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CN102855566B - A kind of payment procedure and system preventing the illegal telephone-moving of financial payment terminal - Google Patents

A kind of payment procedure and system preventing the illegal telephone-moving of financial payment terminal Download PDF

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Publication number
CN102855566B
CN102855566B CN201210287858.1A CN201210287858A CN102855566B CN 102855566 B CN102855566 B CN 102855566B CN 201210287858 A CN201210287858 A CN 201210287858A CN 102855566 B CN102855566 B CN 102855566B
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China
Prior art keywords
calling number
transaction
control device
dynamic
configuration
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CN201210287858.1A
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Chinese (zh)
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CN102855566A (en
Inventor
杨毅
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GUANGZHOU HI-CARD BUSINESS SERVICE CO LTD
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GUANGZHOU HI-CARD BUSINESS SERVICE CO LTD
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Abstract

The present invention discloses a kind of method and the system that prevent the illegal telephone-moving of financial payment terminal, and this system comprises financial payment terminal, has net control device and the trading server of multiple telephone number. The method step comprises the calling number that financial payment terminal obtains dynamic-configuration, and according to the calling number of dynamic-configuration and then carry out transaction message upload process. The present invention utilizes the net control device telephone number of dynamic-configuration and then realizes the transmission of transaction data, therefore the present invention can prevent the financial payment terminal of illegal telephone-moving from by the black box of pre-configured parameter and then realizing transmission of transaction data such that it is able to effectively prevents the financial payment terminal of illegal telephone-moving from the network information being distorted. The present invention prevents the system and method for the illegal telephone-moving of financial payment terminal to be widely used in financial industry as a kind of.

Description

A kind of payment procedure and system preventing the illegal telephone-moving of financial payment terminal
Technical field
The present invention relates to the payment technology in financial industry, particularly relate to a kind of payment procedure and the system that prevent the illegal telephone-moving of financial payment terminal.
Background technology
Along with the development of finance information computerization, for this consumption mode of human consumer's bankcard consumption, it has become a kind of trend. At home, the number held has reached 1,000,000,000, and it is accustomed to the number of bankcard consumption with regard to the 56% of Yi Zhan consumer groups total number of persons, therefore for trade company, swipe the card payment transaction by installing financial payment terminal and then realization, this is an irresistible trend, and utilizes financial payment terminal and then realization to swipe the card payment transaction, and it can be eliminated, and wholesale cash carries inconvenience, ticket bill settlement is easily made mistakes, banknote is difficult to differentiate the shortcomings such as true and false, small change is wasted time and energy. And for the whole payment system comprising financial payment terminal, can there is financial payment terminal this situation of illegal telephone-moving in it.
At present, for preventing the technology of the illegal telephone-moving of financial payment terminal, it is mainly before installing terminal, the telephone number that registration and binding financial payment terminal communication use in the trading server of backstage, therefore when carrying out payment transaction, backstage trading server will according to the information such as the terminal telephone number comprised in the communication packet sent on financial payment terminal and then the judgement carrying out terminal positioning, it is not inconsistent as found the telephone number of registration and binding in the financial payment terminal telephone number sent in terminal and calling number and backstage trading server, then think illegal telephone-moving. but for traditional technology preventing financial payment terminal from illegally moving, as long as user is provided with the black box of pre-configured parameter in the front end of financial payment terminal, such backstage trading server just cannot judge the whether illegal telephone-moving of this financial payment terminal, so financial payment terminal also can realize payment transaction when illegal telephone-moving, and namely black box plays the effect of pseudo-number.
Summary of the invention
In order to solve the problems of the technologies described above, it is an object of the invention to provide a kind of payment procedure preventing the illegal telephone-moving of financial payment terminal being easy to realize and security is high.
It is a further object of the present invention to provide the payment system preventing the illegal telephone-moving of financial payment terminal of a kind of security height and convenient operation.
The technical solution adopted in the present invention is: a kind of payment procedure preventing the illegal telephone-moving of financial payment terminal, and the method step comprises:
Financial payment terminal obtains the calling number of dynamic-configuration;
Calling number according to dynamic-configuration and then carry out transaction message upload process.
Further, financial payment terminal obtains this step of calling number of dynamic-configuration, comprising:
Financial payment terminal obtains transaction information, initiates to call out and set up data link to the net control device having multiple calling number according to the calling number of fixed configurations, and then net control device of transaction message being pulled over to;
After transaction message is received by net control device, transaction message is forwarded on trading server;
After transaction message is received by trading server, according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of calling number as dynamic-configuration of a net control device at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device.
Further, financial payment terminal obtains this step of calling number of dynamic-configuration, comprising:
After financial payment terminal is energized, automatically send triggering signal on trading server by net control device;
After triggering signal is received by trading server, choose the calling number of calling number as dynamic-configuration of a net control device at random, and the calling number of dynamic-configuration is issued on financial payment terminal.
Further, according to the calling number of dynamic-configuration and then carry out this step of transaction message upload process, comprising:
Financial payment terminal obtains transaction information, and initiates to call out to net control device according to the calling number of dynamic-configuration and set up data link, and then pulls on net control device by transaction message;
After transaction message is received by net control device, transaction message is forwarded on trading server;
Transaction message is received by trading server, judge that whether the calling number in transaction message is the calling number of the dynamic-configuration that a front trading server issues, if, then according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of calling number as dynamic-configuration of a net control device at random, the calling number of transaction results and dynamic-configuration is issued to financial payment terminal by net control device; Otherwise, then transaction refusal process is carried out.
Another technical scheme of the present invention is: a kind of payment system preventing the illegal telephone-moving of financial payment terminal, comprising:
Financial payment terminal, for obtaining transaction information and obtain the calling number of dynamic-configuration, initiates to call out and set up data link to net control device according to the calling number of dynamic-configuration, and then pulls on net control device by transaction message;
The net control device having multiple calling number, after transaction message being received, is forwarded on trading server by transaction message;
Trading server, for transaction message is received, judge that whether the calling number in transaction message is the calling number of the dynamic-configuration that a front trading server issues, if, then according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of calling number as dynamic-configuration of a net control device at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device;
Described financial payment terminal is by net control device and then carries out communication with trading server and is connected.
Further, described financial payment terminal, for obtaining transaction information and obtain the calling number of dynamic-configuration from trading server, calling number according to dynamic-configuration and the calling number of fixed configurations are initiated to call out to net control device and are set up data link, and then pull on net control device by transaction message;
Described trading server, after transaction message is received, according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of calling number as dynamic-configuration of a net control device at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device, and whether the calling number judged in transaction message is the calling number of the dynamic-configuration that a front trading server issues, if, then according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of calling number as dynamic-configuration of a net control device at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device, otherwise, then transaction refusal process is carried out.
Further, described financial payment terminal, for automatically sending triggering signal to trading server by net control device after energising, and then from trading server, obtain the calling number of dynamic-configuration, and obtain transaction information, calling number according to dynamic-configuration is initiated to call out to net control device and is set up data link, and then pulls on net control device by transaction message;
Described net control device, after transaction message and triggering signal being received, is forwarded on trading server by transaction message and triggering signal;
Described trading server, after triggering signal is received, choose the calling number of calling number as dynamic-configuration of a net control device at random, and the calling number of dynamic-configuration is issued to financial payment terminal, and transaction message is received, judge that whether the calling number in transaction message is the calling number of the dynamic-configuration that a front trading server issues, if, then according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of calling number as dynamic-configuration of a net control device at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device, otherwise, then transaction refusal process is carried out.
Further, wired communication is adopted to be connected or cableless communication connection between described net control device and trading server.
The invention has the beneficial effects as follows: the method for the present invention utilizes the calling number of dynamic-configuration and then realizes the transmission of transaction data, the calling number of the network control namely related in transmission of transaction data process is dynamic change, therefore the method for the present invention can prevent the financial payment terminal of illegal telephone-moving from by the black box of pre-configured parameter and then realizing transmission of transaction data such that it is able to effectively prevents the financial payment terminal of illegal telephone-moving from the network information being distorted.
Another useful effect of the present invention is: the system of the present invention utilizes the calling number of dynamic-configuration and then realizes the transmission of transaction data, the calling number parameter of the net control device namely related in transmission of transaction data process does not immobilize, therefore the system of the present invention can prevent the financial payment terminal of illegal telephone-moving from by the black box of pre-configured parameter and then realizing transmission of transaction data such that it is able to effectively prevents the financial payment terminal of illegal telephone-moving from the network information being distorted.
Accompanying drawing explanation
Below in conjunction with accompanying drawing, the specific embodiment of the present invention is described further:
Fig. 1 is the flow chart of steps of a kind of payment procedure first specific embodiment preventing the illegal telephone-moving of financial payment terminal of the present invention;
Fig. 2 is the flow chart of steps of a kind of payment procedure the 2nd specific embodiment preventing the illegal telephone-moving of financial payment terminal of the present invention;
Fig. 3 is the flow chart of steps of a kind of payment procedure the 3rd specific embodiment preventing the illegal telephone-moving of financial payment terminal of the present invention;
Fig. 4 is the structure block diagram of a kind of payment system preventing the illegal telephone-moving of financial payment terminal of the present invention.
Embodiment
As long as owing to user is provided with the black box of pre-configured parameter between financial payment terminal and net control device, i.e. signal transfer device, so trading server just cannot judge the whether illegal telephone-moving of this financial payment terminal, thus the financial payment terminal of illegal telephone-moving just also can realize payment transaction when illegal telephone-moving. wherein, signal transfer device plays the effect of pseudo-number, namely the telephone number puppet of the financial payment terminal of illegal telephone-moving can be become the first telephone number with financial payment terminal legal bind by it, and according to pre-configured calling number, and then transaction message is uploaded on trading server by net control device. in signal transfer device, pre-configured calling number is exactly the calling number of net control device fixed configurations, and the calling number of net control device fixed configurations, also it is exactly the good calling number of initial configuration. but, by signal transfer device and then make the financial payment terminal of illegal telephone-moving realize this method of payment transaction, there is shortcoming in it, this shortcoming due to the parameter in signal transfer device be all pre-configured, therefore when the financial payment terminal of illegal telephone-moving uploads transaction message to signal transfer device, signal transfer device each time all can only according to the calling number of fixed configurations, and then transaction message is uploaded on trading server by net control device, namely the calling number comprised in the transaction message that trading server receives always is the calling number of fixed configurations. and the present invention is exactly a kind of payment system and the method preventing the illegal telephone-moving of financial payment terminal for this point and then realization.
As shown in Figure 1, a kind of payment procedure preventing the illegal telephone-moving of financial payment terminal that the first specific embodiment provides, the method step comprises:
Financial payment terminal obtains the calling number of dynamic-configuration;
Calling number according to dynamic-configuration and then carry out transaction message upload process, namely financial payment terminal is according to the calling number of dynamic-configuration, and then by net control device, transaction message is uploaded to trading server carries out transaction processing. Like this, under normal conditions, the calling number comprised in the transaction message that trading server receives should be the calling number of dynamic-configuration, but, and then transmitting by signal transfer device if the transaction message that trading server receives is the financial payment terminal by illegal telephone-moving, the calling number comprised in the transaction message that such trading server receives is then the calling number of fixed configurations. Therefore, as long as trading server judges that whether the calling number in the transaction message that receives is the calling number of dynamic-configuration, thus just can judge whether financial payment terminal is illegal telephone-moving: if the calling number judged in the transaction message received is the calling number of dynamic-configuration, then represent financial payment terminal and there is no illegal telephone-moving, and then carry out transaction processing and return transaction results, otherwise, then representing financial payment terminal is illegal telephone-moving, and then carries out the process such as transaction refusal process and risk record according to pre-configured trading rules.
Being further used as preferred embodiment, financial payment terminal obtains this step of calling number of dynamic-configuration, comprising:
Financial payment terminal obtains transaction information, initiates to call out and set up data link to described net control device according to the calling number of fixed configurations, and then net control device of transaction message being pulled over to;
After transaction message is received by net control device, transaction message is forwarded on trading server;
After transaction message is received by trading server, according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of calling number as dynamic-configuration of a net control device at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device.
Being further used as preferred embodiment, financial payment terminal obtains this step of calling number of dynamic-configuration, comprising:
After financial payment terminal is energized, automatically send triggering signal on trading server by net control device;
After triggering signal is received by trading server, choose the calling number of calling number as dynamic-configuration of a net control device at random, and the calling number of dynamic-configuration is issued on financial payment terminal.
It is further used as preferred embodiment, according to the calling number of dynamic-configuration and then carry out this step of transaction message upload process, comprising:
Financial payment terminal obtains transaction information, and initiates to call out to net control device according to the calling number of dynamic-configuration and set up data link, and then pulls on net control device by transaction message;
After transaction message is received by net control device, transaction message is forwarded on trading server;
Transaction message is received by trading server, judge that whether the calling number in transaction message is the calling number of the dynamic-configuration that a front trading server issues, if, then according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of calling number as dynamic-configuration of a net control device at random, the calling number of transaction results and dynamic-configuration is issued to financial payment terminal by net control device; Otherwise, then transaction refusal process is carried out.
As shown in Figure 2, a kind of payment procedure preventing the illegal telephone-moving of financial payment terminal that the 2nd specific embodiment provides, the method step comprises:
When carrying out transaction message upload process first, financial payment terminal obtains transaction information, calling number NO3 according to fixed configurations initiates to call out to the net control device having multiple calling number and sets up data link, and then net control device that transaction message pulled over to, now, described transaction message comprises transaction information, the telephone number of financial payment terminal and the calling number NO3 of fixed configurations, and net control device described in addition has multiple calling number, comprises NO3, NO4, NO5, NO6 etc.;
After transaction message is received by net control device, transaction message is forwarded on trading server;
After transaction message is received by trading server, according to transaction information and then carry out transaction processing and obtain transaction results, and from multiple net control device calling number such as NO4, NO5, NO6, choose the calling number of calling number as dynamic-configuration of a net control device at random, such as NO5, the calling number NO5 of transaction results and dynamic-configuration is issued on financial payment terminal by net control device, now, financial payment terminal obtains the calling number NO5 of first dynamic-configuration;
When second time carries out transaction message upload process, financial payment terminal obtains transaction information, and call out according to the initiation from the calling number NO5 of the dynamic-configuration issued on trading server to net control device and set up data link, and then transaction message is pulled on net control device, now, described transaction message comprises transaction information, the telephone number of financial payment terminal and the calling number NO5 of dynamic-configuration;
After transaction message is received by net control device, transaction message is forwarded on trading server;
Transaction message is received by trading server, judge that whether the calling number in transaction message is the calling number NO5 of the dynamic-configuration that a front trading server issues, if, then according to transaction information and then carry out transaction processing and obtain transaction results, and from NO4, NO6, multiple net control device calling number such as NO7 is chosen the net control device calling number calling number as dynamic-configuration at random, such as NO8, the calling number NO8 of transaction results and dynamic-configuration is issued to financial payment terminal by net control device, and then make financial payment terminal carry out the process transmission of transaction data next time according to the calling number NO8 of dynamic-configuration, otherwise, then the process such as transaction refusal process and risk record are carried out according to pre-configured trading rules.
So analogize, for the third time, the process steps of the transaction message upload process of the 4th time is all the same with the process steps of second time transaction message upload process, that is, transaction message upload process process each time, trading server all can be chosen a net control device calling number at random and as the calling number of dynamic-configuration and is issued to financial payment terminal, and then makes financial payment terminal realize uploading of transaction message next time according to the calling number of the dynamic-configuration received. Owing to transaction data process transmitting procedure each time all utilizes the calling number of the dynamic-configuration chosen at random and then realizes uploading of transaction message, therefore greatly improve the security of the present invention. In addition, the net control device calling number selected at random each time should be different, the calling number of the dynamic-configuration namely issued each time should be different, and in the transaction message upload process of the N time, trading server must judge that the calling number in transaction message is once front, namely the N-1 time, the calling number of the dynamic-configuration that trading server issues in transaction process, if not, then perform refusal transaction processing. Such as, in the transaction message upload process process of the N-1 time, trading server chooses the calling number of a net control device calling number as dynamic-configuration at random, such as NO23, so in the transaction message upload process process of the N time, trading server must judge that the calling number in transaction message is NO23, if not, then perform refusal transaction processing. So just more can improve the security of the present invention.
Obtain by above-mentioned in addition, financial payment terminal in the present invention is through transaction data for the first time and just obtains the calling number of first dynamic-configuration after uploading to trading server, even so, being need to carry out repeatedly transaction message upload process due to a complete payment transaction, therefore the present invention can prevent from the financial payment terminal of illegal telephone-moving from carrying out the network information distort and carry out payment transaction effectively.
As shown in Figure 3, a kind of payment procedure preventing the illegal telephone-moving of financial payment terminal that the 3rd specific embodiment provides, the method step comprises:
When initialize, after financial payment terminal is energized, automatically send triggering signal on trading server by net control device;
After triggering signal is received by trading server, just choose the calling number of a net control device calling number as dynamic-configuration at random, such as NO9, and the calling number NO9 of dynamic-configuration is issued on financial payment terminal, now, financial payment terminal obtains the calling number of first dynamic-configuration;
First time is when carrying out transaction message upload process, financial payment terminal obtains transaction information, and initiate to call out to net control device according to the calling number NO9 of dynamic-configuration and set up data link, and then transaction message is pulled on net control device, now, described transaction message comprises transaction information, the telephone number of financial payment terminal and the calling number NO9 of dynamic-configuration;
After transaction message is received by net control device, transaction message is forwarded on trading server;
Transaction message is received by trading server, judge that whether the calling number in transaction message is the calling number NO9 of the dynamic-configuration that a front trading server issues, if, then according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of a net control device calling number as dynamic-configuration at random, such as NO15, the calling number NO15 of transaction results and dynamic-configuration is issued to financial payment terminal by net control device, and then make financial payment terminal carry out the process transmission of transaction data next time according to the calling number NO15 of dynamic-configuration, otherwise, then the process such as transaction refusal process and risk record are carried out according to pre-configured trading rules.
So analogize, after the present invention carries out initialize process, the process steps of transaction message upload process each time is all the same with the process steps of first time, so just can realize financial payment terminal each time all according to the calling number of different dynamic-configuration, and then transaction message uploaded on trading server by net control device, thus improve the security of the present invention widely.
As shown in Figure 4, a kind of payment system preventing the illegal telephone-moving of financial payment terminal, comprising:
Financial payment terminal, for obtaining transaction information and obtain the calling number of dynamic-configuration, initiates to call out and set up data link to net control device according to the calling number of dynamic-configuration, and then pulls on net control device by transaction message;
The net control device having multiple calling number, after transaction message being received, is forwarded on trading server by transaction message;
Trading server, for transaction message is received, judge that whether the calling number in transaction message is the calling number of the dynamic-configuration that a front trading server issues, if, then according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of a net control device calling number as dynamic-configuration at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device;
Described financial payment terminal is by net control device and then carries out communication with trading server and is connected. Described net control device has multiple calling number, comprise NO3, NO4, NO5, NO6 etc., and trading server is the calling number arbitrarily choosing a net control device calling number from multiple calling number NO4, NO5, NO6 etc. as dynamic-configuration, and then it is issued to financial payment terminal.
It is further used as preferred embodiment, described financial payment terminal, for obtaining transaction information and obtain the calling number of dynamic-configuration from trading server, calling number according to dynamic-configuration and the calling number of fixed configurations are initiated to call out to net control device and are set up data link, and then pull on net control device by transaction message;
Described trading server, after transaction message is received, according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of a net control device calling number as dynamic-configuration at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device, and whether the calling number judged in transaction message is the calling number of the dynamic-configuration that a front trading server issues, if, then according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of a net control device calling number as dynamic-configuration at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device, otherwise, then the process such as transaction refusal process and risk record are carried out according to pre-configured trading rules.
It is further used as preferred embodiment, described financial payment terminal, for automatically sending triggering signal to trading server by net control device after energising, and then from trading server, obtain the calling number of dynamic-configuration, and obtain transaction information, calling number according to dynamic-configuration is initiated to call out to net control device and is set up data link, and then pulls on net control device by transaction message;
Described net control device, after transaction message and triggering signal being received, is forwarded on trading server by transaction message and triggering signal;
Described trading server, after triggering signal is received, choose the calling number of a net control device calling number as dynamic-configuration at random, and the calling number of dynamic-configuration is issued to financial payment terminal, and transaction message is received, judge that whether the calling number in transaction message is the calling number of the dynamic-configuration that a front trading server issues, if, then according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of a net control device calling number as dynamic-configuration at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device, otherwise, the process such as transaction refusal process and risk record are then carried out according to pre-configured trading rules.
It is further used as preferred embodiment, between described net control device and trading server, adopts wired communication to be connected or cableless communication connection.
It is more than that the better enforcement to the present invention has carried out concrete explanation, but the invention is not limited to described embodiment, those of ordinary skill in the art also can make all equivalent variations or replacement under the prerequisite not running counter to spirit of the present invention, and these equivalent distortion or replacement are all included in the application's claim limited range.

Claims (7)

1. one kind prevents the payment procedure of the illegal telephone-moving of financial payment terminal, it is characterised in that: the method step comprises:
Financial payment terminal obtains the calling number of dynamic-configuration;
Calling number according to dynamic-configuration and then carry out transaction message upload process;
Calling number according to dynamic-configuration and then carry out this step of transaction message upload process, comprising:
Financial payment terminal obtains transaction information, and initiates to call out to net control device according to the calling number of dynamic-configuration and set up data link, and then pulls on net control device by transaction message;
After transaction message is received by net control device, transaction message is forwarded on trading server;
Transaction message is received by trading server, judge that whether the calling number in transaction message is the calling number of the dynamic-configuration that a front trading server issues, if, then according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of calling number as dynamic-configuration of a net control device at random, the calling number of transaction results and dynamic-configuration is issued to financial payment terminal by net control device; Otherwise, then transaction refusal process is carried out.
2. a kind of payment procedure preventing the illegal telephone-moving of financial payment terminal according to claim 1, it is characterised in that: financial payment terminal obtains this step of calling number of dynamic-configuration, comprising:
Financial payment terminal obtains transaction information, initiates to call out and set up data link to the net control device having multiple calling number according to the calling number of fixed configurations, and then net control device of transaction message being pulled over to;
After transaction message is received by net control device, transaction message is forwarded on trading server;
After transaction message is received by trading server, according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of calling number as dynamic-configuration of a net control device at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device.
3. a kind of payment procedure preventing the illegal telephone-moving of financial payment terminal according to claim 1, it is characterised in that: financial payment terminal obtains this step of calling number of dynamic-configuration, comprising:
After financial payment terminal is energized, automatically send triggering signal on trading server by net control device;
After triggering signal is received by trading server, choose the calling number of calling number as dynamic-configuration of a net control device at random, and the calling number of dynamic-configuration is issued on financial payment terminal.
4. one kind prevents the payment system of the illegal telephone-moving of financial payment terminal, it is characterised in that: comprising:
Financial payment terminal, for obtaining transaction information and obtain the calling number of dynamic-configuration, initiates to call out and set up data link to net control device according to the calling number of dynamic-configuration, and then pulls on net control device by transaction message;
The net control device having multiple calling number, after transaction message being received, is forwarded on trading server by transaction message;
Trading server, for transaction message is received, judge that whether the calling number in transaction message is the calling number of the dynamic-configuration that a front trading server issues, if, then according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of calling number as dynamic-configuration of a net control device at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device;
Described financial payment terminal is by net control device and then carries out communication with trading server and is connected.
5. a kind of payment system preventing the illegal telephone-moving of financial payment terminal according to claim 4, it is characterized in that: described financial payment terminal, for obtaining transaction information and obtain the calling number of dynamic-configuration from trading server, when carrying out transaction message upload process first, calling number according to fixed configurations is initiated to call out to net control device and is set up data link, and then transaction message is pulled on net control device, and after first when repeatedly carrying out transaction message upload process, then initiate to call out to net control device according to the calling number of dynamic-configuration and set up data link, and then transaction message is pulled on net control device,
Described trading server, after transaction message is received, according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of calling number as dynamic-configuration of a net control device at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device, and whether the calling number judged in transaction message is the calling number of the dynamic-configuration that a front trading server issues, if, then according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of calling number as dynamic-configuration of a net control device at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device, otherwise, then transaction refusal process is carried out.
6. a kind of payment system preventing the illegal telephone-moving of financial payment terminal according to claim 4, it is characterized in that: described financial payment terminal, for automatically sending triggering signal to trading server by net control device after energising, and then from trading server, obtain the calling number of dynamic-configuration, and obtain transaction information, calling number according to dynamic-configuration is initiated to call out to net control device and is set up data link, and then pulls on net control device by transaction message;
Described net control device, after transaction message and triggering signal being received, is forwarded on trading server by transaction message and triggering signal;
Described trading server, after triggering signal is received, choose the calling number of calling number as dynamic-configuration of a net control device at random, and the calling number of dynamic-configuration is issued to financial payment terminal, and transaction message is received, judge that whether the calling number in transaction message is the calling number of the dynamic-configuration that a front trading server issues, if, then according to transaction information and then carry out transaction processing and obtain transaction results, and choose the calling number of calling number as dynamic-configuration of a net control device at random, the calling number of transaction results and dynamic-configuration is issued on financial payment terminal by net control device, otherwise, then transaction refusal process is carried out.
7. a kind of payment system preventing the illegal telephone-moving of financial payment terminal according to claim 4 or 5 or 6, it is characterised in that: adopt wired communication to be connected or cableless communication connection between described net control device and trading server.
CN201210287858.1A 2012-08-14 2012-08-14 A kind of payment procedure and system preventing the illegal telephone-moving of financial payment terminal Expired - Fee Related CN102855566B (en)

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CN102855566B true CN102855566B (en) 2016-06-01

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