JP2002183476A - Settlement system and device using communication system and electronic device of product information, and medium recording the system - Google Patents

Abstract

(57) [Summary] [PROBLEMS] To realize online shopping easily and safely with an electronic device capable of communication via an Internet network. An electronic device 101 with which a buyer can communicate.
, A purchase request for a product is issued to the trader server 108 through the Internet 102. On the trader server 108 side, a barcode corresponding to the purchased product information is created and transmitted as an image to the electronic device 101 with which the purchaser can communicate. The purchaser who has received the barcode data displays the received barcode on the liquid crystal display device or the like in the electronic device 101 communicable with the nearest public institution 103 capable of settlement. It is read directly by a terminal equipped with a barcode reader and the like, and cash is paid according to the content, the purchase is completed, and the settlement is completed.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a communicable electronic device used for purchasing and making a reservation through the Internet, a method of exchanging the purchase information, and a settlement system.

[0002]

2. Description of the Related Art In recent years, various products such as personal computers, music CDs, and game software can be easily purchased over the Internet. However, when performing payment on the Internet, the method of performing payment by inputting a credit number or the like has a security problem. In the case of payment by bank transfer, after entering personal information such as the address required for purchase, it is necessary to manually write down the information such as the bank account number displayed on the display or print it and pay it later. is there. In addition, purchase information such as a barcode is printed and sent on paper such as postcards at a later date, depending on the content and price of the purchase, and read at a terminal equipped with a reading device such as a convenience store near you. There are known settlement methods. Also, as described in JP-A-2000-132605, a predetermined amount of money is paid in advance by communicating or going to a credit company or the like, and instead of a scratch card, a personal identification number is sent to a portable terminal, and the personal identification number is sent to the mobile terminal. There is a method to settle by number. In addition, in general, information on purchased products is distributed in response to browsing requests from the purchaser, or information is transmitted from the trader based on purchase history data of the purchaser, and sold. Activities.

[0003]

However, there is no description on how to input a personal identification number to a terminal when purchasing at a store using the personal identification number sent in the prior art. .

[0004] It is an object of the present invention to enable simple and secure payment with a communicable electronic device. Further, by sending the purchase information such as an advertisement and a barcode close to the product desired by the purchaser from the purchase information of the purchaser, the trader can actively encourage the purchaser to purchase.

[0005]

SUMMARY OF THE INVENTION In order to achieve the above object, the present invention provides an electronic apparatus having a function of displaying a transmitted bar code image or the like, and a bar code or the like which can be settled by a public institution capable of making payment. Payment information can be easily settled by directly reading terminal purchase information. Further, the present invention is characterized by an electronic apparatus having a function of converting purchase information into information such as a bar code which can be read by a terminal. Further, the present invention is characterized in that purchase information can be automatically canceled with a due date.
Further, the present invention is characterized by transmitting an advertisement for a new product related to the purchase information from the purchase information and transmitting purchase information such as a barcode for purchasing the product.

[0006]

Embodiments of the present invention will be described below in detail with reference to the drawings.

FIG. 1 shows the configuration of one embodiment of the present invention. Reference numeral 101 denotes an electronic device capable of communication, which is assumed to be a mobile phone, a notebook computer, or the like.
Reference numeral 103 denotes a public institution capable of making payments, such as a convenience store or a bank. 108 is
It is a trader's server, and includes a product information provision processing unit 104, a product purchase reception processing unit 105, a purchase information transmission processing unit 106, a purchased product management processing unit 107, and a database device 109. The electronic device 101 capable of communication, the public institution 103 capable of settlement, and the trader server 108 are connected to the Internet 102, respectively. In this embodiment, the public institution 103 capable of settlement is connected to the Internet network 102, but as another example, it may be connected to the trader server 108 by a dedicated line.

FIG. 2 shows an example of an electronic apparatus 101 capable of communication. In this example 201, a mobile phone is shown. Reference numeral 202 denotes a liquid crystal display device or the like, on which a bar code 203 is displayed. In this embodiment, the barcode 203 is displayed, but any information may be used as long as the information can be easily recognized by the reader. When the purchaser accesses the server 108 of the trader through the Internet 102 using the electronic device 101 capable of communication, the product information provision processing unit 104 is executed.

FIG. 3 is a flowchart illustrating the operation of the merchandise information providing unit 104 in detail. When a request for browsing product information is received from the communicable electronic device 101, product information is transmitted to the communicable electronic device 101 (301). Thereafter, when information of the purchased product is sent from the communicable electronic device 101, 3
Judgment is made in 02, and the transmitted information is temporarily stored (303) in a memory device or the like. At this time, the procedure from 301 to 303 may be repeated, and the purchaser may send information on a plurality of purchased products. After that, when the purchaser requests the purchase processing from the trader server, the product purchase reception processing unit 105 is executed.

FIG. 4 is a flowchart illustrating the operation of the product purchase reception processing unit 105 in detail. When the purchaser makes a purchase request, the personal information input form is transmitted (401). The purchaser receives the personal information input form via the communicable electronic device 101 and inputs information necessary for purchase. The input data includes an address, a name, a telephone number, and the like. The buyer completes the input and receives the transmitted information again as personal information (402). Then, all the purchase information 303 described above is totaled (403), and stored together with the personal information 402 in the database 109 (4049. As an example of storage at that time, contents such as 701 in FIG. 7 can be considered. A unique number is assigned so that the purchaser can be identified, such as purchaser number 702. Also, the product may have a purchase due date, such as 703. Thus, after processing the purchase request from the purchaser, the purchase information The processing is passed to the transmission processing unit 106.

FIG. 5 is a flowchart illustrating the operation of the purchase information transmission processing unit 106 in detail. Based on the totaled purchase information 403, a barcode corresponding to the information is created (501). At the time of creation, information that can identify an individual such as the purchaser number 702 is embedded in the barcode. Then, the created barcode is transmitted to the electronic device 101 with which the purchaser can communicate (502). At this time, the transmitted data may be image data in which the created barcode is stored as it is, or may be creation data for creating the barcode. In the case of creation data, the receiving side 101 only needs to have a mechanism capable of creating a barcode image based on the creation data. Further, as the data to be transmitted, other information other than the barcode may be transmitted at the same time. The other information may be an advertisement related to the purchased product and a barcode of the purchase information of the advertisement. Also, such bar code information is
In the case where there are some mechanisms that can be stored, the same number can be stored in the communicable electronic device 101 as purchase information.

Next, the flow of settlement will be described.

First, the purchaser brings the communicable electronic device 101 containing the above-described barcode data to a public institution 103 capable of making payment, which has a terminal equipped with a barcode reader. Then, a barcode to be settled is selected from among some stored barcode data, and displayed on the liquid crystal display device 202 or the like of the communicable electronic device 101 (203). In this state, the data of the barcode 203 is read by the barcode reader.
The information is sent to the trader server 108 through the Internet network 102. The information is processed by the purchase merchandise management processing unit 107 on the trader server 108 side.

FIG. 6 is a flowchart illustrating the operation of the purchased merchandise management processing unit 107 in detail. The individual is identified by a unique key such as the purchaser number 702 of the transmitted information, and the purchase information stored is retrieved from the database 109 based on the key (601). At this time, if the purchased product has a purchase date, it is determined whether the date has passed (602), and if it has passed, the purchase information is deleted from the database 109 (603). The result is notified to the terminal that has read the barcode reader through the Internet network 102. If the deadline has passed, the product cannot be purchased and will be treated as a cancellation. If the date has not passed, it is determined (604) whether it is a purchase process. If it is not the purchase process, the process ends. If it is a purchase process, it is determined that the payment has been completed, the database 109 is updated, and the process ends. The buyer pays by cash, credit card or the like on the spot, and the payment is completed. The paid money is passed to the merchant by the existing system.
Also, the purchased product itself may be sent to the purchaser by mail later, or if the convenience store itself is a trader,
You may receive the goods on the spot where you went to pay the money.

[0015] The case where the above-described purchase processing is not performed is as follows.
This is a management function for the database 109. The processes from 601 to 605 are executed every certain period. The purchase information is read from the database 109 one by one (601), and the purchase information that has expired (602) is deleted from the database 109 (603).

Although the above embodiment has been described with reference to an example of purchasing a product, the present invention can also be applied to reservation of rental videos and reservation of tickets such as trains.

[0017]

As described in detail above, according to the present invention, there is no need to input a credit number or the like in online shopping using the Internet network. No information is stored that would otherwise be difficult for anyone to know, so you can safely purchase and reserve products. In addition, information such as a bar code is displayed on a liquid crystal display device of an electronic device, etc., and is read directly by a terminal equipped with a bar code reader or the like. Payment can be made without errors when posting or entering an account number at a bank, and the convenience is improved.
Further, since the purchase information necessary for settlement is exchanged using the Internet, settlement can be performed in less time than exchange with a postcard or the like. At this time, by sending extra purchase information such as an advertisement and a payment barcode from the trader side, a further purchase effect can be expected. Further, by using a widely used existing technology such as a bar code reader, the present invention can be realized without the need for capital investment.

[Brief description of the drawings]

FIG. 1 is an overall configuration diagram of a settlement system according to the present invention.

FIG. 2 is an example of the communicable electronic device 101 of FIG. 1;

FIG. 3 is a flowchart illustrating an operation of a product information provision processing unit 104 of FIG. 1;

FIG. 4 is a flowchart illustrating an operation of a product purchase reception processing unit 105 of FIG. 1;

FIG. 5 is a flowchart illustrating an operation of a purchase information transmission processing unit 106 in FIG. 1;

FIG. 6 is a flowchart illustrating an operation of a purchased product management processing unit 107 in FIG. 1;

FIG. 7 is an example of storing personal information and purchase information in a database.

[Explanation of symbols]

101… Electronic equipment that can communicate, 102… Internet,
103: financial institution or convenience store, 108: vendor server.

Claims (7)

[Claims] 1. Display means for displaying product information and purchase information images and videos transmitted from a communicable system and apparatus, and conversion display means for converting and displaying received product information and purchase information into information readable by a terminal. A communicable system comprising: 2. An electronic apparatus equipped with the system according to claim 1. 3. A payment-capable public institution, wherein payment is performed by directly reading the purchase information displayed on the display means and the conversion display means into a terminal. Settlement system using the above system and electronic equipment. 4. A settlement system using the system and the electronic device according to claim 1, wherein the purchase information can be automatically canceled with a due date. 5. The method according to claim 1, wherein, from the purchase information of the purchaser, an advertisement for a new product related to the purchase information, product information on which the product can be purchased, and purchase information of purchase information images and videos are transmitted. A settlement system using the system according to claim 1 and claim 2 and an electronic apparatus. 6. A settlement system device equipped with the system according to claim 3, 4, or 5. 7. A medium on which the system according to claim 3, 4, or 5 is recorded.