A kind of cash management system and method
Technical field
The present invention relates to a kind of enterprise cash management system and method, relate in particular to a kind of frequent cash management system of money transaction and method of adapting to.
Background technology
Along with fast development of Chinese economy; Operational enterprises such as subway, country fair, refuelling station, supermarket, communications and transportation mechanism (bus station, railway station), charge station; All will receive a large amount of cashes every day; And having a huge cashier usually, the cashier wants the huge cash of treating number to check work every day, and such checking need repeat repeatedly just can accomplish from cash register to the accounting processing process that keeps accounts in finicial administration of enterprise.How fast, efficiently how to reduce taking in of cash and take care of risk, carry out the work of checking of cash, and how to carry out with escorting the cash transition between company, the bank, these all are problem demanding prompt solutions.
The cash register of enterprise and cash mode of operation and flow process are as shown in Figure 1 at present; At first, the cashier submits the manual back of checking of the cash of collecting to financial staff, and the financial staff deposits safety cabinet in after repeating to check by hand; And this moment, enterprise administrator can't in time be recognized the finance gathering situation of enterprise.Bank gathering personnel regularly (generally After Hours or before the working in the second day) enterprise that comes carry out cash, and the bank gathering personnel carry out the transition of cash with enterprise personnel.
Can see that thus the problem that traditional cash register mode exists is following:
1, enterprise loses time to checking too of cash, and managerial personnel can't monitor the cash register situation in real time, and the financial staff is also comparatively loaded down with trivial details to accounting processing.
When 2, the bank gathering personnel collected money to the doorstep, enterprise and the personnel of bank need carry out loaded down with trivial details cash and check transition, expend bigger time, manpower, and have certain potential safety hazard.
Summary of the invention
Fundamental purpose of the present invention; Be to provide a kind of cash management system and method; Be convenient to enterprise and cash is received by institute handle, reduce between the enterprise personnel and and the personnel of bank between loaded down with trivial details cash check transition, optimize enterprise's cash handing-over treatment scheme; Strengthen the security of cash, and improve the efficiency of operation of enterprises.
For reaching above-mentioned purpose; The present invention provides a kind of cash management system, and it comprises: at least one intelligent cash collecting apparatus is used for cash is checked, discerned and counts; And classification and storage is in the paper money case, and this intelligence cash collecting apparatus includes a cash register network communication device; And one cash take in management system, it carries out data storage, management, analysis and monitoring in real time through this cash register network to this intelligence cash collecting apparatus.
Concrete, this cash collecting apparatus also comprises: an interactive operation device is used for the cashier and deposits the professional associative operation of paper money and equipment and processing procedure and object information are shown feed back to the cashier; One read-write equipment is used to read and write cashier's ID card information; One data processing equipment is used to write down the Transaction Information that deposits in storing bills; One banknote tester is used for the banknote that deposits in is carried out the identification of the true and false, denomination, and the banknote that deposits in is checked counting; One deposits the paper money device, is used to take in and store the banknote that this deposits in; And an input/output device, be used to receive cash and the banknote that can not discern is withdrawed from.
Preferably; This cash collecting apparatus also comprises one zero paper money accommodation devices; It has a manual paper money mouth and the one zero paper money paper money casees deposited; Zero paper money is deposited the paper money mouth through this craft and is dropped into zero paper money paper money case, and import and be uploaded to cash takes in management system to its amount of money by hand by the cashier, and under monitoring environment, checks, checks the back credit by managerial personnel.
Preferably, this zero paper money accommodation device also comprises the zero paper money collecting bag that is used to seal zero paper money and has unique identification marking.
The present invention also provides a kind of cash management method, and it comprises:
Step 1 arranges that a cash collecting apparatus is in cashier;
Step 2, the cashier deposits cash in this cash collecting apparatus in;
Step 3, the cash collecting apparatus carries out sorting, checks, discerns and stores cash to the banknote that deposits in, and generates the reconciliation record; And
Step 4, the information that cash is deposited in is uploaded to cash through the cash register network real-time and takes in management system, and the cash information real-time gets into financial process.
Preferably, step 5, cash is taken in cash register situation and the cash reserves situation that management system is monitored the cash collecting apparatus in real time; And
Step 6 with in full, is in time changed empty paper money case at equipment cash capacity
Preferably, in the step 2, the cashier deposits cash in the cash collecting apparatus and comprises two kinds of operation sides
Formula: whole automatic logging mode of volume banknote and zero paper money logging mode.The step that this cashier deposits cash in is:
(1) logins the cash collecting apparatus;
(2) the interactive operation device through equipment is selected the cash logging mode, when selecting the automatic logging mode of whole volume banknote, and execution in step (3), number of times is not limit, when selecting zero paper money logging mode, execution in step (4), number of times is not limit;
(3) put into banknote at the inlet slot of paper note of cash collecting apparatus, carry out and confirm that the cash collecting apparatus carries out automatic sorting, checks and discerns banknote, and feedback result information;
(4) zero paper money is sealed in the zero paper money collecting bag, through the manual paper money mouth cash input collecting apparatus of depositing, and the manual input zero paper money amount of money is also confirmed;
(5) after the cashier finishes the work of this order of classes or grades at school, nullify login, equipment is printed cash and is deposited inventory in.
Accordingly, cash keeps accounts to handle and comprises step:
A, cash collecting apparatus are uploaded cashier's deposit information in real time;
B, cash are taken in management system cashier's deposit information are differentiated, when judging the deposit information type for the automatic logging mode of whole volume banknote, execution in step c judges when the deposit information type is zero paper money logging mode, successively execution in step d and e;
C, cash are taken in management system and are carried out accounting processing automatically;
D, cash are taken in management system and temporarily this fund are not carried out accounting processing;
E, managerial personnel carry out clear, zero paper money are checked and are checked, and accomplish accounting processing
Because cash management system provided by the invention adopts the cash collecting apparatus that is arranged in cashier in time to receive cashier's cash; And this cash collecting apparatus can sorting, check and discern banknote; And can connect cash through network and take in management system and make the cash register cash in time to carry out accounting processing, therefore, save between the cashier, between cashier and the financial staff and carry out the complicated work that manual work is checked and joined between financial staff and the bank gathering personnel; Reduce security risk; Save time and manpower, and cash accounting processing in time, the efficiency of operation of enterprises improved.In addition, this cash collecting apparatus also has zero paper money accommodation device, and zero paper money logging mode is provided, and the more convenient cashier of enterprise cash is taken in, and further ensures security of cash property.
Description of drawings
Fig. 1 is enterprise's cash management method flow diagram in the prior art;
Fig. 2 is the cash management system synoptic diagram that the present invention's one preferred embodiment provides;
Fig. 3 is the construction module figure of cash collecting apparatus among Fig. 2;
Fig. 4 is the cash management method flow diagram that the present invention's one preferred embodiment provides;
Fig. 5 is the operational flowchart that the cashier deposits cash in;
Fig. 6 is that the cash collecting apparatus is stored cash flowchart automatically; And
Fig. 7 is a cash register cash account processing flow chart.
Embodiment
Introduce cash management system and the method thereof that the present invention's one preferred embodiment provides below in conjunction with diagram.
As shown in Figure 2, this cash management system comprises that a cash collecting apparatus 10 and a cash take in management system 20.Wherein, this cash collecting apparatus 10 is arranged in cashier of enterprise, contains the cash register network communication device, takes in management system 20 networks through cash register net and this cash and is connected.This cash collecting apparatus 10 is used to receive the cash that the cashier in time deposits in; And cash carried out sorting, checks, discerns and preserve, the cashier deposits the operation of cash in to it, and the bank gathering personnel safeguard and the cash activity it; As; Print the cash inventory, taking-up has the paper money case of cash, and changes empty paper money case.In addition; This cash collecting apparatus 10 is taken in management system 20 networks through cash register network and this cash and is connected; After this cash collecting apparatus 10 receives cashier's cash; Can deposit this cash in information and send cash to through this cash register network and take in management system 20, this cash is taken in management system can deposit the timely accounting processing of cash in to this.In addition, gathering, function situation that enterprise administrator also can be through this cash collecting apparatus 10 of cash register network monitoring are rationally arranged bank gathering personnel gathering or it is safeguarded to the doorstep.
Concrete; As shown in Figure 3, this cash collecting apparatus 10 includes data processing equipment 1, input/input media 2, interactive operation device 3, read-write equipment 4, banknote tester 5, deposits paper money device 6 and takes in the communication device 7 that management system is set up network connection environment with cash.Wherein, data processing equipment 1 is taken in management system 20 through cash register network and cash and is linked, and is used to write down cashier's the information of logining and pay in information, and these information uploadings to cash is taken in management system 20.Read-write equipment 4 is used to read and write enterprise and cashier's ID card information.Associative operation that interactive operation device 3 is used for cashier's cash register or financial staff when paying in business and equipment show processing procedure and object information and feed back to cashier or financial staff.Banknote tester 5 is used for the banknote that deposits in is carried out the identification of the true and false, denomination, and the banknote that deposits in is checked counting, can not discern or underproof banknote if exist, and equipment will withdraw from banknote.Input/output device 2 is mainly used in the reception cash, and the banknote that can not discern is withdrawed from etc.
Certainly; This cash collecting apparatus 10 also can increase other function designs, for example, one zero paper money accommodation devices is set; It has a manual paper money mouth and the zero paper money paper money case deposited; Zero paper money can be deposited paper money mouth input through this craft, and its amount of money is imported and uploaded in cash and take in management system by the cashier is manual, and carries out accounting processing after checking, check under the monitoring by bank or enterprise administrator.Thereby one zero paper money logging modes are provided; The cash of convenient enterprise is taken in processing; Concrete, this zero paper money accommodation device also comprises the zero paper money collecting bag that is used to seal zero paper money and has unique identification marking, the cashier is sealed in zero paper money to have in unique identification marking zero paper money collecting bag; In its cash input collecting apparatus 10, the amount of money and unique identification marking information are imported as reconciliation information record by hand.In addition, cash collecting apparatus 10 also can be set up a recording apparatus, is convenient to monitor cash collecting apparatus 10, plays a role the security of further raising fund storage with destruction equipment or other illegal means theft of funds to preventing the lawless person.Therefore, this cash collecting apparatus 10 is not limited to above-mentioned module and assembly, can set up the functional module that other those skilled in the art can expect as required.
The cashing method that this cash management system carries out can be represented with process flow diagram shown in Figure 4, comprise step:
S1 arranges that a cash collecting apparatus is in the cashier place; Certainly, according to the needs of enterprise's cash register, can arrange many cash collecting apparatus, the corporate clients such as MTR that especially bigger supermarket, market or cash register ground disperse all can consider to be provided with many cash collecting apparatus.Can certainly a plurality of cashiers share one or more cash collecting apparatus, the read-write enterprise of read-write equipment in the cash collecting apparatus with cashier's ID card information, deposit information in thereby each cashier is write down cash respectively.
S2, the cashier deposits cash in this cash collecting apparatus in; Special; As shown in Figure 5; The mode that deposits cash in that this embodiment provides has two kinds, and a kind of is the whole automatic logging mode of volume banknote, and a kind of is zero paper money logging mode; The each deposit of cashier can select wherein any mode to deposit cash in easily, and Fig. 4 is that example is expressed subsequent step to select the whole automatic logging mode of volume banknote then.
S3, the cash collecting apparatus carries out sorting, checks, discerns and stores cash to the banknote that deposits in, and generates the reconciliation record; Concrete operation steps can be with reference to figure 6, and after the cashier put into whole volume banknote and confirms to deposit in, this cash collecting apparatus sucked banknote; Then the banknote that sucks is carried out the identification of the true and false, denomination, judges whether this banknote is qualified banknote through this banknote tester, when judged result when being qualified banknote; The cash collecting apparatus is according to the sorting of banknote denomination; Deposit it in corresponding paper money case respectively, and the banknote that deposits in is counted, then record and feed back the cash canned data to the cashier; And deposit banknote in when defective when judging, then defective banknote is withdrawed from from the money back mouth.
S4, the information that cash is deposited in is uploaded to cash through the cash register network real-time and takes in management system, and amount of cash gets into accounting processing in real time.
Certainly, the cash of enterprise is deposited when reaching a certain amount of, need deposit it in bank, and enterprise administrator can be collected cash the notifying bank aspect to the doorstep, and is therefore preferred, also comprises after the step S4:
S5, cash take in cash register situation and the cash reserves situation that management system is monitored the cash collecting apparatus in real time; And
S6, when equipment cash capacity will be expired, the empty paper money case of instantaneously changing.
Certainly, selected the situation of zero paper money logging mode for the cashier, in step S6, the managerial personnel personnel also need increase and check zero paper money, check the work of amount of money number, and carry out accounting processing.Concrete, ins conjunction with Fig. 5 and Fig. 7, introduce the cashier in detail and deposit the flow process of cash and the flow process of cash accounting processing in, comprising the introduction that zero paper money is deposited in treatment scheme.
As shown in Figure 5, the flow process that enterprise personnel deposits cash in is following: the cashier logins the cash collecting apparatus, selects the cash logging mode through the interactive operation device of equipment; When selecting to put in order the automatic logging mode of volume banknote, put into banknote at the inlet slot of paper note of cash collecting apparatus, carry out and confirm that the cash collecting apparatus carries out automatic sorting, checks and discerns banknote, and feedback result information; When selecting zero paper money logging mode, through the manual paper money mouth cash input collecting apparatus of depositing, the manual then input zero paper money amount of money is also confirmed with zero paper money; Last cashier confirms to accomplish cash and deposits work in, and equipment is printed this deposit information with bar.
As shown in Figure 7, cash account treatment scheme is following: the cash collecting apparatus is uploaded cashier's cash in real time and is deposited information in; Cash is taken in management system and cashier's cash is deposited in information is differentiated, and carries out handled; When judging the deposit information type for the automatic logging mode of whole volume banknote, cash is taken in management system and is carried out accounting processing automatically; When judged result was zero paper money logging mode, cash was taken in management system and temporarily this fund is not done accounting processing, but when treating that managerial personnel collect money, zero paper money was checked and checked, and carried out accounting processing at last.
Cash management system provided by the invention owing to set up the cash collecting apparatus in cashier, can make things convenient for the cashier in time to deposit cash in; The security of guarantee fund; Save artificial time and the manpower of checking and joining cash, and the cash collecting apparatus takes in management system with cash and be connected through the cash register network, can upload cash in real time and deposit information in; And cash is taken in management system can carry out timely accounting processing, improves the treatment effeciency of enterprise's cash account.In addition, the cash collecting apparatus has zero paper money and deposits function in the cash management system provided by the invention, for the cashier provides convenient cash logging mode, further improves the security and the convenience of cash storage.
Only the above is merely preferred embodiment of the present invention, non-ly is intended to limit to scope of patent protection of the present invention, so the equivalence variation of using instructions of the present invention and graphic content to do such as all in like manner all is contained in the rights protection scope of the present invention, closes and gives Chen Ming.