KR20150127858A - Digital system performing RF tagging and providing method thereof - Google Patents

Abstract

A digital system for performing tagging and a method for providing the same are disclosed. Wherein the digital system for performing the tagging includes a predetermined first device, a first tagging and a predetermined financial transaction device, a communication unit for performing a second tagging, and a control module for controlling the communication unit, When the second tagging is performed, controlling to transmit to the financial transaction apparatus financial transaction necessary information based on the financial information received via the first tagging or stored in advance in the digital system through the communication unit to perform the financial transaction .

Description

Technical Field [0001] The present invention relates to a digital system performing RF tagging,

The present invention relates to a digital system for performing RF tagging, and more particularly, to a digital system for performing RF tagging, and more particularly, to a digital system for performing RF tagging, ≪ / RTI >

In addition, the present invention can be applied not only to a case where a digital system (for example, a mobile phone) directly stores financial information or financial transaction means, but also to a financial transaction through the digital system without directly storing financial information or financial transaction means. And a method for providing the same.

In addition, it is possible to perform tagging indirectly by using the digital system, without tagging the financial transaction means directly to the financial transaction device through tagging, without performing the financial transaction, thereby providing a convenient financial transaction environment, And a method for providing the same.

Various functions through mobile devices are being tried due to the development of functions and hardware of mobile devices. Especially, many attempts have been made for financial transactions using mobile devices. One of the important areas of this mobile financial transaction is financial transactions through contactless short-range wireless communication.

One such example is shown in Fig. FIG. 1 shows an example of performing a financial transaction through conventional short-range wireless communication.

Referring to FIG. 1, a conventional mobile device 10 incorporates a predetermined means (e.g., smart card, NFC chipset, etc.) for financial transactions. Then, the mobile device 10 can transmit financial information (for example, a card number such as a credit card, or an account number) necessary for financial transactions to a predetermined financial transaction device 20 through short-range wireless communication. The financial transaction apparatus 20 may be an RF settlement apparatus 21 such as a POS terminal or an ATM (Automatic Teller's Machine) 22 or the like. Then, the financial transaction device 20 transmits the financial information received from the mobile device 10 to a service system (for example, a financial institution system or the like) connected to the financial transaction device 20 via a wired or wireless network, The system 30 can process the financial transaction by approving or rejecting the financial transaction using the financial information. As described above, the financial transaction means is mounted on the mobile device 10, so that the user can perform the financial transaction using the mobile device 10 without having a separate financial transaction means (e.g., credit card, etc.).

However, mobile financial transactions using mobile devices are slower than expected. One of the reasons for the slow growth rate is that mobile devices need to store financial information in order to perform a financial transaction function, which is likely to be lost and anxiety of the user.

Mobile financial transactions require mobile devices to have built-in financial transaction means. For example, as disclosed in Korean Patent Application No. 10-2010-0091367, "Mobile Payment System and Method using RFID ", the mobile payment system stores payment means (or payment means information) in advance in the mobile device, The payment is performed using the stored payment means (or payment means information).

In addition, the recently introduced Near Field Communication (NFC) technology can also use a card emulation mode to make a device with an NFC chipset available as if it were a card.

The problem with these conventional techniques is that the convenience of settlement is great, but on the other hand, if the mobile device is lost or stolen because the payment means is embedded in the mobile device, fraudulent settlement can easily occur. That is, in the conventional mobile settlement, since the mobile device plays the role of a financial transaction means such as a credit card, it is convenient to perform a financial transaction without having a financial transaction means separately. However, A problem that the user may suffer enormous damage due to the theft may coexist.

SUMMARY OF THE INVENTION Accordingly, the present invention has been made in view of the above problems, and it is an object of the present invention to provide a financial system, a financial system, And also to provide a system and a method for solving the problem of security.

Also, regardless of whether the digital system (e.g., a mobile device) has financial transaction means (or financial information) built therein, the digital system alone can not perform financial transactions, Or a credit card, or the like) in a financial transaction environment in which a financial transaction can be performed only when the financial institution is in possession of the digital system.

It is another object of the present invention to provide a system and method for providing a variety of application financial transaction environments that can not be provided when conventional financial transaction means (e.g., a credit card, etc.) performs tagging directly with a financial transaction device.

In addition, when the digital system and another device (e.g., ID card or credit card) of the user are separated by a distance or more, the user can recognize the digital system and / or the other device of the user, And to provide a system and method for preventing unauthorized use.

Also, it is possible to reduce the risk of loss or theft while enhancing user convenience by making it possible to reduce the hassle of taking out and reinserting the financial transaction means from the wallet for financial transaction using financial transaction means or for a predetermined service, and Method.

The present invention also provides a system and method for intermediating through a digital system a device that stores predetermined destination information and a second device that can provide a service using the destination information, as well as a non-financial transaction .

According to an aspect of the present invention, there is provided a digital system for performing a financial transaction, including a first device, a first tagging device, a predetermined financial transaction device, a second communication device for performing second tagging, Wherein the control module is operable, when the second tagging is performed, to transmit, via the communication unit, financial transaction necessary information received via the first tagging or based on financial information previously stored in the digital system, So that the financial transaction is performed.

Wherein the first device is a predetermined financial transaction means for storing financial information to be used in the financial transaction, and the control module transmits the second tagging information to the second device when the second tagging is performed by the communication unit and the financial transaction device, The financial transaction information based on the financial information is transmitted to the financial transaction device so that the financial transaction is performed.

Wherein the control module determines whether the first device corresponds to a user corresponding to the financial information and controls the first device to transmit the financial transaction necessary information to the financial transaction device only when the first device corresponds to the user corresponding to the financial information, Or to transmit the identification information of the user and the financial transaction necessity information which can be stored or confirmed in advance in the digital system to the financial transaction apparatus so that only when the identification information corresponds to the financial information, To be performed.

Wherein the communication unit is configured to set different modes when performing the first tagging and when performing the second tagging, respectively.

The communication unit may include an NFC module, and the mode of the NFC module may be changed after the first tagging is performed.

Wherein the communication unit includes a first RF module that performs the first tagging and a second RF module that performs the second tagging, and the controller selectively activates the first RF module or the second RF module. have.

The control module controls the financial transaction to be performed after the second tagging is performed within a predetermined time after the first tagging is performed.

The control module receives the information on the financial transaction apparatus through the communication unit, and controls the financial transaction to be selectively performed based on the received information on the financial transaction apparatus.

Wherein the digital system for performing tagging further comprises a security function for deleting the financial information stored in the communication unit after a predetermined time has elapsed after the first tagging has been performed or after the financial transaction necessary information has been transmitted to the financial transaction apparatus Module. ≪ / RTI >

The digital system for performing tagging may further include an alarm module for outputting an alarm signal when the financial transaction means and the digital system performing the tagging are distant from each other by a predetermined distance or more.

According to an aspect of the present invention, there is provided a digital system capable of transmitting and receiving predetermined information through tagging with a first device and a second device, the first device and the second device comprising: Wherein when the device is tagged with the second device, the second device can receive the destination information from the first device and perform the service process using the received destination information, And a control module for controlling the first communication device, the first tagging device, the first tagging device, the second device and the second tagging device, and the communication module, wherein, when the second tagging is performed, And controls the second device to transmit the necessary information based on the destination information received through the first tagging so that the service process using the destination information is performed .

According to another aspect of the present invention, there is provided a method of providing a digital system for performing tagging so as to perform a financial transaction, the method comprising: performing a first tagging with a predetermined first device in a digital system performing the tagging; When the digital system performs the second tagging with the predetermined financial transaction device after the first tagging is performed, the digital system receives from the first device through the second tagging or stores in advance the digital system that performs the tagging And transmitting the financial transaction necessary information based on the financial information to the financial transaction device so that the financial transaction is performed.

Wherein the first device is a predetermined financial transaction means for storing the financial information to be used in the financial transaction and the financial transaction information is transmitted to the financial transaction device so that the financial transaction is performed, The digital system performing the tagging transmits financial transaction information based on the financial information received from the first device to the financial transaction apparatus so that the financial transaction is performed .

Wherein the digital system for performing the tagging further comprises a step of determining whether the digital system performing the tagging corresponds to the user corresponding to the financial information of the first device, Wherein the step of transmitting the financial transaction information to the financial transaction apparatus and performing the financial transaction includes the step of transmitting the financial transaction information to the financial transaction apparatus, Transmitting the identification information of the user and the financial transaction necessary information which can be stored or confirmed in advance in the system to the financial transaction device so that the financial transaction is performed only when the identification information corresponds to the financial information .

Wherein the step of transmitting the financial transaction necessary information to the financial transaction apparatus and performing a financial transaction includes the steps of determining whether the second tagging is performed within a predetermined time after the first tagging is performed And selectively performing the financial transaction on the basis of the step and the determination result.

The step of transmitting the financial transaction necessity information to the financial transaction apparatus so that the financial transaction is performed includes receiving the information on the financial transaction apparatus through the second tagging by the digital system performing the tagging, And performing the financial transaction selectively based on the received information on the financial transaction apparatus or the payment information.

The digital system providing method for performing the tagging may further include a step in which the digital system performing the tagging transmits the financial information to the financial transaction apparatus after a predetermined time elapses after the first tagging is performed, Further comprising the step of:

The method of providing a digital system for performing the tagging may further include outputting an alarm signal when the first device and the digital system performing the tagging are distant from each other by a predetermined distance or more.

According to an aspect of the present invention, there is provided a digital system for performing tagging capable of transmitting and receiving predetermined information through tagging with a first device and a second device, And receiving and storing the object information through a first tagging, when the digital system performing the tagging performs a second tagging with the second device, transmits the necessary information based on the object information to the second device Wherein the first device and the second device, when the first device storing the object information is tagged with the second device, performing a service process using the object information, Wherein the device is a device capable of receiving the destination information from the first device and performing the service process using the received destination information . The digital system providing method for performing the tagging may be stored in a computer-readable recording medium on which the program is recorded.

According to the technical idea of the present invention, a financial transaction is conveniently performed using a predetermined digital system (for example, a mobile device), and the digital system itself does not incorporate financial transaction means (or financial information) Even if the digital system is lost or stolen, it is possible to prevent the other person from performing the financial transaction through the digital system.

Further, irrespective of whether or not the financial transaction means (or financial information) is embedded, the digital system alone can not perform financial transactions, and a user can not transfer another device (e.g., ID card or credit card) It is possible to provide a secure financial transaction environment by allowing a financial transaction to be carried out only when it is possessed.

In addition, since the digital system finally performs the financial transaction using the financial information of the financial transaction means, it is provided when the conventional financial transaction means (for example, a credit card or the like) performs tagging directly with the financial transaction apparatus It is possible to provide a variety of applied financial transaction environments (for example, a financial transaction can not be performed with a specific financial transaction device, various information before a payment, etc.).

In addition, when the digital system and a predetermined pair system (for example, financial transaction means, etc.) are separated by a certain distance, the user can recognize the digital system and / or the pair system to prevent loss or unwanted neglect of the digital system and / There is an effect that can be.

In addition, it is possible to reduce the risk of loss or theft while enhancing the convenience of the user by reducing the hassle of taking out and reinserting the financial transaction means from the purse for financing transactions using a financial transaction means or a predetermined service have.

In addition, it is possible to intermediate a device that stores predetermined object information and a second device that can provide a service using the object information, as well as the non-financial transaction, through the digital system, It is possible to reduce the risk of loss or theft while enhancing convenience by reducing the inconvenience of having to remove and reinsert it from the wallet.

BRIEF DESCRIPTION OF THE DRAWINGS A brief description of each drawing is provided to more fully understand the drawings recited in the description of the invention.
1 is a schematic view for explaining a conventional mobile financial transaction environment.
FIG. 2 is a block diagram showing a schematic configuration for implementing a digital system providing method for performing tagging according to an embodiment of the present invention. Referring to FIG.
3 is a diagram showing a schematic configuration of a digital system for performing tagging according to an embodiment of the present invention.
4 is a diagram showing a configuration of a communication unit according to an embodiment of the present invention.
5 shows a schematic flow chart of a digital system providing method for performing tagging according to an embodiment of the present invention.
6 is a view for explaining a process in which a financial transaction can be performed when the first tagging and the second tagging are performed within a predetermined time according to the embodiment of the present invention.
FIG. 7 is a diagram illustrating a process in which a financial transaction can be performed when a financial transaction apparatus satisfies a predetermined condition according to an embodiment of the present invention.
8 is a diagram for explaining a process of outputting an alarm signal when the digital system and the financial transaction means are separated by a predetermined distance or more according to an embodiment of the present invention.

In order to fully understand the present invention, operational advantages of the present invention, and objects achieved by the practice of the present invention, reference should be made to the accompanying drawings and the accompanying drawings which illustrate preferred embodiments of the present invention.

Also, in this specification, when any one element 'transmits' data to another element, the element may transmit the data directly to the other element, or may be transmitted through at least one other element And may transmit the data to the other component.

Conversely, when one element 'directly transmits' data to another element, it means that the data is transmitted to the other element without passing through another element in the element.

BEST MODE FOR CARRYING OUT THE INVENTION Hereinafter, the present invention will be described in detail with reference to the preferred embodiments of the present invention with reference to the accompanying drawings. Like reference symbols in the drawings denote like elements.

FIG. 2 is a block diagram showing a schematic configuration for implementing a digital system providing method for performing tagging according to an embodiment of the present invention. Referring to FIG.

Referring to FIG. 2, in order to implement a digital system providing method for performing tagging according to an embodiment of the present invention, a digital system (hereinafter referred to as 'digital system') 100 for performing tagging and a predetermined first apparatus 200 May be provided.

The digital system 100 may be defined to include all types of data processing apparatuses capable of performing financial transactions offline in accordance with the technical idea of the present invention. For example, although the digital system 100 is shown only in the form of a mobile phone in the embodiment, it can perform financial transactions such as a computer, a notebook, a tablet, a music player, an IPTV, a smart TV, a set- , The implementation may vary. Of course, the digital system 100, which is preferably easy for the user to carry, may be more suited to the technical idea of the present invention, but is not limited thereto.

The digital system 100 may perform short-range wireless communication with the first device 200. Also, the digital system 100 may perform short-range wireless communication with a predetermined second device 300. The short range wireless communication performed by the digital system 100 with the first device 200 and / or the second device 300 may be any of a contact type short range wireless communication or a contactless short range wireless communication method . Herein, the case where the digital system 100 performs wireless communication with the first device 200 and / or the second device 300 is a non-contact type short-range wireless communication is described as an example, But is not limited thereto.

According to one embodiment, the communication performed by the digital system 100 may be RFID communication or NFC communication. The NFC communication may mean a communication method for performing communication through a protocol defined in ISO 14443, ISO 15693, and / or ISO 18092, but the present invention is not limited thereto. Lt; RTI ID = 0.0 > RF < / RTI > The digital system 100 may perform communication with the first device 200 and / or the second device 300 to perform the functions defined in the present invention, for example, by performing tagging . Tagging may refer to a series of actions that cause two devices (e.g., 100, 200) to approach within a certain distance (e.g., 10 cm, 70 cm, etc.), resulting in short range wireless communication.

The first device 200 may refer to any type of device capable of communicating with the digital system 100 and transmitting financial information required for financial transactions. According to an example, the first device 200 may be an IC card or a smart card capable of transmitting financial information stored in the first device 200 via RF communication (e.g., NFC) with the digital system 100 Can be implemented. The first device 200 may be a financial transaction means (for example, a credit card, a check card, a point card, etc.) capable of performing a financial transaction by communicating with the second device 300 by itself ). Or means for identifying a particular user (e.g., an identification card, a student ID card, a credit card, or a device issued for a particular service) that is not related to the transmission of financial information, as will be described later. In any case, the first device 200 may perform RF communication (e.g., NFC) with the digital system 100 to transmit predetermined information stored therein to the digital system 100.

The fact that the first device 200 transmits certain information to the digital system 100 means that the first device 200 actively transmits information to the digital system 100 as well as passively And reading the information stored in the first device 200 by the digital system 100. According to an example, the digital system 100 operates in the R (Reader) / W (Writer) mode, and the first device 200 operates as an RF tag to transmit information stored in the first device 200 Or may be transmitted to the digital system 100.

Meanwhile, the second device 300 may be a financial transaction device that performs a financial transaction by communicating with the digital system 100. Or may be a device provided for a specific service as will be described later. The second device 300 may be implemented as an RF settlement device 310 such as a POS terminal in the type of financial transaction performed by the digital system 100. Or a financial-related automation device such as a predetermined ATM (Auto Teller's Machine) 320. The second device 300 may also receive certain information for implementing the technical idea of the present invention from the digital system 100 via RF communication (for example, NFC communication) with the digital system 100. The communication between the digital system 100 and the second device 300 may be performed by the digital system 100 operating in a card emulation mode and the second device 300 receiving data from the R / Writer) mode to perform NFC communication. According to an embodiment, the digital system 100 and the second device 300 may perform NFC communication in a peer to peer (P2P) mode in which both of the digital system 100 and the second device 300 operate in an active mode. In any case, the second device 300 may receive information from the digital system 100 to implement the technical idea of the present invention. The information that the second device 300 receives from the digital system 100 may be information necessary for performing a financial transaction such as payment information such as a card number and point information. Of course, such payment information and point information may be encrypted or transmitted in a protected manner. Therefore, information or signals transmitted from the digital system 100 to the second device 300 in order to implement the technical idea of the present invention will be defined as financial transaction necessary information in this specification. In any case, the financial transaction required information may be information or a signal to be transmitted before the digital system 100 and the first device 200 are tagged.

When the second device 300 receives financial transaction requirement information from the digital system 100, the financial transaction requirement information may be transmitted to a predetermined service system 400. The service system 400 may determine whether to approve a financial transaction using the received financial transaction requirement information, and may perform predetermined data processing for performing a financial transaction according to the determination result. It can be said that a series of processes such as judging whether or not to approve such a financial transaction and / or processing necessary data can be referred to as processing a financial transaction.

In the present specification, the term 'financial transaction' may be varied according to the type of the second device 300 receiving the request from the digital system 100 or the first device 200. For example, Inquiries, cash withdrawals, transfers, credit cards, check cards, etc., and online or offline loan applications.

According to an embodiment of the present invention, the digital system 100 may not store the financial information and / or the financial transaction necessity information. Then, the digital system 100 acquires the financial information stored in the first device 200 through the first tagging, and transmits the financial transaction necessary information based on the acquired financial information to the second device 200 through the second tagging, (300). When the financial transaction requirement information is completed or a predetermined time elapses after the first tagging is performed, a security procedure for deleting the financial information and / or financial transaction necessary information may be performed. Accordingly, in the digital system 100, the financial information and / or the financial transaction necessity information are temporarily and temporarily stored only between the first tagging and the second tagging, and generally, financial information necessary for the financial transaction and / / / Financial transaction required information may not be stored. Therefore, the digital system 100 is essentially prevented from performing illegal financial transactions through the loss or theft of the digital system 100.

According to another embodiment of the present invention, the digital system 100 may store financial information and / or financial transaction necessary information necessary for a financial transaction. In this case, however, a predetermined user may be required to perform tagging with the first device 200 in order to perform a financial transaction through the digital system 100. That is, the financial transaction may be conditional on that the first device 200 and the digital system 100 are tagged. Therefore, since no financial transaction may be performed through the digital system 100 unless a user has the first device 200 or performs tagging with the first device 200, There is an effect of increasing the height of the surface.

As a result, according to the technical idea of the present invention, in order to perform a financial transaction through the digital system 100, the first tagging may be preceded by the second tagging. In addition, since the first tagging can be performed only when the first device 200 is a device independent of the digital system 100, the financial transaction can be performed by performing two factor authentication It is effective. In this specification, the digital system 100 exemplarily illustrates the case where the first tagging is performed before the second tagging is performed. However, according to an embodiment of the present invention, Tagging may be performed with a plurality of devices. Therefore, the technical idea of the present invention is that the digital system 100 and the second device 300 perform tagging so that the financial transaction necessary information is transmitted to the second device 300, It will be readily apparent to one of ordinary skill in the art that the present invention can be applied to one device and all cases where the digital system 100 must perform tagging at least once.

According to the technical idea of the present invention, when the digital system 100 and the first device 200 are separated by a predetermined distance or more from the digital system 100 or the first device 200, A signal can be output. The alarm signal may be a predetermined voice signal, a visual signal using a lamp or predetermined display information, or a tactile signal such as vibration. Thereby, there is an effect that a legitimate user blinks and the risk of moving or missing the digital system 100 or the first device 200 can be reduced. Of course, there is also the effect of reducing the chance of being stolen by someone else.

Of course, in the case where a legitimate user intentionally possesses only one of the digital system 100 or the first device 200, the digital system 100 ) Or the first device 200 may be implemented.

Hereinafter, a system or method for implementing the technical idea of the present invention as described above will be described in more detail.

3 is a diagram showing a schematic configuration of a digital system for performing tagging according to an embodiment of the present invention.

Referring to FIG. 3, a digital system 100 for performing tagging according to an embodiment of the present invention includes a control module 110 and a communication unit 120. The digital system 100 may further include a security module 130 and / or an alarm module 140.

Herein, a module may mean a functional and structural combination of hardware for carrying out the technical idea of the present invention and software for driving the hardware. For example, the module may refer to a logical unit of a predetermined code and a hardware resource for executing the predetermined code, and does not necessarily mean a physically connected code or a kind of hardware. Can be easily deduced to the average expert in the field of the present invention.

The control module 110 may control the functions of other components included in the digital system 100 (e.g., the communication unit 120, the security module 130, and / or the alarm module 140) and / You can control resources.

The communication unit 120 may receive information necessary for implementing the technical idea of the present invention by performing first tagging with the first device 200. In addition, the communication unit 120 may perform the second tagging by performing tagging with the second device 300 to transmit information necessary for implementing the technical idea of the present invention.

The communication unit 120 may receive the financial information necessary for implementing the technical idea of the present invention from the first device 200 through the first tagging. According to another embodiment, the financial information may be stored in a predetermined storage device (not shown) included in the digital system 100 in advance. The storage device may be a device included in the communication unit 120 or a device separate from the communication unit 120. Of course, the storage device may be a logical concept that can be operated to implement the technical idea of the present invention by organically combining a plurality of physical devices capable of storing data. You can do it.

For example, the storage device may be the internal memory when the communication unit 120 includes an internal memory, an SD (Security Digital) card or a micro SD card implemented to be attached to the digital system 100 It is possible. Or a UICC (Universal IC Card) or a USIM card used in the digital system may be the storage device. Or hardware embedded in the digital system may be implemented as the storage device. According to an embodiment, the communication unit 120 and the storage device may be implemented as a single chip.

If the financial information is stored in advance, the control module 110 may simply check whether or not the first tagging has been performed. In any case, after the first tagging is performed, the digital system 100 may store financial information required for financial transactions.

Then, when the second tagging is performed by the communication unit 120 and the second device 300, the control module 110 can transmit the financial transaction necessary information based on the financial information to the second device 300 have. A financial transaction using the financial information may be performed by the service system 400 connected to the second device 300 and / or the second device 300 by wire / wireless.

The financial transaction necessary information may be the financial information itself, or information generated or modified based on the financial information. In any case, the financial transaction requirement information may be implemented so that at least one of the second device 300 or the service system 400 can confirm the financial information based on the financial transaction necessity information. For example, the financial transaction requirement information may be the information on which the financial information is encrypted, and the financial transaction need information may be stored in the second device 300 and / or the service system 400, Financial information may be generated. For example, the financial transaction requirement information may be part of the financial information, and the rest may be stored in the second device 300 and / or the service system 400 in advance. In any case, the financial transaction need information may be transmitted to the second device 300 so that the financial transaction may be processed based on the financial information.

Meanwhile, the first device 200 may be a financial transaction means (for example, a credit card, a check card, a cash card, etc.) that can independently perform the financial transaction through tagging with the second device 300 . In this case, the first device 200 may store the financial information in a predetermined storage device (e.g., IC chip or the like). The second device 300 may be a financial transaction device (for example, an RF settlement device such as a POS terminal, an ATM, or the like) for performing the financial transaction.

According to another embodiment, the first device 200 may be a device that stores identification information that can identify a party user corresponding to the financial transaction, regardless of whether the first device 200 stores the financial information. For example, such an example may be an identification card such as an ID card, a student ID card, an employee ID card, or a financial card such as a credit card. In addition, the identification information that can identify the user may be a name, a resident registration number, a student number, an employee number, financial card information, or the like. In this case, instead of receiving the financial information from the first device 200 through the first tagging, the control module 110 included in the digital system 100 transmits the financial information to the first device 200 through the first tagging, (200) is a device corresponding to the party user. To this end, the control module 110 may store identification information of the party user in advance in a predetermined storage device or may be stored in the first device 200 through a predetermined external system (not shown) It can be confirmed whether the identification information is information corresponding to the party user.

For example, the user A may wish to perform a financial transaction through his or her digital system 100. At this time, the digital system 100 may not store financial information required for financial transactions in advance. In this case, the user A can tag his / her financial transaction means (e.g., a financial card) and the digital system 100. The financial information may then be transmitted to the digital system 100. The digital system 100 may then be tagged with the second device 300. Then, the financial transaction necessary information based on the financial information may be transmitted to the second device 300. The financial transaction can then be processed by the second device 300 and / or the service system 400. Of course, at this time, the control module 110 and / or the service system 400 can also determine whether the first device 200 is a device corresponding to the user A, i.e., a financial card of the user A . As a result of the determination, only when the first device 200 is a device corresponding to the user A, the financial transaction can be finally processed. If it is determined by the control module 110 that the first device 200 does not correspond to the user A, it may not transmit the financial transaction necessary information to the second device 300 . If it is determined by the service system 400, identification information for identifying the user A through the second tagging may be transmitted to the second device 300 together with the financial transaction necessity information. At this time, the identification information may be stored in the digital system 100 in advance. For example, the user A is installed in the digital system 100 and can register his / her identification information through a predetermined application required to implement the technical idea of the present invention, The identification information registered by the service system 400 (e.g., a financial institution system or the like) can be authenticated through a predetermined authentication method. Then, the application can normally process the financial transaction only when the first device 200 corresponding to the user A and the first tagging are performed. At this time, the name, ID, resident number, etc. of the user stored in the application through the second tagging may be transmitted to the service system 400 through the second device 300. The identification information of the application itself or the identification information of the digital system 100 may be transmitted to the second device 300 as information that can identify the user.

Meanwhile, in the digital system 100, financial information necessary for the financial transaction may be stored before performing the first tagging. Of course, a predetermined application for performing financial transactions according to the technical idea of the present invention using the financial information may be installed in the digital system 100 in advance. At this time, the first device 200 may be a device corresponding to the user A, and the first device 200 need not store the financial information. Of course, the first device 200 may be a financial card or the like storing financial information. The first device 200 may store the identification information of the user, and the identification information of the first device 200 may be identification information of the user. In this case, when the digital system 100 and the first device 200 perform the first tagging, the control module 110 reads the identification information stored in the first device 200, It is possible to determine whether the first device 200 in which the first tagging has been performed is a device corresponding to the user. The second device 300 may transmit the financial transaction necessary information to the second device 300 through the second tagging only when it is determined as a result of the determination.

According to an embodiment, identification information of a user, which is previously stored in the digital system 100 or can be confirmed, is transmitted to the service system 400 through the second device 300 together with the financial transaction necessary information So that the service system 400 may determine whether the first device 200 is a device corresponding to the user. The identification information of the user transmitted at this time may be identification information of the digital system 100, identification information of the application, and various other implementations may be possible.

Meanwhile, the communication unit 120 for realizing the technical idea of the present invention can be implemented as an NFC module. According to an embodiment, the communication unit 120 may include a plurality of RF communication modules. Such an example will be described with reference to FIG.

4 is a diagram showing a configuration of a communication unit according to an embodiment of the present invention. Referring to FIG. 4A, the communication unit 120 according to an embodiment of the present invention may include an NFC module 121. According to an embodiment, the communication unit 120 may include a first RF module 122 and a second RF module 123, as shown in FIG. 4B.

When the communication unit 120 includes the NFC module 121, the NFC module 121 includes at least an NFC chipset, and may further include an antenna and / or predetermined security elements. The NFC module 121 may be implemented as a single chip by being coupled with a predetermined storage device. For example, the NFC module 121 may be integrated with a USIM card and implemented as a single chip. Of course, if the NFC module 121 is implemented separately from the storage device such as the USIM card, it may be combined with the storage device to implement the technical idea of the present invention. The NFC module 121 may be set to a different mode when the first tagging is performed and when the second tagging is performed. The setting of this mode may be automatically set according to which device is tagged with the communication unit 120 or may be set by a predetermined application installed in the digital system 100 in order to implement the technical idea of the present invention. .

For example, when the first tagging is performed, the NFC module 121 may be set to a mode for receiving information stored in the first device 200. This mode may be, for example, a Reader / Writer mode defined in ISO 14443, ISO 1563, or Felica. On the other hand, when the second tagging is performed, the NFC module 121 can be set to a mode capable of transmitting the financial transaction necessary information based on the financial information to the second device 300. An example of such a mode may be the Card Emulation mode defined in ISO 14443. According to an embodiment, the NFC module 121 may be set to a P2P mode defined by ISO 18092, and in this case, the second device 300 may be implemented as an apparatus capable of performing NFC communication . As described above, the mode of the communication unit 120 is automatically changed as needed, so that the user can easily perform the financial transaction through continuous tagging. Of course, the change of this mode can be automatically performed according to the device of the communication unit 120 and the device performing the tagging, and the mode in which the two devices are tagged will be described in detail in the NFC standard The detailed description will be omitted.

According to another embodiment, the communication unit 120 may include a first RF module 122 and a second RF module 123. The first RF module 122 may be a device that operates when performing tagging with the first device 200, and the first RF module 122 may operate as an RF reader. In addition, the second RF module 123 may be an apparatus that operates when tagging with the second device 300. For this purpose, the second RF module 123 may operate as an RF tag. By including the two RF modules 122 and 123 performing different functions, the technical idea of the present invention can be implemented without the NFC module 121. [ For this, the control module 110 may activate only the first RF module 122 during the first tagging. After the first tagging is performed, only the second RF module 123 may be activated. Of course, the control module 110 may process the financial information received from the first RF module 122 into the financial transaction necessary information by performing predetermined data processing. Then, it is possible to control a predetermined storage device and an RF communication device (for example, an antenna) in which the processed financial transaction necessary information is stored to operate as the second RF module 123. Accordingly, the technical idea of the present invention may be implemented without collision using two RF modules 122 and 123 performing independent operations.

The financial transaction method according to the technical idea of the present invention as described above can be summarized as shown in FIG.

5 shows a schematic flow chart of a digital system providing method for performing tagging according to an embodiment of the present invention. Referring to FIG. 5, a method of providing a digital system for performing tagging according to an embodiment of the present invention includes: after the digital system 100 performs tagging with the first device 200 (S110) The financial transaction information may be transmitted to the second device 300 so that the financial transaction may be performed (S150).

According to one embodiment, the financial information may be received by the digital system 100 from the first device 200 through the first tagging (S120). Of course, the financial information may not be received through the first tagging, and the first tagging may simply be a condition for performing the financial transaction. Or predetermined information for determining whether the first device 200 is a legitimate user of the financial transaction using the financial information is received or read through the first tagging and the read result is transmitted to the first device 200 The authentication of the first tagging may be performed (S121).

Also, the communication unit 120 of the digital system 100 may be set to the first mode before the first tagging is performed or through the first tagging. The first mode may be a mode capable of receiving necessary information from the first device 200 as described above. The first mode may be set to the mode of the NFC module 121 and may be set by activating the first RF module 122 included in the communication unit 120 according to an embodiment.

Likewise, the communication unit 120 of the digital system 100 may be set to the second mode before the second tagging is performed or through the second tagging. The second mode may be a mode in which the financial transaction requirement information may be transmitted to the second device 300. The second mode may be set to the mode of the NFC module 121 and may be set by activating the second RF module 123 included in the communication unit 120 according to an embodiment. In a case where the communication protocol between the communication unit 120 and the first device 200 and / or the second device 300 varies according to the embodiment, an example of a mode in which the communication unit 120 is set is various Of course.

After the financial transaction necessary information is transmitted to the second device 300, a predetermined security procedure according to the technical idea of the present invention may be performed (S160). This security procedure may refer to a procedure for the digital system 100 to delete information (e.g., financial information and / or predetermined user identification information) received from the first device 200 by itself. Therefore, the technical feature that the financial transaction can be performed only when a plurality of tagging required by the technical idea of the present invention is performed by utilizing the information already received at the time of the next financial transaction, It can be applied continuously by forgery and falsification.

This security procedure can be performed by the security module 130. [ The security module 130 determines whether or not a predetermined time has elapsed after the first tagging is performed based on the information received from the first device 200 or the information regardless of whether or not the second tagging is performed The generated information (for example, financial transaction necessary information) can be deleted. Alternatively, the security module 130 may delete the information after the information (e.g., financial transaction required information) is transmitted to the second device 300 by the second tagging.

Therefore, according to the technical idea of the present invention, after each financial transaction is performed, the digital system 100 may not store at least a part of the information required to perform the financial transaction. Therefore, every time a financial transaction is performed, the tagging with the first device 200 must be preceded before the financial transaction can be normally processed. This allows the first device 200 and the digital system 200, It is possible to significantly increase the security by having two independent apparatuses (100).

On the other hand, even if the second tagging is performed a long time after the first tagging is performed, it may not be desirable for security to process the financial transaction normally. This is because the first tagging and the second tagging must be continuously performed within a predetermined time period so that any threat (e.g., hacking of the digital system 100) may not be caught between the first tagging and the second tagging. In addition, it is more suitable for the technical idea of the present invention that a series of actions are continuously performed for one financial transaction.

Accordingly, the control module 110 can control the financial transaction to be performed only after the second tagging is performed within a predetermined time from the time when the first tagging is performed.

An example of this is shown in Fig. 6 is a view for explaining a process in which a financial transaction can be performed when the first tagging and the second tagging are performed within a predetermined time according to the embodiment of the present invention.

Referring to FIG. 6, the digital system 100 may perform a first tagging with the first device 200 (S200). Then, the control module 110 may start time counting (S210). Then, the control module 110 may determine whether a predetermined time has elapsed since the first tagging (S220). As a result of the determination, when the predetermined time has elapsed, the control module 110 can initialize the financial transaction (S250). Initialization refers to setting the digital system 100 in a state in which the first tagging performed with the first device 200 is invalidated and the second transaction is performed after the first tagging again It can mean. If there is information received from the first device 200 through the first tagging, if the control module 110 initializes the digital system 100, the security module 130 transmits the information And may perform a security procedure to delete the information received from the first device 200. If the second tagging is performed in a state where the predetermined time has not elapsed (S230), the control module 110 may transmit the financial transaction necessity information to the second device 300 (S240). When the financial transaction required information is transmitted, the security module 130 performs a security procedure, and the control module 110 initializes the digital system 100 (S250).

According to an embodiment, the control module 110 determines whether the predetermined time has elapsed (S220). If it is determined that the predetermined time has elapsed (S220), if the second tagging is performed, the control module 110 immediately performs initialization . At this time, the control module 110 may control the communication unit 120 so that the financial transaction necessary information is not transmitted to the second device 300. [ According to an embodiment, a predetermined control signal may be transmitted together with the financial transaction necessity information to prevent the financial transaction from being approved by the service system 400. In any case, the control module 110 may control the digital system 100 to perform the financial transaction so that the second tagging is performed before a predetermined time has elapsed after the first tagging is performed. For this, the control module 110 may control the communication unit 120 to prevent the communication unit 120 from transmitting the financial transaction necessity information, or the control module 110 may generate the financial transaction necessity information Or to control the components included in the digital system 100 such that the financial transaction required information is not transmitted to the second device 300 in various other ways.

Meanwhile, according to the technical idea of the present invention, the digital system 100 can provide a financial transaction environment that can be applied in a variety of applications compared to a conventional financial transaction through short-range wireless communication. This is because, in the past, a financial transaction was performed when a financial transaction means (for example, a financial card or the like) was tagged with a financial transaction apparatus (for example, an RF settlement apparatus or the like), whereas according to the technical idea of the present invention, This is because a financial transaction can be indirectly carried out.

An example of this is shown in Fig. FIG. 7 is a diagram illustrating a process in which a financial transaction can be performed when a financial transaction apparatus satisfies a predetermined condition according to an embodiment of the present invention.

Referring to FIG. 7, the digital system 100 according to an embodiment of the present invention may perform a second tagging with the second device 300 after the first tagging is performed (S300). At this time, the communication unit 120 may receive predetermined information from the second device 300 (S310). For example, the communication unit 120 may receive information on the second device 300, and the information on the second device 300 may be transmitted to the second device 300, (E.g., terminal identification information of the financial transaction device, business type information, location information, information on the service system 400, and the like) of the transaction device. The identification information of the financial transaction device may be stored in advance by the second device 300 or may be stored in the digital system 100 such as the business type information corresponding to the terminal identification information of the financial transaction device, 400 may be stored. Or the digital system 100 receives the identification information of the financial transaction device, and the business type, location, or service system 400 corresponding to the identification information of the financial transaction device received from a predetermined external system (not shown) As shown in FIG.

In step S320, the control module 110 determines whether the identification information of the financial transaction apparatus satisfies a predetermined condition (S320). In other words, the financial transaction need information can be transmitted to the second device 300. If the predetermined condition is not satisfied, the digital system 100 can be initialized (S340). That is, the digital system 100 can be set in a state in which the financial transaction is not performed and the financial transaction is to be performed again from the first tagging. In order to prevent the financial transaction from being performed, the control module 110 controls the communication unit 120 to control the transmission of the financial transaction necessary information, or to transmit a predetermined control signal to the control unit 110, 2 device 300 so that the service system 400 does not process the financial transaction. Or to control the configurations included in the digital system 100 such that the financial transaction requirement information is not transmitted to the second device 300 in various manners.

For example, if a user wishes to perform a financial transaction through the digital system 100, the user can perform a second tagging with a predetermined financial transaction device. Then, the digital system 100 receives the identification information of the financial transaction apparatus, and can determine whether the financial transaction apparatus satisfies a predetermined condition based on the received information. For example, the predetermined condition may be a condition that the financial transaction through the digital system 100 is set not to be performed for a specific business type (for example, entertainment business or leisure business). Alternatively, it may be a condition that the financial transaction is not performed for the second device 300 existing in a specific location or range. Alternatively, the specific service principal, that is, the subject of the service system 400, may be a condition set such that the financial transaction is not performed.

If the user performs a financial transaction by directly tagging the first device 200 and the second device 300, it is impossible to control the financial transaction to be performed selectively according to the various conditions. However, According to the idea, the user can selectively set these conditions, thereby providing a financial transaction environment capable of various applications. According to an embodiment, when the financial transaction is financial settlement, the digital system 100 receives payment information (for example, payment amount, information on a merchant) from the second device 300, Based on whether the financial transaction is to be performed.

As a result, according to an embodiment of the present invention, a financial transaction using the first device 200 is indirectly performed through the digital system 100, rather than a financial transaction using the first device 200 directly, The application of the financial transaction environment of the present invention is effective.

Meanwhile, according to the technical idea of the present invention, since the user performs the first tagging through the non-contact short distance wireless communication with the first device 200, the first device 200 There is an effect that it is not necessary to take out the battery pack to the outside. For example, when the first device 200 is a financial card, the user often stores the financial card in his wallet. Then, conventionally, the user must take out the purse from the pocket, take out the financial card from the purse, carry out the financial transaction, and insert the financial card into the purse again. Such an action may cause the loss of the financial card or purse .

However, according to the technical idea of the present invention, when the user brings the digital system 100, such as a mobile phone, held by the user into a pocket in which a wallet is stored, and performs an operation of bringing the mobile phone to a financial transaction device So that the risk of loss or theft of the first device 200 can be somewhat reduced.

In addition, the technical spirit of the present invention encompasses technical concepts that further reduce the risk of loss or theft of the first device 200 and / or the digital system. This technical idea can be realized by outputting a predetermined alarm signal when the first device 200 and the digital system 100 are separated by a predetermined distance or more. The determination of such distance and the output of the alarm signal can be performed by the alarm module 140. [

Such an example is shown in Fig. 8 is a diagram for explaining a process of outputting an alarm signal when the digital system and the financial transaction means are separated by a predetermined distance or more according to an embodiment of the present invention.

Referring to FIG. 8, the alarm module 140 included in the digital system 100 may determine the distance to the first device 200 (S400). If it is determined that the alarm module 140 has moved away by a predetermined distance (S410), the alarm module 140 may output a predetermined alarm signal (S420). For this, the alarm module 140 may perform predetermined wireless communication with the first device 200. [ In addition, for the alarm function according to the technical idea of the present invention, the first device 200 may be a device having its own power source. For example, even when the first device 200 is a financial card, a financial card including a predetermined battery and a communication device capable of communicating with the alarm module 140 can be implemented. Since the digital system 100 and the first device 200 must be able to communicate with each other when they are held by the same user, the digital system 100 and the first device 200 can communicate with each other within a predetermined distance (e.g., 1 meter to several meters) Preferably, the digital system 100 and the first device 200 can maintain a communication state through a communication protocol. The communication protocol for communication between the alarm module 140 and the first device 200 may vary. It is desirable that communication be possible within a certain distance (e.g., 1 meter to several meters) of any communication protocol. Further, even if the communication distance of the communication protocol is longer than the predetermined distance (for example, 1 meter to several meters), the distance can be determined through the intensity of the signal. And is further than a predefined distance, the digital system 100 may output an alarm signal.

In this case, the communication between the alarm module 140 and the first device 200 may be performed by a communication protocol different from the communication for tagging as described above. In order for the alarm module 140 to output an alarm signal, the alarm module 140 and the first device 200 may be in a state of performing communication at all times or at very short intervals.

Communication between the alarm module 140 and the first device 200 provided in the digital system 100 may be implemented by various embodiments such as Bluetooth, infrared communication, and optical communication. It goes without saying that a predetermined communication device for such communication may be provided in the first device 200 as well.

According to an exemplary embodiment, the digital system 100 and the first device 200 can perform communication using a wireless standard protocol such as Bluetooth, Zigbee, or the like. Of course, when the Bluetooth communication is performed, the first device 200 may also have its own power supply or may receive power from the outside. On the other hand, in the case of Zigbee communication, it may be advantageous that communication can be performed with low power as compared with Bluetooth. In addition, the digital system 100 and the first device 200 can perform various short-range wireless communications (e.g., IrDA, UWB, etc.) according to an embodiment, and the digital system 100, And the first device 200 may be provided with predetermined configurations for the environment required for the wireless communication.

The alarm signal may be a predetermined voice signal, a visual signal using a lamp or predetermined display information, or a tactile signal such as vibration. This has the effect that the user of the digital system 100 may flicker and reduce the risk of moving or losing the digital system 100 or the first device 200. Of course, there is also the effect of reducing the chance of being stolen by someone else.

The digital system 100 or the first device 200 may be turned off or disabled so that the legitimate user intentionally carries out either the digital system 100 or the first device 200, The first device 200 may be implemented.

Although the present invention has been described with respect to an example in which the financial transaction is performed through the technical idea of the present invention, it goes without saying that various services can be performed through the technical idea of the present invention.

For example, if there is a predetermined membership card in the past, and the member card is tagged in a predetermined RF reader, there is a service that logs in using a user account corresponding to the membership card. The technical idea of the present invention can also be applied to these services.

For example, after a first tagging of the membership card (first apparatus) and the digital system 100, the user then second tagging the digital system 100 to the RF reader (second apparatus) . That is, a desired service process, that is, a login process can be performed in a manner similar to the above-described financial transaction. At this time, the digital system 100 can receive the predetermined destination information stored in the membership card through the first tagging with the membership card. The destination information may be information necessary for performing the service process (for example, identification information of the membership card corresponding to the login ID or the login ID). Then, when the digital system 100 and the RF reader (second device) perform the second tagging, predetermined information, which is information generated based on the destination information or the destination information, is transmitted to the RF reader, Process can be performed. Of course, it is needless to say that the security procedure as described above, control that the first tagging and the second tagging should be performed within a predetermined time, that the service process is performed, and that the information about the RF reader is selected The control that causes the service process to be performed may be applied equally.

This technical idea of the present invention can be applied to various systems implemented to perform a predetermined service process through a first device (e.g., a tag device) and a second device (e.g., a reader device) that perform near field wireless communication. For example, the technical idea of the present invention can be applied in an environment in which a desired service process (e.g. issuance of a certificate, settlement, attendance check, or various other services) is performed by tagging an ID, a student ID, .

The digital system providing method for performing tagging according to an embodiment of the present invention can be embodied as computer readable codes on a computer readable recording medium. A computer-readable recording medium includes all kinds of recording apparatuses in which data that can be read by a computer system is stored. Examples of the computer-readable recording medium include a ROM, a RAM, a CD-ROM, a magnetic tape, a hard disk, a floppy disk, an optical data storage device, and the like in the form of a carrier wave (for example, . In addition, the computer-readable recording medium may be distributed over network-connected computer systems so that computer readable codes can be stored and executed in a distributed manner. And functional programs, codes, and code segments for implementing the present invention can be easily inferred by programmers skilled in the art to which the present invention pertains.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed embodiments, but, on the contrary, is intended to cover various modifications and equivalent arrangements included within the spirit and scope of the appended claims. Accordingly, the true scope of the present invention should be determined by the technical idea of the appended claims.

Claims (20)

1. A digital system for performing financial transactions,
A communication unit for performing a first tagging, a first tagging, a predetermined financial transaction apparatus, and a second tagging; And
And a control module for controlling the communication unit,
The control module includes:
When the second tagging is performed, the financial transaction information is received through the first tagging or is transmitted to the financial transaction device based on the financial information previously stored in the digital system, Wherein the digital tag is a digital tag.
2. The apparatus of claim 1,
A predetermined financial transaction means for storing financial information to be used in the financial transaction,
The control module includes:
Wherein when the second tagging is performed by the communication unit and the financial transaction apparatus, the financial transaction information is transmitted to the financial transaction apparatus based on the financial information received from the first apparatus so that the financial transaction is performed A digital system that performs tagging.
The apparatus of claim 1,
Determining whether the first device corresponds to a user corresponding to the financial information, and controlling the transmission of the financial transaction necessary information to the financial transaction device only if the first device corresponds to the user corresponding to the financial information,
Wherein the control unit controls the transmission of the identification information of the user and the financial transaction necessity information that can be previously stored or verified in the digital system to the financial transaction apparatus so that the financial transaction is performed only when the identification information corresponds to the financial information Wherein the digital tag performs tagging.
The communication system according to claim 2,
Wherein the first mode is set to a different mode when the first tagging is performed and the second mode is set when the second tagging is performed.
The communication apparatus according to claim 1,
NFC module,
Wherein the mode of the NFC module is changed after the first tagging is performed.
The communication apparatus according to claim 1,
A first RF module for performing the first tagging; And
And a second RF module for performing the second tagging,
Wherein,
Wherein the first RF module or the second RF module is selectively activated.
The apparatus of claim 1,
And performs the financial transaction so that the second tagging is performed within a predetermined time after the first tagging is performed.
The apparatus of claim 1,
Receives the information on the financial transaction device through the communication unit, and controls the financial transaction to be selectively performed based on the received information on the financial transaction device.
The digital system as claimed in claim 2,
Further comprising a security module for deleting the financial information stored in the communication unit after a predetermined time has elapsed after the first tagging has been performed or after the financial transaction necessary information has been transmitted to the financial transaction apparatus A digital system that performs tagging.
The digital system for tagging according to claim 1,
Further comprising an alarm module for outputting an alarm signal when the financial transaction means and the digital system performing tagging move away from each other by a predetermined distance or more.
A digital system capable of transmitting and receiving predetermined information through tagging with a first device and a second device,
Wherein the first device and the second device comprise:
When the first device storing the destination information is tagged with the second device, the second device can receive the destination information from the first device and perform the service process using the received destination information , ≪ / RTI >
The digital system includes:
A communication unit for performing the first tagging, the first tagging, the second tagging, and the second tagging; And
And a control module for controlling the communication unit,
The control module includes:
When the second tagging is performed, controls the communication unit to transmit necessary information based on the destination information received through the first tagging to the second device, so that the service process using the destination information is performed. A digital system that performs tagging.
A method of providing a digital system for performing tagging so as to perform a financial transaction,
Performing a first tagging with a predetermined first device by the digital system performing the tagging; And
Wherein the digital system performing the tagging performs the second tagging with the predetermined financial transaction device after the first tagging is performed, the digital system receiving from the first device through the second tagging or performing the tagging And transmitting financial transaction information based on the financial information stored in advance to the financial transaction device so that the financial transaction is performed.
13. The apparatus of claim 12,
A financial transaction means for storing the financial information to be used in the financial transaction,
Wherein the step of transmitting the financial transaction necessity information to the financial transaction device to perform a financial transaction includes:
And transmitting the financial transaction necessary information based on the financial information received from the first device to the financial transaction apparatus so that the financial transaction is performed when the second tagging is performed Wherein the digital tag is a digital tag.
13. The digital system providing method of claim 12,
Further comprising the step of the digital system performing the tagging determining whether the first device corresponds to a user corresponding to the financial information, and if it is determined that the digital transaction information corresponds to the user corresponding to the financial information, And the financial transaction is carried out,
Wherein the step of transmitting the financial transaction necessity information to the financial transaction apparatus so that the financial transaction is performed includes the step of transmitting the identification information of the user and the financial transaction necessity information, which can be previously stored or confirmed in the digital system performing the tagging, And transmitting the information to the transaction apparatus so that the financial transaction is performed only when the identification information corresponds to the financial information.
The method as claimed in claim 12, wherein the step of transmitting the financial transaction requirement information to the financial transaction device to perform a financial transaction includes:
Determining whether the second tagging is performed within a predetermined time after the first tagging is performed by the digital system performing the tagging; And
And selectively performing the financial transaction based on the determination result.
The method as claimed in claim 12, wherein the step of transmitting the financial transaction requirement information to the financial transaction device to perform a financial transaction includes:
The digital system performing the tagging receiving information on the financial transaction device through the second tagging; And
And selectively performing the financial transaction based on information on the financial transaction apparatus or payment information received by the digital system performing the tagging.
14. The digital system providing method of claim 13,
Further comprising the step of deleting the financial information after a predetermined time has elapsed after the first tagging is performed or when the digital system performing the tagging transmits the financial information to the financial transaction apparatus, Tagging the digital system.
13. The digital system providing method of claim 12,
Further comprising the step of outputting an alarm signal when the first device and the digital system performing tagging move away from each other by a predetermined distance or more.
A method of providing a digital system for performing tagging with a first device and a second device capable of transmitting and receiving predetermined information through tagging,
The digital system performing the tagging receiving and storing the object information through the first device and the first tagging;
And transmitting the necessary information based on the object information to the second apparatus so that the service process using the object information is performed when the digital system performing the tagging performs the second tagging with the second apparatus ,
Wherein the first device and the second device comprise:
When the first device storing the destination information is tagged with the second device, the second device receives the destination information from the first device and performs the service process using the received destination information Wherein the tag is a device capable of performing tagging.
A computer-readable recording medium recording a program for performing the method according to any one of claims 12 to 19.

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