CN115601020A

CN115601020A - Vehicle non-inductive payment method and device, electronic equipment and storage medium

Info

Publication number: CN115601020A
Application number: CN202211349781.6A
Authority: CN
Inventors: 杜哲敏; 安睿; 胡巍; 张天意
Original assignee: Agricultural Bank of China
Current assignee: Agricultural Bank of China
Priority date: 2022-10-31
Filing date: 2022-10-31
Publication date: 2023-01-13

Abstract

The invention discloses a vehicle non-inductive payment method and device, electronic equipment and a storage medium. The method is characterized by comprising the following steps: receiving a place query operation aiming at a vehicle service place supporting the non-inductive payment service, and acquiring a query position and a query range corresponding to the place query operation; inquiring a vehicle service place supporting the non-inductive payment service according to the inquiry position and the inquiry range; and if the vehicle service place supporting the non-inductive payment service is inquired, displaying the inquired vehicle service place. The embodiment of the invention realizes complete and integrated support for vehicle non-inductive payment and improves the experience of vehicle non-inductive payment.

Description

Vehicle non-inductive payment method and device, electronic equipment and storage medium

Technical Field

The invention relates to the technical field of vehicle function service, in particular to a vehicle non-inductive payment method and device, electronic equipment and a storage medium.

Background

With the development of the internet of things, the mobile payment technology is widely applied to daily life scenes, when vehicles pass through places such as expressways, gas stations and parking lots, the payment mode is changed from traditional cash payment into mobile payment, and when the vehicles run in corresponding payment scenes, drivers use mobile equipment to carry out mobile payment. However, the current mobile payment mode can cause the phenomenon that the vehicle needs to be queued for code scanning payment in the payment process and still cause vehicle congestion, and the non-inductive payment can lead the driver of the vehicle to pay by the non-inductive payment system through an outlet without stopping the vehicle.

In the prior art, when the non-sensitive payment is carried out, a vehicle can only determine whether the current scene supports the non-sensitive payment by paying, then corresponding payment binding is carried out on the scene providing the non-sensitive payment, the non-sensitive payment corresponding to the current scene is bound in different non-sensitive payment places, and a non-sensitive payment system with complete functions is lacked.

Disclosure of Invention

The invention provides a vehicle non-inductive payment method, a vehicle non-inductive payment device, electronic equipment and a storage medium, and solves the technical problem that a non-inductive payment system with complete functions is lacked in the prior art.

According to an aspect of the present invention, there is provided a vehicle sensorless payment method including:

and the function-complete non-inductive payment system determines the leakage path of the target data according to the data directed relationship network graph.

According to another aspect of the present invention, there is provided a vehicle sensorless payment apparatus including:

the system comprises an information receiving module, a position query module and a query module, wherein the information receiving module is used for receiving position query operation aiming at a vehicle service position supporting the non-inductive payment service and acquiring a query position and a query range corresponding to the position query operation;

the place inquiry module is used for inquiring a vehicle service place supporting the non-inductive payment service according to the inquiry position and the inquiry range;

and the page display module is used for displaying the inquired vehicle service place if the vehicle service place supporting the non-inductive payment service is inquired.

According to another aspect of the present invention, there is provided an electronic apparatus including:

at least one processor; and

a memory communicatively coupled to the at least one processor; wherein,

the memory stores a computer program executable by the at least one processor to enable the at least one processor to perform the vehicle non-inductive payment method according to any one of the embodiments of the invention.

According to another aspect of the present invention, there is provided a computer-readable storage medium storing computer instructions for causing a processor to implement the vehicle non-inductive payment method according to any one of the embodiments of the present invention when executed.

The technical scheme of the embodiment of the invention receives the place query operation aiming at the vehicle service place supporting the non-inductive payment service, and acquires the query position and the query range corresponding to the place query operation; inquiring a vehicle service place supporting the non-inductive payment service according to the inquiry position and the inquiry range, and quickly determining the position of the place supporting the non-inductive payment by displaying the identifier of the corresponding place in a corresponding map according to the position of the user; if the vehicle service places supporting the non-sensitive payment service are inquired, the inquired vehicle service places are displayed, all the inquired non-sensitive payment places are displayed in the map and provided for the user to select, the position of each place is located, navigation data are provided, and the quick search of the non-sensitive payment places is realized. The problem of lack of the technique of the complete function of the noninductive payment system among the prior art is solved, unified management and support to the noninductive payment place have been realized, user's driving comfort has been improved.

It should be understood that the statements in this section do not necessarily identify key or critical features of the embodiments of the present invention, nor do they necessarily limit the scope of the invention. Other features of the present invention will become apparent from the following description.

Drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.

FIG. 1 is a flow chart of a method for providing a vehicle non-sensory payment according to an embodiment of the present invention;

FIG. 2 is a flow chart of another vehicle non-sensory payment method provided by an embodiment of the invention;

fig. 3 is a schematic structural diagram of a vehicle sensorless payment apparatus according to an embodiment of the present invention;

FIG. 4 shows a schematic block diagram of an electronic device 10 that may be used to implement an embodiment of the invention.

Detailed Description

In order to make the technical solutions of the present invention better understood, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.

It should be noted that the terms "first," "second," and the like in the description and claims of the present invention and in the above-described drawings are used for distinguishing between similar users and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used is interchangeable under appropriate circumstances such that the embodiments of the invention described herein are capable of operation in sequences other than those illustrated or described herein. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.

Fig. 1 is a flowchart of a vehicle non-inductive payment method according to an embodiment of the present invention, where the embodiment is applicable, the method may be executed by a vehicle non-inductive payment device, and the vehicle non-inductive payment device may be implemented in a form of hardware and/or software, and the vehicle non-inductive payment device may be configured in an electronic device. As shown in fig. 1, the method includes:

s110, receiving a place inquiry operation aiming at a vehicle service place supporting the non-inductive payment service, and acquiring an inquiry position and an inquiry range corresponding to the place inquiry operation.

The vehicle Service place may be any place capable of providing services for vehicles, and may be, for example, a highway toll station, a toll parking lot, a gas station, and a 4S store (an Automobile Sales Service Shop); the vehicle service may be car wash, maintenance and refueling, etc. The vehicle service place performs corresponding vehicle service, and the vehicle service place performs corresponding charging according to the service used by the vehicle, and further generates a corresponding payment order when the vehicle leaves the vehicle service place.

Wherein the location inquiry operation may be an operation in which the user determines a vehicle service location of the service for which payment is not felt. Illustratively, the non-inductive payment service page provides a non-inductive payment applicable place, and the user clicks a place query operation sent by the non-inductive payment applicable place. The query scope may be a range of query locations at which the user is located. For example, the query location of the user may be a city, and the query scope may be the scope of the entire city.

Wherein the query location may be a location that is a location of a query vehicle service. Optionally, when the vehicle service place is queried, the vehicle service place information within a certain range of the current position needs to be determined according to the current position, and then before querying, the current position of the user is determined, and if the user uses the query service for the first time, the current position information of the user can be determined through a Global Positioning System (GPS) and a Beidou satellite navigation System, and the position information is stored in the server so as to be used continuously next time. Wherein the location information may be a city name of the user.

Wherein the target data can be data suspected to be leaked and data already leaked. It should be clear that there may be multiple reasons for data leakage, for example, leakage caused by stealing data through direct attack by a network attacker, leakage caused by negligence of staff during normal business round trip, data leakage caused by confusion of data management authority, etc., and it is difficult for data to judge whether leakage occurs during the circulation process, and thus, data suspected to leak and data that has leaked are determined as target data for tracing.

In the embodiment of the invention, when the place query operation aiming at the vehicle service place supporting the non-inductive payment service, which is sent by the user, is received, the query position of the user generating the place query operation is determined, and the query range aiming at the vehicle service place supporting the non-inductive payment service is determined according to the query position of the user.

And S120, inquiring the vehicle service place supporting the non-inductive payment service according to the inquiry position and the inquiry range.

Optionally, when a vehicle service place supporting the non-inductive payment service is queried, an applicable place interface is provided for different types of vehicle service places to query the place type, and the place type can be selected to perform corresponding query in the current query range.

Optionally, when the vehicle service places supporting the non-inductive payment service are queried, a corresponding query range can be selected, and all vehicle service places supporting the non-inductive payment service in the current query range are displayed in the corresponding query range. For example, when the query range is a city, the city may be searched in the provided city query interface, or a corresponding city name may be selected from the displayed list of cities, and in the embodiment of the present disclosure of city name team members, the query location of the user is used as the center of the map of the query, and all vehicle service places supporting the non-inductive payment service are queried within the query range.

And S130, if the vehicle service place supporting the non-inductive payment service is inquired, displaying the inquired vehicle service place.

Optionally, vehicle service places supporting the non-inductive payment service are inquired at the current inquiry position, the distance relationship between each vehicle service place and the inquiry position is obtained according to the inquiry result, and the inquiry result is displayed according to the distance relationship. Further, in the map: displaying the position information of the user as a blue mark according to the position information of the user, wherein the blue mark is correspondingly changed along with the position change of the user; displaying the inquired vehicle service place by using a green mark, wherein the green mark is fixedly displayed and cannot be moved; the red mark is used for representing the movable position of the user on the map, and the position can be freely moved along with the user on the map; the distribution of the green marks on the map is displayed in a certain radius access by using the red marks as circle centers, when the user clicks the green marks, the position information clicked by the user is received, and the red marks are moved to the positions corresponding to the green marks. Optionally, when displaying the green mark, the red mark may be positioned on the green mark closest to the blue mark in advance, or the red mark may be positioned on the green mark of the first search result.

Specifically, according to the received location query operation, a corresponding vehicle service location supporting the non-inductive payment service is queried through a query position and a query range, and if the vehicle service location supporting the non-inductive payment service is queried, the queried vehicle service location is displayed.

Optionally, in the query process, if the vehicle service location supporting the non-inductive payment service is not queried, the vehicle service location supporting the non-inductive payment service is queried using a larger query range according to the query location of the user.

Optionally, in another embodiment of the present invention, the method further includes: receiving a place query operation aiming at the vehicle service place, and calling a place information obtaining interface to obtain place information of the vehicle service place, wherein the place information comprises at least one of distance information between the vehicle service place and the query position, place name, address information, contact information and payment support way of the vehicle service place.

In the embodiment of the disclosure, when a user inquires, an inquiry operation for a vehicle service place is further received, and then a place information acquiring interface is called to acquire place information of the user for the vehicle service place, acquire the position of the vehicle service place, determine the current inquiry position of the user, calculate distance information between the vehicle service place and the inquiry position, acquire place name, address information, contact manner and payment support manner of the vehicle service place, display an inquiry result, display the place name, address information, contact manner and payment support manner of the vehicle service place in a list manner, and display the distance from the user inquiry position. Further, in the map, a green mark of the vehicle service place, a blue mark of the user inquiry position are displayed, and a red mark is displayed at the green mark where the vehicle service place is located.

Optionally, in another optional embodiment of the present invention, the method further includes: and receiving navigation trigger operation aiming at the vehicle service place, and generating a navigation route according to the inquired position and the position of the vehicle service place.

The navigation triggering operation can be an operation that a user selects to navigate to a selected vehicle service place, and can be used for guiding, monitoring and correcting a moving route of the user. It should be noted that the navigation trigger operation may be caused by the user selecting navigation and then triggering navigation trigger, or may be caused by the user clicking the position of the vehicle service location in the map and then automatically triggering navigation. Illustratively, the user double-clicks a green mark of the vehicle service location in the map, thereby triggering a navigation operation.

In the embodiment of the disclosure, a user selects a vehicle service place, triggers a navigation trigger operation, sends a navigation request, determines a query position of the user after receiving the navigation trigger operation aiming at the vehicle service place, acquires the position of the navigated vehicle service place, and generates a navigation route according to the query position and the position of the vehicle service place.

Optionally, after the navigation route is generated, the navigation route is displayed in the map with the query position of the user as a starting point and the position of the vehicle service place as an end point, and the distance of the navigation route and the predicted travel time are calculated and displayed.

Fig. 2 is a flowchart of another vehicle non-inductive payment method according to an embodiment of the present invention, and this embodiment illustrates that, in addition to the vehicle service location where the user queries the service supporting the non-inductive payment service according to the above embodiment, the user may further perform non-inductive payment according to the non-inductive payment method provided by the embodiment of the present invention. As shown in fig. 2, the non-inductive payment method includes:

s210, under the condition that payment order information is received, whether a vehicle service place corresponding to the payment order information supports the non-inductive payment service or not is determined, wherein the payment order information is generated based on the license plate number and the license plate color of the vehicle, which are acquired by the vehicle service place.

The payment order information may be an order which is sent by the vehicle service place and needs to be paid by the user. It should be noted that, after the user consumes at the vehicle service location, the vehicle service location generates corresponding payment order information according to the consumption amount of the user vehicle, and generates the payment order information to perform payment.

Optionally, in the embodiment of the present invention, when the user makes a non-inductive payment, the vehicle service location generates the payment order information according to the information of the vehicle service location number, the total amount, the amount to be paid, the preferential amount, and the like of the vehicle service location.

The license plate number can be the license plate number of a vehicle driven by a user and is used for identifying the identity of the vehicle; the license plate color may be the color of the license plate that the user retrieves to identify the vehicle. It should be noted that different license plate numbers and license plate colors represent different vehicles, and the unique vehicle identity can be determined by the license plate numbers and the license plate colors. The license plate color comprises at least one of a blue license plate, a yellow license plate and a green license plate.

Specifically, when a user at the vehicle service place leaves, the license plate number and the license plate color of the vehicle of the user are obtained, corresponding payment order information is generated and generated according to the license plate number and the license plate color of the user and the consumption amount of the vehicle, when the payment order information sent by the vehicle service place is received, the information of the vehicle service place corresponding to the payment order information is obtained, and whether the vehicle service place supports the non-inductive payment service or not is judged.

And S220, if the vehicle service is supported, inquiring the contract signing state of the vehicle and the non-inductive payment service of the vehicle service place.

The subscription state may be whether the user subscribes to the non-inductive payment service of the current vehicle service location. When the user performs the non-inductive payment at the vehicle service location, the user needs to sign up for the non-inductive payment service corresponding to the vehicle service location, and after signing up for the non-inductive payment service corresponding to the current vehicle service location, the user can perform the non-inductive payment.

In the embodiment of the disclosure, when the inquiry vehicle service place supports the non-inductive payment service, the signing guide information of the non-inductive payment service of the vehicle is acquired, and the signing state of the non-inductive payment service between the vehicle and the vehicle service place is inquired.

And S230, if the vehicle is signed, carrying out non-inductive payment on the payment order information according to the non-inductive payment signing record of the vehicle.

Specifically, if the contract signing state of the vehicle and the non-sensitive payment service of the vehicle service place is inquired to be signed, the non-sensitive payment is carried out on the payment order information according to the non-sensitive payment contract signing record of the vehicle.

Optionally, in another embodiment of the present invention, the making of the imperceptible payment for the payment order information according to the imperceptible payment contract record of the vehicle includes: inquiring available discount information of the vehicle and a discount information using mode preset in the interest discount of the vehicle according to the payment order information; selecting available discount information according to the use mode of the discount information and the non-inductive payment signing record; and carrying out non-inductive payment according to the available discount information and the payment order information.

The available discount information may be discount information that can be used by the vehicle, and the available discount information may be used for deducting the amount of money to be paid in the payment order information. Optionally, when the vehicle makes a non-inductive payment, the vehicle may query available offer information of the vehicle in the current vehicle service place according to the payment order information, and then select one or more available offer information for use according to the queried available offer information list.

The method for using the discount information can be a method for using available discount information by a vehicle, and can be used for selecting the available discount information from a plurality of available discount information to use.

In the embodiment of the disclosure, available discount information of a vehicle is inquired according to payment order information, a preset discount information using mode of the vehicle is inquired in the interest discount before the available discount information is used, the available discount information is selected according to the discount information using mode and the non-sensitive payment signing record, and then non-sensitive payment is carried out according to the available discount information and the payment order information.

And S240, if the vehicle service place is not signed, displaying signing guidance information for guiding the user to sign on the non-inductive payment service corresponding to the vehicle service place.

The signing guidance information may be information uploaded when the display user signs a contract with the non-inductive payment service corresponding to the vehicle service location.

Specifically, if it is found that the contract status of the vehicle and the non-inductive payment service at the vehicle service location is not contracted, the contract guidance information for guiding the user to contract the non-inductive payment service corresponding to the vehicle service location is displayed.

Optionally, in another optional embodiment of the present invention, the displaying the contract signing guidance information for guiding the user to sign a contract with the non-inductive payment service corresponding to the vehicle service location further includes:

receiving the signing guide information filled in by a user in the non-inductive payment service corresponding to the vehicle service place; the signing guide information comprises at least one of the license plate number, the license plate color, a mobile phone number and an associated bank card; and generating a signing application request according to the signing guide information to carry out the non-inductive payment signing.

The application signing request can be a request for applying signing after a user fills in signing guide information; the application signing request is used for requesting the non-inductive payment service corresponding to the vehicle service place to sign a contract.

Specifically, the user fills in the license plate number and the license plate color of a vehicle to be signed in at a non-inductive payment service corresponding to a vehicle service place, fills in the mobile phone number of the user, selects a corresponding associated bank card, and generates an application signing request according to signing guide information filled in by the user to carry out non-inductive payment signing after signing guide information is filled in.

Optionally, the step of filling in the subscription guidance information by the user may further include guiding the user to store bank card information and associate the bank cards, after the user fills in the bank card information, desensitizing the bank card information, reserving only the last four bank card numbers, replacing the rest with the others, marking according to the bank card types, and storing the associated bank card information.

Optionally, in another optional embodiment of the present invention, the displaying the sign-up guidance information for guiding the user to sign up for the non-inductive payment service corresponding to the vehicle service location further includes:

receiving a signing confirmation request of a user for a non-inductive payment service corresponding to a vehicle service place, and verifying whether the signing confirmation request meets the signing requirement; if yes, returning a signing confirmation result of the user for the non-inductive payment service corresponding to the vehicle service place; and if the contract is not satisfied, returning the contract failure reason of the user for the non-inductive payment service corresponding to the vehicle service place.

The subscription confirmation request may be a request sent by a user to confirm subscription for the non-inductive payment service, and it should be noted that after the user sends a subscription application request, if the user applies for subscription successfully, a verification code and subscription order information are sent to the user, after the user receives the subscription order information and the verification code, the verification code is filled and subscription confirmation is triggered, and a subscription confirmation request is generated and sent according to the verification code and the subscription order information filled by the user.

The signing requirement can be verified according to signing order information and a verification code; the checking mode is to judge whether the format and the content of the verification code are correct.

Specifically, a subscription confirmation request of a user for a non-inductive payment service corresponding to a vehicle service place is received, and whether the subscription confirmation request meets a subscription requirement is verified; if the verification meets the signing requirement, returning a signing confirmation result of the user for the non-inductive payment service corresponding to the vehicle service place; and if the verification does not meet the signing requirement, returning the signing failure reason of the user for the non-sensitive payment service corresponding to the vehicle service place. The subscription failure reason may include an authentication code error.

The technical scheme of the embodiment of the invention determines whether a vehicle service place corresponding to payment order information supports non-inductive payment service or not under the condition of receiving the payment order information, wherein the payment order information is generated based on the license plate number and the license plate color of the vehicle acquired by the vehicle service place; the unique vehicle is determined through the license plate number and the license plate color, the vehicle identity is quickly determined, the payment order information of the vehicle is determined along with the vehicle identity, the operation of a driver is not needed, the efficiency of the vehicle for carrying out the non-inductive payment is improved, and if the payment order information is supported, the signing state of the non-inductive payment service between the vehicle and the vehicle service place is inquired; and if the vehicle is signed, carrying out the non-inductive payment on the payment order information according to the non-inductive payment signing record of the vehicle. When the user signs a contract for the type of the non-inductive payment service, unified and open-minded non-inductive payment service can be carried out for all types of vehicle service places at present, the effect of supporting a plurality of places by signing at one time is realized, and if the user does not sign a contract, the contract guiding information used for guiding the user to sign a contract for the non-inductive payment service corresponding to the vehicle service place is displayed. When no contract is made, the user is guided to make a quick contract for the non-inductive payment service on the current vehicle service place, and the contract can be completed through simple verification under the condition that the contract information of the user is correct, so that the complex steps of signing for each place are reduced, and the efficiency of quick contract and payment is improved. The problem of lack of the technique of the complete function of the noninductive payment system among the prior art is solved, unified management and support to the noninductive payment place have been realized, user's driving comfort has been improved.

Optionally, the embodiment of the invention discloses another vehicle non-inductive payment method. The method comprises the following steps:

s1, senseless payment signing. The user logs in and acquires the user number, when the user enters a non-inductive payment signing page, the system firstly acquires a bank card list of the user according to the user number and stores bank card information to a database, then desensitization processing is carried out on the bank card information, only the last four bank card numbers are reserved, the rest parts are replaced by the others, marking is carried out according to the bank card types, the processed bank card list information is returned to the user side, and the user side displays the first card information of the returned list.

The user fills in the signing elements including name, identification card number, mobile phone number and license plate number on the senseless payment signing page, selects license plate color and associated bank card, acquires the verification code after filling in, and triggers the application signing request.

If the user applies for signing successfully, the signing order number is stored in the database, and a mobile phone verification code is sent to the mobile phone of the user; if the application of the contract is failed, a popup window prompts the reason of the contract application failure, and the user can obtain the verification code again after modifying the contract guide information according to the prompt and trigger the re-application of the contract request.

After the verification code is sent, the validity period is set to 60 seconds, if the user does not send the verification code in the validity period, the user can obtain the verification code again, and the retransmission verification code application is triggered and called. Checking whether the signing order information exists or not, if not, returning to failure, and if so, sending a mobile phone verification code to the mobile phone of the user; and if the application of the contract fails, prompting the failure reason of the verification code retransmission by a popup window.

The user agrees to the agreement and opens the non-inductive payment, triggering the signing confirmation request. The entry is the signing order number and the verification code, and the return entry is the signing confirmation result. The system firstly checks whether the mobile phone verification code input by the user meets the standard or not, and if the check fails, the system pops up the window to prompt error information; the format is checked to be passed, whether the verification code input by the user is consistent with the transmitted verification code is checked, if the verification code is consistent with the transmitted verification code, the signing information is obtained from the database through the order number, the signing information is recorded to a non-sensitive payment signing information table, a non-sensitive payment signing time limit table, a user license plate binding time limit table and a non-sensitive payment log table, the signing information is synchronized to a cooperative vehicle service place, a popup window prompts that the signing is successful, and a non-sensitive payment individual center page is jumped; and if the contract is inconsistent, the popup prompts the contract failure and the specific failure reason.

And S2, inquiring a suitable non-inductive place. The service personnel maintain the information of each vehicle service place in the vehicle service place management center, wherein the information comprises name, address, contact telephone, payment mode, longitude and latitude and the like, so that the vehicle service places are correctly displayed in the map.

A user enters a corresponding applicable place page through an advertisement page or a personal center-applicable place, positioning information is firstly obtained from a database, if the page is empty, the first query is indicated, the current positioning information of the user is obtained through a Baidu map, the positioning information is stored in the database, and a city name is displayed at the upper left corner of the page. And calling and acquiring an applicable place list interface according to different user positioning to inquire applicable parking lots, gas stations and laundries. The positioning information comprises city codes, city names and longitude and latitude.

The front end displays the name and the address of the vehicle service place in sequence according to the returned result, and a user can check the name and the address in a sliding manner. The method comprises the following steps that a city where a user is located does not have a parking lot, a gas station and a laundry, the parking lot, the gas station and the laundry in the city are displayed in a default mode, the display sequence is displayed from front to back according to new time of a place, and the earlier the new time of the place is, the earlier the display is; the later the newly added time of the place is, the later the display is.

The user enters a map page of a vehicle service place through a personal center-noninductive place. If the user agrees to obtain the user positioning after using the non-inductive payment for the first time, obtaining user positioning authorization by default when entering a vehicle service place map; if the user does not agree to obtain the user location by using the inductive payment for the first time, a popup prompts whether the user is allowed to obtain the user location when the user enters the vehicle service place map, and if the user does not agree, the function of the vehicle service place map cannot be used. And calling an applicable place query interface according to different user positions. All the vehicle service places for the non-inductive payment and the vehicle service places for the simultaneous opening of the non-inductive payment and the code scanning payment are displayed on the map through icons. The front end displays according to the returned result in ascending order of distance, and the display elements comprise the name, distance and address of the vehicle service place. The blue mark represents the current location of the user and changes along with the change of the location of the user; the green mark represents all the noninductive payment parking lots and the code scanning parking lots, and cannot move; the red mark represents the movable position of the user on the map and can freely move on the map along with the user; the distribution of the green marks on the map is displayed within a certain radius range by taking the red marks as the circle centers. Clicking on a particular place icon can move the red icon to that place.

And clicking a green navigation mark in a certain vehicle service place frame, automatically positioning the map to a destination, calling a place information acquisition interface, and referring back to place numbers and specific place information. The elements comprise place names, distances, parking lot addresses, contact phones and payment modes, and the front end displays the information according to the returned results.

Clicking the search in the map, inputting the name/address of the place, calling an interface for inquiring the applicable place, and fuzzily searching all relevant places by taking the interface as a keyword. The red mark in the map is positioned on the green mark of the first search result, and all the search results are displayed below the search results. One of the search results is selected, and the destination can be automatically located on the map.

And S3, noninductive payment deduction. The bank discount center sends available discount information through a white list or the user receives the available discount information through the available discount information center. The user can check the use preference in the personal center-personal setting-rights and interests deduction. The preference option can comprise one of available offer information which is deducted preferentially from the due date and available offer information which is deducted preferentially from the high discount amount; the newly signed user defaults to preferentially deduct available preference information on the due date.

When the vehicle owner drives into the non-sensitive place, the vehicle service place identifies the license plate information through the edge calculation technology in cooperation with the deep neural network technology, and after the vehicle information is identified, the non-sensitive payment signing state query interface is called by the cooperation vehicle service place, the entry parameter is the license plate number or the mobile phone number, and the return parameter is the user signing state. And confirming whether the user can use the non-inductive payment system to pay non-inductively. And if the contract is signed, the vehicle service place sends a vehicle entrance message to the non-inductive payment system.

When the vehicle leaves the field, the vehicle service place calls the leaving deduction interface to push parking order information to the non-inductive payment system, wherein the parking order information comprises the number of the vehicle service place to be checked, the total amount, the amount to be paid and the preferential information of the vehicle service place. And the non-inductive payment system calls an available discount information inquiry locking interface of the bank discount center to inquire the available discount information of the owner user.

The bank discount center inquires whether the user has effective available discount information in the vehicle service place through input elements such as the number of the vehicle service place, the user number, order information and the like, and returns an available discount information list to the non-inductive payment system if the user has the effective available discount information in the vehicle service place, and simultaneously locks the state of the available discount information; if not, returning no available preferential information.

The non-inductive payment system inquires the use preference of the user, if the user selects to preferentially deduct available discount information near the due date, the available discount information near the due date is preferentially selected during deduction, the available discount information with large discount amount is preferentially selected when the due dates are the same, and the full reduction available discount information is preferentially selected when the discount amounts are the same; if the user selects the available discount information with the high preferential deduction amount, the available discount information with the high preferential deduction amount is preferentially selected during deduction, the available discount information with the same preferential deduction amount is preferentially selected at the time of the due date, and the available discount information with the same due date is preferentially selected. Selecting proper available discount information according to the preference of the available discount information of the user, modifying order information, calling a payment interface of a payment platform, realizing user deduction by transmitting a user protocol number, and pushing original order information to a bank payment platform if the preference of the user is that the available discount information is not used or no available discount information is available.

The payment platform receives the payment request without preferential amount, and the payment result does not need to inform the bank preferential center. And if the payment is successful, notifying the bank discount center of the successful payment message, and setting the available discount information to be in a 'verification and cancellation' state by the bank discount center. If the payment fails or other abnormal operations occur, the bank discount center is informed to reset the available discount information state from the 'locking' state to the 'effective' state.

And the payment platform deducts related procedure fees according to the procedure rates of the vehicle service places and then enters the account of the vehicle service places, and the payment result is synchronously pushed to the non-inductive payment system. The noninductive payment system records the deduction flow and returns the deduction result and the deduction flow number to the cooperative vehicle service place. And the cooperative vehicle service place receives the information of successful deduction, pulls up the barrier gate and enables the vehicle owner to leave the place.

The technical scheme of the embodiment of the invention can solve the technical problem that the prior art lacks a complete-function non-inductive payment system, realizes unified management and support on vehicle service places supporting non-inductive payment service, and improves the driving comfort of users.

Fig. 3 is a schematic structural diagram of a vehicle sensorless payment apparatus according to an embodiment of the present invention. As shown in fig. 3, the apparatus includes: an information receiving module 310, a place query module 320, and a page display module 330. Wherein,

the information receiving module 310 is configured to receive a location query operation for a vehicle service location supporting the non-inductive payment service, and obtain a query location and a query range corresponding to the location query operation;

a location query module 320, configured to query a vehicle service location supporting the non-inductive payment service according to the query location and the query range;

and a page display module 330 for displaying the inquired vehicle service location if the vehicle service location supporting the non-inductive payment service is inquired.

The device further comprises:

and the place information inquiry module is used for receiving a place inquiry operation aiming at the vehicle service place and calling an obtaining place information interface to obtain the place information of the vehicle service place, wherein the place information comprises at least one of distance information between the vehicle service place and the inquiry position, place name, address information, contact information and payment support mode of the vehicle service place.

And the navigation module is used for receiving navigation trigger operation aiming at the vehicle service place and generating a navigation route according to the inquired position and the position of the vehicle service place.

The system comprises a non-inductive payment service module, a non-inductive payment service module and a payment processing module, wherein the non-inductive payment service module is used for determining whether a vehicle service place corresponding to payment order information supports non-inductive payment service under the condition that the payment order information is received, and the payment order information is generated based on a license plate number and a license plate color of a vehicle, which are acquired by the vehicle service place;

if yes, inquiring the signing state of the vehicle and the non-inductive payment service of the vehicle service place; and if the vehicle is signed, carrying out the non-inductive payment on the payment order information according to the non-inductive payment signing record of the vehicle. And if the vehicle service place is not signed, displaying signed guidance information for guiding the user to sign on the non-inductive payment service corresponding to the vehicle service place.

Optionally, the non-inductive payment service module is specifically configured to:

receiving the signing guide information filled in by a user in the non-inductive payment service corresponding to the vehicle service place; the signing guide information comprises at least one of the license plate number, the license plate color, a mobile phone number and an associated bank card;

and generating a signing application request according to the signing guide information to carry out the non-inductive payment signing.

Optionally, the non-sensory payment service module is further specifically configured to:

receiving a signing confirmation request of a user for a non-inductive payment service corresponding to a vehicle service place, and verifying whether the signing confirmation request meets the signing requirement;

if yes, returning a signing confirmation result of the user for the non-inductive payment service corresponding to the vehicle service place;

and if the contract is not satisfied, returning the contract failure reason of the user for the non-inductive payment service corresponding to the vehicle service place.

inquiring available discount information of the vehicle and a discount information using mode preset in the interest discount of the vehicle according to the payment order information;

selecting available discount information according to the use mode of the discount information and the non-inductive payment signing record;

and carrying out non-inductive payment according to the available discount information and the payment order information.

The vehicle non-inductive payment device provided by the embodiment of the invention can execute the vehicle non-inductive payment method provided by any embodiment of the invention, and has corresponding functional modules and beneficial effects of the execution method.

FIG. 4 shows a schematic block diagram of an electronic device 10 that may be used to implement an embodiment of the invention. Electronic devices are intended to represent various forms of digital computers, such as laptops, desktops, workstations, personal digital assistants, servers, blade servers, mainframes, and other appropriate computers. The electronic device may also represent various forms of mobile devices, such as personal digital assistants, cellular phones, smart phones, wearable devices (e.g., helmets, glasses, watches, etc.), and other similar computing devices. The components shown herein, their connections and relationships, and their functions, are meant to be exemplary only, and are not meant to limit implementations of the inventions described and/or claimed herein.

As shown in fig. 4, the electronic device 10 includes at least one processor 11, and a memory communicatively connected to the at least one processor 11, such as a Read Only Memory (ROM) 12, a Random Access Memory (RAM) 13, and the like, wherein the memory stores a computer program executable by the at least one processor, and the processor 11 can perform various suitable actions and processes according to the computer program stored in the Read Only Memory (ROM) 12 or the computer program loaded from a storage unit 18 into the Random Access Memory (RAM) 13. In the RAM 13, various programs and data necessary for the operation of the electronic apparatus 10 can also be stored. The processor 11, the ROM 12, and the RAM 13 are connected to each other via a bus 14. An input/output (I/O) interface 15 is also connected to bus 14.

A number of components in the electronic device 10 are connected to the I/O interface 15, including: an input unit 16 such as a keyboard, a mouse, or the like; an output unit 17 such as various types of displays, speakers, and the like; a storage unit 18 such as a magnetic disk, an optical disk, or the like; and a communication unit 19 such as a network card, modem, wireless communication transceiver, etc. The communication unit 19 allows the electronic device 10 to exchange information/data with other devices via a computer network such as the internet and/or various telecommunication networks.

The processor 11 may be a variety of general and/or special purpose processing components having processing and computing capabilities. Some examples of processor 11 include, but are not limited to, a Central Processing Unit (CPU), a Graphics Processing Unit (GPU), various specialized Artificial Intelligence (AI) computing chips, various processors running machine learning model algorithms, a Digital Signal Processor (DSP), and any suitable processor, controller, microcontroller, or the like. The processor 11 performs the various methods and processes described above, such as the vehicle non-sensory payment method.

In some embodiments, the vehicle non-sensory payment method may be implemented as a computer program tangibly embodied in a computer-readable storage medium, such as storage unit 18. In some embodiments, part or all of the computer program may be loaded and/or installed onto the electronic device 10 via the ROM 12 and/or the communication unit 19. When the computer program is loaded into RAM 13 and executed by processor 11, one or more steps of the vehicle sensorless payment method described above may be performed. Alternatively, in other embodiments, the processor 11 may be configured to perform the vehicle sensorless payment method by any other suitable means (e.g., by way of firmware).

Various implementations of the systems and techniques described here above may be implemented in digital electronic circuitry, integrated circuitry, field Programmable Gate Arrays (FPGAs), application Specific Integrated Circuits (ASICs), application Specific Standard Products (ASSPs), system on a chip (SOCs), load programmable logic devices (CPLDs), computer hardware, firmware, software, and/or combinations thereof. These various embodiments may include: implemented in one or more computer programs that are executable and/or interpretable on a programmable system including at least one programmable processor, which may be special or general purpose, receiving data and instructions from, and transmitting data and instructions to, a storage system, at least one input device, and at least one output device.

A computer program for implementing the methods of the present invention may be written in any combination of one or more programming languages. These computer programs may be provided to a processor of a general purpose computer, special purpose computer, or other programmable data processing apparatus, such that the computer programs, when executed by the processor, cause the functions/acts specified in the flowchart and/or block diagram block or blocks to be performed. A computer program can execute entirely on a machine, partly on a machine, as a stand-alone software package partly on a machine and partly on a remote machine or entirely on a remote machine or server.

In the context of the present invention, a computer-readable storage medium may be a tangible medium that can contain, or store a computer program for use by or in connection with an instruction execution system, apparatus, or device. A computer readable storage medium may include, but is not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any suitable combination of the foregoing. Alternatively, the computer readable storage medium may be a machine readable signal medium. More specific examples of a machine-readable storage medium would include an electrical connection based on one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing.

To provide for interaction with a user, the systems and techniques described here can be implemented on an electronic device having: a display device (e.g., a CRT (cathode ray tube) or LCD (liquid crystal display) monitor) for displaying information to a user; and a keyboard and a pointing device (e.g., a mouse or a trackball) by which a user can provide input to the electronic device. Other kinds of devices may also be used to provide for interaction with a user; for example, feedback provided to the user can be any form of sensory feedback (e.g., visual feedback, auditory feedback, or tactile feedback); and input from the user may be received in any form, including acoustic, speech, or tactile input.

The systems and techniques described here can be implemented in a computing system that includes a back-end component (e.g., as a data server), or that includes a middleware component (e.g., an application server), or that includes a front-end component (e.g., a user computer having a graphical user interface or a web browser through which a user can interact with an implementation of the systems and techniques described here), or any combination of such back-end, middleware, or front-end components. The components of the system can be interconnected by any form or medium of digital data communication (e.g., a communication network). Examples of communication networks include: local Area Networks (LANs), wide Area Networks (WANs), blockchain networks, and the internet.

The computing system may include clients and servers. A user terminal and a server are generally remote from each other and typically interact through a communication network. The relationship of user side and server arises by virtue of computer programs running on the respective computers and having a user side-server relationship to each other. The server can be a cloud server, also called a cloud computing server or a cloud host, and is a host product in a cloud computing service system, so that the defects of high management difficulty and weak service expansibility in the traditional physical host and VPS service are overcome.

It should be understood that various forms of the flows shown above, reordering, adding or deleting steps, may be used. For example, the steps described in the present invention may be executed in parallel, sequentially, or in different orders, and are not limited herein as long as the desired results of the technical solution of the present invention can be achieved.

The present embodiments provide a computer readable storage medium having stored thereon a computer program which when executed by a processor implements the steps of a vehicle non-sensory payment method as provided by any embodiment of the invention, the method comprising:

receiving a place query operation aiming at a vehicle service place supporting the non-inductive payment service, and acquiring a query position and a query range corresponding to the place query operation;

inquiring a vehicle service place supporting the non-inductive payment service according to the inquiry position and the inquiry range;

and if the vehicle service place supporting the non-inductive payment service is inquired, displaying the inquired vehicle service place.

Computer storage media for embodiments of the invention may employ any combination of one or more computer-readable media. The computer readable medium may be a computer readable signal medium or a computer readable storage medium. The computer-readable storage medium may be, for example but not limited to: an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples (a non-exhaustive list) of the computer readable storage medium would include the following: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the context of this document, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.

A computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device.

Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to: wireless, wire, fiber optic cable, RF, etc., or any suitable combination of the foregoing.

Computer program code for carrying out operations for aspects of the present invention may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, smalltalk, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computer, partly on the user's computer, as a stand-alone software package, partly on the user's computer and partly on a remote computer or entirely on the remote computer or server. In the case of a remote computer, the remote computer may be connected to the user's computer through any type of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or the connection may be made to an external computer (for example, through the Internet using an Internet service provider).

It will be understood by those skilled in the art that the modules or steps of the invention described above may be implemented by a general purpose computing device, they may be centralized on a single computing device or distributed across a network of computing devices, and optionally they may be implemented by program code executable by a computing device, such that it may be stored in a memory device and executed by a computing device, or it may be separately fabricated into various integrated circuit modules, or it may be fabricated by fabricating a plurality of modules or steps thereof into a single integrated circuit module. Thus, the present invention is not limited to any specific combination of hardware and software.

It should be understood that various forms of the flows shown above may be used, with steps reordered, added, or deleted. For example, the steps described in the present invention may be executed in parallel, sequentially, or in different orders, and are not limited herein as long as the desired results of the technical solution of the present invention can be achieved.

The above-described embodiments should not be construed as limiting the scope of the invention. It should be understood by those skilled in the art that various modifications, combinations, sub-combinations and substitutions may be made in accordance with design requirements and other factors. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.

Claims

1. A vehicle non-sensory payment method, comprising:

2. The method of claim 1, further comprising:

receiving a place query operation aiming at the vehicle service place, and calling a place information obtaining interface to obtain place information of the vehicle service place, wherein the place information comprises at least one of distance information between the vehicle service place and the query position, place name, address information, contact information and payment support way of the vehicle service place.

3. The method of claim 2, further comprising:

and receiving navigation trigger operation aiming at the vehicle service place, and generating a navigation route according to the query position and the position of the vehicle service place.

4. The method of claim 1, further comprising:

under the condition that payment order information is received, determining whether a vehicle service place corresponding to the payment order information supports non-inductive payment service or not, wherein the payment order information is generated based on a license plate number and a license plate color of the vehicle, which are acquired by the vehicle service place;

if yes, inquiring the signing state of the vehicle and the non-inductive payment service of the vehicle service place;

if the vehicle is signed, carrying out non-inductive payment on the payment order information according to the non-inductive payment signing record of the vehicle;

and if the vehicle service place is not signed, displaying signed guidance information for guiding the user to sign on the non-inductive payment service corresponding to the vehicle service place.

5. The method of claim 4, wherein the displaying the sign-up guidance information for guiding the user to sign up for the non-inductive payment service corresponding to the vehicle service location further comprises:

6. The method of claim 4, wherein the displaying of the sign-up guidance information for guiding the user to sign up for the non-inductive payment service corresponding to the vehicle service location further comprises:

7. The method of claim 4, wherein said making a non-inductive payment for the payment order information according to the non-inductive payment sign up record of the vehicle comprises:

8. A vehicle non-sensory payment device, comprising:

the place inquiry module is used for inquiring the vehicle service place supporting the non-inductive payment service according to the inquiry position and the inquiry range;

9. An electronic device, the electronic device comprising:

at least one processor; and

a memory communicatively coupled to the at least one processor; wherein,

10. A computer readable storage medium having stored thereon computer instructions for causing a processor to execute a method for vehicle non-sensory payment according to any one of the embodiments of the present invention.