JP6935172B2 - Payment information reader - Google Patents

Description

The present invention relates to a payment information reading device for reading payment information.

Conventionally, a POS system (point-of-sale management) is widely used in a payment system called a cash register system.

A point-of-sale system generally reads a unified product code printed as a barcode or attached as a wireless tag to each item of goods purchased and combines it with a store computer system such as a network server or other store platform host. It stores various types of merchandise identification information, including a list of merchandise items in stock at the store and prices, styles, colors, etc. of each merchandise.

Further, in the payment system, as shown in Patent Document 1, credit card payment and electronic payment using a non-contact IC card are widely used in addition to cash payment. In credit card payment, a process is performed in which the credit card information is collated by connecting to the server of the credit card company in real time in order to inquire about the excess of the usage limit and the prevention of fraud such as counterfeit credit cards.

Japanese Patent Application Laid-Open No. 2005-174558

In card payments such as credit cards, those equipped with a card reader that takes the card inside and reads and records magnetism are widely used, but a malicious third party can insert the card into the card insertion part of the payment terminal. Skimming, in which a magnetic head is attached to illegally acquire the magnetic data of a card, has become a major problem.

Since the magnetic head used for skimming may be attached to a gap provided in the terminal without being noticed by the owner of the terminal, there is a problem that it is difficult for the owner of the terminal to notice.

In view of the above problems, the payment information reader according to the present invention
With the housing
A passage groove provided on the front of the housing and for passing a magnetic card used for payment,
A magnetic reading means for reading payment information from the magnetic card passing through the passage groove, and
A first side surface of the side wall of the housing provided with an intake port for inserting the magnetic card into the passage groove, and
A second side surface of the side wall of the housing provided with a discharge port for discharging the magnetic card from the passage groove, and
It is provided with a visual recognition unit that makes the space adjacent to the magnetic reading means visible between the first side surface and the second side surface visible.
The passage groove is arranged so as to extend in parallel adjacent to the first side surface of the housing and one side surface orthogonal to the second side surface.
The magnetic reading means is arranged between the passage groove and the one side surface.
The visual recognition part
Provided on the front of the housing
Wherein between the passage groove and the one side surface, it is provided so as to be side by side with the previous SL magnetic read means passing direction of the magnetic card, and,
In passing direction of the magnetic card, said between the magnetic reading means and said first side and said second side, is formed so as not long space is empty than the width of said magnetic reading means, a recess It is characterized by.

According to the present invention, the security of the payment information reading device can be improved.

It is a perspective view which shows the appearance of the portable payment terminal which concerns on one Embodiment of this invention. It is a perspective view which shows the appearance of the payment information input unit of the portable payment terminal which concerns on one Embodiment of this invention. It is another perspective view which shows the appearance of the payment information input unit of the portable payment terminal which concerns on one Embodiment of this invention. It is a front view of the payment information input unit of the portable payment terminal which concerns on one Embodiment of this invention. It is sectional drawing of the payment information input unit of the portable payment terminal which concerns on one Embodiment of this invention. It is a side view of the payment information input unit of the portable payment terminal which concerns on one Embodiment of this invention. It is a rear view of the payment information input unit of the portable payment terminal which concerns on one Embodiment of this invention. It is sectional drawing of the portable payment terminal which concerns on one Embodiment of this invention.

Hereinafter, embodiments for carrying out the invention will be described in detail with reference to the drawings. In the drawings, the same components are designated by the same reference numerals, and duplicate description will be omitted.
(First Embodiment)

In the first embodiment of the present invention, as an example of the payment information reading device, a portable payment terminal equipped with a payment information reading unit having an electronic payment function by magnetic stripe reading will be illustrated.

FIG. 1 is a perspective view showing the appearance of a portable payment terminal according to the first embodiment of the present invention.

In FIG. 1, the portable payment terminal 1 is provided with a payment information input unit 3 for performing electronic payment including an operation unit 2 covered with a cover 3a on the front side thereof. Here, in the following description, in FIG. 1, the side on which the payment information input unit 3 is attached to the main body 1a of the portable payment terminal 1 is the front side, and the side facing the main body 1a is the back side. Adjacent to the payment information input unit 3, a printing unit 6 for printing information and the like regarding the result of payment processing is provided. In the following description, the side where the print unit 6 is arranged is the upper side with respect to the payment information input unit 3, and the payment information input unit 3 side is the lower side.

In the present embodiment, electronic payment means that when paying for a product or service, payment is made by exchanging electronic data instead of cash. For example, the electronic payment of this embodiment is a payment performed by exchanging the card number of a credit card or debit card (payment by debiting from a deposit account such as a bank immediately or later) and various information associated therewith with an external device. included.

The payment information input unit 3 acquires the payment information and transmits the payment information to the main body 1a side of the portable payment terminal 1. The payment information is acquired by the payment information input unit 3 by a method such as magnetic stripe reading or input by a non-contact IC card. In addition to the card, payment may be made using short-range wireless communication technology. The detailed method according to this embodiment will be described later.

The payment information acquired by the payment information input unit 3 is processed by a control unit provided on the main body 1a side of the portable payment terminal 1 that has received the payment information. For example, when a wireless communication function is provided on the main body 1a side of the portable payment terminal 1, payment information is transmitted and received to an external device such as a tablet or a PC by wireless communication, and electronic payment is performed. Also, when connected by wire, it is similarly connected to an external device to send and receive payment information, and the payment process is completed. If necessary, the printing unit 6 transmits an instruction for printing information related to the payment process from the control unit on the main body 1a side of the portable payment terminal 1, the print process is executed, and the paper is discharged from the paper ejection port 61. ..

A battery 13 for driving the portable payment terminal 1 is arranged inside the main body 1a of the portable payment terminal 1, and power is supplied to the control unit, the payment information input unit 3 and the printing unit 6 in the main body 1a. Has been done.

FIG. 2A shows an exploded perspective view of the state in which the payment information input unit 3 is removed from the portable payment terminal 1. FIG. 2B is a perspective view of the payment information input unit 3 removed from the portable payment terminal 1. The payment information input unit 3 of the present embodiment has a joining structure that can be fitted to a plurality of portable payment terminals, and the structure on the main body side of the portable payment terminal differs depending on the purpose of use. It can be installed even if it is changed to a form.

As shown in FIGS. 2A and 2B, the joining structure of the payment information input unit 3 according to the present embodiment is for fixing to attach the fitting claw 31 provided at the upper end and the fixing screw 32a. It has a boss 32. However, the fitting claw 31 and the fixing screw 32a are merely examples of the joining structure, and may be configured so that they can be joined with a simple structure. It is preferable that one side is fixed by structural contact such as fitting, and the other side is securely fixed by another member such as a screw because both assembly workability and mounting reliability can be improved in a well-balanced manner. However, for example, by providing another fitting claw instead of the fixing screw 32a, the main body 1a and the payment information input unit 3 may be joined only by fitting the claw. In this case, Assembling workability can be improved because a fixing member such as a screw is not required.

The main body 1a of the portable payment terminal 1 is provided with an accommodating portion 12 for attaching the payment information input unit 3. First, the fitting claw 31 of the payment information input unit 3 is provided on the claw receiving portion 11 provided on the main body 1a. It is fitted so as to be hooked, and then the fixing boss 32 side (lower side) is dropped into the accommodating portion 12 and attached.

By attaching the fixing screw 32a to the fixing boss 32 in that state, the fitting of the payment information input unit 3 is completed. The fixing screws 32a are provided on both sides of the lower end portion of the payment information input unit 3.

On the back side of the payment information input unit 3, a rib for narrowing the gap between the wall surface of the portable payment terminal 1 and the wall surface of the portable payment terminal 1 to prevent dust and the like from entering when incorporated into the accommodating portion 12 of the portable payment terminal 1. 33 is provided. Details will be described with reference to FIG. 7 described later.

FIG. 3 is a diagram showing a state in which the cover 3a of the payment information input unit 3 removed from the portable payment terminal is opened. The operation unit 2 is for a customer or the like who is the main operator of the portable payment terminal 1 to perform an operation. The operation unit 2 has a plurality of operation buttons and is arranged at an end portion on the front side, which is the main operation surface of the main body 1a of the portable payment terminal 1.

Further, the magnetic stripe reading unit (hereinafter, MSR (magnetic stripe reader)) 4 as the magnetic reading means reads information from the magnetic stripe unit of the magnetic stripe card (hereinafter, magnetic card). In this MSR4, the lower end of the main body 1a of the portable payment terminal 1 (specifically, the customer side) with the operation unit 2 and the like facing the customer side (the sales staff is on the upper side of FIG. 1). The magnetic information can be read by pulling the magnetic card sideways along the magnetic reading card passing groove 42 provided at the end of the magnetic card. At this time, for example, the sales staff can support the main body of the portable payment terminal 1 with the right hand, receive the magnetic card from the customer with the left hand in that state, and pull the magnetic card sideways into the magnetic reading card passage groove 42. It is possible to secure a natural operation lead wire including magnetic card operation, and it is possible to improve the operability of the terminal.

The operation unit 2 is provided on one surface on the side where the magnetic reading card passage groove 42 opens, and is operated by a customer (hereinafter referred to as a customer) who is the owner of the card used for payment (for example, authentication information such as a personal identification number). (Hereinafter, the password input operation) is to be performed. That is, the operation unit 2 includes a numeric keypad 2a, a display unit 5, a contact type IC card insertion slot 2b, and a contact type IC card reader 2d (not shown). The part mainly operated by the customer is the numeric keypad 2a.

The numeric keypad 2a is used for the customer to input the personal identification number, and the display unit 5 displays a message to the customer, hidden characters corresponding to the input by the numeric keypad 2a, and the like.

The contact type IC card insertion slot 2b is an insertion slot for inserting the contact type IC card. The contact type IC card reader 2d is provided inside the operation unit 2 and reads information from the IC unit of the contact type IC card inserted into the contact type IC card insertion slot 2b. At this time, for example, the sales staff supports the portable payment terminal 1 main body with the right hand, receives the contact type IC card from the customer with the left hand in that state, inserts the contact type IC card into the contact type IC card insertion slot 2b, and inserts the contact type IC card. The customer can input the personal identification number without changing the orientation of the portable payment terminal 1 as it is. As a result, a natural operation lead wire can be secured, and the operability of the terminal by the sales staff and the customer can be improved. In the present embodiment, the card insertion direction into the contact type IC card insertion slot 2b and the card horizontal pulling direction into the MSR4 are set to be the same direction to ensure the uniformity of operation.

As described above, the contact type IC card reader 2d constitutes a payment information input unit 3 which is one integrated unit of the operation unit 2, the MSR 4 and the display unit 5. Further, a non-contact type IC card reader may be provided, and in that case, an antenna for reading may be provided by attaching it to the back surface of the operation unit.

A control unit is provided inside the operation unit 2, which controls the entire payment information input unit 3 and communicates with the main body 1a of the portable payment terminal 1. Further, the control unit compares the password input by the numeric keypad 2a with the data read by the contact type IC card reader 2d, and notifies the portable payment terminal 1 main body of the comparison result.

4 and 5 show a front view and a front sectional view in a state where the cover 3a of the payment information input unit 3 of the portable payment terminal according to the embodiment of the present invention is opened.

The MSR4 is arranged on the lower front side of the payment information input unit 3, and the cross section of the BB in FIG. 5A is shown in FIG. 5B for the internal structure thereof.

As shown in FIG. 4, a card passage groove 42 of the MSR 4 is provided on the lower side of the payment information input unit 3, and a magnetic card is taken into the housing on the side wall of the payment information input unit 3 which is one end side thereof. An intake port 42a is provided, and an outlet 42b for ejecting the magnetic card from the inside of the housing is provided on the side wall of the payment information input unit 3 on the other end side.

As shown in FIG. 5B, the magnetic head 43 is arranged so as to sandwich the card passage groove 42 of the MSR4. As the payment information input unit 3, the width of the operation unit 2 that is easy to operate (the direction of the left and right sides of the paper surface that is orthogonal to the vertical direction) is set, and as described above, the size that can support a plurality of devices is realized. Therefore, it has a certain width dimension. On the other hand, the magnetic head 4 occupies only a certain width, and there is a margin for the width of the payment information input unit 3.

Considering the convenience of the design space, it is preferable to have a margin, but it is preferable to take the security measures described later in the payment processing terminal that performs the payment processing as in the present embodiment.

Specifically, a method called skimming has become a widespread problem. A magnetic head for skimming (magnetic head for skimming) is arranged in the vicinity of the card passage groove 42, and the payment information input unit 3 is used for payment processing. At the same time that information is exchanged with the magnetic card, the information on the magnetic card is received by the skimming magnetic head, so that personal information may be extracted.

In the present embodiment, a concave structure as an example of the visual recognition unit 41 is provided so as to be side by side with the magnetic head 43. In FIG. 5B, a pair of concave structures 41a and 41b are provided on the left and right sides of the magnetic head 43.

As the concave structures 41a and 41b, the operation surface of the operation unit 2 may penetrate to the area where the magnetic card passes inside the payment information input unit 3, and as an example, the area where the magnetic information in the magnetic card is written. It suffices to penetrate up to. The back side of the concave structure 41 may be a through hole penetrating to the back side of the payment information input unit 3, or is formed so as to be recessed by filling the back side at the back position of the concave structure 41. May be good.

By providing the concave structures 41a and 41b, the rigidity at the end of the payment information input unit 3 can be increased.

Further, the concave structures 41a and 41b as the visual recognition portion 41 may be provided on any of the side walls of the housing, and may be provided near the area A in the side view of the payment information input unit 3 of FIG. .. In that case, it is desirable to provide a similar visual recognition portion 41 on the side wall on the opposite side of the magnetic head 43.

Further, since a part of the magnetic head 43 or the module to which the magnetic head 43 is normally attached can be visually recognized from the visual recognition portion 41 provided on the side wall of the housing, the position facing the visual recognition portion 41 (the visual recognition portion 41 is viewed from the outside). It is preferable to use a color that can be easily recognized from the outside, such as white or red, for the member located at the position (position that can be seen when looking into). One form of using a color that is easy to recognize includes illumination by an illumination unit, and may be used in combination with setting the color of a member.

The visual recognition portion 41 may be a window portion provided in a hollow resin housing so that an internal space can exist. In this case, by attaching a transparent member to the back side of the window portion, it is possible to achieve both visibility and prevention of dust and the like from entering the inside of the housing.

By providing the viewing unit 41 at any of the positions along the card passage groove 42, particularly the space adjacent to the magnetic head 43, the space in which the skimming magnetic head can be arranged can be visually recognized from the outside of the housing. be able to.

By providing the visual recognition unit 41 in this way, the magnetic head for skimming cannot be arranged at a position invisible from the outside in order for a malicious person to perform skimming. Therefore, the user usually does not need to be aware of it. Just by using it, you can use it without fear of skimming.

Even if some processing is performed to embed the skimming magnetic head, the viewing unit 41 is provided on the front side of the payment information input unit 3 so that it can be seen during normal use, so that the user normally uses it. Can be detected in. In particular, when the concave structure 41a (41b) is provided as a through hole penetrating to the back side of the payment information input unit 3, the opposite side can be seen during normal use, but a magnetic head for skimming or the like is provided. It is easy to understand that something is provided inside the concave structure 41a (41b) by comparing with the case of normal use.

The position where the visual recognition unit 41 is provided is longer than the size of the skimming magnetic head so that there is no space for arranging the skimming magnetic head after the magnetic head 43 is arranged near the card passage groove 42 of the magnetic card. It is preferable to arrange the magnetic head 43 so that there is no gap. For example, as shown in FIG. 5 (B), the card of the magnetic head 43 passes between the support portion 44 for fixing the magnetic head 43 and the fixing boss 32. A visual recognition portion 41 (concave structure 41a, 41b) is provided so that a space longer than the width in the direction along the groove 42 is not vacated.

As a reference for providing the visual recognition unit, the width of the skimming magnetic head (for example, the width equivalent to that of the magnetic head 43) is set in the width direction of the payment information input unit 3 at least in the range where the card passage groove 42 is provided. It is preferable that parts longer than (which can be) do not appear.

The visual recognition unit 41 is preferably provided on both the left and right sides, but may be provided on only one side. In particular, it is effective when the magnetic head 43 is arranged closer to the left or right.

Further, as described above, the visual recognition unit 41 may be arranged in consideration of the rigidity of the payment information input unit 3. For example, a plurality of concave structures 41a and 41b may be provided on each of the left and right sides between the magnetic head 43 and the outer surface of the side wall of the housing, which makes it difficult to arrange the magnetic head for skimming and further. The strength of the payment information input unit 3 can be improved.

Further, for example, the light guide unit 46 such that the indicator 45 arranged inside the payment information input unit 3 is configured by lighting such as an LED, the light is routed to the visual recognition unit 41, and the light is irradiated to the inside of the visual recognition unit 41. May be provided. In that case, for example, during normal use, red light reaches the inside of the concave structure 41a (41b) to make it look red, and when the magnetic head for skimming is arranged, it is blocked and colorless (to be exact, inside the concave structure 41a). By making it look like the color of the housing or black because it is difficult for outside light to reach), it is possible to detect that the user feels something strange during normal use and that the magnetic head for skimming has been placed. Can be done.

As illumination for LEDs and the like, an illumination unit 47 (for example, LED illumination indicating that the magnetic card can be read correctly) other than the indicator 45 is provided directly below or in the vicinity of the concave structure 41a (41b). It may be configured to irradiate the inside of the concave structure 41a (41b).

In either form of the light guide unit 46 and the lighting unit 47, by keeping the payment information input unit 3 lit at all times during operation, it is possible to make it easier for a user who normally uses the light guide unit 46 to recognize it.

Further, since the concave structure 41a (41b) may have a structure in which the inside can be visually recognized, the concave structure 41a (41b) may be configured as an attachment portion for attaching a strap or the like.

Further, an occupying member may be provided at the position of the above-mentioned visual recognition unit 41. Specifically, another structure may be arranged adjacent to the magnetic head 43, or the magnetic head may have a size close to the width of the housing of the payment information input unit 3 as a module of the magnetic head 43. The width of the housing of the payment information input unit 3 may be close to the width of the module of 43. In this case, the members constituting the module of the magnetic head 43 function as the occupied members.

In either case, the skimming magnetic head is arranged by occupying the space for arranging the skimming magnetic head by arranging the occupying member between the magnetic head 43 and the housing of the payment information input unit 3. You can prevent that. In particular, when another occupied member is provided by arranging another structure, the occupied member may be formed as a part of the housing of the payment information input unit 3 or the payment information may be provided so that the occupied member will not be removed. It is preferable that the control unit of the input unit 3 is integrally formed with the circuit board on which the control unit or the like is arranged.

Further, in order to configure the fixing screw 32a for fixing the payment information input unit 3 to the exterior of the portable payment terminal 1 or the housing of the payment information input unit 3 with two parts, the front side and the back side, and to fit them. The fixing boss 32 through which the fixing screw 32b of the above is inserted may be provided as an occupying member. In this case, since the fixing boss 32 provided at the corner of the housing is usually arranged slightly inside, the fixing boss 32, the fixing boss 32, and the skimming magnetic head are considered for fixing. It is preferable that the boss 32 is arranged at a position where a gap for arranging the magnetic head for skimming is not formed between the boss 32 and the magnetic head 43 and the side wall of the housing. As an example of the size of the magnetic head for skimming, it may be considered that it is equivalent to the size of the magnetic head 43.

The concave structures 41a and 41b of the present embodiment are visually recognizable 41 that make the vicinity of the MSR4 visible, and the vicinity of the MSR4 is occupied by the portion forming the peripheral wall of the concave structures 41a and 41b, and skimming. It interferes with the placement of the magnetic head. That is, it functions as a visible portion and an occupying member, and skimming can be prevented more effectively.

In this case, the concave structure 41a (41b) formed on the front side of the housing may be provided so as to project toward the back side at least to the position where the MSR4 is arranged.

FIG. 6 is a side view of the payment information input unit 3 according to the present embodiment. As shown in FIG. 6, the cover 3a of the payment information input unit 3 can be opened at a right angle to the housing. By doing so, when the customer inputs the password or the like to the operation unit 2, it is possible to hide the hand from the sales staff or the like above the payment information input unit 3 and protect the customer's security. Can be done.

FIG. 7 is a rear view of the payment information input unit 3 according to the present embodiment.

Ribs 33 are provided along the three sides of the back surface of the payment information input unit 3 excluding the upper side. The rib 33 avoids screw holes 32a corresponding to the fixing boss 32 for fixing the payment information input unit 3 to the main body 1a of the portable payment terminal 1 on both sides of the lower end portion of the payment information input unit 3. It is provided in this way. In FIG. 7, the ribs extending from the left and right to the upper side reach the upper surface of the payment information input unit 3, extend to the front surface side of the upper surface, and are continuously provided up to the fitting claw 31. The rib 33 has a dustproof structure in a state where the payment information input unit 3 is mounted on the portable payment terminal 1.

Further, a plurality of conductive portions 34 are provided on the back surface of the payment information input unit 3. As described above, when the payment information input unit 3 is attached to the main body 1a of the portable payment terminal 1, when the lower end side of the payment information input unit 3 is brought closer to the main body 1a side after hooking the fitting claw 31, the main body It can come into contact with the metal member 13 on the substrate side arranged in the accommodating portion 12 of 1a to establish continuity between the payment information input unit 3 and the portable payment terminal 1.

It is preferable that the metal member 13 is elastically deformed with the attachment of the payment information input unit 3 in order to ensure continuity with the payment information input unit 3 at a plurality of points. Further, when the payment information input unit 3 is attached, the pressing force applied is larger on the side closer to the center of rotation. Therefore, two conductive portions 34 are provided on the lower end side of the housing of the payment information input unit 3. It is provided so as to be lined up parallel to the wall surface on the lower end side, and on the side close to the fitting claw 31, a plurality of conductive portions 34 are provided so that the distance from the fitting claw 31 is different, so that each conductive portion 34 is provided. The applied load can be made uniform.

Further, a connector 35 for connecting a signal line for transmitting / receiving information between the payment information input unit 3 and the portable payment terminal 1 is provided. The signal line may be, for example, a printed circuit board such as an FPC (Flexible printed circuit board), or a connector may be connected to each other when the payment information input unit 3 is attached.

In that case, since the signal line can be connected only by attaching the payment information input unit 3, the assembly workability can be improved. In this case, since it is necessary to connect the connectors to each other in conjunction with the rotation, the reliability of the connection can be improved by providing the connector on the fitting claw 31 side which is the center of rotation, while the type of connector to be used. When the connector has a certain height, the connector is provided at a position away from the fitting claw 31 which is the center of rotation, that is, on the lower end side of the payment information input unit 3, so that the connectors are connected to each other by rotation. Even so, the other connector can be brought close to one connector substantially perpendicularly, the load on the connector can be reduced, and the reliability of mounting can be improved.

Further, the signal line may be provided instead of a part of the conductive portion 34. Specifically, for example, an electric contact for a signal line is provided instead of the conductive portion 34 arranged at the portion closest to the fitting claw 31, thereby connecting the payment information input unit 3 and the portable payment terminal 1 side. Signals may be transmitted and received. In this case, it is preferable to provide the electric contact on the fitting claw 31 side which is the center of rotation in order to surely take the electric contact.

Further, a plurality of fitting protrusions 36 are provided on the upper end portion of the payment information input unit 3 so as to sandwich the fitting claw 31. When it is attached to another portable payment terminal different from the portable payment terminal 1 described in detail in the above embodiment, it can be fixed by using the fitting protrusion 36 instead of the fitting claw 31. There is. The fitting protrusion 36 is also provided with a screw hole 36a so that the fitting protrusion 36 can be fixed with a screw so as to penetrate the fitting protrusion 36 as needed.

Further, the payment information input unit 3 has a partition member 37 on the back side thereof. The partition member 37 can provide electrical insulation from the substrate or the like provided in the accommodating portion 12 of the main body 1a of the portable payment terminal 1.

In the present embodiment, the partition member 37 is fixed with screws on the back side of the payment information input unit 3, and the internal space of the payment information input unit 3 is substantially sealed by the partition member 37.

As a result, the insulation of the payment information input unit 3 as a single unit can be ensured, and it is surely prevented that the payment information input unit 3 is unexpectedly electrically connected to the portable payment terminal 1 side other than the conductive portion.

FIG. 8 is a cross-sectional view of the portable payment terminal 1 in which the payment information input unit 3 is mounted on the main body 1a of the portable payment terminal 1.

As shown in FIG. 8, a battery 13 is arranged on the back side of the payment information input unit 3, and is housed in the main body 1a by the battery cover 13a.

The printing unit 4 is arranged on the upper side of the battery cover 13a, and is adjacent to a power supply board (not shown) arranged near the battery terminal provided on the printing unit 4 side. Since the printing unit 6 is arranged adjacent to the power supply board, it is not necessary to route the high voltage required to drive the printing unit 6 in the main body 1a. Further, the payment information input unit 3 is arranged so as to straddle both the battery 13 and a part of the printing unit 6, but the partition member 37 effectively insulates the two.

Further, the partition member 37 is provided between one side surface of the payment information input unit 3 where the magnetic card intake port 42a is provided and the other side surface where the magnetic card discharge port 42b is provided. By interposing the partition member 37 between one side surface and the other side surface in this way, the partition member 37 can exert a drag force against the load applied in the width direction when gripping the payment information input unit 3. , The strength of the payment information input unit 3 can be improved. In this respect, the same effect is exhibited when the payment information input unit 3 is incorporated into the portable payment terminal.

A step 37a is provided on the partition member 37 near the upper end of the MSR4 of the payment information input unit 3, and a connector 35 for supplying power from the battery 13 is arranged so as to come to the front side of the step of the step 37a. ing. Further, the partition member 37 corresponding to the position where the connector 35 is arranged is provided with an opening, and the FPC drawn from the connector 35 is pulled out to the main body 1a side (battery 13 side).

This configuration prevents the connector 35 from protruding toward the back side of the partition member 37 located at a position facing the MSR 4, and facilitates mounting of the payment information input unit 3 on the main body 1a.

The claw receiving portion 11 that receives the fitting claw 31 is integrally formed with the resin that constitutes the paper ejection port 61 of the printing unit 6.

The present invention is not limited to the above-described embodiment, and various modifications can be made based on the gist of the present invention, and these are not excluded from the scope of the present invention.

In particular, in the above-described embodiment, the description has been made from the viewpoint of preventing skimming, but the present invention is not limited to this, and other features can also be exhibited effectively.

For example, a fitting claw 31 is provided above the housing and a fixing boss 32 is provided below the housing so that the payment information input unit 3 can be mounted on a plurality of portable payment terminals. .. By doing so, the payment information input unit 3 can be attached to the member (main body 1a in the above embodiment) forming the main body of the portable payment terminal with a simple configuration.

As one aspect of the present invention, as described above, in a device that accepts payment processing using a magnetic card such as a credit card, at least a part around a magnetic head for reading magnetic information from the magnetic card is visually recognized from the outside. It is characterized by adopting a structure that can prevent the mounting of a magnetic head or the like for skimming purposes by eliminating the dead space around the magnetic head as much as possible.

Further, as another aspect of the present invention, the structure is not limited to the skimming countermeasure structure described above, and for example, a payment information reading device having no skimming countermeasure structure is also widely targeted. Specifically, there are many devices that accept payment processing using a magnetic card, for example, not only the appearance design but also a printer such as a receipt, an electronic money reader, a dedicated terminal such as a ticketing function, and these functions are appropriately combined. The functionalized composite terminal body is positioned as a shared unit (common module) to have a common payment function and become a portable payment terminal, and has a structure that is easy to adapt to different types of terminal bodies. There is also a feature in terms of points.

Here, since the payment information reader is provided with a slit for laterally pulling the magnetic card and an insertion portion for inserting the IC card, the user's operability should be ensured when it is mounted on the portable payment terminal main body. In particular, it is preferable that the slit for laterally pulling the magnetic card is arranged at the end of the portable payment terminal.

The IC card insertion portion is preferably arranged on the side surface of the main body so that the portable payment terminal can be inserted and removed with the other hand while being held by one hand.

Therefore, one end (lower end) of the payment information reading device is composed of a wall portion forming a horizontal pull slit of the magnetic card, and an IC card insertion portion is provided on one side surface of the payment information input device. By simply mounting such a payment information reader on the terminal body, a slit for horizontal pulling of the magnetic card can be arranged on one end side of the portable payment terminal, and the one end side of the portable payment terminal can be arranged. It is possible to arrange the insertion portion of the IC card on the side portion.

Further, on the back surface of such a payment information reading device on the opposite side to the one side where the key operation unit is provided, a partition plate that also serves as an inner cover is fitted inside both side walls of the payment information input device. In the state of being incorporated into the terminal body, both side walls correspond to the grip portion of the user, and the rigidity of the payment information reading device can be increased.

(Additional note)
With the housing
A payment information reading unit provided in the housing for reading payment information,
An output unit for outputting the payment information read by the payment information reading unit to an external device,
With the fitting claws provided at one end of the housing,
A payment information reading device including an engaging portion provided at the other end of the housing.

1 Portable payment terminal 1a Main body 11 Claw receiving part 2 Operation part 2a Ten-key part 2b Contact type IC card insertion slot 2d Contact type IC card reader 3 Payment processing unit 3a Cover 31 Fitting claw 32 Fixing boss 32a Fixing screw 32b Fixing Screw 41a Concave structure 41b Concave structure 5 Display unit 6 Printing unit 61 Paper ejection port

Claims (1)

With the housing
A passage groove provided on the front of the housing and for passing a magnetic card used for payment,
A magnetic reading means for reading payment information from the magnetic card passing through the passage groove, and
A first side surface of the side wall of the housing provided with an intake port for inserting the magnetic card into the passage groove, and
A second side surface of the side wall of the housing provided with a discharge port for discharging the magnetic card from the passage groove, and
It is provided with a visual recognition unit that makes the space adjacent to the magnetic reading means visible between the first side surface and the second side surface visible.
The passage groove is arranged so as to extend in parallel adjacent to the first side surface of the housing and one side surface orthogonal to the second side surface.
The magnetic reading means is arranged between the passage groove and the one side surface.
The visual recognition part
Provided on the front of the housing
Wherein between the passage groove and the one side surface, it is provided so as to be side by side with the previous SL magnetic read means passing direction of the magnetic card, and,
In passing direction of the magnetic card, said between the magnetic reading means and said first side and said second side, is formed so as not long space is empty than the width of said magnetic reading means, a recess A payment information reader characterized by.

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