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CN102385775A - Debit card system with bar code and method for integrating functions of debit card and membership card into one whole body - Google Patents

Debit card system with bar code and method for integrating functions of debit card and membership card into one whole body Download PDF

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Publication number
CN102385775A
CN102385775A CN2010102674424A CN201010267442A CN102385775A CN 102385775 A CN102385775 A CN 102385775A CN 2010102674424 A CN2010102674424 A CN 2010102674424A CN 201010267442 A CN201010267442 A CN 201010267442A CN 102385775 A CN102385775 A CN 102385775A
Authority
CN
China
Prior art keywords
bar code
holder
debit card
trade company
card
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN2010102674424A
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Chinese (zh)
Inventor
宋清然
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to CN2010102674424A priority Critical patent/CN102385775A/en
Priority to HK11114099A priority patent/HK1162240A2/en
Publication of CN102385775A publication Critical patent/CN102385775A/en
Pending legal-status Critical Current

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  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

The invention discloses a debit card system with a bar code, which comprises the bar code, a database system and a business member management system. The invention also discloses a method for integrating functions of a debit card and a membership card into one whole body, which comprises the following steps that 1, the bar code is arranged on the newly issued debit card; 2, information of the bar code of a card holder is input into the database system and a commercial tenant list is input into the database system; 3, the card holder selects a commercial tenant on the database system and becomes a member of the commercial tenant; 4, the database system transmits the information of the bar code of the card holder to the commercial tenant selected by the card holder in the step 3; 5, the commercial tenant in the step 4 inputs the information of the bar code of the card holder into the member management system; and 6, a commercial tenant terminal provides a member service for the card holder.

Description

A kind of tape font code debit card system and a kind of method that integrates debit card, member card function
Technical field
The present invention relates to a kind of tape font code debit card system and a kind of method that integrates debit card, member card function.
Background technology
Member card is made a general reference common identification card, comprises the member authentication in consumption places such as market, hotel, fitness center, wineshop.Their purposes is very extensive, and all places that needs the identification identity that relates to all may be used on identification card, like school, and club, company, office, group etc.Member card and detailed description membership-based services also are a kind of Service Management patterns of current trend, and it can improve client's turn-head-rate, improve client to enterprise's loyalty.A lot of service industries all takes such service mode, and the form majority of member system all shows as member card.The member card of company distribution is equivalent to the business card of company, and sign or pattern that can printing firm on member card be propagated for corporate image, are the ideal carriers that company carries out advertising.Issuing member card simultaneously and can also play and attract new client, keep the patron here, strengthen the effect of customer loyalty, can also realize functions such as discounting, integration, customer account management, is a kind of approach of truly feasible increase benefit.
But existing member card all is the member card of single trade company, can't use in other trade companies; Now also have debit card to can be used as the member card of a certain trade company, but still only limit to use a merchants, and do not have bar code on the debit card, trade company's input membership number efficient is very low.Because the not versatility of member card, the membership service that member card could be enjoyed corresponding trade company is much opened in the individual demand application, and this can waste the plenty of time of individual and trade company; The more important thing is,, wasted valuable resource, also environmental protection is caused very big harm because member card spreads unchecked.
Summary of the invention
The present invention is directed to above-mentioned member card and do not possess versatility, and can not with the common defective of using of debit card, a kind of tape font code debit card system and a kind of method that integrates debit card, member card function are provided, concrete scheme is following:
A kind of tape font code debit card system; Comprise debit card and banking system; Said debit card is bank's debit card, and said banking system is a debit card credit card issuer debit card system, also comprises: bar code; Said bar code is located on the debit card, and the number that said bar code is corresponding also is the member card number simultaneously; Database Systems, said Database Systems store bar code information, i.e. debit card cardholder information, said Database Systems also store trade company's list; The membership management system of trade company, the said membership management system of trade company is located in each trade company, stores member's bar code information, and accepts holder's membership service application, to the holder membership service is provided.
Preferably, said Database Systems also comprise Accreditation System, and the bar code information on the debit card of newly providing is stored to said Database Systems.
Preferably; The said membership management system of trade company also comprises member's recognition system; Said member's recognition system is when accepting the application of holder's membership service; Holder's bar code number information is retrieved in said membership management system, when said holder's bar code information has been stored in the said membership management system of trade company, for the holder provides membership service.
Preferably; The said membership management system of trade company also comprises member's integrating system; Said member's integrating system after the holder provides membership service, increases membership service record and holder bar code information integration to said Database Systems the said membership management system of trade company.
And a kind of method that integrates debit card, member card function, comprise the steps:
(1), establishes bar code on the debit card that will newly provide;
(2), with holder's bar code information input database system;
With list input database system of trade company;
(3), the holder selects trade company and becomes the member of said trade company on Database Systems;
(4), Database Systems are sent to the trade company that the holder selects in the step (3) with holder's bar code information;
(5), the trade company in the step (4) is entered into the membership management system with holder's bar code information;
(6), merchant tenninal provides membership service to the holder.
Preferably, in step (2) before, also comprise the steps:
The holder applies for the registration of to Database Systems, and the said Database Systems in back that succeed in registration are with the cardholder information typing.
Preferably, in step (6) before, also comprise the steps:
Merchant tenninal judges that whether the cardholder information of downloading has been the member of this trade company, and to the member membership service is provided.
Preferably, in step (6) afterwards, also comprise the steps:
Member's integrating system increases said holder's bar code information membership service record and integration to Database Systems.
Use technical scheme of the present invention, on the basis of original debit card, increased bar code, make debit card possess debit card, member card dual-use function with uniqueness; And pass through Database Systems; To having the bar code unified management of uniqueness, be applicable to the identification of holder, through technical scheme of the present invention the different membership management systems of trade company; Debit card functionality and member card function are concentrated on the debit card; The holder only need carry the member system that a card can use debit card system of bank and different trade companies, greatly degree made things convenient for holder, bank and trade company, and saved social resources.
Embodiment
To combine accompanying drawing and specific embodiment to specify the present invention below, be used for explaining the present invention in this illustrative examples of the present invention and explanation, but not as to qualification of the present invention.
Below former debit card magnetic stripe, be pasted with bar code, this bar code is a plurality of secret notes and the blank that comprises that width does not wait, and arranges according to certain coding rule, carries the graphical identifier of one group of information;
Database Systems, said Database Systems store bar code information, and promptly the debit card cardholder information comprises holder's bar code number, holder name, date of birth, home address, telephone number and membership service record; Simultaneously, in Database Systems, also store trade company's list.
The membership management system of trade company, the said membership management system of trade company is a member management software, is installed in the system terminal of each trade company, the membership management system of this trade company accepts holder's membership service application, to the holder membership service is provided.
In the foregoing description, when the holder uses debit card on banking terminal, use the magnetic stripe on the debit card to discern, debit card used and used identical with common debit card this moment;
The holder is in trade company's chien shih time spent, and merchant tenninal reads the bar code number on the debit card with scanner, generates the membership service application, to the holder membership service is provided.
Improvement as technique scheme; Said Database Systems also comprise Accreditation System; The holder is behind the debit card of newly being provided; With the bar code information on the debit card,, comprise that bar code number, name, date of birth, home address and telephone number are stored to Database Systems together with holder's personal information.
Improvement as technique scheme; The said membership management system of trade company also comprises member's recognition system; Said member's recognition system is when accepting holder's member subscription, and retrieval holder's bar code number information is when holder's bar code number is this trade company membership number; Membership service is provided automatically, and increases the membership service record; Otherwise membership service will not be provided.
Improvement as technique scheme; The said membership management system of trade company also comprises member's integrating system; Said member's integrating system the said membership management system of trade company after the holder provides membership service; Add the consumption record at holder's bar code information, the bar code information integration that increases the holder to said Database Systems adds 1.
Also comprise a kind of method that integrates debit card, member card function, comprise the steps:
(1), establishes bar code on the debit card that will newly provide;
(2), with holder's bar code information input database system;
With list input database system of trade company;
(3), the holder selects trade company and becomes the member of said trade company on Database Systems;
(4), Database Systems are sent to the trade company that the holder selects in the step (3) with holder's bar code information;
(5), the trade company in the step (4) is entered into the membership management system with holder's bar code information;
(6), merchant tenninal provides membership service to the holder.
As the improvement of the foregoing description scheme, in step (2) before, also comprise the steps:
The holder applies for the registration of to bar code data storehouse system, and said bar code data storehouse, the back system that succeeds in registration is with the cardholder information typing.
As the improvement of the foregoing description scheme, in step (6) before, also comprise the steps:
Merchant tenninal judges whether cardholder information has been the member of this trade company, and to the member membership service is provided.
As the improvement of the foregoing description scheme, in step (6) afterwards, also comprise the steps:
Member's integrating system adds 1 to bar code information membership service record and the integration that Database Systems increase said holder.
The foregoing description scheme is preserved cardholder information with the electronics message form, reduces the time that the individual fills out data application member card to a plurality of trade companies; And can accomplish that a member card is general in a plurality of merchants, exempt the worry that many member cards are carried in individual demand; And enough improved the efficient that trade company reads membership number; The present invention can reduce the issued volume of member card in a large number, practices thrift social resources, also can contribute environmental protection.
More than the technical scheme that the embodiment of the invention provided has been carried out detailed introduction; Used concrete example among this paper the principle and the embodiment of the embodiment of the invention are set forth, the explanation of above embodiment only is applicable to the principle that helps to understand the embodiment of the invention; Simultaneously, for one of ordinary skill in the art, according to the embodiment of the invention, the part that on embodiment and range of application, all can change, in sum, this description should not be construed as limitation of the present invention.

Claims (8)

1. a tape font code debit card system comprises debit card and banking system, and said debit card is bank's debit card, and said banking system is a debit card credit card issuer debit card system, it is characterized in that also comprising:
Bar code, said bar code is located on the debit card, and the number that said bar code is corresponding also is the member card number simultaneously;
Database Systems, said Database Systems store bar code information, i.e. the debit card cardholder information;
Said Database Systems also store trade company's list;
The membership management system of trade company, the said membership management system of trade company is located in each trade company, stores member's bar code information, and accepts holder's membership service application, to the holder membership service is provided.
2. tape font code debit card as claimed in claim 1 system is characterized in that:
Said Database Systems also comprise Accreditation System, and the bar code information on the debit card of newly providing is stored to said Database Systems.
3. tape font code debit card as claimed in claim 1 system is characterized in that:
The said membership management system of trade company also comprises member's recognition system; Said member's recognition system is when accepting the application of holder's membership service; Holder's bar code number information is retrieved in said membership management system; When said holder's bar code information has been stored in the said membership management system of trade company, for the holder provides membership service.
4. tape font code debit card as claimed in claim 1 system is characterized in that:
The said membership management system of trade company also comprises member's integrating system, and said member's integrating system after the holder provides membership service, increases membership service record and holder bar code information integration to said Database Systems the said membership management system of trade company.
5. a method that integrates debit card, member card function is characterized in that comprising the steps:
(1), establishes bar code on the debit card that will newly provide;
(2), with holder's bar code information input database system;
With list input database system of trade company;
(3), the holder selects trade company and becomes the member of said trade company on Database Systems;
(4), Database Systems are sent to the trade company that the holder selects in the step (3) with holder's bar code information;
(5), the trade company in the step (4) is entered into the membership management system with holder's bar code information;
(6), merchant tenninal provides membership service to the holder.
6. the method that integrates debit card, member card function as claimed in claim 5 is characterized in that step (2) before, also comprises the steps:
The holder applies for the registration of to Database Systems, and the said Database Systems in back that succeed in registration are with the cardholder information typing.
7. the method that integrates debit card, member card function as claimed in claim 5 is characterized in that step (6) before, also comprises the steps:
Merchant tenninal judges that whether the cardholder information of downloading has been the member of this trade company, and to the member membership service is provided.
8. the method that integrates debit card, member card function as claimed in claim 5 is characterized in that step (6) afterwards, also comprises the steps:
Member's integrating system increases said holder's bar code information membership service record and integration to Database Systems.
CN2010102674424A 2010-08-30 2010-08-30 Debit card system with bar code and method for integrating functions of debit card and membership card into one whole body Pending CN102385775A (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CN2010102674424A CN102385775A (en) 2010-08-30 2010-08-30 Debit card system with bar code and method for integrating functions of debit card and membership card into one whole body
HK11114099A HK1162240A2 (en) 2010-08-30 2011-12-30 A system of credit card with a bar code and a method of merging the functions with credit card, membership card in one

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN2010102674424A CN102385775A (en) 2010-08-30 2010-08-30 Debit card system with bar code and method for integrating functions of debit card and membership card into one whole body

Publications (1)

Publication Number Publication Date
CN102385775A true CN102385775A (en) 2012-03-21

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CN2010102674424A Pending CN102385775A (en) 2010-08-30 2010-08-30 Debit card system with bar code and method for integrating functions of debit card and membership card into one whole body

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CN (1) CN102385775A (en)
HK (1) HK1162240A2 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104318296A (en) * 2014-10-24 2015-01-28 李观升 Smart bidirectional consumption point card integrated with consumption, credit and insurance

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1415107A (en) * 1999-12-21 2003-04-30 巴欧.Com有限公司 Instant settlement system and method for credit card member stores
CN1700222A (en) * 2004-09-21 2005-11-23 陈澍 Open multi-merchant shared membership card system and its construction method
CN1737839A (en) * 2005-07-18 2006-02-22 仲俊杰 China communication value-added service card system
CN101506820A (en) * 2005-07-15 2009-08-12 革新货币公司 System and method for new execution and management of financial and data transactions

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1415107A (en) * 1999-12-21 2003-04-30 巴欧.Com有限公司 Instant settlement system and method for credit card member stores
CN1700222A (en) * 2004-09-21 2005-11-23 陈澍 Open multi-merchant shared membership card system and its construction method
CN101506820A (en) * 2005-07-15 2009-08-12 革新货币公司 System and method for new execution and management of financial and data transactions
CN1737839A (en) * 2005-07-18 2006-02-22 仲俊杰 China communication value-added service card system

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104318296A (en) * 2014-10-24 2015-01-28 李观升 Smart bidirectional consumption point card integrated with consumption, credit and insurance

Also Published As

Publication number Publication date
HK1162240A2 (en) 2012-08-24

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Application publication date: 20120321