rule that each insurance company formulates, such as, throws in difference the vehicle of different brands different model difference usage degree etc.
Protect the insurance expenses computation rule under the time limit, and corresponding difference be in danger in the case of settling fee and detail etc..
User can access the data on described server by the client being arranged in terminal, and this terminal can be
The equipment such as mobile terminal, panel computer, computer, palm PC, this client can be applications client, it is also possible to be based on
The website of browser.
First receiver module 100 of described server is receiving from insuring that the request module 500 of client sends
After inquiry request, processing module 200 obtains preset all insurance companies from the vehicle insurance cloud platform that described server is specified
Insurance rule.Wherein, inquiry request of insuring described in for described server request inquiry associate with described server each
Insurance company insures and Claims Resolution information.
The described car owner insured in inquiry request and/or information of vehicles, filled in by user's specified location on the client
Or submit acquisition to after scanning corresponding certificate.Described owner information can include the ID (identity number) card No. of car owner, name, sex, age, OK
Sailing the card information such as number, described information of vehicles can include the number-plate number, vehicle number, vehicle startup machine information, use the time etc.
Information, can set according to the actual requirements.Described Claims Resolution result of insuring includes insurance expenses and detail thereof, and settling fee and
Its detail etc..
The processing module 200 of described server according to the insurance of each preset insurance company rule, and described in insure
The car owner comprised in inquiry request and/or information of vehicles, calculate each insurance company practical situation for this user automatically
Corresponding Claims Resolution result of insuring.
Feedback module 300, for the ordering rule in inquiry request of insuring described in basis, the Claims Resolution of insuring obtaining process
Result is ranked up, and according to described insure in inquiry request check number, return the guarantor specifying number according to current sequence
Danger company and Claims Resolution result of insuring thereof；
Wherein, described ordering rule at least includes one below: sort from low to high by insurance expenses, by settling fee from
High to Low sequence, sort from high to low by payout ratio.The ordering rule comprised in described inquiry request of insuring, by user client
Acquisition is submitted to after multiple ordering rules that end provides select one；Comprise in described inquiry request of insuring checks number, by
User submits to after inputting natural number at the input position that client is specified and obtains.Described payout ratio refers to that same settlement of insurance claim is tied
In Guo, settling fee and the ratio of insurance expenses；Payout ratio is the highest, shows the Claims Resolution that the vehicle that user insures obtains after being in danger
Expense is the most to one's profit.
As a example by ordering rule is for sorting from low to high by insurance expenses, described server obtains each insurance public affairs in process
Department settlement of insurance claim result after, described feedback module 300 by each insurance company according to the insurance expenses in settlement of insurance claim result
Order from low to high is ranked up, then according to described in insure and inquiry request check number, from current sequence sequentially
Filter out the most forward and with the described insurance company checking number equivalent number, and by the insurance company filtered out and throwing thereof
Factoring pays for result, returns to the second receiver module 600 of this subscription client.
Described first receiver module 100, is additionally operable to the reception request of insuring；
Insure module 400, for when receive insure request time, the insurance company specified in the described request of insuring is carried out
Insure；
User views the finger being ranked up display according to appointment ordering rule that described server returns on the client
After determining insurance company and the Claims Resolution result of insuring thereof of number, if Claims Resolution result of insuring a certain insurance company feels full
Meaning, can select to insure this insurance company of family by client.First receiver module 100 of described server is insured receiving this
After request, module of insuring 400 is insured to this insurance company of family.Wherein, described server and at least Liang Jia insurance company
Charge system carries out communication connection.
Specifically, user is after client selects an insurance company insured, and the request module 500 of client can basis
The selection operation of user, is sent to described server by the request of insuring of the mark comprising this insurance company.Described server
First receiver module 100 is after the request of insuring described in receiving, and module of insuring 400 obtains the mark of this insurance company, then exists
The insure interface corresponding with the mark of this insurance company, i.e. charge system interface, carry out according to described car owner and/or information of vehicles
Insure Data Enter and reimbursement of expense processes.
The vehicle insurance that the present invention proposes is insured system, server after receiving the inquiry request of insuring that client sends, root
According to the described car owner insured in inquiry request and/or information of vehicles, and the insurance rule of each preset insurance company, process
Obtaining the Claims Resolution result of insuring of each insurance company, the ordering rule in inquiry request of then insuring described in basis, to processing
To insure Claims Resolution result be ranked up, and according to described insure in inquiry request check number, according to currently sorting to visitor
Family end returns specifies the insurance company of number and Claims Resolution result of insuring thereof, and asks when server receives insuring of client transmission
When asking, in the described request of insuring, the insurance company that specifies insures, and adopts simplifying user's insure vehicle insurance information of Claims Resolution
While collection operation, provide the user the ordering rule can wanted according to user and checked that the vehicle insurance that number is shown is thrown
Guarantor's information, insures to the vehicle insurance of user and provides more information and facility.
Further, propose vehicle insurance of the present invention system second of insuring implement based on above-mentioned vehicle insurance system first embodiment of insuring
Example, in the present embodiment, described first receiver module 100, be additionally operable to reception replacing ordering rule checks request；
Described feedback module 300, is additionally operable to, when receiving when checking request of ordering rule of replacing, more change gear according to described
What sequence was regular checks the ordering rule comprised in request, resequences to processing the Claims Resolution result of insuring obtained, and according to
Described insure in inquiry request check number, return according to current sequence and specify the insurance company of number and Claims Resolution knot of insuring thereof
Really.
User views the finger being ranked up display according to appointment ordering rule that described server returns on the client
After determining insurance company and the Claims Resolution result of insuring thereof of number, if it is desired to check the phase after being ranked up according to other ordering rules
With the Claims Resolution result of insuring of the insurance company of number, then after can selecting another ordering rule by client and submit to, client
The request module 500 of end checks request to described server transmission replacing ordering rule.First reception mould of described server
Block 100 receive change ordering rule check request after, feedback module 300 according to described replacing ordering rule check please
The ordering rule comprised in asking, and the Claims Resolution result of insuring of each insurance company that the pre-treatment of foundation obtains, insure each
Company resequences, afterwards further according to described insure in inquiry request check number, according to rearrangement after current
Sequence returns and the described insurance company checking number equivalent number and Claims Resolution result of insuring thereof.
Second receiver module 600 of client is receiving the finger that described server is ranked up according to new ordering rule
It is shown, after checking this displaying result for user, if to certain after determining the insurance company of number and Claims Resolution result of insuring thereof
One insurance company pleases oneself, then this insurance company of family can be selected further to insure.
The vehicle insurance Claims Resolution system that the present invention proposes, it is possible to provide the user and there is looking into after different ordering rule is ranked up
See result, it is simple to user according to demands of individuals obtain according to certain ordering rule sort after check result, to help user fast
Speed is selected an insurance company and is carried out vehicle insurance and insure.
Further, propose vehicle insurance of the present invention insure system the 3rd enforcement based on above-mentioned vehicle insurance system first embodiment of insuring
Example, in the present embodiment, described first receiver module 100, be additionally operable to receive change check number check request；
Described feedback module 300, be additionally operable to when receive replacing check when checking request of number, look into according to described replacing
That sees number checks that comprise in request checks number, returns according to current sequence and specifies the insurance company of number and reason of insuring thereof
Pay for result.
User views the finger being ranked up display according to appointment ordering rule that described server returns on the client
After determining the insurance company of number and Claims Resolution result of insuring thereof, if it is desired to check according to current ordering rule be ranked up more
The Claims Resolution result of insuring of insurance company, then can be re-entered after checking number and submitting to by client, the request of client
Module 500 send to described server change check number check request.First receiver module 100 of described server is connecing
Receive change check number check request after, feedback module 300 according to the sequence of each insurance company under current ordering rule,
The most sequentially filter out the most forward and check that comprise in request checks number equivalent number with number is checked in described replacing
Insurance company, and by the insurance company filtered out and Claims Resolution result of insuring thereof, return to the second reception of this subscription client
Module 600.
Second receiver module 600 of client is ranked up according to current ordering rule and has receiving described server
It is shown after having the insurance company of new number and Claims Resolution result of insuring thereof, after checking this displaying result for user, if
A certain insurance company is pleased oneself, then this insurance company of family can be selected further to insure.
The vehicle insurance Claims Resolution system that the present invention proposes, it is possible to provide the user more according to specifying ordering rule to be ranked up
After check result, to provide a user with more information, it is simple to user quickly selects an insurance company and carries out vehicle insurance throwing
Protect.
Further, propose vehicle insurance of the present invention insure system the 4th enforcement based on above-mentioned vehicle insurance system first embodiment of insuring
Example, in the present embodiment, described first receiver module 100, it is additionally operable to receive and changes ordering rule and check that checking of number please
Ask；
Described feedback module 300, is additionally operable to when receiving replacing ordering rule and checking the request of number, according to described
Change ordering rule and check number check the ordering rule comprised in request, carry out processing the Claims Resolution result of insuring obtained
Rearrangement, and according to described replacing ordering rule and check number request in comprise check number, according to current sequence
Return and specify the insurance company of number and Claims Resolution result of insuring thereof.
User views the finger being ranked up display according to appointment ordering rule that described server returns on the client
After determining the insurance company of number and Claims Resolution result of insuring thereof, if it is desired to check according to other ordering rules be ranked up more
The Claims Resolution result of insuring of insurance company, then after can selecting another ordering rule by client and re-enter and check number
Submit to so that the request module 500 of client send to described server change ordering rule and check number check request.
First receiver module 100 of described server receive change ordering rule and check number check request after, feed back mould
Block 300 is according to described replacing ordering rule and the ordering rule comprised in request of checking of checking number, and the pre-treatment of foundation
The Claims Resolution result of insuring of each insurance company obtained, resequences to each insurance company, afterwards further according to described more
Change ordering rule and check number check that comprise in request checks number, according to the current sequence after rearrangement return with
Currently check the insurance company of number equivalent number and Claims Resolution result of insuring thereof.
Second receiver module 600 of client is ranked up according to new ordering rule and has receiving described server
It is shown after having the insurance company of new number and Claims Resolution result of insuring thereof, after checking this displaying result for user, if
A certain insurance company is pleased oneself, then this insurance company of family can be selected further to insure.
The vehicle insurance Claims Resolution system that the present invention proposes, it is possible to provide a user with according to user's request and there is different ordering rule row
Different numbers after sequence check result, provide a user with more information in a flexible way, it is simple to user quickly selects one
Individual insurance company carries out vehicle insurance and insures.
These are only the preferred embodiments of the present invention, not thereby limit the scope of the claims of the present invention, every utilize this
Equivalent structure or equivalence flow process that bright description and accompanying drawing content are made convert, or are directly or indirectly used in other relevant skills
Art field, is the most in like manner included in the scope of patent protection of the present invention.
Claims (10)
1. a vehicle insurance is insured method, it is characterised in that the described vehicle insurance method of insuring includes:
After receiving inquiry request of insuring, according to the described car owner insured in inquiry request and/or information of vehicles and preset
The insurance rule of each insurance company, processes the Claims Resolution result of insuring obtaining each insurance company；
According to the described ordering rule insured in inquiry request, it is ranked up processing the Claims Resolution result of insuring obtained, and according to
Described insure in inquiry request check number, return according to current sequence and specify the insurance company of number and Claims Resolution knot of insuring thereof
Really；
When receive insure request time, in the described request of insuring, the insurance company that specifies insures.
2. vehicle insurance as claimed in claim 1 is insured method, it is characterised in that described vehicle insurance method of insuring also includes:
When receiving when checking request of ordering rule of replacing, check, according to described replacing ordering rule, the row comprised in request
Sequence rule, resequences to processing the Claims Resolution result of insuring obtained, and according to described insure in inquiry request check
Number, returns according to current sequence and specifies the insurance company of number and Claims Resolution result of insuring thereof.
3. vehicle insurance as claimed in claim 1 is insured method, it is characterised in that described vehicle insurance method of insuring also includes:
Check when checking request of number when receiving replacing, check that comprise in request looks into according to what number was checked in described replacing
See number, return according to current sequence and specify the insurance company of number and Claims Resolution result of insuring thereof.
4. vehicle insurance as claimed in claim 1 is insured method, it is characterised in that described vehicle insurance method of insuring also includes:
When receive change ordering rule and check the request of number time, according to described replacing ordering rule and check looking into of number
See the ordering rule comprised in request, resequence to processing the Claims Resolution result of insuring obtained, and more change gear according to described
Sequence rule and comprise in checking the request of number check number, return according to current sequence specify number insurance company and
Insure Claims Resolution result.
5. the vehicle insurance as described in any one of claim 1-4 is insured method, it is characterised in that described ordering rule at least include with
One of lower:
Sort from low to high by insurance expenses, sort from high to low by settling fee, sort from high to low by payout ratio.
6. a vehicle insurance is insured system, it is characterised in that include server and the client being arranged in terminal, wherein, described
Server includes:
First receiver module, insures inquiry request for reception；
Processing module, for after receiving inquiry request of insuring, according to the described car owner insured in inquiry request and/or vehicle
Information, and the insurance rule of each preset insurance company, process the Claims Resolution result of insuring obtaining each insurance company；
Feedback module, for the ordering rule in inquiry request of insuring described in basis, enters processing the Claims Resolution result of insuring obtained
Row sequence, and according to described insure in inquiry request check number, return the insurance company specifying number according to current sequence
And Claims Resolution result of insuring；
Described first receiver module, is additionally operable to the reception request of insuring；
Insure module, for when receive insure request time, the insurance company specified in the described request of insuring insures；
Described client includes:
Request module, for sending request to described server；
Second receiver module, for receiving insurance company and the Claims Resolution result of insuring thereof that described server returns.
7. vehicle insurance as claimed in claim 6 is insured system, it is characterised in that described first receiver module, is additionally operable to receive more
That changes ordering rule checks request；
Described feedback module, is additionally operable to when receiving when checking request of ordering rule of replacing, according to described replacing ordering rule
Check the ordering rule comprised in request, resequence, and according to described throwing to processing the Claims Resolution result of insuring obtained
Protect and inquiry request checks number, return according to current sequence and specify the insurance company of number and Claims Resolution result of insuring thereof.
8. vehicle insurance as claimed in claim 6 is insured system, it is characterised in that described first receiver module, is additionally operable to receive more
Change check number check request；
Described feedback module, be additionally operable to when receive replacing check when checking request of number, check number according to described replacing
Check that comprise in request checks number, return according to current sequence and specify the insurance company of number and Claims Resolution knot of insuring thereof
Really.
9. vehicle insurance as claimed in claim 6 is insured system, it is characterised in that described first receiver module, is additionally operable to receive more
Change ordering rule and check number check request；
Described feedback module, is additionally operable to, when receiving replacing ordering rule and checking the request of number, more change gear according to described
Sequence rule and check number check the ordering rule comprised in request, again arrange processing the Claims Resolution result of insuring obtained
Sequence, and according to described replacing ordering rule and check number request in comprise check number, refer to according to current sequence return
Determine the insurance company of number and Claims Resolution result of insuring thereof.
10. the vehicle insurance as described in any one of claim 6-9 is insured system, it is characterised in that described ordering rule at least includes
One below:
Sort from low to high by insurance expenses, sort from high to low by settling fee, sort from high to low by payout ratio.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610682487.5A CN106296414A (en) | 2016-08-17 | 2016-08-17 | Vehicle insurance is insured method and system |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610682487.5A CN106296414A (en) | 2016-08-17 | 2016-08-17 | Vehicle insurance is insured method and system |
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| CN106296414A true CN106296414A (en) | 2017-01-04 |
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| CN201610682487.5A Pending CN106296414A (en) | 2016-08-17 | 2016-08-17 | Vehicle insurance is insured method and system |
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| CN107346475A (en) * | 2017-07-17 | 2017-11-14 | 太仓红码软件技术有限公司 | A kind of intelligent vehicle insurance appraisal procedure and its system based on data analysis |
| CN107563894A (en) * | 2017-08-31 | 2018-01-09 | 深圳市慧择保险经纪有限公司 | The method and device that group's meaning is nearly insured |
| CN108460034A (en) * | 2017-02-17 | 2018-08-28 | 平安科技（深圳）有限公司 | Declaration form reinsurance agreement method for inquiring and matching and device |
| CN108805722A (en) * | 2018-05-21 | 2018-11-13 | 深圳市轱辘车联数据技术有限公司 | A kind of car insurance Intelligent Decision-making Method, device and relevant device |
| CN109241253A (en) * | 2018-07-31 | 2019-01-18 | 平安科技（深圳）有限公司 | A kind of vehicle information inquiry method and system |
| CN109300021A (en) * | 2018-11-29 | 2019-02-01 | 爱保科技（横琴）有限公司 | Insure recommended method and device |
| CN109325872A (en) * | 2018-11-06 | 2019-02-12 | 北京祥龙博瑞保险代理有限公司 | Automatic quotation system and method on vehicle insurance line |
| WO2019052257A1 (en) * | 2017-09-15 | 2019-03-21 | Beijing Didi Infinity Technology And Development Co., Ltd. | Artificial intelligent systems and methods for recommending at least one insurance company |
| CN109727149A (en) * | 2019-01-31 | 2019-05-07 | 泰康保险集团股份有限公司 | Vehicle insurance underwriting process and device |
| CN109858723A (en) * | 2017-11-30 | 2019-06-07 | 基本立子(北京)科技发展有限公司 | A method of integrating the service of more service providers |
| CN110349030A (en) * | 2018-04-04 | 2019-10-18 | 上海博泰悦臻电子设备制造有限公司 | Car insurance price arrangement method and system based on vehicle driving big data |
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| CN110826732A (en) * | 2019-10-24 | 2020-02-21 | 郑秀美 | Method and platform for assigning maintenance delay insurance application claims |
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| CN108805722A (en) * | 2018-05-21 | 2018-11-13 | 深圳市轱辘车联数据技术有限公司 | A kind of car insurance Intelligent Decision-making Method, device and relevant device |
| CN110555746A (en) * | 2018-06-01 | 2019-12-10 | 易保网络技术(上海)有限公司 | Car insurance quotation method |
| CN109241253A (en) * | 2018-07-31 | 2019-01-18 | 平安科技（深圳）有限公司 | A kind of vehicle information inquiry method and system |
| CN109325872A (en) * | 2018-11-06 | 2019-02-12 | 北京祥龙博瑞保险代理有限公司 | Automatic quotation system and method on vehicle insurance line |
| CN109300021A (en) * | 2018-11-29 | 2019-02-01 | 爱保科技（横琴）有限公司 | Insure recommended method and device |
| CN109727149A (en) * | 2019-01-31 | 2019-05-07 | 泰康保险集团股份有限公司 | Vehicle insurance underwriting process and device |
| CN110826732A (en) * | 2019-10-24 | 2020-02-21 | 郑秀美 | Method and platform for assigning maintenance delay insurance application claims |
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