TWI641964B - Guarantee letter confirmation system and guarantee letter confirmation method - Google Patents
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Abstract
本發明提出一種保證函確認系統及保證函確認方法。保證函確認系統包括伺服器及電子裝置。伺服器建立資料庫以儲存多個保證函。電子裝置傳送第一保證函序號、第一金額、第一被保證人、第一工程合約名稱及第一保證迄日到伺服器。伺服器根據第一保證函序號在保證函中尋找對應的第一保證函。若第一保證函的金額、被保證人、工程合約名稱及保證迄日分別與第一金額、第一被保證人、第一工程合約名稱及第一保證迄日相同，則伺服器傳送確認訊息給電子裝置。The invention provides a guarantee letter confirmation system and a guarantee letter confirmation method. The warranty confirmation system includes servers and electronic devices. The server builds a database to store multiple guarantee letters. The electronic device transmits the first guarantee letter serial number, the first amount, the first guaranteed person, the first engineering contract name, and the first guaranteed date to the server. The server searches for a corresponding first guarantee letter in the guarantee letter according to the first guarantee letter number. If the amount of the first guarantee letter, the guarantor, the name of the project contract and the guarantee date are the same as the first amount, the first guarantor, the first project contract name and the first guarantee date, the server sends a confirmation message to the electronic Device.
Description
本發明是有關於一種保證函確認系統及保證函確認方法，且特別是有關於一種能夠提供受益人快速確認保證函真偽的保證函確認系統及保證函確認方法。The invention relates to a guarantee letter confirmation system and a guarantee letter confirmation method, and in particular to a guarantee letter confirmation system and a guarantee letter confirmation method capable of providing a beneficiary to quickly confirm the authenticity of the guarantee letter.
許多銀行客戶因為承攬國內各種工程，因此需要開立各項保證函給其業主。當業主收到保證函後，為了要確認保證函的真偽及其保證內容，經常需要派專人親自到銀行分行確認相關的保證函內容，這造成業主的不便與額外的人力成本。因此如何使業主能夠快速確認保證函真偽，進而提升銀行形象及服務品質，是本領域技術人員所應致力的目標。Many bank customers need to open various guarantee letters to their owners because they undertake various domestic projects. When the owner receives the letter of guarantee, in order to confirm the authenticity of the letter of guarantee and the content of the guarantee, it is often necessary to send a person to the bank branch to confirm the relevant letter of guarantee, which causes inconvenience and additional labor costs for the owner. Therefore, how to enable the owner to quickly confirm the authenticity of the guarantee letter, thereby improving the image and service quality of the bank, is a goal that technicians in the field should strive for.
本發明提供一種保證函確認系統及保證函確認方法，提供業主能夠快速確認保證函真偽，以增進查訊保證函的效率。The invention provides a guarantee letter confirmation system and a confirmation letter confirmation method, and provides the owner with the ability to quickly confirm the authenticity of the guarantee letter, so as to improve the efficiency of the inquiry guarantee letter.
本發明提出一種保證函確認系統，包括伺服器及電子裝置。電子裝置耦接到伺服器。伺服器建立資料庫以儲存多個保證函，每一保證函具有保證函序號、金額、被保證人、工程合約名稱及保證迄日。電子裝置傳送第一保證函序號、第一金額、第一被保證人、第一工程合約名稱及第一保證迄日到伺服器。伺服器根據第一保證函序號在上述保證函中尋找對應的第一保證函。若第一保證函的金額、被保證人、工程合約名稱及保證迄日分別與第一金額、第一被保證人、第一工程合約名稱及第一保證迄日相同，則伺服器傳送確認訊息給電子裝置。The invention provides a guarantee letter confirmation system, including a server and an electronic device. The electronic device is coupled to the server. The server establishes a database to store multiple guarantee letters. Each guarantee letter has a guarantee letter serial number, an amount, a guarantor, a project contract name, and a guaranteed date. The electronic device transmits the first guarantee letter serial number, the first amount, the first guaranteed person, the first engineering contract name, and the first guaranteed date to the server. The server searches for the corresponding first guarantee letter in the above guarantee letter according to the first guarantee letter number. If the amount of the first guarantee letter, the guarantor, the name of the project contract and the guarantee date are the same as the first amount, the first guarantor, the first project contract name and the first guarantee date, the server sends a confirmation message to the electronic Device.
在本發明的一實施例中，上述保證函為履約保證、預付款保證或保固保證。In an embodiment of the invention, the above warranty letter is a performance guarantee, a prepayment guarantee or a warranty guarantee.
在本發明的一實施例中，若資料庫中不存在具有第一保證函序號的保證函，則伺服器回傳失敗訊息到電子裝置。In an embodiment of the invention, if there is no guarantee letter with the first guarantee letter number in the database, the server returns a failure message to the electronic device.
在本發明的一實施例中，若保證函中的第一保證函的保證函序號相同於第一保證函序號，但金額與第一金額、被保證人與第一被保證人、工程合約名稱與第一工程合約名稱、以及保證迄日與第一保證迄日有任一不同，則伺服器回傳失敗訊息到電子裝置。In an embodiment of the present invention, if the guarantee letter number of the first guarantee letter in the guarantee letter is the same as the first guarantee letter serial number, but the amount and the first amount, the guaranteed person and the first guaranteed person, the engineering contract name and the If the name of the project contract and the guarantee date are different from the first guarantee date, the server returns a failure message to the electronic device.
在本發明的一實施例中，上述電子裝置以帳號登入伺服器。In an embodiment of the invention, the electronic device logs in to the server by using an account.
本發明提出一種保證函確認方法，適用於伺服器及電子裝置。電子裝置耦接到伺服器。保證函確認方法包括藉由伺服器建立資料庫以儲存多個保證函，每一保證函具有保證函序號、金額、被保證人、工程合約名稱及保證迄日。保證函確認方法包括藉由電子裝置傳送第一保證函序號、第一金額、第一被保證人、第一工程合約名稱及第一保證迄日到伺服器。保證函確認方法包括藉由伺服器根據第一保證函序號在上述保證函中尋找對應的第一保證函。保證函確認方法包括若第一保證函的金額、被保證人、工程合約名稱及保證迄日分別與第一金額、第一被保證人、第一工程合約名稱及第一保證迄日相同，則伺服器傳送確認訊息給電子裝置。The invention provides a guarantee letter confirmation method, which is applicable to a server and an electronic device. The electronic device is coupled to the server. The guarantee letter confirmation method includes establishing a database by the server to store a plurality of guarantee letters, each guarantee letter having a guarantee letter serial number, an amount, a guarantor, a project contract name, and a guarantee date. The guarantee letter confirmation method includes transmitting, by the electronic device, the first guarantee letter serial number, the first amount, the first guaranteed party, the first engineering contract name, and the first guaranteed date to the server. The guarantee letter confirmation method includes searching, by the server, the corresponding first guarantee letter in the above guarantee letter according to the first guarantee letter number. The confirmation method of the guarantee letter includes if the amount of the first guarantee letter, the name of the guarantor, the name of the project contract and the guarantee date are the same as the first amount, the first guarantor, the first project contract name and the first guarantee date, the server Send a confirmation message to the electronic device.
在本發明的一實施例中，上述保證函為履約保證、預付款保證或保固保證。In an embodiment of the invention, the above warranty letter is a performance guarantee, a prepayment guarantee or a warranty guarantee.
在本發明的一實施例中，若資料庫中不存在具有第一保證函序號的保證函，則伺服器回傳失敗訊息到電子裝置。In an embodiment of the invention, if there is no guarantee letter with the first guarantee letter number in the database, the server returns a failure message to the electronic device.
在本發明的一實施例中，若保證函中的第一保證函的保證函序號相同於第一保證函序號，但金額與第一金額、被保證人與第一被保證人、工程合約名稱與第一工程合約名稱、以及保證迄日與第一保證迄日有任一不同，則伺服器回傳失敗訊息到電子裝置。In an embodiment of the present invention, if the guarantee letter number of the first guarantee letter in the guarantee letter is the same as the first guarantee letter serial number, but the amount and the first amount, the guaranteed person and the first guaranteed person, the engineering contract name and the If the name of the project contract and the guarantee date are different from the first guarantee date, the server returns a failure message to the electronic device.
在本發明的一實施例中，上述電子裝置以帳號登入伺服器。In an embodiment of the invention, the electronic device logs in to the server by using an account.
基於上述，本發明的保證函確認系統及保證函確認方法會先利用伺服器建立資料庫以儲存多個保證函。業主可利用電子裝置輸入保證函的詳細資訊，也就是保證函序號、金額、被保證人、工程合約名稱及保證迄日等資訊來確認收到的保證函是否位於銀行系統的資料庫中。如此可以快速進行保證函保證內容的確認。Based on the above, the guarantee letter confirmation system and the guarantee letter confirmation method of the present invention first use the server to establish a database to store a plurality of guarantee letters. The owner can use the electronic device to enter the detailed information of the guarantee letter, that is, the guarantee letter serial number, the amount, the guarantor, the project contract name and the guarantee date to confirm whether the received guarantee letter is located in the bank system database. In this way, the confirmation of the guarantee letter can be confirmed quickly.
為讓本發明的上述特徵和優點能更明顯易懂，下文特舉實施例，並配合所附圖式作詳細說明如下。The above described features and advantages of the invention will be apparent from the following description.
圖1為根據本發明一實施例的保證函確認系統的方塊圖。1 is a block diagram of a guarantee letter confirmation system in accordance with an embodiment of the present invention.
請參照圖1，本發明的保證函確認系統100包括伺服器110及電子裝置120。電子裝置120可以有線或無線的方式耦接到伺服器110。電子裝置120可為智慧型手機、平板電腦、筆記型電腦、個人電腦等裝置。電子裝置120可為工程業主所使用的裝置，讓工程業主透過電子裝置120連接到銀行端的伺服器110來查詢保證函的真偽。Referring to FIG. 1, the guarantee confirmation system 100 of the present invention includes a server 110 and an electronic device 120. The electronic device 120 can be coupled to the server 110 in a wired or wireless manner. The electronic device 120 can be a smart phone, a tablet computer, a notebook computer, a personal computer, and the like. The electronic device 120 can be a device used by the project owner, and the project owner can connect to the server 110 at the bank through the electronic device 120 to check the authenticity of the guarantee letter.
伺服器110及電子裝置120都可包括通訊晶片(未繪示於圖中)、儲存裝置(未繪示於圖中)及處理器(未繪示於圖中)。Both the server 110 and the electronic device 120 can include a communication chip (not shown), a storage device (not shown), and a processor (not shown).
通訊晶片可為支援全球行動通信(Global System for Mobile communication, GSM)、個人手持式電話系統(Personal Handy-phone System, PHS)、碼多重擷取(Code Division Multiple Access, CDMA)系統、寬頻碼分多址(Wideband Code Division Multiple Access, WCDMA)系統、長期演進(Long Term Evolution, LTE)系統、全球互通微波存取(Worldwide interoperability for Microwave Access, WiMAX)系統、無線保真(Wireless Fidelity, Wi-Fi)系統或藍牙的信號傳輸的元件。The communication chip can support Global System for Mobile communication (GSM), Personal Handy-phone System (PHS), Code Division Multiple Access (CDMA) system, and broadband code division. Wideband Code Division Multiple Access (WCDMA) system, Long Term Evolution (LTE) system, Worldwide interoperability for Microwave Access (WiMAX) system, Wireless Fidelity (Wi-Fi) The component of the system or Bluetooth signal transmission.
儲存裝置可以是任何型態的固定或可移動隨機存取記憶體(Random Access Memory，RAM)、唯讀記憶體(Read-Only Memory，ROM)、快閃記憶體(flash memory)、硬碟(Hard Disk Drive，HDD)、固態硬碟(Solid State Drive，SSD)或類似元件或上述元件的組合。The storage device can be any type of fixed or removable random access memory (RAM), read-only memory (ROM), flash memory, hard disk ( Hard Disk Drive (HDD), solid state drive (SSD) or similar components or a combination of the above.
處理器可以是中央處理單元(Central Processing Unit，CPU)，或是其他可程式化之一般用途或特殊用途的微處理器(Microprocessor)、數位信號處理器(Digital Signal Processor，DSP)、可程式化控制器、特殊應用積體電路(Application Specific Integrated Circuit，ASIC)或其他類似元件或上述元件的組合。The processor can be a Central Processing Unit (CPU), or other programmable general purpose or special purpose microprocessor (Microprocessor), digital signal processor (DSP), and can be programmed. Controller, Application Specific Integrated Circuit (ASIC) or other similar components or a combination of the above.
圖2為根據本發明一實施例的應用於保證函確認系統的方法的流程圖。2 is a flow chart of a method for applying a guarantee confirmation system in accordance with an embodiment of the present invention.
請參照圖2，在步驟S201中，伺服器110建立資料庫以儲存多個保證函，每一保證函具有保證函序號、金額、被保證人、工程合約名稱及保證迄日。值得注意的是，本發明所提到的保證函可以是國內各種工程的履約保證、預付款保證或保固保證。Referring to FIG. 2, in step S201, the server 110 establishes a database to store a plurality of guarantee letters, each of which has a guarantee number, an amount, a sponsor, a project contract name, and a guaranteed date. It is worth noting that the guarantee letter mentioned in the present invention may be a performance guarantee, a prepayment guarantee or a warranty guarantee for various domestic projects.
在步驟S203中，電子裝置120傳送第一保證函序號、第一金額、第一被保證人、第一工程合約名稱及第一保證迄日到伺服器110。具體來說，當業主收到保證函之後，可利用自身的電子裝置120以一帳號登入伺服器110，並且透過電子裝置120來輸入保證函的詳細內容，例如保證函序號、金額、被保證人、工程合約名稱及保證迄日，給伺服器110接收。In step S203, the electronic device 120 transmits the first guarantee letter serial number, the first amount, the first guaranteed person, the first engineering contract name, and the first guaranteed date to the server 110. Specifically, after the owner receives the guarantee letter, the electronic device 120 can use its own electronic device 120 to log in to the server 110, and input the details of the guarantee letter through the electronic device 120, such as the guarantee serial number, the amount, the guaranteed person, The project contract name and warranty date are received by the server 110.
在步驟S205中，伺服器110根據第一保證函序號尋找在上述保證函中對應的第一保證函。具體來說，伺服器110根據第一保證函序號從上述多個保證函中尋找具有第一保證函序號的第一保證函。In step S205, the server 110 searches for the first guarantee letter corresponding to the guarantee letter according to the first guarantee letter number. Specifically, the server 110 searches for the first guarantee letter having the first guarantee letter sequence from the plurality of guarantee letters according to the first guarantee letter number.
在步驟S207中，若第一保證函的金額、被保證人、工程合約名稱及保證迄日分別與第一金額、第一被保證人、第一工程合約名稱及第一保證迄日相同，則伺服器110傳送確認訊息給電子裝置120。具體來說，伺服器110可先根據收到的第一保證函序號尋找具有此保證函序號的保證函，並進一步比對其他保證函詳細內容。只有當所有保證函詳細內容(即，保證函序號、金額、被保證人、工程合約名稱及保證迄日)都與輸入結果相同時才能確認保證函無誤，而伺服器110才會傳送保證函無誤的確認訊息給電子裝置120。In step S207, if the amount of the first guarantee letter, the guarantor, the name of the project contract, and the guarantee date are the same as the first amount, the first guarantor, the first contract name, and the first guarantee date, the server 110 transmits a confirmation message to the electronic device 120. Specifically, the server 110 may first search for a guarantee letter having the serial number of the guarantee according to the received first guarantee letter serial number, and further compare the details of the other guarantee letters. Only when the details of all the guarantee letters (ie, the guarantee letter serial number, the amount, the guarantor, the project contract name and the guarantee date) are the same as the input result, can the confirmation letter be correct, and the server 110 will transmit the guarantee letter without error. A confirmation message is sent to the electronic device 120.
值得注意的是，若資料庫中不存在具有第一保證函序號的保證函，則伺服器110回傳失敗訊息到電子裝置120。此外，若保證函中的第一保證函的保證函序號相同於第一保證函序號，但金額與第一金額、被保證人與第一被保證人、工程合約名稱與第一工程合約名稱、以及保證迄日與第一保證迄日有任一不同，則伺服器110回傳失敗訊息到該電子裝置120。It should be noted that if there is no guarantee letter with the first guarantee key number in the database, the server 110 returns a failure message to the electronic device 120. In addition, if the guarantee letter number of the first guarantee letter in the guarantee letter is the same as the first guarantee letter serial number, but the amount and the first amount, the guaranteed person and the first guaranteed person, the name of the engineering contract and the name of the first engineering contract, and the guarantee If there is any difference between the date of the first guarantee and the date of the first guarantee, the server 110 returns a failure message to the electronic device 120.
綜上所述，本發明的保證函確認系統及保證函確認方法會先利用伺服器建立資料庫以儲存多個保證函。業主可利用電子裝置輸入保證函的詳細資訊，也就是保證函序號、金額、被保證人、工程合約名稱及保證迄日等資訊來確認收到的保證函是否位於銀行系統的資料庫中。如此可以快速進行保證函保證內容的確認。若是業主需要更進一步確認內容，也可擇日到分行核對。In summary, the guarantee letter confirmation system and the guarantee letter confirmation method of the present invention first use the server to establish a database to store a plurality of guarantee letters. The owner can use the electronic device to enter the detailed information of the guarantee letter, that is, the guarantee letter serial number, the amount, the guarantor, the project contract name and the guarantee date to confirm whether the received guarantee letter is located in the bank system database. In this way, the confirmation of the guarantee letter can be confirmed quickly. If the owner needs to confirm the content further, he can also check it at the branch.
雖然本發明已以實施例揭露如上，然其並非用以限定本發明，任何所屬技術領域中具有通常知識者，在不脫離本發明的精神和範圍內，當可作些許的更動與潤飾，故本發明的保護範圍當視後附的申請專利範圍所界定者為準。Although the present invention has been disclosed in the above embodiments, it is not intended to limit the present invention, and any one of ordinary skill in the art can make some changes and refinements without departing from the spirit and scope of the present invention. The scope of the invention is defined by the scope of the appended claims.
100‧‧‧保證函確認系統100‧‧‧Guarantee confirmation system
110‧‧‧伺服器110‧‧‧Server
120‧‧‧電子裝置120‧‧‧Electronic devices
S201、S203、S205、S207‧‧‧應用於保證函確認系統的方法的步驟S201, S203, S205, S207‧‧‧ steps of the method applied to the guarantee letter confirmation system
圖1為根據本發明一實施例的保證函確認系統的方塊圖。 圖2為根據本發明一實施例的應用於保證函確認系統的方法的流程圖。1 is a block diagram of a guarantee letter confirmation system in accordance with an embodiment of the present invention. 2 is a flow chart of a method for applying a guarantee confirmation system in accordance with an embodiment of the present invention.
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Also Published As
| Publication number | Publication date |
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| TW201915801A (en) | 2019-04-16 |
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