KR101001759B1 - Financial Automation Equipment - Google Patents

Abstract

Disclosed are an automated teller machine that can provide ease of mounting a withdrawal module. The automatic teller machine is arranged so that the withdrawal hole is formed, the main unit which is mounted inside the housing to transfer the paper medium, the inlet end is adjacent to the outlet of the main unit, and the outlet end is exposed to the outside through the withdrawal hole. It includes an extension unit that is mounted to be relatively rotatable to the main unit so that the height of the stage can be changed. The extension unit may be selectively rotated relative to the main unit, and the height of the exit end thereof may be changed, and may be mounted to be exposed to the outside through the withdrawal hole.

Main unit, extension unit, withdrawal hole, height, rotation, guide member, elastic member

Description

Financial Automation Equipment {CASH TRANSACTION MACHINE}

1 is a perspective view showing the structure of a conventional automatic teller machine.

2 is a configuration diagram showing the structure of a withdrawal module as a conventional automatic teller machine.

3 is a cross-sectional view for explaining a mounting structure of a withdrawal module as a conventional automatic teller machine.

4 is a cross-sectional view showing the structure of an automatic teller machine according to the present invention.

5 is a side view showing the structure of a withdrawal module as an automatic teller machine according to the present invention.

6 is a side view showing the structure of an automated teller machine according to another embodiment of the present invention.

7 and 8 are a side view and a plan view showing the structure of the automatic teller machine according to another embodiment of the present invention.

<Explanation of symbols for the main parts of the drawings>

110: automatic teller machine 120: housing

130: withdrawal module 140: main unit

170: extension unit 200: hinge

210: guide member 220: elastic member

230: guide plate

The present invention relates to an automated teller machine, and more particularly, to an automatic teller machine that can prevent damage and deformation that may occur when the withdrawal module is mounted and can provide ease of installation.

The automated teller machine is an automated device that can provide basic financial services such as deposit or withdrawal without a bank employee regardless of time and place with respect to financial services.

The automated teller machines can be divided into cash dispensers and cash dispensers according to whether or not they are withdrawn.In recent years, the automated teller machines have been used for various purposes such as cash withdrawals, check deposits, bank accounts, payment of giro fees, ticket releases, etc. have.

1 is a perspective view showing the structure of a conventional automatic teller machine, Figure 2 is a configuration diagram showing the structure of a withdrawal module as a conventional automatic teller machine.

As shown in Figures 1 and 2, the conventional automated teller machine 10 is configured to include a housing 20 to form an appearance, each of the plurality of modules installed in the housing 20 to be distinguished for each functional unit, The module for each function includes a magnetic card reading module, a bankbook arranging module, a user interface module, a withdrawal module, and the like.

The magnetic card reading module is installed to be exposed to the outside through the card input unit 21, and the user interface module is installed to be exposed to the outside through the display screen 23 or the key input unit 25.

The withdrawal module 30 is mounted in the housing 20 as a direct discharge method, and is installed such that the outlet end thereof is exposed to the outside through the withdrawal hole 27 formed in the front of the housing 20.

The withdrawal module 30 is fixedly installed to extend from the lower unit 50 and the lower unit 50 to be detachably coupled to the upper unit 60, the upper unit 60, and the outlet end thereof is the withdrawal hole. It is configured to include an extension unit 70 exposed to the outside through the (27).

The lower unit 50 is provided with one or two or more cash cassettes (cash cassette) 51 that accommodates the cash, withdraw cash from the cash cassette 51 to the upper unit 60 and the extension unit 70, respectively The conveying means for conveying to the hole 27 is provided. The transfer means comprises a plurality of transfer belts 82 for transferring cash while circulating a predetermined transfer path and a plurality of transfer rollers 84 defining movement trajectories of the circulation transfer belt 82.

In the withdrawal module 30, cash prepared according to a cash request signal may be provided in a stack unit through the withdrawal hole 27. However, since the cash cassette 51 that holds the cash provides only the cash in units of sheets, the process of temporarily loading the cash is required to provide the cash in the stack unit in the withdrawal module 30. To this end, the upper unit 60 moves up and down along a predetermined path so that cash delivered from the cash cassette 51 can be provided to the customer in a stack unit, and a temporary stack unit for selectively loading cash ( A temporary stacking section 62 is provided.

Meanwhile, FIG. 3 is a side view for explaining a mounting state of a withdrawal module as a conventional automatic teller machine.

As shown in FIG. 3, the withdrawal module 30 as described above is inserted from the rear of the housing 20 and mounted so that the outlet end of the extension unit 70 is exposed to the outside through the withdrawal hole 27.

However, in the conventional automated teller machine, there is a problem that it is very difficult to adjust the mounting height of the withdrawal module 30 when the mounting height does not match when the withdrawal module 30 is mounted inside the housing 20.

That is, in order for the exit end of the extension unit 70 to be exposed to the outside through the withdrawal hole 27, the withdrawal module 30 is installed in the state where the mounting height of the extension unit 70 and the height of the withdrawal hole 27 are exactly matched. It must be mounted inside the housing 20. However, if the mounting height of the withdrawal module 30, that is, the height of the exit end of the extension unit 70 does not match the height of the withdrawal hole 27 due to design and manufacturing errors or carelessness of the operator, the housing 20 and withdrawal In order to match the mounting height between the modules 30, the height of the withdrawal module 30 must be adjusted or the position of the withdrawal hole 27 itself must be changed. However, this operation is very difficult and inconvenient.

In addition, when the withdrawal module 30 is forcibly mounted in the housing 20 while the height of the outlet end of the extension unit 70 does not match the height of the withdrawal hole 27, There is a problem that the front end portion is in contact with the inner wall surface of the housing 20 and breakage and deformation occur in the mutual contact portion, thereby deteriorating the mounting and reliability.

Accordingly, an object of the present invention is to provide an automated teller machine that can provide ease of mounting.

In particular, it is an object of the present invention to provide a financial automation device that can be easily mounted by varying the height of the outlet end of the extension unit without changing the height of the entire withdrawal module or the height of the withdrawal hole of the housing.

In addition, an object of the present invention is to provide a financial automation device capable of relieving the burden caused by design and manufacturing errors and preventing damages and deformations that may occur when mounting a withdrawal module.

According to a preferred embodiment of the present invention for achieving the above object of the present invention, the automatic teller machine is a housing having a withdrawal hole, a main unit which is mounted inside the housing and conveys a paper medium, the inlet end of the outlet of the main unit And an extension unit disposed adjacent to the outlet and exposed to the outside through the withdrawal hole, and selectively mounted to the main unit so that the height of the outlet can be changed.

The main unit and the extension unit constitute a withdrawal module including a cassette in which the paper medium is stored and a conveying means for transferring the paper medium. In the present invention, the withdrawal module is a device including a withdrawal function, and both the withdrawal module and the withdrawal module may be understood as a withdrawal module. In addition, the paper medium handled by the withdrawal module is a sheet-shaped object having a certain value such as a bill, a check, a gift certificate, a ticket, etc., and its material is made of a material that can replace paper such as a plastic thin film. Can be.

Conventionally, when mounting the withdrawal module including the main unit and the extension unit inside the housing, the mounting height of the withdrawal module, that is, the height of the exit end of the extension unit does not match the height of the withdrawal hole due to design and manufacturing errors or inadvertent operator's care. If not, it was very difficult to adjust the mounting height of the withdrawal module, but in the present invention, if the mounting height between the housing and the withdrawal module does not exactly match, the extension unit is simply rotated relative to the main unit without the need to adjust the height of the entire withdrawal module. The mounting height of the unit can match the height of the withdrawal hole.

Inside the housing may be provided with a guide member for guiding the outlet end of the extension unit to the withdrawal hole of the housing. The guide member is formed to have an enlarged diameter away from the withdrawal hole, so that as the exit end of the extension unit approaches the withdrawal hole, the extension unit contacts the guide member and the outlet end can be rotated to guide the withdrawal hole of the housing. do. The guide member may be formed in various shapes that are elastically movable with respect to the housing so that the impact generated when the extension unit is in contact can be alleviated, and in some cases, may also be provided in a block form. In addition, the guide member may be integrally formed with the housing, and in some cases, may be detachably coupled so as to be replaced with a guide member having a different inclination and size according to a required condition.

On the other hand, the withdrawal module may be provided with an elastic member, one end is connected to the main unit and the other end is connected to the extension unit so that the relative rotation of the extension unit with respect to the main unit can be made elastically, the paper of the main unit and the extension unit One end may be disposed to span the main unit so that the medium transfer path may be continuously connected, and the other end may be disposed to span the extension unit to provide a guide plate defining a transfer path of the paper medium between the main unit and the extension unit. .

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings, but the present invention is not limited or limited by the embodiments. In describing the present invention, a detailed description of well-known functions or constructions may be omitted for clarity of the present invention.

4 is a cross-sectional view showing the structure of the automated teller machine according to the present invention, and FIG. 5 is a side view showing the structure of the withdrawal module according to the present invention.

Hereinafter, the present invention will be described with an example applied to the withdrawal device of the automatic teller machine. Here, the withdrawal device is a device including a withdrawal function, and both the withdrawal module and the withdrawal module may be understood as withdrawal device.

As shown in Figures 4 and 5, the automated teller machine 110 according to an embodiment of the present invention is a housing 120 forming an appearance, a number of differently installed in the housing 120, each distinguished by functional units The module includes a module, and the module for each function includes a magnetic card reading module, a bankbook arranging module, a user interface module, a withdrawal module, and the like.

The magnetic card reading module is installed to be exposed to the outside through a card input unit, and the user interface module is installed to be exposed to the outside through a display screen or a key input unit.

The withdrawal module 130 is mounted in the housing 120 as a direct discharge method, and is installed such that the exit end thereof is exposed to the outside through the withdrawal hole 127 formed in the front of the housing 120.

The withdrawal module 130 is mounted in the housing 120 to transfer the paper medium, the main unit 140, the inlet end is adjacent to the outlet of the main unit 140 and the outlet end withdrawal hole 127 It is disposed to be exposed to the outside through the extension unit 170 is mounted to be rotatably mounted to the main unit 140 so that the height of the outlet end can be selectively changed.

In addition, each component of each of the units 140 and 170 may be installed between a pair of frame plates facing each other and spaced apart from each other (see 142 and 172 of FIG. 8), and transmits power to the frame plates 142 and 172. The structure can be installed to be exposed to the outside, this power can be transmitted to each gear or the circular transfer belt by a power transmission structure using a belt.

The main unit 140 may be configured to include the upper unit 160, the lower unit 150 is detachably coupled to the upper unit 160. The lower unit may be provided with one or two or more cassettes 151 containing paper media, and the upper unit is provided with a transfer means for transferring the paper media of the cassette 151 to the withdrawal hole 127. The conveying means may include a plurality of conveying belts 177 for conveying a paper medium while circulating a predetermined conveying path and a plurality of conveying rollers 178 defining movement trajectories of the conveying belts 177. . In the embodiment of the present invention has been described by way of example, the conveying path of the paper medium is configured to be defined by the circulation conveyance belt, in some cases the conveyance path of the paper medium by the usual conveying means such as guide plates instead of the circulation conveyance belt Can be configured to be defined.

In the withdrawal module 130, a paper medium prepared according to a request signal may be provided in a stack unit through the withdrawal hole 127. However, in the cassette 151 which holds the paper medium, since the paper medium is provided only in sheets, the process of temporarily loading the paper medium in the withdrawal module 130 is to provide the paper medium in the stack unit. need. To this end, the upper unit 160 moves up and down along a predetermined path so that the paper medium transferred from the cassette 151 can be provided to the customer in a stack unit, and a temporary stack unit for selectively loading the paper medium ( temporary stacking section) 162 may be provided.

The extension unit 170 is disposed such that the inlet end thereof is adjacent to the outlet of the main unit 140 and the outlet end is exposed to the outside through the withdrawal hole 127 so that the paper medium transferred from the main unit 140 is withdrawn. To be transferred to the (127) side. To this end, the extending unit 170 is provided with a conveying means for conveying the paper medium transferred from the main unit 140, the conveying means of the extending unit 170 is the same or the same as the conveying means of the main unit 140. It can be composed of four ordinary transport means.

In addition, the extension unit 170 is mounted to the lower portion of the inlet end relative to the main unit 140 so that the height of the outlet end can be selectively changed. The relative rotation of the extension unit 170 with respect to the main unit 140 may be made as the frame plate 172 of the extension unit 170 and the frame plate 142 of the main unit 140 are rotatably connected. Each of the frame plates 142 and 172 may be connected by a conventional hinge 200.

In the embodiment of the present invention, the hinge 200 is described as an example formed on the lower end of the extension unit 170, but in some cases rotatably connecting each of the frame plate (142,172) according to the design conditions and required conditions The hinge may be configured to be disposed in the central portion or the upper end of the extension unit 170.

The paper medium discharged from the cassette 151 by this configuration is conveyed by the conveying means of the main unit 140, is loaded in the temporary stack portion 45 by a predetermined amount and then conveyed in stack units, and finally extended. Through the transfer means of the unit 170 may be transferred to the withdrawal hole 127.

As the withdrawal process is completed, the customer can receive the requested paper medium through the withdrawal hole 127.

In addition, the paper medium discharged from the cassette 151 is passed through a sensor (not shown) while being transported by the conveying means of the main unit 140, the sensor is a double sheet of paper medium ( double sheets), damage to banknotes, authenticity of paper currency, and counterfeiting.

In this case, if the paper medium passing through is not able to make a normal transaction, a moving plate (not shown) moves to the entry space to block the upper part of the temporary stack unit 162, and the transferred paper medium is an open recovery unit ( 164).

On the other hand, the withdrawal module 130 as described above may be removed from the housing 120 for reasons such as maintenance and repair or replacement of the cassette. Conventionally, when mounting the withdrawal module 130 inside the housing 120, the mounting height of the withdrawal module 130, that is, the height of the exit end of the extension unit 170, may be increased due to a design error or carelessness of an operator. If it does not match the height of the extension unit 170 is in contact with the inner wall surface of the housing 120 not only breakage and deformation occurs, it was very difficult to adjust the mounting height of the withdrawal module 130.

However, in the present invention, the extension unit 170 of the withdrawal module 130 is rotated up and down with respect to the main unit 140 and the height of the exit end of the extension unit 170 may be selectively changed. Therefore, even if the mounting height between the housing 120 and the withdrawal module 130 does not exactly match, the mounting height of the extension unit 170 is simply rotated by the extension unit 170 without the need to adjust the height of the entire withdrawal module 130. And the height of the withdrawal hole 127 can be matched.

As described above, the present invention allows the extension unit 170 to be rotated relative to the main unit 140 and the exit end height of the extension unit 170 can be selectively changed, thereby allowing the withdrawal module 130 to be more easily and stably housingd. It can be mounted inside the (120). In addition, when the withdrawal module 130 is mounted, the extension unit 170 and the housing 120 may be prevented from being damaged and deformed.

On the other hand, Figure 6 is a side view showing the structure of an automated teller machine according to another embodiment of the present invention.

In addition, the same or equivalent portions as those in the above-described configuration are denoted by the same or equivalent reference numerals, and a detailed description thereof will be omitted.

As shown in FIG. 6, the automated teller machine 110 according to another embodiment of the present invention includes an extension unit 170 mounted to the housing 120, the main unit 140, and the main unit 140 so as to be relatively rotatable. And a guide member 210 for guiding the outlet end of the extension unit 170 to the withdrawal hole 127 of the housing 120 inside the housing 120.

The guide member 210 is provided inside the housing 120 to be adjacent to the withdrawal hole 127 so that the height of the exit end of the extension unit 170 when the withdrawal module 130 is inserted from the rear of the housing 120 is increased. If the height of the withdrawal hole 127 does not match, the exit end of the extension unit 170 may be guided to the withdrawal hole 127.

That is, the guide member 210 is formed to have an expanded diameter as it moves away from the withdrawal hole 127, and the extension unit 170 guides as the exit end of the extension unit 170 approaches the withdrawal hole 127. The outlet 210 may be rotated to be in contact with the member 210 and the outlet end thereof may be guided to the withdrawal hole 127 of the housing 120.

The guide member 210 may be formed in various shapes that can be elastically flowable with respect to the housing 120 so that the impact generated when the extension unit 170 is in contact. For example, the guide member may be provided in a cantilever manner fixed to only one side of the inner wall surface of the housing 120 to be elastically flowable with respect to the housing 120, or may be provided in a so-called funnel shape. .

In the exemplary embodiment of the present invention, the guide member is described as an example having a plate shape, but in some cases, the guide member may be configured in the form of a block having an inclined surface at the center thereof. In addition, the guide member may be integrally formed with the housing by injection or welding, and in some cases, may be selectively separated from the housing.

On the other hand, Figures 7 and 8 are a side view and a plan view showing the structure of the automated teller machine according to another embodiment of the present invention.

As shown in FIGS. 7 and 8, the withdrawal module 130 has one end connected to the main unit 140 so that a relative rotation of the extension unit 170 with respect to the main unit 140 can be made elastically. The other end may be provided with an elastic member 220 connected to the extension unit 170.

As the elastic member 220, a normal spring or the like may be used, and the installation position of the elastic member 220 may be freely provided under the condition that the elastic unit 220 may be provided with an elastic force according to the design environment and required conditions. can be changed.

By the elastic member 220, the extension unit 170 may be rotated more smoothly with respect to the main unit 140, when the withdrawal module 130 is detached from the housing 120 of the elastic member 220 The extension unit 170 may be horizontally supported by the elastic force.

In addition, the withdrawal module 130 may be provided with a guide plate 230 for defining a transfer path of the paper medium between the main unit 140 and the extension unit 170. That is, one end of the guide plate 230 is disposed so as to hang on the main unit 140 and the other end is disposed so as to hang on the extension unit 170, and the paper between the main unit 140 and the extension unit 170. Allows the transport path of the medium to be defined.

The guide member 210 is a frame plate 142 or an extension unit of the main unit 140 so as to be disposed between the circulation transfer belt 177 constituting each of the transport means of the main unit 140 and the extension unit 170. It may be coupled to any one side of the frame plate 172 of (170). The guide member 210 coupled as described above defines a transfer path of the paper medium between the main unit 140 and the extension unit 170, and the paper medium transfer path of the main unit 140 and the extension unit 170 is Allows to be connected continuously.

Such a structure has no jam as the paper medium transfer path is bent between the main unit 140 and the extension unit 170 when the extension unit 170 is rotated with respect to the main unit 140. It is possible to prevent the paper medium of the main unit 140 to be stably transferred to the extension unit 170.

In addition, other components except for the elastic member 220 and the guide plate 230 are the same as the above-described embodiments, the same reference numerals are given to the same parts, and detailed description thereof will be omitted.

As described above, according to the automatic teller machine according to the present invention, the extension unit is rotated relative to the main unit and the height of the exit end of the extension unit can be selectively varied, thereby dispensing the withdrawal module including the extension unit of the housing. It can be easily mounted inside.

In particular, when the mounting height error occurs between the housing and the withdrawal module, the withdrawal module can be easily installed by simply changing the exit end height of the extension unit without changing the height of the withdrawal hole of the housing or adjusting the height of the entire withdrawal module. .

In addition, the present invention allows the extension unit of the withdrawal module to be rotated with respect to the main unit when the housing and the withdrawal module is in contact, thereby eliminating the burden due to design and manufacturing errors.

As described above, although described with reference to a preferred embodiment of the present invention, those skilled in the art will be variously modified and changed without departing from the spirit and scope of the invention described in the claims below I can understand that you can.

Claims (7)

A housing in which a withdrawal hole is formed; A main unit mounted inside the housing to transfer a paper medium; And An extension unit is arranged so that the inlet end is adjacent to the outlet of the main unit and the outlet end is exposed to the outside through the withdrawal hole, and selectively mounted on the main unit so that the height of the outlet end can be changed. Financial automation equipment, including; The method of claim 1, And a guide member provided inside the housing adjacent to the withdrawal hole to guide the exit end of the extension unit to the withdrawal hole. The method of claim 2, And the guide member is formed to have an expanded diameter as it moves away from the withdrawal hole. The method of claim 2, And the guide member is formed to be elastically movable with respect to the housing. The method of claim 2, The guide member is formed integrally with the housing or financial automation device, characterized in that detachably coupled to the housing. The method of claim 1, And an elastic member having one end connected to the main unit and the other end connected to the extension unit so that relative rotation of the extension unit with respect to the main unit can be made elastically. The method of claim 1, One end is disposed so as to hang on the main unit and the other end is disposed so as to hang on the extension unit, characterized in that it further comprises a guide plate for defining the transfer path of the paper medium between the main unit and the extension unit Financial automation equipment.

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