KR20090093756A - Card Terminal Capable of receiving Message Service and Service providing Apparatus - Google Patents

Abstract

The present invention relates to an apparatus for providing a notification service providing service using a card payment terminal, comprising: a message storage unit for storing a notification message received through a communication unit; And a reception notification unit notifying the fact of receiving the message to the outside when a notification message is received through the communication unit, and outputting data in a form suitable for printing the notification message on a sales slip sheet when an output instruction for the received notification message is input. A control unit including a message processing unit for generating and outputting a printout through the message output unit; by using a card payment terminal as a notification message delivery medium by a card payment terminal capable of receiving a notification message service, comprising: In addition, it is possible to send a notification message to businesses or franchisees belonging to a specific region.

Description

Card Terminal Capable of Receiving Message Service and Service providing Apparatus

The present invention relates to a notification service providing service providing apparatus using a card payment terminal.

The card payment terminal provided in the credit card merchant is simply used for card payment. Specifically, a consumer purchases a product and requests a payment using a credit card. The seller inputs the credit card information, the sales amount information and the authorization request button of the consumer using the card payment terminal.

Then, the card payment terminal requests the credit card company to approve the transaction through the value-added network operator (VAN: bansa). Then, the Bansa server receives the transaction approval response information for the consumer's credit card from the credit card company, and transmits it to the merchant payment terminal of the merchant requesting the transaction approval. When the card payment terminal receives the transaction approval response information, the card payment terminal outputs the transaction approval result as a sales slip. Thereafter, the seller may complete the sale by receiving the signature of the consumer on the output payment processing receipt or by outputting the payment processing receipt including the electronic signature to the consumer.

As such, a communication network for data communication is formed between the card payment terminal and the bansa. In addition, Bansa holds company information for businesses with a connected card payment terminal. In other words, Bansa can grasp the industry information, sales status information, etc. of the workplace where the card payment terminal is provided.

Meanwhile, a notification message such as event information may be transmitted through a card payment terminal from a bansa or an associated server. Delivering the notification message to the card payment terminal is implemented by delivering the notification message with the payment approval response sent by the bansa server during the card payment using the card payment terminal. That is, in general, because a notification message is transmitted for a card transaction, the notification message could not be selectively transmitted to a business or a franchise affiliate belonging to a specific industry or a specific region. In addition, even if a card payment terminal is provided in a business where a credit card transaction is not made through the card payment terminal, there is a problem that a notification message cannot be delivered.

SUMMARY OF THE INVENTION The present invention is derived from such a background, and an object of the present invention is to provide a card payment terminal and a service providing device capable of selectively delivering a notification message to a specific workplace.

In addition, an object of the present invention is to provide a card payment terminal and a service providing device capable of delivering a notification message regardless of card payment through a card payment terminal.

The technical problem is a message storage unit for storing the notification message received through the communication unit; And a reception notification unit notifying the fact of receiving the message to the outside when a notification message is received through the communication unit, and outputting data in a form suitable for printing the notification message on a sales slip sheet when an output instruction for the received notification message is input. It is achieved by the card payment terminal capable of receiving a notification message service, characterized in that it comprises a; control unit including a message processing unit for generating a print out through the message output unit.

A reception history management unit for storing and managing notification message reception history information for the notification messages stored in the message storage unit, and a history information providing unit for providing the reception history information when a confirmation request is input, the message processing unit Outputs a notification message for at least one reception history selected from the provided reception history information through the message output unit.

On the other hand, the message obtaining unit for obtaining the notification message and the target information set for the notification message; A message information storage unit for storing the obtained notification message and target information; A terminal information storage unit for storing card payment terminal information; A terminal extracting unit extracting at least one card payment terminal corresponding to a target of the notification message by referring to card payment terminal information stored in the target information and the terminal information storage unit; And a notification message transmission unit for transmitting the notification message to the card payment terminal extracted by the terminal extracting unit.

According to the present invention, by using the card payment terminal as a notification message delivery medium, it is possible to transmit a notification message to a business or a franchise affiliated to a specific industry or a specific region. Accordingly, there is an effect that the notification message can be delivered more efficiently.

In addition, in the workplace, it is possible to reconfirm the notification message received even after a period of time, so that it can be used as information by checking again when necessary.

In addition, by monitoring whether the delivery of the notification message to the card payment terminal was successfully performed, the card payment terminals that failed to receive the message are resent the same notification message or a text message to the mobile terminal stored in advance to match the card payment terminal. By transmitting the notification message through, there is an effect that can increase the success rate of the notification message transmission.

1 is a block diagram showing the configuration of a card payment terminal according to an embodiment of the present invention;

2 is a block diagram illustrating a configuration of a service providing apparatus according to an exemplary embodiment of the present invention.

<Description of the symbols for the main parts of the drawings>

100: card reader 110: communication unit

120: payment processing unit 130: message output unit

140: printing unit 150: control unit

152: reception notification unit 154: message processing unit

156: reception history management unit 158: history information management unit

160: message storage unit 170: display unit

180: light emitting unit 200: communication unit

210: message obtaining unit 220: terminal extracting unit

225: terminal information storage unit 230: notification message transmission unit

235: message information storage unit 240: monitoring unit

The foregoing and further aspects of the present invention will become apparent from the following examples. Hereinafter, with reference to the preferred embodiments described with reference to the accompanying drawings of the present invention will be described in detail so that those skilled in the art can easily understand and implement.

1 is a block diagram showing the configuration of a card payment terminal according to an embodiment of the present invention.

As shown in FIG. 1, the card payment terminal according to the present invention includes a card reader unit 100, a communication unit 110, an operation unit 105, a printing unit 140, and payment information based on input transaction information and card information. To generate and transmit to the host through the communication unit 110, and print the document data generated by the payment processing unit 120, payment processing unit 120 to generate the document data including the approval number received in response to the payment information When the notification message is received through the message output unit 130 for printing on the slip sheet through the unit 140, the message storage unit 160 for storing the notification message received through the communication unit 110, the communication unit 110 When the reception notification unit 152 for notifying the reception of the message and an output instruction for the received notification message are input, the message output unit generates output data in a form suitable for printing the notification message on the sales slip sheet. And a control unit 150 including a message processing unit 154 to print out through the 130.

The card reader unit 100 reads the information stored in the payment credit card. In the present embodiment, the card reader unit 100 is known in various forms according to the type of card such as an MS (Magnetic Strip) card in which information is stored in a magnetic and a contact / contactless IC card in which an IC chip is embedded.

The communication unit 110 performs a function of demodulating and transmitting / receiving data like a modem, and is connected to an Internet network through a Public Switched Telephone Network (PSTN) or an ADSL modem to perform data communication with a Bansa server. . However, it is not limited thereto.

The operation unit 105 may be implemented as a button key provided on the front or side of the card payment terminal. Alternatively, the touch screen may be implemented as a display unit to be described later. In the present embodiment, the operation unit 105 receives payment information, such as the payment amount, at the time of card payment from the user, and also receives an output instruction for the notification message.

The printing unit 140 outputs a sales slip including transaction details and a credit card user signature image under the control of the controller 150 to be described later. In this embodiment, the printing unit 140 may be implemented as a thermal printer. The thermal printer is a printer that uses heat to heat the thermal paper and print letters with a temperature difference. Thermal printers can be used for small card payment terminals because of their delicate printing capabilities. However, it is not limited thereto.

In addition, the display unit 170 may be implemented by, for example, a tablet (tablet, figure input panel). The necessary information can be displayed and transmitted to the outside. At the same time, when the user seals the signature on the display unit 170 using the electronic pen, the display unit 170 inputs a signature signal made of an electrical signal according to the movement of the electronic pen. Take it and create it as an image.

The light emitting unit 180 may be implemented as a light emitting diode (LED) provided in the card payment terminal. In the present embodiment, it can be implemented to notify the fact that the notification message received through the light emitting unit 180. For example, the LED may be flickered when a notification message is received. However, the present invention is not limited thereto, and the card payment terminal according to the present invention further includes a speaker so that a voice announcement such as "beep" or "notification message has been received" is output through the speaker to notify the fact that the notification message is received. It may be implemented.

The payment processing unit 120 first checks through the communication unit 100 the credit card information read from the card reader unit 100, the transaction history input to the operation unit 105, and an image file of a user signature input through a sign pad. By sending to the server, a credit card transaction authorization request is requested.

In more detail, the payment processing unit 120 reads card information through the card reader unit 100. Then, payment information is input through the operation unit 105. The signature signal is input through the sign pad. However, receiving a signature signal is not an essential process. It is also possible to sign after the sales slip is printed first.

After this, the payment processing unit 120 generates a payment request message including the read card information, preset merchant information, and input payment amount information, and transmits a signature signal image to the Bansa server through the communication unit 100 to approve payment. Ask. In this case, it is preferable to add a hashing value to the request message and the signature signal image. And it receives the approval result for the transaction from the bansa server.

The message output unit 130 outputs the sales slip through the printing unit 140. The payment processing unit 120 includes the approval number received according to the payment processing result and prints the approval result on the sales slip. That is, the payment data is generated so that the corresponding data such as transaction date, transaction amount, card number, etc. are placed in an appropriate position in accordance with the existing sales document frame, and the generated payment data is controlled to be output in accordance with the set format.

The message storage unit 160 is implemented as a memory. In the present embodiment, the message storage unit 160 stores the notification message received through the communication unit 110.

In one embodiment, the controller 150 may be implemented as a microprocessor and a program stored therein. In more detail, the controller 150 includes a reception notification unit 152 and a message processing unit 154.

The reception notification unit 152 outputs the message reception to the outside when a notification message is received through the communication unit 110. In the present embodiment, the reception notification unit 152 displays a new notification message on the display unit 170. Can be displayed. Alternatively, the fact that the message is received may be notified by blinking a specific light emitting diode of the light emitting unit 180, and as described above, the message may be notified through the speaker.

In this case, when the reception notification unit 152 receives the message of the predetermined call number through the communication unit 110, the reception notification unit 152 may recognize that the notification message has been received. For example, when the communication unit 110 is connected to the landline subscriber network, if a message is received with a representative telephone number such as 1588-xxxx as the calling number, the reception notification unit 152 recognizes that the notification message has been received. Receive a notification message. For example, a notification message may be created and transmitted through a wired or wireless terminal interworking with a service providing device. That is, the reception notification unit 152 may recognize the message input through the terminal having the predetermined call number as the notification message. In this case, the message may be in a form including text or image data. However, the present invention is not limited thereto and may include voice data.

On the other hand, the telephone provided for the voice call connection in the merchant is also connected to the same wired telephone subscriber network as the card payment terminal. However, at this time, the phone in the affiliated store is implemented not to notify the call to the outside about the message of the predetermined call number. For example, if a card payment terminal connected to a wired telephone subscriber network receives a message with a predetermined number as a calling number, the message may be implemented not to be transmitted to the telephone.

The phone provided in the store does not output a ringing tone for a message whose main phone number is a calling number, and is implemented to respond only to a card terminal whose call number is a calling number. This can increase the reception success rate.

When the output instruction for the received notification message is input, the message processing unit 154 generates the output data in a form suitable for printing the notification message on the sales slip sheet. In this case, the output instruction for the notification message may be implemented as a key input input according to the reception notification from the reception notification unit 152. For example, the message processing unit 154 receives the 'OK' key input of the operation unit 105 in a state in which a phrase for notifying the reception of the notification message is output through the display unit 170 in the reception notification unit 152. Recognize it as an output instruction for a notification message. The generated output data is printed out through the message output unit 130.

In this case, the message processing unit 154 should select a location where the notification message is to be printed, because the notification message should be output to the sales slip in which a specific format is already printed. That is, the notification message is duplicated on the pre-printed portion of the sales slip so that an uncomfortable situation does not occur.

According to an aspect of the present invention, when the payment approval request is input before the output instruction for the received notification message, the message processing unit 154, the notification message after the sales slip according to the processing result is output from the payment processing unit 120 Outputs That is, when the payment approval request is input while the user does not input an output instruction for the notification message while the notification message is received, the payment processing unit 120 performs the payment processing according to the payment approval request. After that, the message processing unit 154 controls to output the notification message that is not yet output immediately after the full payment message output as a result of the payment processing through the message output unit 130. Accordingly, the notification message received by the payment card terminal can be prevented from being missed or delivered to the user.

According to a characteristic aspect of the present invention, if the control unit 150 receives a history check request unit 156 and a history check request for storing and managing notification message reception history information for the notification messages stored in the message storage unit 160, Further comprising a history information providing unit 158 for providing the reception history information.

The reception history manager 156 manages a reception history of the notification messages received by the communication unit 110 and stored in the message storage unit 160. Then, the reception history is stored in the message storage unit 160 or a physically separate storage space. The reception history manager 156 may manage, for example, the arrival time of the notification messages stored in the message storage 160 as history information. The reception history management unit 156 manages history information on notification messages received within a predetermined period of one month or two months, and automatically deletes the history information received before that period, thereby unnecessarily accumulating data. Can be prevented.

The history information provider 158 provides reception history information managed by the reception history manager 156 according to a request. For example, the reception history information is provided when an operator of a business establishment equipped with a card payment terminal requests to provide history information to confirm reception history information of a notification message previously received. When requesting the notification message history information received during a specific period, the history information of the notification message received during the period may be provided. The history information providing unit 158 may provide the history information to the screen through the display unit 170 or may output the print information through the printing unit 140.

In this case, the message processor 154 outputs a notification message corresponding to at least one reception history selected from the reception history information provided by the history information provider 158. For example, the user may check the notification messages received during the day of August 15 by referring to the reception history information provided. Or, you can check the specific notification message received on August 15 2:34. This makes it possible to reconfirm previously received notification messages even if the contents are not remembered.

2 is a block diagram illustrating a configuration of a service providing apparatus according to an exemplary embodiment of the present invention.

As shown, the apparatus for providing a service according to the present invention includes a message obtaining unit 210, a message information storing unit 235, a terminal information storing unit 225, a terminal extracting unit 220, and a notification message transmitting unit 230. Include. The apparatus for providing a service according to the present invention may be embodied integrally with a bansa server or implemented as a separate server linked thereto.

The message obtaining unit 210 obtains a notification message to be transmitted to at least one card payment terminal through the communication unit 200 and target information set for the notification message. For example, the target information may be set such that the notification message is transmitted to a card payment terminal provided at a business of a specific industry. Alternatively, the target information may be set to be transmitted to a card payment terminal provided at a business place in a specific region. The message obtaining unit 210 may obtain the notification message and the target information through the internet network. However, the present invention is not limited thereto and may be obtained directly through an operation unit provided in the service server device.

In the present embodiment, the notification message may be promotional data, or may be a message containing content transmitted from the head office to the franchisees belonging to the franchise. For example, it may be a notification message including an announcement such as discount event progress information. In the past, the homepage or a daily delivery method was used, such as a telephone or a text message. However, according to the present invention, important contents can be announced through a card payment terminal provided in most workplaces, thereby maximizing a notification message transmission effect. In addition, even in the case of a business site that does not check the homepage, or if the call is not connected, if the message is transmitted through the card payment terminal, the reception probability may be further increased.

The message information storage unit 235 and the terminal information storage unit 225 are implemented as a memory. In the present embodiment, the notification message obtained by the message obtaining unit 210 and its target information are matched and stored. The terminal information storage unit 225 stores card payment terminal information. In the present embodiment, the card payment terminal information stored in the terminal information storage unit 225 includes business information provided with a card payment terminal provided from a bansa server. For example, the identification information of the card payment terminal, the location information of the place where the card payment terminal is provided, and the industry type information may be matched and stored together.

The terminal extracting unit 220 extracts at least one card payment terminal corresponding to the notification message transmission target by referring to the target information and the card payment terminal information stored in the terminal information storage unit 225. It is possible to extract the card payment terminal information of the business location located in Gangnam-gu, Seoul, according to the business information provided with the card payment terminal stored in the terminal information storage unit 225. In addition, the card payment terminal information of the business place corresponding to a particular industry, such as clothing industry, food industry may be extracted. Alternatively, the card payment terminal information of the business place belonging to the same franchise may be extracted.

The notification message transmitter 230 transmits a notification message corresponding to card payment terminals belonging to the target information set for the notification message. In the present embodiment, the message transmission unit transmits the notification message using the TCP / IP protocol. However, it is not limited thereto. In one embodiment, the notification message transmitter 230 may transmit an alarm message in the form of a voice call of a predetermined call number. In this case, the notification message transmission unit 230 may transmit the voice call type alarm message to the card payment terminal through the wired telephone subscriber network.

The monitoring unit 240 monitors whether reception of the notification message transmitted to the card payment terminal is successful. In this case, the notification message transmitter 230 identifies the card payment terminals that failed to receive the notification message according to the monitoring result from the monitoring unit 240. Then, the notification message is retransmitted to the card payment terminals that failed to receive. Accordingly, the card payment terminal, which should receive the notification message, may be prepared even when the communication environment is unstable due to an unstable communication environment. That is, there is an effect that can maximize the efficiency of the notification message transmission.

In addition, the notification message transmitting unit 230 further transmits the notification message transmitted according to the monitoring result from the monitoring unit 240 to the mobile terminal that is stored matched with the card payment terminal that failed to receive. The terminal information storage unit 225 further stores the mobile terminal information to match the card payment terminal. In this case, the mobile terminal information may be, for example, an operator's mobile phone number of a workplace where a card payment terminal is provided. The text message may directly include the notification message, and may include URL information for identifying the notification message. However, the present invention is not limited thereto and is interpreted to include various embodiments in which the notification message can be confirmed through a text message. That is, in the case of a workplace corresponding to a specific condition, there is an effect that can increase the probability of receiving the notification message.

So far I looked at the center of the preferred embodiment for the present invention.

Those skilled in the art will understand that the present invention may be implemented in a modified form without departing from the essential characteristics of the present invention. Therefore, the disclosed embodiments should be considered in descriptive sense only and not for purposes of limitation. The scope of the present invention is shown in the claims rather than the foregoing description, and all differences within the scope will be construed as being included in the present invention.

Claims (7)

A card reader unit for reading payment card information; Communication unit; Control panel; A printing unit; Payment information is generated based on the transaction information and the card information input through the card reader unit and the operation unit and transmitted to the host through the communication unit, and the slip data including the authorization number received in response to the payment information. A payment processing unit to generate; And a message output unit for printing and outputting slip data generated by the payment processing unit on the slip sheet through the printing unit. A message storage unit for storing a notification message received through the communication unit; And When the notification message is received through the communication unit, the reception notification unit for notifying the reception of the notification message to the outside, if an output instruction for the received notification message is input, output the data in a form suitable for printing the notification message on the sales slip sheet Card payment terminal capable of receiving a notification message service, characterized in that it comprises a; control unit including a message processing unit for printing and outputting through the message output unit. The method of claim 1, The reception notification unit is a card payment terminal capable of receiving a notification message service, characterized in that when the message containing the predetermined call number information is received, the notification message is received. The method of claim 1, wherein the control unit: A reception history management unit for storing and managing notification message reception history information with respect to the notification messages stored in the message storage unit, and a history information providing unit providing the reception history information when a confirmation request is input; And the message processing unit outputs a notification message for at least one reception history selected from the provided reception history information through the message output unit. The method of claim 1, The message processing unit outputs the notification message after the sales slip according to the processing result is output by the payment processing unit when a payment approval request is input before the output instruction for the received notification message. Card payment terminal that can receive. A message obtaining unit which obtains a notification message and target information set for the notification message; A message information storage unit for storing the obtained notification message and target information; A terminal information storage unit for storing card payment terminal information; A terminal extracting unit extracting at least one card payment terminal corresponding to a target of the notification message by referring to card payment terminal information stored in the target information and the terminal information storage unit; And And a notification message transmission unit for transmitting the notification message to the card payment terminal extracted by the terminal extracting unit. The apparatus of claim 5, wherein the service providing apparatus comprises: And a monitoring unit for monitoring whether or not the reception of the notification message transmitted to the card payment terminal is successful. The message transmission unit is a service providing apparatus capable of providing a notification message service, characterized in that for retransmitting the notification message to the card payment terminal that has failed to receive the transmitted notification message according to the monitoring result in the monitoring unit. The method of claim 6, The terminal information storage unit further stores the mobile terminal information to match the card payment terminal, The notification message transmission unit may further provide the notification message service according to a monitoring result of the monitoring unit, further transmitting the notification message to a mobile terminal that is stored matched with a card payment terminal that has failed to receive the transmitted notification message. Service provision device.