KR20050026138A - Settlement system and method using mobile communication terminal - Google Patents

Abstract

A payment system using a mobile communication terminal is disclosed. The payment system reads user information including an assigned number in a short range wireless communication environment and RF-ID of an article located within a predetermined distance area and transmits it wirelessly, and provides price information of the article corresponding to the read RF-ID. Mobile phone that receives, displays and transmits the purchase selection signal of the inputted goods, registers user information sent from the mobile phone, calculates the price of the item corresponding to the RF-ID transmitted from the mobile phone, stores it and sends it to the mobile phone, and selects the purchase from the mobile phone. Host receiving payment request information of the goods by receiving a signal, and receiving the payment request information from the host generates payment preparation information for requesting payment approval on the mobile phone to send to the mobile phone and the acceptance signal for payment preparation information from the mobile phone Receive payment and receive payment completion information to host It consists of a contractor.

Description

Payment system and method using mobile communication terminal {SETTLEMENT SYSTEM AND METHOD USING MOBILE COMMUNICATION TERMINAL}

The present invention relates to a payment system and method, and more particularly, a mobile phone capable of processing payments directly between a user and a store operator by directly requesting a payment from a store operator by a user who is a shopping party with respect to an item shopped in a store. It relates to a payment system and method using.

As society develops, the shopping patterns of users for purchasing goods are diversified. This type of shopping can be largely divided into offline and online shopping. In the case of off-line, large discount marts are popular because users can purchase large quantities of goods at low prices and check and purchase the goods directly at low prices. In addition, in the case of online, since the article is provided to the user through a web page on the Internet, there is an advantage in that the article can be sold at a low price without requiring a store.

In general, in a large discount mart, the user displays the goods to purchase while moving the shopping cart, selects them at a store, and loads the shopping cart while shopping. At this time, after shopping is finished, the user can purchase goods through a process in which a cashier reads a bar code attached to the item with a bar code reader and finally makes a payment. .

However, when shopping in this manner, there is a problem in that it takes a lot of time to pay the final amount of the product because it is necessary to read the barcode of the corresponding item in order to pay for the item. In addition, it is necessary to place the goods to be placed on the merchandise for payment, read the barcode of each item, calculate the amount, and move the payment item back to the shopping bag or shopping cart. There is a problem that hassle with payment.

In addition, there is a problem in that a lot of barcode readers are required to read the barcodes of the articles one by one, which requires a lot of costs for establishing a store. In addition, the store operator has a large labor cost burden due to the need to hire a cashier to help pay for the goods using a bar code reader for each cash register.

In addition, the conventional shopping is inconvenient to check the price tag attached to the place where the item is displayed, if the user wants to check the price of the purchased goods. In addition, there is a problem that the user can not determine how much the total amount of the goods stored in the shopping cart for purchase before completing the goods payment.

An object of the present invention for solving the above problems, a payment system that can provide the convenience of shopping to the user who purchases the goods as soon as the payment is completed in a simpler way when paying for the goods to be purchased And providing a method.

Another object of the present invention is to provide a payment system and method that can reduce the cost burden of establishing a store at a lower cost and hiring a cashier to help pay for the goods.

According to the present invention, in the payment system for payment of goods shopped in a store, according to the present invention, the user information including the number assigned in the short-range wireless communication environment and the RF-ID of the goods located within an area of a predetermined distance A mobile phone that reads and transmits the data wirelessly, receives and displays price information of an item corresponding to the read RF-ID and transmits a purchase selection signal of the input item; A host that registers user information transmitted from a mobile phone, calculates and stores an article price corresponding to the RF-ID transmitted from the mobile phone, transmits it to the mobile phone, receives a purchase selection signal from the mobile phone, and transmits payment request information of the article; And receiving payment request information from the host, generating payment preparation information for requesting payment approval from the mobile phone, and transmitting the payment preparation information to the mobile phone. When receiving the acceptance signal for payment preparation information from the mobile phone, payment is processed and the payment completion information is transmitted to the host. Is achieved by a payment system that includes a mobile carrier.

Accordingly, when the host receives the payment completion information from the mobile communication provider, the host deletes the RF-ID of the paid item and passes the paid item from the store.

The payment request information includes a unique ID of a store, a number of a mobile phone, item information selected for purchase, and payment request amount information. In addition, the mobile operator transmits the payment preparation information to the mobile phone in a short message format.

The host stores and transmits the list information of the item corresponding to the RF-ID received from the mobile phone and the price information calculated corresponding to the list of the goods to the mobile phone.

Preferably, the mobile phone has an RF-ID reading unit, a mobile communication module, a short range wireless communication module, an interface unit, and a storage unit.

The RF-ID reading unit reads the RF-ID of the article by being located in a readable region with the article loaded in the cart having a loading part, which is a space where the article is loaded. The mobile communication module performs mutual mobile communication with the mobile communication service provider, receives payment preparation information from the mobile communication service provider, and transmits information on whether or not to be inputted to the mobile communication service provider. The short range wireless communication module performs short range wireless communication with the host, transmits the RF-ID and purchase selection signal of the article read by the user information and the RF-ID reading unit to the host, and reads the RF-ID reading unit from the host. Receive a list of goods and price information. The interface unit includes an RF-ID reading unit, a key for controlling the operations of the mobile communication module and the short-range wireless communication module, and a key for inputting whether to accept or not the purchase selection signal and the payment preparation information, and the article transmitted from the host. Display list and price information. The storage unit stores the RF-ID of the article read by the RF-ID reading unit, the list of articles transmitted from the host and price information corresponding to the RF-ID of the read article.

On the other hand, the host has a short range wireless communication module, a mobile communication module, a product information DB, and a shopping information DB.

The near field communication module performs near field communication with a mobile phone. The mobile communication module communicates with the mobile communication service provider. The commodity information DB stores commodity information located in a store and price information and RF-ID information corresponding to each commodity. The shopping information DB registers user information including the RF-ID assigned to the RF-ID reading unit of the mobile phone transmitted from the mobile phone and the number assigned to the mobile phone, and lists the items corresponding to the RF-ID transmitted from the mobile phone. Save price information.

Preferably, the payment system of the present embodiment further has an RF-ID sensing device located at the boundary line between the store where the goods are placed and the outside. The RF-ID sensing device detects and transmits the RF-ID assigned to the RF-ID reading part of the mobile phone entering and leaving the boundary line and the RF-ID of the article to the host, and responds to the RF-ID of the RF-ID reading part from the host. By receiving a match of the RF-ID of the goods and the RF-ID of the payment of the goods received and generates a beep in case of mismatch.

On the other hand, the object as described above, according to the present invention, the mobile phone reads the RF-ID of the goods loaded in the cart within the readable distance area of the cart and the article, and the number of the mobile phone and the RF-ID reading of the article Transmitting user information including the RF-ID of the RF-ID reading module provided to the host and the RF-ID read by the RF-ID reading unit to the host; Registering, by the host, user information transmitted from the mobile phone, generating an item list corresponding to the RF-ID of the item, calculating a price of the item, and transmitting the item to the mobile phone, the mobile phone receiving and displaying the item list and price information; When the mobile phone selects the purchase selection signal, the mobile device transmits the purchase selection information of the goods stored in the cart to the host, and the host receives the purchase selection information and transmits the payment request information to the mobile carrier, and the mobile service provider transmits the payment request information to the host. Receiving and generating payment preparation information for payment of the goods amount and transmitting the same to a mobile phone; And when the mobile phone receives the acceptance signal to the payment preparation information, the acceptance information is transmitted to the mobile communication provider, and the mobile communication service provider receives the acceptance information to process the payment and transmits the payment completion information to the host, and the host receives the payment completion information. It is achieved by a payment method using a mobile phone comprising the step of deleting the RF-ID of the received and paid item and passing the paid item out of the store.

On the other hand, the mobile phone for applying to the payment system for paying the goods shopped in the store to achieve the above object, has an RF-ID reading unit, a mobile communication module, a short-range wireless communication module, an interface unit, and a storage unit. .

The RF-ID reading unit reads the RF-ID of the article by being located in a readable region with the article loaded in the cart having a loading part, which is a space where the article is loaded. The mobile communication module performs mutual mobile communication with the mobile communication service provider, receives payment preparation information from the mobile communication service provider, and transmits information on whether or not to be inputted to the mobile communication service provider.

The short-range wireless communication module performs short-range wireless communication with a host managing goods and payments in a store, and an RF-ID assigned to the RF-ID reading unit and a number assigned to perform communication with a mobile communication module with a mobile communication service provider. The user information including the and the RF-ID of the article read by the RF-ID reading unit and the purchase selection signal to purchase the article read by the RF-ID reading unit transmits to the host, the RF-ID reading unit from the host Receive a list of read items and price information.

The interface unit inputs an RF-ID reading unit, a key for controlling the operation of the mobile communication module and the short-range wireless communication module, and whether or not the payment preparation information transmitted from the mobile communication service provider corresponds to the purchase selection signal and the purchase selection signal. And a list and price information of the article sent from the host. The storage unit stores the RF-ID of the article read by the RF-ID reading unit, the list of articles transmitted from the host and price information corresponding to the RF-ID of the read article.

According to the present invention, the RF-ID of the article is read and transmitted to the host using a mobile phone having an RF-ID reading unit, and the payment request is made through the keypad provided in the mobile phone by referring to the price information of the article transmitted from the host. By requesting the final payment through a mobile phone, the host deletes the RF-ID of the item for which the final payment was accepted and passes through the store, thereby reducing the time required for payment and providing a more convenient shopping service to the user. . In addition, the mobile phone receives and displays the item list and the item price information corresponding to the RF-ID read through the RF-ID reading unit transmitted from the host, so that the item list and the item price read while shopping can be confirmed in real time. . In addition, the RF-ID detector automatically detects the RF-ID assigned to the RF-ID reading part of the mobile phone and the RF-ID of the item stored in the cart when the user tries to pass through the store with the paid item. The RF-ID sensing device performs the corresponding action according to the result of comparing the matched item and the paid item with the matched item, and when the user tries to pass through the store with the paid item, You can pass through the store quickly without checking the goods.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. It should be noted that the same elements in the figures are represented by the same numerals wherever possible. In addition, detailed descriptions of well-known functions and configurations that may unnecessarily obscure the subject matter of the present invention will be omitted.

1 is a block diagram showing in detail the structure of a mobile phone applied to the payment system of the present invention.

As shown, the mobile phone 100 has a mobile communication module 120, a short-range wireless communication module 130, an interface unit 140, an RF-ID reading unit 160, and a storage unit 170. Here, the interface unit 140 controls the operation of the mobile communication module 120, the short-range wireless communication module 130, and the RF-ID reading unit 160, inputs an external signal to output to the corresponding module and each module It has a plurality of devices for outputting the input signal to the outside corresponding to the operation of. That is, the interface unit 140 includes a microphone 142, a speaker 144, a keypad 146, a display unit 148, and the like.

The mobile communication module 120 is a module that is connected to a base station and a wireless communication network PLMN (Public Land Mobile Network) when performing a mobile communication as a main function of the mobile phone 100 and performs a mobile phone service. Therefore, the mobile phone 100 is provided with a mobile communication antenna 114 for performing mobile communication to transmit and receive the corresponding data.

The short range wireless communication module 130 is a module for wirelessly communicating in a home or a short range within 10m to 100m. The short-range wireless communication module 130 may be applied to Bluetooth technology or short-range wireless LAN technology, the present invention will be described an example of applying the Bluetooth technology. The mobile phone 100 is provided with a Bluetooth antenna 112 for transmitting and receiving corresponding data when performing short-range wireless communication using the short-range wireless communication module 130.

The short range wireless communication module 130 and the mobile communication module 120 transmit and receive commands and data to each other using the HCI interface, and audio data through the PCM interface, as defined in the Bluetooth Spec. .

Meanwhile, the interface unit 140 including the microphone 142, the speaker 144, the keypad 146, the display unit 148, or the like, has a mobile phone 100 having a short range wireless communication (or wireless LAN communication) function or mobile communication. This part is commonly used when operating as a function.

The RF-ID reading unit 160 reads the RF-ID attached to the device within a predetermined distance area. The RF-ID information read by the RF-ID reading unit 160 is transmitted to the host (not shown) by the base station (not shown) via the mobile communication module 120, the short-range wireless communication module 130, and the Bluetooth antenna 112. Is sent).

The storage unit 170 stores a program necessary for the operation of the mobile phone 100, and stores the RF-ID information read by the RF-ID reading unit 160 according to the present embodiment.

In this embodiment, the RF-ID reading unit 160 performs an operation for reading the RF-ID attached to the device when a command for reading the RF-ID is input through the keypad 146. In addition, the short range wireless communication module 130 attempts to set a channel for performing short range wireless communication with a predetermined period every set time.

2 is a block diagram showing a preferred embodiment of a payment system using a mobile phone according to the present invention.

As shown, the payment system consists of a mobile phone 100, a cart 200, a host 700, and a mobile communication provider 800 that provides voice and text communication services to the mobile phone 100 located in a store. .

The mobile phone 100 receives the service provided from the mobile communication service provider 800 using the mobile communication module 120 to perform voice and text communication. As shown in FIG. 1, the mobile phone 100 includes a mobile communication module 120, a short range wireless communication module 130, an interface unit 140, an RF-ID reading unit 160, and a storage unit 170. Have

The cart 200 is a shopping article transport carrier having a loading part 220 in which an article is loaded.

The host 700 manages the goods of the store and the payment of the goods. The host 700 according to the present invention has a short range wireless communication module 720, a mobile communication module 740, a product information DB 760, and a shopping information DB 780.

The short range wireless communication module 720 is a module for communicating with the short range wireless communication module 130 provided in the mobile phone 100. At this time, each module (130,720) transmits and receives a mutual signal depending on the base stations (320,340,360) because the transmission distance of the corresponding signal is short within 10m.

The mobile communication module 740 is a module for performing mutual communication with the mobile communication service provider 800. The product information DB 760 stores a list of items displayed in the store, an RF-ID and price information corresponding to the list of items. The shopping information DB 760 stores the user information including the number of the mobile phone 100 transmitted from the mobile phone 100 and the RF-ID of the article read by the RF-ID reading unit 160 while being loaded into the loading part 220. Information, a list of items corresponding thereto, and price information corresponding to the list of items.

On the other hand, in order for the RF-ID reading unit 160 of the mobile phone 100 to read the RF-ID attached to the goods stored in the premise part 220 of the cart 200, the user may set the mobile phone 100 to the RF-ID. Close to the attached portion, or the mobile phone 100 is placed in the loading part 220 of the cart 200.

Looking at the operation of the payment system using the mobile phone 100 having such a configuration as follows.

When a command for short range wireless communication is input from the interface unit 140, the short range wireless communication module 130 attempts to set a channel for short range wireless communication. Accordingly, a wireless channel is formed with the short range wireless communication module 720 of the host 700 through the base stations 320, 340, and 360.

When the RF-ID reading command is input through the interface unit 140, the RF-ID reading unit 160 reads the RF-ID of the article loaded in the loading part 220 of the cart 200. The short-range wireless communication module 130 stores the RF-ID information of the article read by the RF-ID reading unit 160, the RF-ID assigned to the RF-ID reading unit 160, and the number assigned to the mobile phone 100. Send to host 700.

When the host 700 receives the RF-ID and number of the mobile phone 100 transmitted from the mobile phone 100 through the base stations 320, 340, and 360, and the RF-ID information of the article, the mobile phone 720 receives the mobile phone. The RF-ID and the number 100 are registered in the shopping information DB 740. In addition, the host 700 searches the received RF-ID information from the product information DB 760 to find an article corresponding to the searched RF-ID. The host 700 generates a list of items corresponding to the RF-ID and calculates a price for each item. The host 700 stores the generated item list and the calculated price information in the shopping information DB 780 corresponding to the registered mobile phone 100 number. In this case, the host 700 transmits the item list and the price information to the mobile phone 100 through the short range wireless communication module 720.

The mobile phone 100 receives a list of goods and price information transmitted from the host 100 and displays them on the display unit 148 of the interface unit 140. At this time, the mobile phone 100 stores the goods list and price information received from the host 100 in the storage unit 170.

When the shopping completion signal is input through the keypad 146 of the interface unit 140, the mobile phone 100 inputs a purchase selection signal of a user who wants to purchase an item of the RF-ID read by the RF-ID reading unit 160. Determine whether or not. When the purchase selection signal is input, the mobile phone 100 transmits purchase selection information to the host 700 through the short range wireless communication module 130.

When the short-range wireless communication module 720 receives the purchase selection information, the host 700 pays for the price of the items stored in the shopping information DB 780 corresponding to the mobile phone 100 number according to the received purchase selection information. The request payment request information is transmitted to the mobile communication service provider 800 through the mobile communication module 740. In this case, the payment request information may include a unique ID of the store, a mobile phone 100 number, item information selected for purchase, payment request amount information, and the like.

When the mobile service provider 800 receives the payment request information from the host 700, the mobile communication provider 800 generates the payment preparation information in response to the payment request information, and corresponds to the number included in the payment request information. To the mobile phone 100 to transmit. In this case, the mobile communication provider 800 may convert the payment preparation information into a short message service (SMS) format and transmit the prepared information to the mobile phone 100.

When the mobile communication module 120 receives the payment preparation information transmitted from the mobile communication provider 800, the mobile phone 100 receives the payment preparation information which is a short message format received through the display unit 148 of the interface unit 140. Restore and display the data and wait for input for approval. When the approval signal is input through the keypad 146 with respect to the payment preparation information displayed on the display unit 148, the mobile phone 100 receives the payment approval information for approving the payment through the mobile communication module 120. To send).

When the mobile communication service provider 800 receives the payment approval information transmitted from the mobile phone 100, the mobile communication service provider 800 processes payment for the payment amount for the payment request information requested for payment from the host 700. In this case, the mobile communication provider 800 transmits the payment processing information, that is, the payment completion information, to the mobile phone 100 and the host 700.

On the other hand, the mobile phone 100 receives the payment completion information transmitted from the mobile communication provider 800 and displays it on the display unit 148.

When the host 700 receives the payment completion information for the payment request information requesting the payment through the mobile communication module 740, the host 700 deletes the RF-ID of the payment processed product from the product information DB 760 and deletes the payment completed product. Pass it from the store.

Briefly looking at the payment system processing process of the payment system of the present invention described above are as follows. The mobile phone 100 reads the RF-ID of the shopping item through the RF-ID reading unit 160 and transmits the RF-ID to the host 700. The mobile terminal 100 receives the price information from the host 700 and displays the price information on the shopping item. The purchase selection signal input to the host 700 is transmitted. The host 700 transmits the payment request information corresponding to the purchase selection signal to the mobile communication provider 800, and the mobile communication provider 800 generates payment preparation information for the payment request information and transmits it to the mobile phone 100. When the mobile phone 100 displays the payment preparation information and the final acceptance information thereof is input, the mobile phone 100 transmits the acceptance information to the mobile communication service provider 800. The mobile telecommunications provider 800 receives the acceptance information transmitted from the mobile phone 100, processes the corresponding amount in response to the payment request information requested from the host 700, and transmits the payment completion information to the mobile phone 100 and the host 700. To send). In response to this, the mobile phone 100 receives and displays payment completion information, and the host 700 deletes the RF-ID of the goods processed for payment in response to the payment completion information from the product information DB 760.

Therefore, it is possible to reduce the time required for payment of goods and to provide a more convenient shopping service to the user. In addition, since the mobile phone 100 displays the goods list and the goods price information transmitted from the host 700, the goods list and the goods price (read through the RF-ID reading unit 160) selected while shopping are real-time. You can check with

On the other hand, the payment system of the present invention is stored in the RF-ID and cart 200 assigned to the RF-ID reading unit 160 provided in the mobile phone 100 when the user is going to take the goods out of the store It may be provided with an RF-ID detection device 500 for detecting the RF-ID of the article to be transmitted to the host 700. RF-ID detection device 500 is preferably disposed in the boundary area of the inside and outside of the store.

The host 700 receives the RF-IDs of the cellular phone 100 and the RF-IDs of the articles transmitted from the RF-ID sensing device 500, and receives the RF-IDs of the articles received together with the RF-IDs of the cellular phone 100. In response to the RF-ID of the mobile phone 100 stored in the shopping information DB 780 compares the ID and the RF-ID of the payment is completed. The host 700 transmits the result information about this to the RF-ID detecting apparatus 500.

The RF-ID detecting apparatus 500 receives the RF-ID matching result information of the mobile phone 100 and the article transmitted from the host 700, and passes the article from the cart 200 when there is a match and does not match. The RF-ID and the article of the mismatched article are displayed and a warning sound is generated.

Therefore, when attempting to pass through the store with the goods paid, the RF-ID detecting apparatus 500 automatically stores the RF-ID assigned to the RF-ID reading unit 160 of the mobile phone 100 and the goods stored in the cart. After detecting the RF-ID, the host compares the item stored in the cart with the paid item, and the RF-ID detecting device 500 takes the corresponding action according to the result, so that the user stores the item with the paid item. When you try to pass through, you can quickly pass through the store without checking the list of payment items and goods.

3 is a flow chart showing a preferred embodiment of the payment method of the article using the payment system according to the present invention.

First, the RF-ID reading unit 160 of the mobile phone 100 reads the RF-ID of the article loaded in the cart 200 in the RF-ID reading mode (S110). The short range wireless communication module 130 hosts the number of the mobile phone 100, the RF-ID assigned to the RF-ID reading unit 160 and the RF-ID of the read article through the channels formed by the base stations 320, 340, and 360. Transmit to 700 (S120).

The host 700 registers the RF-ID and the number of the mobile phone 100 transmitted from the mobile phone 100 in the shopping information DB 780, and detects the item list of the RF-ID from the product information DB 760. The list is generated and the price of the detected article is calculated (S130). The host 700 transmits the generated item list and the calculated price information of the calculated item to the mobile phone 100 (S140).

The mobile phone 100 receives the item list and the price information transmitted from the host 700 and displays it on the display unit 148 (S150). At this time, the mobile phone 100 determines whether the shopping end signal is input from the keypad 146 (S160). If the shopping end signal is not input, the steps S110 to S150 are repeated.

When the shopping end signal is input, the mobile phone 100 determines whether to input the purchase selection signal for the purchase of the finished product from the keypad 146 (S170). If a purchase cancel signal other than the purchase selection signal is input, the purchase of the goods is canceled. If it is determined that the purchase selection signal is input, the mobile phone 100 transmits the purchase selection information to the host 700 (S180).

When the purchase selection information is received from the mobile phone 100, the host 700 transmits payment request information for requesting payment for the price of the item corresponding to the purchase selection information to the mobile communication provider 800 (S190). When the mobile communication provider 800 receives the payment request information from the host 700, the mobile communication provider 800 generates payment preparation information for payment in response to the payment request information (S210). The mobile communication provider 800 transmits the generated payment preparation information to the mobile phone 100 (S220).

The mobile phone 100 displays the payment preparation information through the display unit 148 and determines whether or not an input signal for this is input (S230). If it is determined that the acceptance signal is input, the mobile phone 100 transmits the acceptance information allowing the payment for the payment preparation information to the mobile communication provider (800) (S240).

When the mobile communication provider 800 receives the acceptance information, the host 700 processes the payment of the amount of the item requested for payment (S250), and transmits the payment completion information indicating that the payment is completed to the host 700 (S260). ). When the host 700 receives the payment completion information from the mobile communication provider 800, the host 700 deletes the RF-ID of the paid item from the product information DB 760 (S270).

Accordingly, the RF-ID of the article is read and transmitted to the host 700 using the mobile phone 100 having the RF-ID reading unit 130 and a payment request is made through the keypad 146 provided in the mobile phone 100. By requesting whether the final payment is made through the final mobile phone 100 and the host 700 passes the store by deleting the RF-ID of the item for which the final payment is accepted, the time required for payment of the goods can be reduced and the user It can provide a convenient shopping service.

According to the present invention, the RF-ID of the article is read and transmitted to the host using a mobile phone having an RF-ID reading unit, and the payment request is made through the keypad provided in the mobile phone by referring to the price information of the article transmitted from the host. By requesting the final payment through a mobile phone, the host deletes the RF-ID of the item for which the final payment was accepted and passes through the store, thereby reducing the time required for payment and providing a more convenient shopping service to the user. .

In addition, the mobile phone receives and displays the item list and the item price information corresponding to the RF-ID read through the RF-ID reading unit transmitted from the host, so that the item list and the item price read while shopping can be confirmed in real time. .

In addition, the RF-ID detection device automatically detects the RF-ID assigned to the RF-ID reading part of the mobile phone and the RF-ID of the item loaded in the cart when attempting to pass through the store with the paid item. The RF-ID sensing device performs the corresponding action according to the result of comparing the matched item in the cart with the paid item, and when the user tries to pass through the store with the paid item, the payment item list and the payment item are individually stored. It is possible to pass through the store as soon as possible without checking the items.

In the above, specific preferred embodiments of the present invention have been illustrated and described. However, the present invention is not limited to the above-described embodiment, and various modifications can be made by any person having ordinary skill in the art without departing from the gist of the present invention attached to the claims. will be.

1 is a block diagram showing in detail the structure of a mobile phone applied to the payment system of the present invention;

2 is a block diagram showing a preferred embodiment of a payment system using a mobile phone according to the present invention, and

3 is a flow chart showing a preferred embodiment of the payment method of the article using the payment system according to the present invention.

Explanation of symbols on the main parts of the drawings

100: mobile phone 120,740: mobile communication module

130,720: Near field communication module 140: Interface unit

160: RF-ID reading unit 170: storage unit

200: cart 500: RF-ID detection device

700: Host 760: Product Information DB

780: shopping information DB 800: mobile communication providers

Claims (11)

In the payment system for paying for goods shopped in the store, In the short-range wireless communication environment, the user information including the assigned number and the RF-ID of the article located within a predetermined distance are read and transmitted wirelessly, and the price information of the article corresponding to the read RF-ID is received and displayed. And a mobile phone for transmitting the purchase selection signal of the article to be input; Register user information transmitted from the mobile phone, calculate and store an item price corresponding to the RF-ID transmitted from the mobile phone, transmit it to the mobile phone, receive a purchase selection signal from the mobile phone, and request payment information of the goods. Host for transmitting; And When the payment request information is received from the host, the mobile terminal generates payment preparation information for requesting payment approval to the mobile phone, and transmits the payment preparation information to the mobile phone. Includes a mobile communication provider to transmit to the host, And the host deletes the RF-ID of the paid item upon receiving the payment completion information from the mobile communication provider. The method of claim 1, The payment request information comprises a unique ID of the store, the number of the mobile phone, the item information selected to purchase, and payment information, characterized in that the payment information. The method of claim 1, The mobile communication service provider is characterized in that for transmitting the payment preparation information in the short message format to the mobile phone. The method of claim 1, And the host stores and transmits the list information of the item corresponding to the RF-ID received from the mobile phone and the price information calculated corresponding to the list of the goods to the mobile phone. The method of claim 1, The mobile phone, An RF-ID reading unit positioned in a cart and an readable region to read the RF-ID of the article; A mobile communication module which performs mutual mobile communication with the mobile communication provider and transmits information on whether or not to be accepted in response to receipt of payment preparation information from the mobile communication service provider; Performs short-range wireless communication with the host, and transmits the RF-ID and the purchase selection signal of the article read by the user information and the RF-ID reading unit to the host, and the RF-ID reading unit from the host. A short range wireless communication module for receiving a list of read items and price information; And a key for controlling operations of the RF-ID reading unit, the mobile communication module, and the short range wireless communication module, and a key for inputting whether or not the purchase selection signal and the payment preparation information are accepted. An interface unit which displays a list of price information and price information transmitted from the device; And And a storage unit for storing the RF-ID of the article read by the RF-ID reading unit, a list of items transmitted from the host and price information corresponding to the RF-ID of the read article. . The method of claim 5, The host, A near field communication module for performing near field communication with the mobile phone; A mobile communication module for communicating with the mobile communication service provider; A commodity information DB storing commodity information located in the store, price information and RF-ID information corresponding to each commodity; And Registering the RF-ID assigned to the RF-ID reading unit and the user information transmitted from the mobile phone, and stores the item list and price information corresponding to the RF-ID of the article read by the RF-ID reading unit Payment system comprising a shopping information DB. The method of claim 6, The RF-ID assigned to the RF-ID reading portion of the mobile phone that enters and exits the boundary line and is located on the boundary line of the store and the outside of the goods are detected and transmitted to the host, the RF-ID The apparatus further includes an RF-ID sensing device configured to receive a match from the host in response to the RF-ID of the RF-ID reading unit and to match the RF-ID of the paid item with the RF-ID. Payment system characterized in that. A mobile phone that reads an RF-ID attached to an item that is capable of mobile communication and short-range wireless communication and is located within a predetermined distance range, a host that calculates a price of an item corresponding to the RF-ID read by the mobile phone, and from the host In the payment method for paying the goods shopped in the store by using a payment system consisting of a mobile communication provider that provides a payment service for the purchase selection signal transmitted from the mobile phone, The mobile phone reads the RF-ID of the goods loaded in the cart, the user information including the number of the mobile phone and the RF-ID of the RF-ID reading module provided for reading the RF-ID of the article and the RF- Transmitting the RF-ID read by the ID reading module to the host; The host registers the user information transmitted from the mobile phone, generates an article list corresponding to the RF-ID of the article, calculates a price of the article, and transmits the article to the mobile phone. Receiving and displaying; When the mobile phone receives a purchase selection signal, the mobile phone transmits purchase selection information of the goods stored in the cart to the host, and the host receives the purchase selection information and transmits payment request information to the mobile communication provider, and moves Receiving the payment request information by the communication service provider to generate payment preparation information for payment of the goods amount and transmits to the mobile phone; And The mobile phone transmits the user's acceptance information to the mobile communication service provider in response to the payment preparation information, the mobile communication service provider receives the acceptance information, processes the payment, and transmits the payment completion information to the host. And receiving the payment completion information and deleting the RF-ID of the paid item. The method of claim 8, The payment request information comprises a unique ID of the store, the number of the mobile phone, the item information selected to purchase, and the payment method characterized in that the payment information. The method of claim 8, The payment preparation information is transmitted to the mobile phone in a short message format. In the mobile communication terminal for applying to a payment system for payment of goods shopping in a store, An RF-ID reading unit positioned in a cart and an readable region to read the RF-ID of the article; A mobile communication module which performs mutual mobile communication with a mobile communication provider and transmits information on whether or not to be accepted in response to receipt of payment preparation information from the mobile communication service provider; Includes the RF-ID assigned to the RF-ID assigned to the RF-ID reading unit and the number assigned to communicate with the mobile communication service provider and the mobile communication module. Transmitting the user information and the RF-ID of the article read by the RF-ID reading unit and a purchase selection signal for purchasing the article read by the RF-ID reading unit to the host, and the RF-ID from the host. Short-range wireless communication module for receiving a list and price information of the article read by the reading unit; A key for controlling operations of the RF-ID reading unit, the mobile communication module, and the short-range wireless communication module, and payment preparation information transmitted from the mobile communication provider in response to the purchase selection signal and the purchase selection signal. An interface unit having a key for inputting acceptance or non-compliance, and displaying a list and price information of the article transmitted from the host; And And a storage unit for storing the RF-ID of the article read by the RF-ID reading unit, a list of items transmitted from the host and price information corresponding to the RF-ID of the read article. terminal.