CN110932990A - Bank message sending method and device - Google Patents
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- CN110932990A CN110932990A CN201911414161.4A CN201911414161A CN110932990A CN 110932990 A CN110932990 A CN 110932990A CN 201911414161 A CN201911414161 A CN 201911414161A CN 110932990 A CN110932990 A CN 110932990A
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- H—ELECTRICITY
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- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L47/00—Traffic control in data switching networks
- H04L47/10—Flow control; Congestion control
- H04L47/24—Traffic characterised by specific attributes, e.g. priority or QoS
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L47/00—Traffic control in data switching networks
- H04L47/10—Flow control; Congestion control
- H04L47/12—Avoiding congestion; Recovering from congestion
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L47/00—Traffic control in data switching networks
- H04L47/10—Flow control; Congestion control
- H04L47/28—Flow control; Congestion control in relation to timing considerations
- H04L47/283—Flow control; Congestion control in relation to timing considerations in response to processing delays, e.g. caused by jitter or round trip time [RTT]
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
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Abstract
The invention discloses a method and a device for sending a bank message, wherein the method comprises the following steps: receiving a rejection receipt of the bank message sent by the clearing system; determining the message type of the bank message according to the rejection receipt, wherein the message type comprises: the message type comprises a first message type or a second message type, wherein the clearing deadline of the first message type is earlier than the clearing deadline of the second message type; if the message type of the bank message is the first message type, modifying the message type of the bank message into a second message type; and sending the bank message according to the modified message type. The invention can avoid the problems of large message backlog and low processing efficiency and improve the customer satisfaction.
Description
Technical Field
The invention relates to the technical field of bank message clearing, in particular to a bank message sending method and device.
Background
A clearing system is a system in which a country or region clears an owed relationship between traders. At present, most local clearing networks are not opened for 7 multiplied by 24 hours, and all local clearing networks have working time windows of the local clearing networks, and when the time for receiving messages sent by banks exceeds the off-line time of a clearing system, the clearing system cannot process the messages and returns the messages. In this case, the bank can only send the message again after the second day clearing system is powered on.
However, the existing bank message sending method has the problems of large message backlog quantity, low processing efficiency and the like, and influences the customer satisfaction.
Disclosure of Invention
The embodiment of the invention provides a bank message sending method, which is used for sending a bank message to a clearing system, avoiding the problems of large message backlog and low processing efficiency and improving the customer satisfaction degree, and comprises the following steps:
receiving a rejection receipt of the bank message sent by the clearing system;
determining the message type of the bank message according to the rejection receipt, wherein the message type comprises: the message type comprises a first message type or a second message type, wherein the clearing deadline of the first message type is earlier than the clearing deadline of the second message type;
if the message type of the bank message is the first message type, modifying the message type of the bank message into a second message type;
and sending the bank message according to the modified message type.
The embodiment of the invention provides a bank message sending device, which is used for sending bank messages to a clearing system, avoiding the problems of large message backlog and low processing efficiency and improving the customer satisfaction degree, and comprises:
the receipt receiving module is used for receiving the rejection receipt of the bank message sent by the clearing system;
a type determining module, configured to determine, according to the rejection receipt, a message type of the bank message, where the message type includes: the message type comprises a first message type or a second message type, wherein the clearing deadline of the first message type is earlier than the clearing deadline of the second message type;
the type modification module is used for modifying the message type of the bank message into a second message type if the message type of the bank message is a first message type;
and the message sending module is used for sending the bank message according to the modified message type.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor realizes the bank message sending method when executing the computer program.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor realizes the bank message sending method when executing the computer program.
The embodiment of the invention receives the rejection receipt of the bank message sent by the clearing system; determining the message type of the bank message according to the rejection receipt, wherein the message type comprises: the message type comprises a first message type or a second message type, wherein the clearing deadline of the first message type is earlier than the clearing deadline of the second message type; if the message type of the bank message is the first message type, modifying the message type of the bank message into a second message type; and sending the bank message according to the modified message type. The embodiment of the invention determines the message type according to the rejection receipt sent by the clearing system, modifies the message type of the bank message of the first message type into the second message type with the clearing deadline time later than that of the first message type, so that the sent bank message can be processed according to the clearing deadline time of the second message type, the processing time of the bank message of the first message type is prolonged, the problems of large message backlog, low processing efficiency and the like are effectively solved, and the customer satisfaction is improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
FIG. 1 is a schematic diagram of a method for sending a bank message according to an embodiment of the present invention;
FIG. 2 is a schematic diagram of a local clearing system in the United states;
FIGS. 3-4 are schematic diagrams of a personal client remittance message sending process and a financial institution remittance message sending process;
FIG. 5 is a table diagram of a database of MOP _ DYNAMIC _ INFO fields in an embodiment of the present invention;
FIG. 6 is a diagram of a structure of a bank message sending device according to an embodiment of the present invention;
fig. 7 is a structural diagram of a bank message sending device in the embodiment of the invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
In order to send a bank message to a clearing system, avoid the problems of large message backlog and low processing efficiency, and improve customer satisfaction, an embodiment of the present invention provides a method for sending a bank message, as shown in fig. 1, where the method may include:
102, determining the message type of the bank message according to the rejection receipt, wherein the message type comprises: the message type comprises a first message type or a second message type, wherein the clearing deadline of the first message type is earlier than the clearing deadline of the second message type;
and step 104, sending the bank message according to the modified message type.
As shown in fig. 1, the embodiment of the present invention receives the rejection receipt of the bank message sent by the clearing system; determining the message type of the bank message according to the rejection receipt, wherein the message type comprises: the message type comprises a first message type or a second message type, wherein the clearing deadline of the first message type is earlier than the clearing deadline of the second message type; if the message type of the bank message is the first message type, modifying the message type of the bank message into a second message type; and sending the bank message according to the modified message type. The embodiment of the invention determines the message type according to the rejection receipt sent by the clearing system, modifies the message type of the bank message of the first message type into the second message type with the clearing deadline time later than that of the first message type, so that the sent bank message can be processed according to the clearing deadline time of the second message type, the processing time of the bank message of the first message type is prolonged, the problems of large message backlog, low processing efficiency and the like are effectively solved, and the customer satisfaction is improved.
As mentioned above, the existing bank message sending method has the problems of large message backlog, low processing efficiency and the like, and influences the customer satisfaction. The inventor finds that the local clearing System has different deadlines for different types of messages, such as the U.S. local clearing System Fedwire (Federal Reserve Communication System), which provides a clearing deadline for remittance of individual customers of 18:00pm, and a clearing deadline for remittance of financial institutions of 18:30pm, as shown in fig. 2.
In the existing payment system, when the message is processed, whether the system time at that time exceeds the clearing date of the local clearing system or not is judged, and if yes, the message is automatically set to be in a late rest state and sent out after the clearing system on the second day is started. If the service judges that the clearing system can still process the service at that time, the message information needs to be manually modified and then the message is sent out. The other scheme is that the daily cutting time of the clearing system is judged manually, and the aim of not receiving/sending the message is achieved by disconnecting or connecting the gateway of the clearing system.
The technologies do not realize the function of automatically triggering message conversion and sending the message, and if the message is required to be sent after being converted, the message needs to be manually modified, so that the flexibility is low and errors are easy to occur.
In order to send a bank message to a clearing system, avoid the problems of large message backlog and low processing efficiency and improve the customer satisfaction, the embodiment of the invention utilizes the characteristic that clearing deadline time of different types of messages is different, and for the bank message with earlier clearing deadline time, the type of the message is modified into another type with later clearing deadline time after the deadline time is exceeded, for example, the clearing system allows a personal customer to send a remittance message converted into a financial institution remittance message after the deadline time, thereby ensuring that the clearing system can process the payment on the same day. When the remittance time of the financial institution is over, the clearing system does not support the reprocessing of any payment message, the clearing window is closed, and the clearing window is opened again for the next day.
In specific implementation, a rejection receipt of the bank message sent by the clearing system is received.
It should be noted that the rejection receipt NAK of the bank message is sent by the clearing system, and the reason for rejection is usually noted in the rejection receipt NAK.
In specific implementation, the message type of the bank message is determined according to the rejection receipt, and the message type includes: the message type comprises a first message type or a second message type, and the clearing deadline of the first message type is earlier than that of the second message type.
It should be noted that the clearing deadline CUTOFF refers to the latest time for the local clearing system to decide to process the payment instruction at the current business date.
In an embodiment, the first message type is a remittance message of a personal client, and the second message type is a remittance message of a financial institution, where the remittance message of the personal client remittance Customer Transfer includes information such as a remitter, a payee name, an account number, and the like, and the remittance Bank Transfer of the financial institution is remittance among financial institutions and is generally used for position Transfer among banks.
In specific implementation, if the message type of the bank message is the first message type, the message type of the bank message is modified into the second message type.
In an embodiment, if the message type of the bank message is the first message type, modifying the message type of the bank message into the second message type includes: if the message type of the bank message is a first message type, setting a preset logic field as the content of the first field; and modifying the message type of the bank message into a second message type according to the content of the first field.
In an embodiment, the method for sending a bank message further includes: and if the message type of the bank message is the second message type, adding the bank message into a late interest queue.
In an embodiment, if the message type of the bank message is the second message type, adding the bank message to a late rest queue includes: if the message type of the bank message is a second message type, setting a preset logic field as the content of the second field; and adding the bank message into a late arrival queue according to the content of the second field.
And in specific implementation, sending the bank message according to the modified message type.
A specific embodiment is given below to describe a specific application of the method for sending a bank message in the embodiment of the present invention. As shown in fig. 3-4, a process of sending messages for remittance to an individual customer and a process of sending messages for remittance to a financial institution. In this embodiment, the rejected receipt is analyzed, and a logical field F _ CDT _ MOP _ EXT _ PROCESSING _ STS is introduced to monitor whether the PROCESSING of the bank message by the clearing system reaches the clearing deadline in real time, that is, the rejected receipt is judged according to the local clearing receipt and updated in the database table in time. The field has three values, meaning as follows: 1. a treatment stage in the day: at the moment, the field is empty, which indicates that the clearing system normally receives the bank message, and meanwhile, the system can not convert the message; 2. at the end of the day, when a message for remittance of the personal client is sent to the clearing system and a rejection receipt of Beyond CUTOFF is received, the field is set to NON _ SETTLEMENT _ CLOSED immediately, which indicates that the clearing system is not off-line and can also receive and process the message; when a financial institution remittance message is sent to the clearing system and a Business Closed receipt is received, the field is set to SETTLEMENT _ CLOSED, which indicates that the clearing system has been formally taken off-line and cannot process the message sent by the member.
In this embodiment, when the batch processing is completed on each day, the field is cleared by the Clean daisy Task for the processing on the second day.
In this embodiment, a database table is set to store the value of the field, MOP _ DYNAMICs _ INFO, and the key includes: UID _ MOP _ DYNAMICs _ INFO: a unique identifier representing a local clearing system; EXTERNAL _ PROCESSING _ STATUS: the value representing the Monitor field, the information of which is updated according to the CUTOFF receipt of the local clearing. The MOP _ DYNAMIC _ INFO data is added according to the route of the local clearing, and is used for marking the online state of the local clearing.
The embodiment of the invention adds the processing to the local clearing interface, correspondingly processes the message according to the analysis result and the message type and assigns values to corresponding fields.
In this embodiment, according to the value of the field, the message is processed in combination with a rule engine (that is, implemented by a background code for implementing a dynamic rule function, and mainly based on SQL and a server-side JavaScript technology). The method mainly comprises the following two scenes:
1. the field of F _ CDT _ MOP _ EXT _ PROCESSING _ STS is NON _ SETTLMENT _ CLOSED, when the sent Customer Transfer message is rejected by a local clearing system, the RESEND function is triggered, the rule can convert the Customer Transfer message into a Bank Transfer message and send out again through a queue, and at the moment, three rule engines are used for operating the message: 1) missed Clearing cut-off: when the message type is personal customer remittance and the F _ CDT _ MOP _ EXT _ PROCESSING _ STS field is NON _ SETTLMENT _ CLOSED, triggering a RESEND operation, and simultaneously setting the Monitor field MU _ MISSED _ EXTERNAL _ CUTOFF to M to indicate that the process is executed; 2) message Type Selection: when the message type is personal customer remittance and the field is NON _ SETTLMENT _ CLOSED, modifying the message type to be financial institution remittance; 3) mapping out Selection: when the message type is personal customer remittance and the field is NON _ SETTLMENT _ CLOSED, the message requirement of the financial institution is met by modifying the message field.
2. When the field of the F _ CDT _ MOP _ EXT _ PROCESSING _ STS is SETTLEMENT _ CLOSED and the transmitted Bank Transfer message is rejected by the local clearing system, the REFILE operation is triggered, the rule can convert the Bank Transfer into a late origination state and enter a late origination queue, and at this time, two rule engines are used to operate the message: 1) misedeclean cut-off: when the message type is money transfer of a financial institution, the field of F _ CDT _ MOP _ EXT _ PROCESSING _ STS is SETTLMENT _ CLOSED, and meanwhile, MU _ MISSED _ EXTERNAL _ CUTOFF is M, the REFILE operation is triggered, and the rising date is recalculated; 2) message workflow determination: and when the rising date is late rising and the MU _ MISSED _ EXTERNAL _ CUTOFF is M, setting the message to be in a late rising state.
After that, all messages enter the late arrival queue and are released after the next day clearing system is started.
In this embodiment, the fields that have been assigned need to be cleared for use the next day, and for this reason, a clear data Task is added to the end-of-day EOD Task of the system to clear the value of F _ CDT _ MOP _ EXT _ PROCESSING _ STS in the database table MOP _ DYNAMICs _ INFO. Specifically, a record for clearing MOP DYNAMIC INFO is inserted into the database table DYNAMIC tables clean, and the value of EXTERNAL PROCESSING STATUS is null. The database table for the MOP DYNAMIC INFO field is shown in fig. 5.
The idea of the embodiment of the invention is that aiming at the condition that the local clearing system has different time between the personal client remittance message and the financial institution remittance message CUTOFF, the message conversion can be automatically triggered in the time windows of the personal client remittance message and the financial institution remittance message according to the refusal receipt returned by the local clearing system, the personal remittance message is converted into the financial institution remittance message to be sent out, the processing capacity of a bank is increased, the service volume is obviously increased, and the satisfaction degree of the client is effectively improved.
The embodiment of the invention can automatically convert the personal client remittance message with the prior CUTOFF time into the remittance message of the financial institution to be sent out after sending out and receiving NAK which is returned by local clearing and exceeds the deadline time; when the financial institution remittance message with the later CUTOFF time is sent out and receives NAK which is returned by local clearing and exceeds the cut-off time, the message is converted into a late arrival message and is collected into a late arrival queue, the late arrival message is automatically sent out after the second Japanese clearing system is started, and the later message is not sent out any more. Reusability is provided, and the new clearing system can be adapted only by modifying the customized configuration of the clearing system.
The embodiment of the invention uses the rule engine function of the system, can automatically generate the SQL script, automatically judges whether the message is suitable for the rule according to the message type in the execution process, does not need to realize the rule through codes, is more flexible, is more convenient to judge the suitable scene, and reduces the risk brought by code modification. Meanwhile, the reusability is increased, and the method is suitable for different local clearing systems.
In summary, for the local clearing system with separate remittance time between the personal client and the financial institution for CUTOFF, if the device of the invention is used, the remittance message of the personal client can be sent to the local clearing system for processing even after the deadline time, the time window for sending the personal remittance message is expanded for the bank, the service volume is increased, and the satisfaction degree of the client is further improved; the message is converted by using a configuration means, so that the risk brought by code modification is reduced, the cost is low, the error rate is reduced, and the maintainability and the stability of the system are enhanced; the method can be reused, can be suitable for different local clearing systems only by modifying the database configuration and the page modification rule, does not need to modify the bottom layer code, and has stronger flexibility.
Based on the same inventive concept, the embodiment of the present invention further provides a device for sending a bank message, as described in the following embodiments. Because the principles for solving the problems are similar to those of a bank message sending method, the implementation of the device can refer to the implementation of the method, and repeated parts are not described again.
Fig. 6 is a structural diagram of a bank message sending apparatus in an embodiment of the present invention, and as shown in fig. 6, the apparatus includes:
a receipt receiving module 601, configured to receive a rejection receipt of a bank message sent by a clearing system;
a type determining module 602, configured to determine, according to the rejection receipt, a message type of the bank message, where the message type includes: the message type comprises a first message type or a second message type, wherein the clearing deadline of the first message type is earlier than the clearing deadline of the second message type;
a type modification module 603, configured to modify the message type of the bank message into a second message type if the message type of the bank message is the first message type;
and a message sending module 604, configured to send the bank message according to the modified message type.
In one embodiment, the type modification module 603 is further configured to:
if the message type of the bank message is a first message type, setting a preset logic field as the content of the first field;
and modifying the message type of the bank message into a second message type according to the content of the first field.
In one embodiment, as shown in fig. 7, the bank message sending apparatus in fig. 6 further includes:
a queue adding module 605, configured to add the bank message to a late interest queue if the message type of the bank message is the second message type.
In one embodiment, the queue joining module 605 is further configured to:
if the message type of the bank message is a second message type, setting a preset logic field as the content of the second field;
and adding the bank message into a late arrival queue according to the content of the second field.
In summary, the embodiment of the present invention receives the rejection receipt of the bank message sent by the clearing system; determining the message type of the bank message according to the rejection receipt, wherein the message type comprises: the message type comprises a first message type or a second message type, wherein the clearing deadline of the first message type is earlier than the clearing deadline of the second message type; if the message type of the bank message is the first message type, modifying the message type of the bank message into a second message type; and sending the bank message according to the modified message type. The embodiment of the invention determines the message type according to the rejection receipt sent by the clearing system, modifies the message type of the bank message of the first message type into the second message type with the clearing deadline time later than that of the first message type, so that the sent bank message can be processed according to the clearing deadline time of the second message type, the processing time of the bank message of the first message type is prolonged, the problems of large message backlog, low processing efficiency and the like are effectively solved, and the customer satisfaction is improved.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (10)
1. A method for sending bank messages is characterized by comprising the following steps:
receiving a rejection receipt of the bank message sent by the clearing system;
determining the message type of the bank message according to the rejection receipt, wherein the message type comprises: the message type comprises a first message type or a second message type, wherein the clearing deadline of the first message type is earlier than the clearing deadline of the second message type;
if the message type of the bank message is the first message type, modifying the message type of the bank message into a second message type;
and sending the bank message according to the modified message type.
2. The method for sending a bank message according to claim 1, wherein if the message type of the bank message is a first message type, modifying the message type of the bank message into a second message type includes:
if the message type of the bank message is a first message type, setting a preset logic field as the content of the first field;
and modifying the message type of the bank message into a second message type according to the content of the first field.
3. The method for sending bank messages according to claim 1, further comprising: and if the message type of the bank message is the second message type, adding the bank message into a late interest queue.
4. The method for sending a bank message according to claim 3, wherein if the message type of the bank message is the second message type, adding the bank message into a late rest queue comprises:
if the message type of the bank message is a second message type, setting a preset logic field as the content of the second field;
and adding the bank message into a late arrival queue according to the content of the second field.
5. A device for sending bank messages, comprising:
the receipt receiving module is used for receiving the rejection receipt of the bank message sent by the clearing system;
a type determining module, configured to determine, according to the rejection receipt, a message type of the bank message, where the message type includes: the message type comprises a first message type or a second message type, wherein the clearing deadline of the first message type is earlier than the clearing deadline of the second message type;
the type modification module is used for modifying the message type of the bank message into a second message type if the message type of the bank message is a first message type;
and the message sending module is used for sending the bank message according to the modified message type.
6. The bank messaging apparatus of claim 5, wherein the type modification module is further to:
if the message type of the bank message is a first message type, setting a preset logic field as the content of the first field;
and modifying the message type of the bank message into a second message type according to the content of the first field.
7. The banking message sending apparatus of claim 5, further comprising:
and the queue adding module is used for adding the bank message into the late interest queue if the message type of the bank message is the second message type.
8. The bank messaging apparatus of claim 7, wherein the queue joining module is further configured to:
if the message type of the bank message is a second message type, setting a preset logic field as the content of the second field;
and adding the bank message into a late arrival queue according to the content of the second field.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any one of claims 1 to 4 when executing the computer program.
10. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing the method of any one of claims 1 to 4.
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| CN101820390A (en) * | 2010-03-23 | 2010-09-01 | 中国工商银行股份有限公司 | Method and system for message routing |
| CN105654380A (en) * | 2016-02-04 | 2016-06-08 | 中国银行股份有限公司 | Method and system for recording data alignment |
| CN109741159A (en) * | 2018-05-14 | 2019-05-10 | 网联清算有限公司 | Clearing and reconciliation method and device and computer equipment |
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Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101820390A (en) * | 2010-03-23 | 2010-09-01 | 中国工商银行股份有限公司 | Method and system for message routing |
| CN105654380A (en) * | 2016-02-04 | 2016-06-08 | 中国银行股份有限公司 | Method and system for recording data alignment |
| CN109741159A (en) * | 2018-05-14 | 2019-05-10 | 网联清算有限公司 | Clearing and reconciliation method and device and computer equipment |
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