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WO1998012674A3 - Terminal de transaction financiere de poche - Google Patents

Terminal de transaction financiere de poche Download PDF

Info

Publication number
WO1998012674A3
WO1998012674A3 PCT/GB1997/002551 GB9702551W WO9812674A3 WO 1998012674 A3 WO1998012674 A3 WO 1998012674A3 GB 9702551 W GB9702551 W GB 9702551W WO 9812674 A3 WO9812674 A3 WO 9812674A3
Authority
WO
WIPO (PCT)
Prior art keywords
terminal
case
contactless
pocket value
chip
Prior art date
Application number
PCT/GB1997/002551
Other languages
English (en)
Other versions
WO1998012674A2 (fr
Inventor
John Desmond Field
Original Assignee
John Desmond Field
Wave Holdings Ltd
White Martin David
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from GBGB9619708.2A external-priority patent/GB9619708D0/en
Application filed by John Desmond Field, Wave Holdings Ltd, White Martin David filed Critical John Desmond Field
Priority to BR9711514-2A priority Critical patent/BR9711514A/pt
Priority to CA002266373A priority patent/CA2266373A1/fr
Priority to EP97941087A priority patent/EP0934576A2/fr
Priority to AU43113/97A priority patent/AU728907B2/en
Priority to JP10514408A priority patent/JP2001500652A/ja
Priority to TW086115309A priority patent/TW403883B/zh
Publication of WO1998012674A2 publication Critical patent/WO1998012674A2/fr
Publication of WO1998012674A3 publication Critical patent/WO1998012674A3/fr

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0008—General problems related to the reading of electronic memory record carriers, independent of its reading method, e.g. power transfer
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0013—Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0013—Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers
    • G06K7/0056—Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers housing of the card connector
    • G06K7/006—Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers housing of the card connector the housing being a portable casing
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10316—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves using at least one antenna particularly designed for interrogating the wireless record carriers
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10366—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves the interrogation device being adapted for miscellaneous applications
    • G06K7/10376—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves the interrogation device being adapted for miscellaneous applications the interrogation device being adapted for being moveable
    • G06K7/10386—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves the interrogation device being adapted for miscellaneous applications the interrogation device being adapted for being moveable the interrogation device being of the portable or hand-handheld type, e.g. incorporated in ubiquitous hand-held devices such as PDA or mobile phone, or in the form of a portable dedicated RFID reader
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352—Contactless payments by cards
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

Landscapes

  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Artificial Intelligence (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Toxicology (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Health & Medical Sciences (AREA)
  • General Business, Economics & Management (AREA)
  • Electromagnetism (AREA)
  • General Health & Medical Sciences (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Credit Cards Or The Like (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephone Set Structure (AREA)
  • Conveying Record Carriers (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

La présente invention se rapporte à un terminal de transaction financière de poche comprenant un boîtier portatif (10), un écran (11) et un clavier (12). Le boîtier est conçu pour recevoir des cartes à puce à contact auxquelles il est connecté électriquement afin de pouvoir exécuter diverses transactions. Ce boîtier est doté d'un connecteur multibroche (14) permettant de connecter le terminal aux dispositifs extérieurs. Le microprocesseur central peut être monté sur une carte en plastique qui comporte également une puce sans contact. Selon une variante, la puce sans contact peut être montée sur une carte distincte, conservée et soutenue à proximité du terminal. De la sorte, le terminal peut fonctionner comme un dispositif de transfert de valeurs et de communication, et peut également être utilisé, en mode sans contact, pour l'achat de billets de chemin de fer ou autres.
PCT/GB1997/002551 1996-09-20 1997-09-18 Terminal de transaction financiere de poche WO1998012674A2 (fr)

Priority Applications (6)

Application Number Priority Date Filing Date Title
BR9711514-2A BR9711514A (pt) 1996-09-20 1997-09-18 Combinação de dois ou mais dispositivos diferentes de comuinicação discreta de bolso.
CA002266373A CA2266373A1 (fr) 1996-09-20 1997-09-18 Terminal de transaction financiere de poche
EP97941087A EP0934576A2 (fr) 1996-09-20 1997-09-18 Terminal de transaction financiere de poche
AU43113/97A AU728907B2 (en) 1996-09-20 1997-09-18 Pocket value terminal
JP10514408A JP2001500652A (ja) 1996-09-20 1997-09-18 ポケットサイズ数値表示端末
TW086115309A TW403883B (en) 1996-09-20 1997-10-17 Pocket value terminal

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
GB9619708.2 1996-09-20
GBGB9619708.2A GB9619708D0 (en) 1996-09-20 1996-09-20 Pocket value terminal
GB9624147.6 1996-11-20
GB9624147A GB2317484B (en) 1996-09-20 1996-11-20 Pocket value terminal

Publications (2)

Publication Number Publication Date
WO1998012674A2 WO1998012674A2 (fr) 1998-03-26
WO1998012674A3 true WO1998012674A3 (fr) 1998-07-23

Family

ID=26310076

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/GB1997/002551 WO1998012674A2 (fr) 1996-09-20 1997-09-18 Terminal de transaction financiere de poche

Country Status (7)

Country Link
EP (1) EP0934576A2 (fr)
JP (1) JP2001500652A (fr)
CN (1) CN1238055A (fr)
AU (1) AU728907B2 (fr)
BR (1) BR9711514A (fr)
CA (1) CA2266373A1 (fr)
WO (1) WO1998012674A2 (fr)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11694053B2 (en) 2008-08-08 2023-07-04 Icashe, Inc. Method and apparatus for transmitting data via NFC for mobile applications including mobile payments and ticketing
US12147863B2 (en) 2008-08-08 2024-11-19 Icashe, Inc. Method and apparatus for transmitting data via NFC for mobile applications including mobile payments and ticketing

Families Citing this family (47)

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US6424845B1 (en) * 1998-06-19 2002-07-23 Ncr Corporation Portable communication device
EP1641309B8 (fr) * 1999-06-14 2011-02-02 Ntt Docomo, Inc. Batterie et chargeur pour dispositif de télécommunications sans fils
EP1257978A1 (fr) * 2000-02-02 2002-11-20 Image Reaction Limited Manipulation de donnees
PT1259919E (pt) * 2000-02-24 2005-09-30 Vdeca D O O Aparelho e processo destinado a transferencia voluntaria de dados para obtencao de pontos electronicos
FR2814577B1 (fr) * 2000-09-22 2003-09-12 Laurent Francois Ernest Pele Boitier lecteur de carte a memoire connectable a un autre boitier homologue pour permettre le dialogue entre 2 cartes a puce
US6623500B1 (en) * 2000-10-20 2003-09-23 Ethicon Endo-Surgery, Inc. Ring contact for rotatable connection of switch assembly for use in a surgical system
FR2817101B1 (fr) * 2000-11-22 2004-10-15 Welcome Real Time Systeme et procede de stockage et de traitement de donnees a l'aide d'un telephone mobile
FR2818764B1 (fr) * 2000-12-22 2004-05-28 Sagem Procede d'execution d'operations sur une carte a puce a partir d'un ordinateur
DE20117644U1 (de) * 2001-10-31 2002-12-05 Siemens AG, 80333 München Lesegerät für elektronische Datenträger mit Zugangsberechtigung
US20040104268A1 (en) * 2002-07-30 2004-06-03 Bailey Kenneth Stephen Plug in credit card reader module for wireless cellular phone verifications
US7581678B2 (en) 2005-02-22 2009-09-01 Tyfone, Inc. Electronic transaction card
US20060226217A1 (en) * 2005-04-07 2006-10-12 Tyfone, Inc. Sleeve for electronic transaction card
JP2009539163A (ja) * 2006-05-29 2009-11-12 エヌエックスピー ビー ヴィ 通信システム、トランザクションを開始する方法、基地局、およびトランスポンダ
US7991158B2 (en) 2006-12-13 2011-08-02 Tyfone, Inc. Secure messaging
US9741027B2 (en) 2007-12-14 2017-08-22 Tyfone, Inc. Memory card based contactless devices
US7961101B2 (en) 2008-08-08 2011-06-14 Tyfone, Inc. Small RFID card with integrated inductive element
TWI420398B (zh) 2009-02-24 2013-12-21 Tyfone Inc 具有微型天線的無接觸裝置
US8612352B2 (en) 2010-10-13 2013-12-17 Square, Inc. Decoding systems with a decoding engine running on a mobile device and coupled to a payment system that includes identifying information of second parties qualified to conduct business with the payment system
WO2014092594A1 (fr) * 2012-12-11 2014-06-19 Oleynov Gennady Aleksandrovich Procédé pour effectuer des paiements
US9324065B2 (en) 2014-06-11 2016-04-26 Square, Inc. Determining languages for a multilingual interface
US9760740B1 (en) 2014-06-23 2017-09-12 Square, Inc. Terminal case with integrated dual reader stack
US11080674B1 (en) 2014-09-19 2021-08-03 Square, Inc. Point of sale system
US10753982B2 (en) 2014-12-09 2020-08-25 Square, Inc. Monitoring battery health of a battery used in a device
US11481750B2 (en) 2015-06-30 2022-10-25 Block, Inc. Pairing a payment object reader with a point-of-sale terminal
US11080675B1 (en) 2015-09-08 2021-08-03 Square, Inc. Point-of-sale system having a secure touch mode
US12207322B2 (en) 2015-09-24 2025-01-21 Block, Inc. Server-assisted pairing for wireless communications
US11087315B2 (en) 2015-09-24 2021-08-10 Square, Inc. Server-assisted pairing for wireless communications
US10108412B2 (en) 2016-03-30 2018-10-23 Square, Inc. Blocking and non-blocking firmware update
US10937019B2 (en) 2016-06-08 2021-03-02 Square, Inc. Wireless communication system with auxiliary antenna
US10817869B2 (en) 2016-06-29 2020-10-27 Square, Inc. Preliminary enablement of transaction processing circuitry
US11010765B2 (en) 2016-06-29 2021-05-18 Square, Inc. Preliminary acquisition of payment information
US11871237B1 (en) 2016-06-30 2024-01-09 Block, Inc. Pairing a payment object reader with a point-of-sale terminal
US10402816B2 (en) 2016-12-31 2019-09-03 Square, Inc. Partial data object acquisition and processing
US10621590B2 (en) 2017-02-22 2020-04-14 Square, Inc. Line-based chip card tamper detection
US10733589B2 (en) 2017-04-28 2020-08-04 Square, Inc. Point of sale device power management and under voltage protection
US10949189B2 (en) 2017-06-28 2021-03-16 Square, Inc. Securely updating software on connected electronic devices
US10635820B1 (en) 2017-09-29 2020-04-28 Square, Inc. Update policy-based anti-rollback techniques
US11257058B1 (en) 2017-10-30 2022-02-22 Square, Inc. Sharing output device between unsecured processor and secured processor
US10410021B1 (en) 2017-12-08 2019-09-10 Square, Inc. Transaction object reader with digital signal input/output and internal audio-based communication
US10970698B1 (en) 2017-12-08 2021-04-06 Square, Inc. Reader detection signal bypassing secure processor
US11087301B1 (en) 2017-12-19 2021-08-10 Square, Inc. Tamper resistant device
US10990969B2 (en) 2018-12-21 2021-04-27 Square, Inc. Point of sale (POS) systems and methods for dynamically processing payment data based on payment reader capability
US11049095B2 (en) 2018-12-21 2021-06-29 Square, Inc. Point of sale (POS) systems and methods with dynamic kernel selection
US10762196B2 (en) 2018-12-21 2020-09-01 Square, Inc. Point of sale (POS) systems and methods with dynamic kernel selection
US11665817B2 (en) 2019-09-30 2023-05-30 Block, Inc. Tamper detection based on flexible member connecting circuitry elements
US10810570B1 (en) 2019-09-30 2020-10-20 Square, Inc. Point of sale device with cradle for mobile computing device
US11663368B2 (en) 2019-09-30 2023-05-30 Block, Inc. Tamper detection based on removal of fastener from recess

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2637749A1 (fr) * 1988-10-12 1990-04-13 Dassault Electronique Dispositif pour la transmission a distance d'informations d'identification et/ou de valeur
WO1993002430A2 (fr) * 1991-07-17 1993-02-04 Ward, William Carte electronique de paiement de titres de voyage
US5434395A (en) * 1990-03-05 1995-07-18 Jean-Rene Storck Method and device for effecting a transaction between a first and at least one second data carrier and carrier used for this purpose
EP0670556A1 (fr) * 1994-03-04 1995-09-06 Gemplus Card International Dispositif portable pour mise en liaison fonctionnelle d'une carte à puce avec une unité centrale
GB2298613A (en) * 1995-03-06 1996-09-11 Motorola Inc A smart memory card
FR2739952A1 (fr) * 1995-10-11 1997-04-18 Gemplus Card Int Dispositif portatif destine a effectuer des transactions securisees en interne et par carte a micro-circuits, et procede de mise en oeuvre correspondant

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2637749A1 (fr) * 1988-10-12 1990-04-13 Dassault Electronique Dispositif pour la transmission a distance d'informations d'identification et/ou de valeur
US5434395A (en) * 1990-03-05 1995-07-18 Jean-Rene Storck Method and device for effecting a transaction between a first and at least one second data carrier and carrier used for this purpose
WO1993002430A2 (fr) * 1991-07-17 1993-02-04 Ward, William Carte electronique de paiement de titres de voyage
EP0670556A1 (fr) * 1994-03-04 1995-09-06 Gemplus Card International Dispositif portable pour mise en liaison fonctionnelle d'une carte à puce avec une unité centrale
GB2298613A (en) * 1995-03-06 1996-09-11 Motorola Inc A smart memory card
FR2739952A1 (fr) * 1995-10-11 1997-04-18 Gemplus Card Int Dispositif portatif destine a effectuer des transactions securisees en interne et par carte a micro-circuits, et procede de mise en oeuvre correspondant

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11694053B2 (en) 2008-08-08 2023-07-04 Icashe, Inc. Method and apparatus for transmitting data via NFC for mobile applications including mobile payments and ticketing
US12147863B2 (en) 2008-08-08 2024-11-19 Icashe, Inc. Method and apparatus for transmitting data via NFC for mobile applications including mobile payments and ticketing

Also Published As

Publication number Publication date
CN1238055A (zh) 1999-12-08
EP0934576A2 (fr) 1999-08-11
JP2001500652A (ja) 2001-01-16
CA2266373A1 (fr) 1998-03-26
AU4311397A (en) 1998-04-14
WO1998012674A2 (fr) 1998-03-26
BR9711514A (pt) 2000-01-18
AU728907B2 (en) 2001-01-18

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