CN113408894B - A cloud computing-based auction asset risk monitoring and evaluation system and method - Google Patents

Abstract

The invention relates to a cloud computing-based auction asset risk monitoring and evaluation system and method, including a cloud computing-based risk management platform, a big data-based auction trading platform, an auction information storage platform based on a distributed storage system, and a data encryption service platform , transaction information management platform, third-party trading platform, identity management platform, auction information operation display platform, cloud computing-based risk management platform and big data-based auction trading platform, auction information storage platform based on distributed storage system, Data encryption service platform, transaction information management platform, third-party transaction platform, and identity management platform establish data connections. Its specific operation methods include basic auction information, customer identity information collection and risk assessment. On the one hand, the present invention can effectively prevent auction information leakage and loss risks caused by data loss and leakage; on the other hand, it can realize comprehensive evaluation and screening of auction risks before auction.

Description

A cloud computing-based auction asset risk monitoring and evaluation system and method

technical field

The invention relates to a cloud computing-based auction asset risk monitoring and evaluation system and method, belonging to the technical field of data information.

Background technique

With the promotion and application of the current online auction system, more and more assets conduct online asset auction activities through the network platform, which leads to a large amount of asset information flow and various types of data in the online auction process. There is often a lack of direct and effective contact and understanding between people and assets, so it is very easy to maliciously conceal information and other fraudulent transactions, misjudgment of transactions due to incomplete information, and failed auctions due to insufficient information, which leads to online auctions. The transaction success rate is relatively small, and the dispute rate after the auction is high, which greatly increases the risk of asset online auction transactions.

SUMMARY OF THE INVENTION

In order to solve the deficiencies in the prior art, the present invention provides a cloud computing-based auction asset risk monitoring and evaluation system and method, which can effectively meet the needs of various types of assets and customer types to participate in online auction operations.

A cloud computing-based auction asset risk monitoring and evaluation system, including a cloud computing-based risk management platform, a big data-based auction trading platform, an auction information storage platform based on a distributed storage system, a data encryption service platform, and a transaction information management platform , third-party trading platform, identity management platform, auction information operation display platform, among which the cloud computing-based risk management platform is different from the big data-based auction trading platform, the auction information storage platform based on the distributed storage system, and the data encryption service platform. , transaction information management platform, third-party transaction platform, and identity management platform to establish data connections, and several auction information operation and display platforms, which are connected in parallel with each other and are respectively connected with the big data-based auction trading platform, transaction information management platform, third-party trading platform, identity The identification management platform establishes data connection; the auction trading platform based on big data also establishes data connection with the auction information storage platform, transaction information management platform and third-party trading platform based on distributed storage system.

Further, the big data-based auction trading platform includes a comprehensive data management data layer based on big data, an auction asset information data management layer, an auction customer information data management layer, and an auction transaction volume data statistics management layer. The comprehensive data management data layer of the data establishes data connections with the auction asset information data management layer, the auction customer information data management layer, the auction transaction volume data statistics management layer, and the cloud computing-based risk management platform. The big data-based comprehensive data management layer The management data layer and the auction customer information data management layer establish data connections with the auction information storage platform and the identity identification management platform based on the distributed storage system, respectively, and the auction transaction volume data statistics management layer is respectively connected with the transaction information management platform and the third-party transaction management platform. The platform establishes a data connection.

Further, the auction information storage platform based on the distributed storage system includes a transaction asset information storage subsystem, a customer identification information storage subsystem, and an auction transaction information storage subsystem, and the transaction asset information storage subsystem, the customer identification information storage subsystem, and the transaction asset information storage subsystem. Both the information storage subsystem and the auction transaction information storage subsystem establish data connections with the auction information operation and display platform, and the transaction asset information storage subsystem establishes data connections with the cloud computing-based risk management platform and the big data-based auction trading platform, respectively. The customer identification information storage subsystem establishes a data connection with the identification management platform, and the transaction asset information storage subsystem establishes a data connection with the data encryption service platform, the transaction information management platform, and the third-party trading platform, respectively. The auction transaction The information storage subsystem establishes data connections with the transaction information management platform and the third-party transaction platform respectively.

Further, the transaction information management platform and the identity recognition management platform are all database structures based on any one or more of the image model, the hierarchical model, and the mesh model structure.

Further, the auction information operation display platform is any one of an industrial computer, a PC computer, a mobile communication terminal, a scanner, a camera, and a microphone.

An evaluation method for an auction asset risk monitoring and evaluation system based on cloud computing, comprising the following steps:

The first step, basic auction information, first collect the basic data of the assets to be auctioned through the auction information operation display platform, and send the collected basic data of the assets to be auctioned to the auction trading platform based on big data, and then the cloud computing-based risk management platform Working in conjunction with the data encryption service platform, on the one hand, it conducts statistical evaluation on auction information and asset risks, and generates an asset risk assessment list; Simultaneously save the basic data of the assets to be auctioned and the encrypted data of the assets in the transaction asset information storage subsystem of the auction information storage platform based on the distributed storage system, and at the same time, generate the mapping file from the encrypted asset data, and map the file and the asset risk assessment list. At the same time, it is pushed to the transaction information management platform and the auction information operation display platform to realize the release of the asset information to be auctioned;

The second step is to collect customer identity information; auction participants first obtain and select the asset information to be auctioned through the auction information operation display platform, and then enter the customer’s personal identity information through the auction information operation display platform and submit the customer satisfaction list according to the asset risk assessment list. The personal risk assessment data of the asset risk assessment list, and then the customer's personal identity information and personal risk assessment data are sent to the identity management platform, and the identity management platform, the cloud computing-based risk management platform and the data encryption service platform run synchronously, Encrypt customer identity information and personal risk assessment data to obtain customer identity encrypted information, and store customer identity information, personal risk assessment data and corresponding customer identity encrypted information in the customer identity identification of the auction information storage platform based on the distributed storage system In the information storage subsystem, the customer identity encryption information mapping file is generated for the customer identity encryption information at the same time, and the customer identity encryption information mapping file is pushed to the transaction information management platform, third-party trading platform, identity management platform, and auction information operation display platform. ;

The third step, risk assessment, the cloud computing-based risk management platform will display the asset information to be auctioned selected by the client through the auction information operation display platform according to the second step, and first retrieve it from the auction information storage platform based on the distributed storage system The asset encryption data and asset risk assessment list of the corresponding assets, and then obtain each customer identity encryption information mapping file from the auction information storage platform based on the distributed storage system, and then the cloud computing-based risk management platform on the one hand, according to the asset risk assessment list and the asset risk assessment list. Compare the personal risk assessment data in the customer identity encrypted information mapping file, compare the personal risk assessment data with the asset risk assessment list data, and sort them according to the matching degree from high to low to obtain the auction risk assessment list, and Save the auction risk assessment list in the auction transaction information storage subsystem of the auction information storage platform based on the distributed storage system. The transaction success rate information is summarized and counted, and the auction transaction success rate is added to the auction risk assessment list for reference as an appendix; thus, the asset auction risk list is obtained, and the asset auction risk list is saved in the auction information based on the distributed storage system. In the auction transaction information storage subsystem of the storage platform, the synchronous asset auction risk list mapping file of the asset auction risk list is generated at the same time, and the synchronous asset auction risk list mapping file is pushed to the big data-based auction trading platform, third-party trading platform, Guide subsequent auction transactions in the identity management platform.

Further, in the third step, if the matching degree in the auction risk assessment list is high, the auction risk is low; otherwise, the auction risk is high.

Further, in the third step, in the auction transaction activity, on the one hand, the online auction transaction payment work is performed by the third-party trading platform; on the other hand, after the transaction is completed, the transaction data information of each customer in the auction transaction activity All are stored in the auction information storage platform based on the distributed storage system, and through the cloud computing-based risk management platform, the transaction data information of each customer is supplemented and recorded into the auction risk assessment list.

The system of the invention has the advantages of simple structure, strong data processing capability and good system operation stability, which can effectively meet the needs of various types of assets and customer types to participate in online auction operations; Precise verification screening, data encryption and backup can effectively prevent auction information leakage and risk of loss caused by data loss and leakage; At the same time of auction risk, it can effectively reduce the risk in the auction process and improve the safety, reliability and transaction rate of auction activities.

Description of drawings

The present invention will be described in detail below in conjunction with the accompanying drawings and specific embodiments;

FIG. 1 is a schematic diagram of the system structure of the present invention.

Labels in the figure: cloud computing-based risk management platform 1, big data-based auction trading platform 2, distributed storage system-based auction information storage platform 3, data encryption service platform 4, transaction information management platform 5, third-party transaction Platform 6, identity management platform 7, auction information operation display platform 8, comprehensive data management data layer based on big data 21, auction asset information data management layer 22, auction customer information data management layer 23, auction transaction volume data statistics management layer 24. Transaction asset information storage subsystem 31 , customer identification information storage subsystem 32 , auction transaction information storage subsystem 33 .

Detailed ways

In order to facilitate the construction of the technical means, creation features, achievement goals and effects realized by the present invention, the present invention will be further described below with reference to the specific embodiments.

As shown in Figure 1, a cloud computing-based auction asset risk monitoring and evaluation system includes a cloud computing-based risk management platform 1, a big data-based auction trading platform 2, a distributed storage system-based auction information storage platform 3, Data encryption service platform 4, transaction information management platform 5, third-party trading platform 6, identity management platform 7, auction information operation display platform 8, of which cloud computing-based risk management platform 1 and big data-based auction trading platform 2 , Auction information storage platform based on distributed storage system 3, data encryption service platform 4, transaction information management platform 5, third-party trading platform 6, identification management platform 7 to establish data connections, and several auction information operation display platforms 8, which are connected in parallel with each other And establish data connections with the big data-based auction trading platform 2, transaction information management platform 5, third-party trading platform 6, and identity management platform 7 respectively; The auction information storage platform 3, the transaction information management platform 5, and the third-party transaction platform 6 establish data connections.

It should be noted that the big data-based auction trading platform 2 includes a big data-based comprehensive data management data layer 21, an auction asset information data management layer 22, an auction customer information data management layer 23, and an auction transaction volume data statistics management layer. 24. The big data-based comprehensive data management data layer 21 is established with the auction asset information data management layer 22, the auction customer information data management layer 23, the auction transaction volume data statistics management layer 24, and the cloud computing-based risk management platform 1. Data connection, the big data-based comprehensive data management data layer 21 and the auction merchant information data management layer 23 establish data connections with the auction information storage platform 3 and the identity management platform 7 based on the distributed storage system, respectively. The auction transaction The volume data statistics management layer 24 establishes data connections with the transaction information management platform 5 and the third-party transaction platform 6 respectively.

At the same time, it should be noted that the auction information storage platform 3 based on the distributed storage system includes a transaction asset information storage subsystem 31, a customer identification information storage subsystem 32, and an auction transaction information storage subsystem 33, and the transaction asset information storage subsystem 33. The subsystem 31, the customer identification information storage subsystem 32 and the auction transaction information storage subsystem 33 all establish data connections with the auction information operation and display platform 8, wherein the transaction asset information storage subsystem 31 is respectively connected with the cloud computing-based risk management platform 1 , the auction trading platform 2 based on big data establishes a data connection, the customer identification information storage subsystem 32 establishes a data connection with the identification management platform 7, and the transaction asset information storage subsystem 31 is respectively connected with the data encryption service platform 4, The transaction information management platform 5 and the third-party transaction platform 6 establish data connections, and the auction transaction information storage subsystem 33 establishes data connections with the transaction information management platform 5 and the third-party transaction platform 6 respectively.

In this embodiment, the transaction information management platform 5 and the identity recognition management platform 7 are all database structures based on any one or more of the image model, the hierarchical model, and the mesh model structure.

Further optimized, the auction information operation display platform 8 is any one of an industrial computer, a PC computer, a mobile communication terminal, a scanner, a camera, and a microphone.

An evaluation method for an auction asset risk monitoring and evaluation system based on cloud computing, comprising the following steps:

The first step, basic auction information, first collect the basic data of the assets to be auctioned through the auction information operation display platform 8, send the collected basic data of the assets to be auctioned to the auction trading platform 2 based on big data, and then use the cloud computing-based risk The management platform 1 operates in cooperation with the data encryption service platform 4. On the one hand, it conducts statistical evaluation on the auction information and asset risks of the auctioned assets, and generates an asset risk assessment list; on the other hand, it encodes and encrypts the basic data of the assets to be auctioned to obtain the assets Encrypt the data, then store the basic data of the asset to be auctioned and the encrypted asset data synchronously in the transaction asset information storage subsystem 31 of the auction information storage platform 3 based on the distributed storage system, and generate a mapping file from the encrypted asset data at the same time. The documents and asset risk assessment list are simultaneously pushed to the transaction information management platform 5 and the auction information operation display platform 8 to realize the release of the asset information to be auctioned;

The second step is to collect customer identity information. The auction participants first obtain and select the asset information to be auctioned through the auction information operation display platform 8, and then enter the customer's personal identity information through the auction information operation display platform 8 and submit it according to the asset risk assessment list. The client satisfies the personal risk assessment information of the asset risk assessment list, and then sends the client's personal identity information and personal risk assessment information to the identity management platform 7, and the identity management platform 7 and the cloud computing-based risk management platform 1 and data encryption The service platform 4 runs synchronously, encrypts customer identity information and personal risk assessment data, obtains customer identity encrypted information, and saves the customer identity information, personal risk assessment data and corresponding customer identity encrypted information in the auction information based on the distributed storage system In the customer identity information storage subsystem 32 of the storage platform 3, a customer identity encrypted information mapping file is generated for the customer identity encrypted information at the same time, and the customer identity encrypted information mapping file is pushed to the transaction information management platform 5, third-party trading platform 6, Identity management platform 7, auction information operation display platform 8;

The third step, risk assessment, is based on the risk management platform 1 based on cloud computing. According to the second step, the client operates the auction information operation display platform 8 to select the asset information to be auctioned, first from the auction information storage platform 3 based on the distributed storage system. The asset encryption data and asset risk assessment list of the corresponding assets are retrieved, and then each customer identity encryption information mapping file is obtained from the auction information storage platform 3 based on the distributed storage system, and then on the one hand, the cloud computing-based risk management platform 1 according to The asset risk assessment list is compared with the personal risk assessment data in the customer identity encrypted information mapping file, and the personal risk assessment data is compared with the asset risk assessment list data, and sorted according to the matching degree from high to low to obtain the auction risk. Evaluation list, and save the auction risk evaluation list in the auction transaction information storage subsystem 33 of the auction information storage platform 3 based on the distributed storage system, on the other hand, the cloud computing-based risk management platform 1 encrypts the information of each customer's identity The client's previous auction transaction success rate information corresponding to the mapping file is summarized and counted, and the auction transaction success rate is added to the auction risk assessment list for reference as an appendix; thus, the asset auction risk list is obtained, and the asset auction risk list is saved in the In the auction transaction information storage subsystem 33 of the auction information storage platform 3 of the distributed storage system, the synchronized asset auction risk list mapping file of the asset auction risk list is simultaneously generated, and the synchronized asset auction risk list mapping file is pushed to the big data-based The auction trading platform 2, the third-party trading platform 6, and the identity management platform 7 guide subsequent auction trading operations.

In this embodiment, in the third step, if the matching degree in the auction risk assessment list is high, the auction risk is low; otherwise, the auction risk is high.

It is worth noting that in the third step, in the auction transaction activity, on the one hand, the third-party trading platform 6 performs the online auction transaction payment; The data information is stored in the auction information storage platform 3 based on the distributed storage system, and the transaction data information of each customer is supplemented and recorded in the auction risk assessment list through the risk management platform 1 based on cloud computing.

The system of the invention has the advantages of simple structure, strong data processing capability and good system operation stability, which can effectively meet the needs of various types of assets and customer types to participate in online auction operations; Precise verification screening, data encryption and backup can effectively prevent auction information leakage and risk of loss caused by data loss and leakage; At the same time of auction risk, it can effectively reduce the risk in the auction process and improve the safety, reliability and transaction rate of auction activities.

The basic principles and main features of the present invention and the advantages of the present invention have been shown and described above. Those skilled in the art should understand that the present invention is not limited by the above-mentioned embodiments, and the descriptions in the above-mentioned embodiments and the description are only to illustrate the principle of the present invention. Without departing from the spirit and scope of the present invention, the present invention will have Various changes and modifications fall within the scope of the claimed invention. The claimed scope of the present invention is defined by the appended claims and their equivalents.

Claims (6)

1. The utility model provides an auction asset risk monitoring evaluation system based on cloud computing which characterized in that: the auction system based on the cloud computing comprises a risk management platform (1) based on cloud computing, an auction transaction platform (2) based on big data, an auction information storage platform (3) based on a distributed storage system, a data encryption service platform (4), a transaction information management platform (5), a third-party transaction platform (6), an identity recognition management platform (7) and an auction information operation display platform (8), wherein the risk management platform (1) based on cloud computing is in data connection with the auction transaction platform (2) based on the big data, the auction information storage platform (3) based on the distributed storage system, the data encryption service platform (4), the transaction information management platform (5), the third-party transaction platform (6) and the identity recognition management platform (7) respectively, and the auction information operation display platforms (8) are connected in parallel with one another and are connected with the auction transaction platform (2) based on the big data respectively, The transaction information management platform (5), the third party transaction platform (6) and the identity recognition management platform (7) establish data connection; the auction trading platform (2) based on the big data establishes data connection with an auction information storage platform (3), a trading information management platform (5) and a third party trading platform (6) based on a distributed storage system respectively;

the auction information storage platform (3) based on the distributed storage system comprises a transaction asset information storage subsystem (31), a client identity identification information storage subsystem (32) and an auction transaction information storage subsystem (33), wherein the transaction asset information storage subsystem (31), the client identity identification information storage subsystem (32) and the auction transaction information storage subsystem (33) are in data connection with an auction information operation display platform (8), the transaction asset information storage subsystem (31) is in data connection with a risk management platform (1) based on cloud computing and an auction transaction platform (2) based on big data, the client identity identification information storage subsystem (32) is in data connection with an identity identification management platform (7), and the transaction asset information storage subsystem (31) is in data connection with a data encryption service platform (4) respectively, The data connection is established between the transaction information management platform (5) and the third-party transaction platform (6), and the auction transaction information storage subsystem (33) is respectively in data connection with the transaction information management platform (5) and the third-party transaction platform (6);

the evaluation method comprises the following steps:

firstly, basic auction information firstly collects basic data of assets to be auctioned through an auction information operation display platform (8), sends the collected information of the assets to be auctioned to an auction trading platform (2) based on big data, then a risk management platform (1) based on cloud computing and a data encryption service platform (4) are matched to run, the information of the assets to be auctioned and asset risks are statistically evaluated, and an asset risk evaluation list is generated; the received information of the assets to be auctioned is coded and encrypted to obtain asset encryption data, then the information of the assets to be auctioned and the asset encryption data are synchronously stored in a trading asset information storage subsystem (31) of an auction information storage platform (3) based on a distributed storage system, meanwhile, the asset encryption data are generated into a mapping file, and the mapping file and an asset risk assessment list are simultaneously pushed to a trading information management platform (5) and an auction information operation display platform (8), so that the information of the assets to be auctioned is issued;

secondly, customer identity information is collected, auction participators firstly obtain and select asset information to be participated in auction through an auction information operation display platform (8), then personal identity information of the customers is input through the auction information operation display platform (8), personal risk assessment information meeting an asset risk assessment list is submitted to the customers according to the asset risk assessment list, then the personal identity information of the customers and the personal risk assessment information are sent to an identity recognition management platform (7), the identity recognition management platform (7), a risk management platform (1) based on cloud computing and a data encryption service platform (4) synchronously operate, the personal identity information of the customers and the personal risk assessment information are encrypted, customer identity encryption information is obtained, and the customer identity information, the personal risk assessment information and corresponding customer identity encryption information are stored in a customer identity identification information storage of an auction information storage platform (3) based on a distributed storage system In the storage subsystem (32), a customer identity encryption information mapping file is generated for the customer identity encryption information at the same time, and the customer identity encryption information mapping file is pushed to a transaction information management platform (5), a third-party transaction platform (6), an identity recognition management platform (7) and an auction information operation display platform (8);

thirdly, risk assessment, namely, a risk management platform (1) based on cloud computing operates the asset information to be auctioned selected by a display platform (8) according to the auction information of the clients in the second step, firstly, the asset encryption data and the asset risk assessment list of the corresponding asset are called from an auction information storage platform (3) based on a distributed storage system, then, an identity encryption information mapping file of each client is obtained from the auction information storage platform (3) based on the distributed storage system, then, the risk management platform (1) based on cloud computing compares the asset risk assessment list with the personal risk assessment data in the identity encryption information mapping file of the client, compares the individual risk assessment data with the asset risk assessment list data according to the risk assessment data of each person, and orders the individual risk assessment list from high to low according to the matching degree to obtain an auction risk assessment list, the auction risk assessment list is stored in an auction transaction information storage subsystem (33) of an auction information storage platform (3) based on a distributed storage system, a risk management platform (1) based on cloud computing collects and counts the past auction transaction success rate information of the clients corresponding to the client identity encrypted information mapping files, and the auction transaction success rate is added to the auction risk assessment list and used as an addition reference; and therefore, an asset auction risk list is obtained and stored in an auction transaction information storage subsystem (33) of an auction information storage platform (3) based on a distributed storage system, a synchronous asset auction risk list mapping file of the asset auction risk list is generated at the same time, and the synchronous asset auction risk list mapping file is pushed to an auction transaction platform (2), a third party transaction platform (6) and an identity recognition management platform (7) based on big data to guide subsequent auction transaction operation.

2. The cloud computing-based auction asset risk monitoring and assessment system of claim 1, wherein: the auction transaction platform (2) based on the big data comprises a comprehensive data management data layer (21) based on the big data, an auction asset information data management layer (22), an auction customer information data management layer (23) and an auction transaction amount data statistics management layer (24), wherein the comprehensive data management data layer (21) based on the big data is in data connection with the auction asset information data management layer (22), the auction customer information data management layer (23), the auction transaction amount data statistics management layer (24) and the risk management platform (1) based on cloud computing, the comprehensive data management data layer (21) and the auction customer information data management layer (23) based on the big data are in data connection with an auction information storage platform (3) and an identity recognition management platform (7) based on a distributed storage system, and the auction transaction amount data statistics management layer (24) is in data connection with a transaction information management platform (5) respectively, The third party transaction platform (6) establishes a data connection.

3. The cloud computing-based auction asset risk monitoring and assessment system of claim 1, wherein: the transaction information management platform (5) and the identity recognition management platform (7) are database structures based on any one or more of an image model, a hierarchical model and a mesh model structure.

4. The cloud computing-based auction asset risk monitoring and assessment system of claim 1, wherein: the auction information operation display platform (8) is any one of an industrial computer, a PC computer, a mobile communication terminal, a scanner, a camera and a microphone.

5. The cloud computing-based auction asset risk monitoring and assessment system of claim 1, wherein: and in the third step, if the matching degree in the auction risk evaluation list is high, the auction risk is low, otherwise, the auction risk is high.

6. The cloud computing-based auction asset risk monitoring and assessment system of claim 1, wherein: in the third step, in the auction transaction activity, the third party transaction platform (6) carries out the payment work of the on-line auction transaction; after the transaction is completed, all the client transaction data information in the auction transaction activity is stored in an auction information storage platform (3) based on a distributed storage system, and the client transaction data information is additionally recorded and collected in an auction risk assessment list through a risk management platform (1) based on cloud computing.

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