CN107169754A - The golden management method of maintenance, device, terminal and computer-readable recording medium - Google Patents
The golden management method of maintenance, device, terminal and computer-readable recording medium Download PDFInfo
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- CN107169754A CN107169754A CN201710432667.2A CN201710432667A CN107169754A CN 107169754 A CN107169754 A CN 107169754A CN 201710432667 A CN201710432667 A CN 201710432667A CN 107169754 A CN107169754 A CN 107169754A
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- Prior art keywords
- virtual account
- maintenance
- account
- golden
- bank
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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- Engineering & Computer Science (AREA)
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Abstract
The present invention is applied to the golden administrative skill field of maintenance there is provided the golden management method of maintenance, device, terminal and computer-readable recording medium, and the golden management method of the maintenance includes：According to property region, neighbours living information is acquired, virtual account is set up；After bank withholds successfully, receive bank and send the golden more new command of maintenance, according to the golden more new command of the maintenance, the virtual account is updated；After collecting money successfully, receive bank's transmission maintenance gold and share instruction, instruction is shared according to the maintenance gold, the virtual account is shared.Present invention ensure that the account in virtual account is not bound with bank, bank management virtual account is avoided relying on, and can be with banking tight association, the account for upgrading in time and sharing in virtual account, needed to change or increase bank's cooperation at any time according to business development, increase service flexibility.
Description
Technical field
The invention belongs to repair golden administrative skill field, more particularly to the golden management method of maintenance, device, terminal and computer
Readable storage medium storing program for executing.
Background technology
In order to consider fund security, virtual ledger is established for every suite in systems, while bank's related system
In similarly establish virtual ledger, it is necessary to the bilateral book keeping operation of bank and fund center during transacting business, bank is currently in maintenance
The role of " finance+cashier " is act as in capital management chain, the system of account of bilateral book keeping operation causes fund centring system and silver
Business coupling is too tight between row system, and business one becomes, and both sides are required for adjustment, and future introduces new bank, new banking
End needs to do substantial amounts of work, is unfavorable for competition.
The content of the invention
In view of this, the embodiments of the invention provide the golden management method of maintenance, device, terminal and computer-readable storage medium
Matter, to solve the problem of business is too tightly coupled between banking system in the prior art.
The first aspect of the embodiment of the present invention provides a kind of golden management method of maintenance, including：
According to property region, neighbours living information is acquired, virtual account is set up；
After bank withholds successfully, receive bank and send the golden more new command of maintenance, it is right according to the golden more new command of the maintenance
The virtual account is updated；
After collecting money successfully, receive bank's transmission maintenance gold and share instruction, instruction is shared according to the maintenance gold, to described
Virtual account is shared.
The second aspect of the embodiment of the present invention provides a kind of golden managing device of maintenance, including：
Virtual account sets up unit, for according to property region, being acquired to neighbours living information, sets up virtual account
Family；
Updating block, sends the golden more new command of maintenance, according to the maintenance for after bank withholds successfully, receiving bank
Golden more new command, is updated to the virtual account；
Share unit, share instruction for after collecting money successfully, receiving bank's transmission maintenance gold, according to the maintenance gold point
Stand instruction, shares the virtual account.
The third aspect of the embodiment of the present invention provides a kind of terminal, including memory, processor and is stored in described
In memory and the computer program that can run on the processor, realized described in the computing device during computer program
The step of maintenance gold management method.
The fourth aspect of the embodiment of the present invention provides a kind of computer-readable recording medium, the computer-readable storage
Media storage has computer program, the step of maintenance gold management method is realized when the computer program is executed by processor.
The beneficial effect that the embodiment of the present invention exists compared with prior art is：Ensure account in virtual account not with silver
Row binding, it is to avoid rely on bank management virtual account, and can upgrade in time with banking tight association and share virtual account
Account in family, needs to change or increase bank's cooperation at any time according to business development, increases service flexibility.
Brief description of the drawings
Technical scheme in order to illustrate the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art
In required for the accompanying drawing that uses be briefly described, it should be apparent that, drawings in the following description are only some of the present invention
Embodiment, for those of ordinary skill in the art, without having to pay creative labor, can also be according to these
Accompanying drawing obtains other accompanying drawings.
Fig. 1 is the implementation process schematic diagram for the golden management method of maintenance that the embodiment of the present invention one is provided；
Fig. 2 is the schematic diagram for the golden managing device of maintenance that the embodiment of the present invention two is provided；
Fig. 3 is the schematic diagram for the terminal that the embodiment of the present invention three is provided.
Embodiment
In describing below, in order to illustrate rather than in order to limit, it is proposed that such as tool of particular system structure, technology etc
Body details, thoroughly to understand the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specific
The present invention can also be realized in the other embodiments of details.In other situations, omit to well-known system, device, electricity
Road and the detailed description of method, in case unnecessary details hinders description of the invention.
In order to illustrate technical solutions according to the invention, illustrated below by specific embodiment.
Fig. 1 shows the implementation process schematic diagram for the golden management method of maintenance that the embodiment of the present invention one is provided, for the ease of
Illustrate, illustrate only the part related to the embodiment of the present invention, details are as follows：
Step S101, according to property region, is acquired to neighbours living information, sets up virtual account.
Step S102, after bank withholds successfully, receives bank and sends the golden more new command of maintenance, according to the maintenance gold more
New command, is updated to the virtual account.
Step S103, after collecting money successfully, receives bank's transmission maintenance gold and shares instruction, share finger according to the maintenance gold
Order, shares the virtual account.
In step S101, property region is the neighbours living included in the compass of competency of each property, compass of competency
Neighbours living information be acquired, set up virtual account, wherein, according to neighbours living information, virtual account is divided into small
Area's virtual account, building virtual account and point family virtual account.
In step s 102, when daily friendship money apply for a review by after, bank takes off from service for infrastructure business account automatically
Ordinary maintenance fund, after bank withholds successfully, receives bank and sends the golden more new command of maintenance, according to the golden more new command of maintenance,
Virtual account is updated.
In step s 103, property enterprise handles the allocation of the funds with withdrawal notice to bank, after collecting money successfully, bank's hair
Instruction receives bank's transmission maintenance gold and shares instruction, share instruction according to maintenance gold, to virtual account to property maintenance fund system
Family is shared.
Further, for the accuracy of the data that ensure virtual account, and avoid being updated in virtual account and
It can in time be corrected when sharing appearance mistake, the data of virtual account be obtained, when the account of virtual account is unsatisfactory for preset rules
When, send account miscue information.
Wherein, preset rules are equal to a point family void for the account sum that the account of cell virtual account is equal to each building virtual account
Intend the account sum of account.
In embodiments of the present invention, reception bank, which sends the golden more new command of maintenance and receives bank's transmission maintenance gold, shares finger
Order is transmitted by Secure File Transfer Protocol.Secure File Transfer Protocol, SFTP (Secure File Transfer
Protocol), Secure File Transfer Protocol, can provide a kind of safe encryption method, Secure File Transfer Protocol can for transmission file
Operations such as " telefile are obtained, file content transmission, file management " is carried out, Secure File Transfer Protocol is divided into two ends, is SFTP respectively
Control signal and file content between Client and SFTP Server, SFTP Client and SFTP Server are transmitted
Carried out by safe data channel, safe data channel can be by " Transport Layer Security (TLS) ", " SSH " etc.
Agreement is provided, and is generally to provide i.e. SSH connections tunnel as safe data channel by SSH agreements.
In embodiments of the present invention, it is ensured that the account in virtual account is not bound with bank, it is to avoid rely on bank management empty
Intend account, and can with banking tight association, the account for upgrading in time and sharing in virtual account, according to business development need
It can at any time change or increase bank's cooperation, increase service flexibility.
Fig. 2 is the schematic diagram for the golden managing device of maintenance that the embodiment of the present invention two is provided, and for convenience of description, be illustrate only
The part related to the embodiment of the present invention.In embodiments of the present invention, a kind of golden managing device of maintenance includes：Virtual account is set up
Unit 21, updating block 22 and share unit 23, wherein：
Virtual account sets up unit 21, for according to property region, being acquired to neighbours living information, sets up virtual
Account；
Updating block 22, sends the golden more new command of maintenance, according to the dimension for after bank withholds successfully, receiving bank
Golden more new command is repaiied, the virtual account is updated；
Share unit 23, share instruction for after collecting money successfully, receiving bank's transmission maintenance gold, according to the maintenance gold
Share instruction, the virtual account is shared.
Further, virtual account sets up unit 21, specifically for：
According to the neighbours living information, the virtual account is divided into cell virtual account, building virtual account and point family
Virtual account.
Property region is the neighbours living information of the neighbours living included in the compass of competency of each property, compass of competency
Be acquired, set up virtual account, wherein, according to neighbours living information, virtual account is divided into cell virtual account, building is empty
Intend account and point family virtual account.
When daily friendship money apply for a review by after, ordinary maintenance fund is taken off from service for infrastructure business account automatically by bank,
After bank withholds successfully, receive bank and send the golden more new command of maintenance, according to the golden more new command of maintenance, virtual account is carried out
Update.
Property enterprise handles the allocation of the funds with withdrawal notice to bank, after collecting money successfully, and bank sends instructions to property dimension
Funds systems are repaiied, bank's transmission maintenance gold is received and shares instruction, instruction is shared according to maintenance gold, virtual account is shared.
Further, for the accuracy of the data that ensure virtual account, and avoid being updated in virtual account and
It can in time be corrected when sharing appearance mistake, the data of virtual account be obtained, when the account of virtual account is unsatisfactory for preset rules
When, send account miscue information.
Wherein, preset rules are equal to a point family void for the account sum that the account of cell virtual account is equal to each building virtual account
Intend the account sum of account.
In embodiments of the present invention, it is ensured that the account in virtual account is not bound with bank, it is to avoid rely on bank management empty
Intend account, and can with banking tight association, the account for upgrading in time and sharing in virtual account, according to business development need
It can at any time change or increase bank's cooperation, increase service flexibility.
Fig. 3 is the schematic diagram for the terminal that the embodiment of the present invention three is provided.As shown in figure 3, the terminal 3 of the embodiment includes：
Processor 30, memory 31 and it is stored in the computer program that can be run in the memory 31 and on the processor 30
32, for example repair golden management program.The processor 30 realizes each above-mentioned maintenance gold pipe when performing the computer program 32
Manage the step in embodiment of the method, such as the step S101 to S103 shown in Fig. 1.Or, the processor 30 performs the meter
The function of each module/unit in above-mentioned each device embodiment is realized during calculation machine program 32, such as the work(of module 21 to 23 shown in Fig. 2
Energy.
Exemplary, the computer program 32 can be divided into one or more module/units, it is one or
Multiple module/units are stored in the memory 31, and are performed by the processor 30, to complete the present invention.Described one
Individual or multiple module/units can complete the series of computation machine programmed instruction section of specific function, and the instruction segment is used for
Implementation procedure of the computer program 32 in the terminal 3 is described.For example, the computer program 32 can be divided into
Synchronization module, summarizing module, acquisition module, return module (module in virtual bench).
The terminal 3 can be the computing devices such as desktop PC, notebook, palm PC and cloud server.Institute
Stating terminal may include, but be not limited only to, processor 30, memory 31.It will be understood by those skilled in the art that Fig. 3 is only eventually
The restriction of the example, not structure paired terminal 3 at end 3, can be included than illustrating more or less parts, or some portions of combination
Part, or different parts, such as the terminal can also include input-output equipment, network access equipment, bus.
Alleged processor 50 can be CPU (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), application specific integrated circuit
(Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-
Programmable Gate Array, FPGA) or other PLDs, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor can also be any conventional processor
Deng.
The memory 31 can be the internal storage unit of the terminal 3, the hard disk or internal memory of such as terminal 5.It is described
Such as memory 31 can also be the External memory equipment of the terminal 3, the plug-in type hard disk being equipped with described terminal 3, intelligence
Storage card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash card (Flash Card)
Deng.Further, the memory 31 can also both including the terminal 3 internal storage unit or set including external storage
It is standby.The memory 31 is used to store other programs and data needed for the computer program and the terminal.It is described to deposit
Reservoir 31 can be also used for temporarily storing the data that has exported or will export.
It is apparent to those skilled in the art that, for convenience of description and succinctly, only with above-mentioned each work(
Energy unit, the division progress of module are for example, in practical application, as needed can distribute above-mentioned functions by different
Functional unit, module are completed, i.e., the internal structure of described device is divided into different functional unit or module, more than completion
The all or part of function of description.Each functional unit, module in embodiment can be integrated in a processing unit, also may be used
To be that unit is individually physically present, can also two or more units it is integrated in a unit, it is above-mentioned integrated
Unit can both be realized in the form of hardware, it would however also be possible to employ the form of SFU software functional unit is realized.In addition, each function list
Member, the specific name of module are also only to facilitate mutually differentiation, is not limited to the protection domain of the application.Said system
The specific work process of middle unit, module, may be referred to the corresponding process in preceding method embodiment, will not be repeated here.
In the above-described embodiments, the description to each embodiment all emphasizes particularly on different fields, without detailed description or note in some embodiment
The part of load, may refer to the associated description of other embodiments.
Those of ordinary skill in the art are it is to be appreciated that the list of each example described with reference to the embodiments described herein
Member and algorithm steps, can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
Performed with hardware or software mode, depending on the application-specific and design constraint of technical scheme.Professional and technical personnel
Described function can be realized using distinct methods to each specific application, but this realization is it is not considered that exceed
The scope of the present invention.
, can be with embodiment provided by the present invention, it should be understood that disclosed device/terminal device and method
Realize by another way.For example, device described above/terminal device embodiment is only schematical, for example, institute
The division of module or unit is stated, only a kind of division of logic function there can be other dividing mode, for example when actually realizing
Multiple units or component can combine or be desirably integrated into another system, or some features can be ignored, or not perform.Separately
A bit, shown or discussed coupling or direct-coupling or communication connection each other can be by some interfaces, device
Or INDIRECT COUPLING or the communication connection of unit, can be electrical, machinery or other forms.
The unit illustrated as separating component can be or may not be it is physically separate, it is aobvious as unit
The part shown can be or may not be physical location, you can with positioned at a place, or can also be distributed to multiple
On NE.Some or all of unit therein can be selected to realize the mesh of this embodiment scheme according to the actual needs
's.
In addition, each functional unit in each embodiment of the invention can be integrated in a processing unit, can also
That unit is individually physically present, can also two or more units it is integrated in a unit.Above-mentioned integrated list
Member can both be realized in the form of hardware, it would however also be possible to employ the form of SFU software functional unit is realized.
If the integrated module/unit realized using in the form of SFU software functional unit and as independent production marketing or
In use, can be stored in a computer read/write memory medium.Understood based on such, the present invention realizes above-mentioned implementation
All or part of flow in example method, can also instruct the hardware of correlation to complete, described meter by computer program
Calculation machine program can be stored in a computer-readable recording medium, and the computer program can be achieved when being executed by processor
The step of stating each embodiment of the method..Wherein, the computer program includes computer program code, the computer program
Code can be source code form, object identification code form, executable file or some intermediate forms etc..Computer-readable Jie
Matter can include：Can carry any entity or device of the computer program code, recording medium, USB flash disk, mobile hard disk,
Magnetic disc, CD, computer storage, read-only storage (ROM, Read-Only Memory), random access memory (RAM,
Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that described
The content that computer-readable medium is included can carry out appropriate increasing according to legislation in jurisdiction and the requirement of patent practice
Subtract, such as, in some jurisdictions, according to legislation and patent practice, computer-readable medium does not include electric carrier signal and electricity
Believe signal.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations；Although with reference to foregoing reality
Example is applied the present invention is described in detail, it will be understood by those within the art that：It still can be to foregoing each
Technical scheme described in embodiment is modified, or carries out equivalent substitution to which part technical characteristic；And these are changed
Or replace, the essence of appropriate technical solution is departed from the spirit and scope of various embodiments of the present invention technical scheme, all should
Within protection scope of the present invention.
Claims (10)
1. the golden management method of one kind maintenance, it is characterised in that including：
According to property region, neighbours living information is acquired, virtual account is set up；
After bank withholds successfully, receive bank and send the golden more new command of maintenance, according to the golden more new command of the maintenance, to described
Virtual account is updated；
After collecting money successfully, receive bank's transmission maintenance gold and share instruction, instruction is shared according to the maintenance gold, to described virtual
Account is shared.
2. the golden management method of maintenance as claimed in claim 1, it is characterised in that described according to property region, to neighbours living
Information is acquired, the step of setting up virtual account, including：
According to the neighbours living information, the virtual account is divided into cell virtual account, building virtual account and point family are virtual
Account.
3. the golden management method of maintenance as claimed in claim 1, it is characterised in that methods described also includes：
The data of the virtual account are obtained, when the account of the virtual account is unsatisfactory for preset rules, account mistake are sent
Prompt message.
4. the golden management method of maintenance as claimed in claim 3, it is characterised in that the preset rules include：
The account sum that the account of cell virtual account is equal to each building virtual account is equal to the account sum for dividing family virtual account.
5. the golden management method of maintenance as claimed in claim 1, it is characterised in that the reception bank, which sends maintenance gold and updated, to be referred to
Order and reception bank transmission maintenance gold are shared instruction and are transmitted by Secure File Transfer Protocol.
6. the golden managing device of one kind maintenance, it is characterised in that including：
Virtual account sets up unit, for according to property region, being acquired to neighbours living information, setting up virtual account；
Updating block, sends the golden more new command of maintenance, for after bank withholds successfully, receiving bank according to the maintenance gold more
New command, is updated to the virtual account；
Share unit, share instruction for after collecting money successfully, receiving bank's transmission maintenance gold, finger is shared according to the maintenance gold
Order, shares the virtual account.
7. the golden managing device of maintenance as claimed in claim 6, it is characterised in that the virtual account sets up unit, specific to use
In：
According to the neighbours living information, the virtual account is divided into cell virtual account, building virtual account and point family are virtual
Account.
8. the golden managing device of maintenance as claimed in claim 6, it is characterised in that described device also includes：
Tip element, the data for obtaining the virtual account, when the account of the virtual account is unsatisfactory for preset rules,
Send account miscue information.
9. a kind of terminal, including memory, processor and it is stored in the memory and can runs on the processor
Computer program, it is characterised in that described in the computing device during computer program realize as claim 1 to 5 it is any
The step of item methods described.
10. a kind of computer-readable recording medium, the computer-readable recording medium storage has computer program, its feature exists
In the step of realizing such as any one of claim 1 to 5 methods described when the computer program is executed by processor.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710432667.2A CN107169754A (en) | 2017-06-09 | 2017-06-09 | The golden management method of maintenance, device, terminal and computer-readable recording medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710432667.2A CN107169754A (en) | 2017-06-09 | 2017-06-09 | The golden management method of maintenance, device, terminal and computer-readable recording medium |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107169754A true CN107169754A (en) | 2017-09-15 |
Family
ID=59824811
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710432667.2A Pending CN107169754A (en) | 2017-06-09 | 2017-06-09 | The golden management method of maintenance, device, terminal and computer-readable recording medium |
Country Status (1)
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| CN (1) | CN107169754A (en) |
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| CN108921533A (en) * | 2018-06-29 | 2018-11-30 | 杭州振牛信息科技有限公司 | A kind of resource payment method and device without money damage |
| CN111275596A (en) * | 2020-01-15 | 2020-06-12 | 中国建设银行股份有限公司 | Capital allocation method and device |
| CN117592973A (en) * | 2024-01-11 | 2024-02-23 | 金华青鸟计算机信息技术有限公司 | Data-based management method and device, storage medium and electronic equipment |
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| CN108921533A (en) * | 2018-06-29 | 2018-11-30 | 杭州振牛信息科技有限公司 | A kind of resource payment method and device without money damage |
| CN111275596A (en) * | 2020-01-15 | 2020-06-12 | 中国建设银行股份有限公司 | Capital allocation method and device |
| CN117592973A (en) * | 2024-01-11 | 2024-02-23 | 金华青鸟计算机信息技术有限公司 | Data-based management method and device, storage medium and electronic equipment |
| CN117592973B (en) * | 2024-01-11 | 2024-04-02 | 金华青鸟计算机信息技术有限公司 | Data-based management method and device, storage medium and electronic equipment |
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Application publication date: 20170915 |