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WO1998015929A1 - Machine de lecture et d'ecriture de carte de ci - Google Patents

Machine de lecture et d'ecriture de carte de ci Download PDF

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Publication number
WO1998015929A1
WO1998015929A1 PCT/JP1996/002936 JP9602936W WO9815929A1 WO 1998015929 A1 WO1998015929 A1 WO 1998015929A1 JP 9602936 W JP9602936 W JP 9602936W WO 9815929 A1 WO9815929 A1 WO 9815929A1
Authority
WO
WIPO (PCT)
Prior art keywords
card
electronic currency
writer
main body
force
Prior art date
Application number
PCT/JP1996/002936
Other languages
English (en)
Japanese (ja)
Inventor
Jun Furuya
Kenji Matsumoto
Kazuhiro Kawashima
Masaru Ohki
Atsushi Ito
Haruko Nagaoka
Original Assignee
Hitachi, Ltd.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Hitachi, Ltd. filed Critical Hitachi, Ltd.
Priority to AU72273/96A priority Critical patent/AU7227396A/en
Priority to JP51736598A priority patent/JP3866773B2/ja
Priority to PCT/JP1996/002936 priority patent/WO1998015929A1/fr
Publication of WO1998015929A1 publication Critical patent/WO1998015929A1/fr

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

Definitions

  • the present invention relates to a reader / writer for an electronic currency used in an electronic currency system and an operation method thereof, and more particularly to a portable reader / writer and an operation method thereof. '' Background technology
  • the IC card used in this system includes a microprocessor having a communication function therein, and a memory such as an EEPROM for storing the processing program and the balance of the electronic currency.
  • the IC card is provided via an electronic currency system configured to be able to arbitrarily connect terminals provided in banks, shops, private residences, and the like via a communication line. By using a digital wallet, it is possible to transfer electronic currency to and from other IC cards.
  • Previously proposed IC read / write terminals connected to communication lines were provided in banks, shops, private homes, etc., and were not easy to carry.
  • the above-mentioned e-wallet is portable and enables the exchange of e-currencies between IC handsets. Because it was not connected to a credit line, it was impossible to exchange electronic currency with remote IC cards.
  • An object of the present invention is to provide a P0S terminal for electronic currency that is portable and can communicate via a public network in the above-mentioned electronic currency system, and an operation method thereof. Disclosure of the invention
  • the present invention relates to an IC card reader / writer for an electronic currency for transferring an electronic currency held in the IC card, and inputs an entrance into which the IC card is entered and an amount. And a station that is separated from the main body and that allows the electronic currency to be transferred via a communication line by setting the main body. As a result, if the main unit is separated from the station, it can be carried and used, and if the main unit is set on the station, an IC card located at a remote location via a communication line can be used. Electronic currency can be exchanged with other electronic currency holding means.
  • the present invention also provides an IC card reader / writer for an electronic currency for transferring an electronic currency held in the IC force, wherein an input port and an amount for the IC force are input.
  • An IC card reading / writing unit which has an insertion slot into which an IC card is inserted, can communicate with the main unit, and is separated from the main unit, and a main unit. It is provided with a station that can move the electronic currency through a communication line by setting the main unit. This allows the IC force read / write unit to be separated from the main unit.
  • the e-currency payment is easy to let the customer operate, for example Become. By letting the customer operate it by himself, the customer's anxiety about using electronic currency can be reduced and the reliability can be increased.
  • the present invention provides an IC currency reader / writer for electronic currency for transferring electronic currency held in an IC currency, wherein an insertion slot into which the IC currency is inserted and It has a button for inputting the amount of money, it can be used separately from the station connected to the communication line, and when set on the station, it is connected via the communication line. Electronic currency can be transferred.
  • this unit when exchanging electronic currencies between IC hands without using a communication line, this unit can be carried and used, and only when exchanging electronic currencies via a communication line is a station. Just set it to
  • the present invention also relates to an operation method of an IC currency read / write device for electronic currency for moving an electronic currency held in an Ic currency, wherein the IC currency read / write z write is performed.
  • the present invention also relates to a method of operating an electronic currency IC reader / writer for moving an electronic currency held in an Ic card. Department is separated from the book By setting the body, the main unit is set to a station where electronic currency can be transferred via a communication line, and from the IC card inserted in the main unit to the station. Displaying the amount to be remitted to another electronic currency holding means for moving the electronic currency via the inserted IC card or communication line. As a result, if you want to transfer electronic currency via a communication line, you can set the main unit to the station and check the remittance amount. Can be prevented. BRIEF DESCRIPTION OF THE FIGURES
  • FIG. 1 is a block diagram showing a configuration of an electronic currency system to which an IC card reader / writer according to the present invention is applied
  • FIGS. 2 to 4 are portable money transfer terminals according to an embodiment of the present invention
  • FIG. 5 is a cross-sectional view showing a portable management transfer terminal according to an embodiment of the present invention set on a docking station
  • FIG. 6 is a sectional view showing the present invention.
  • FIG. 7 is a diagram showing a display unit and an input unit of a portable money transfer terminal according to an embodiment.
  • FIGS. 7 to 8 show a use form of a portable money transfer terminal according to an embodiment of the present invention in a store.
  • Figures 9 to 11 are block diagrams showing the functional configuration of the portable money transfer terminal and the docking station.
  • FIG. 12 to 14 are one embodiment of the present invention.
  • FIG. 15 shows a lock of the IC hands according to an embodiment of the present invention. This is a flowchart when canceling.
  • FIG. 16 shows a portable money account according to an embodiment of the present invention.
  • Fig. 17 is a block diagram showing the functional configuration of a portable transfer terminal, a customer IC driver, a dano writer, and a taxi menu.
  • FIG. 18 is a flowchart showing a case in which electronic money is exchanged with an IC card using a portable money transfer terminal according to an embodiment of the present invention.
  • FIG. 1 is a block diagram showing the configuration of an electronic currency system to which an IC force reader / writer according to the present invention is applied. The configuration of the electronic currency system will be described with reference to FIG.
  • Fig. 1 is a bank office system
  • 2 is a distribution system
  • 3 is an end-user system
  • 5 is a bank computer center
  • 6 is an electronic currency issuing organization
  • 7 is a public communication network
  • 10 is a 10 card
  • 1 1 is an external IC card reader / writer
  • 1 2 is a counter terminal
  • 13 is an internal communication line
  • 14 is an automatic teller machine
  • 15 is an electronic safe
  • 16 is an electronic currency transaction control terminal
  • 17 is a relay computer
  • 2 ;
  • .1 is a POS terminal for electronic currency
  • 22 is a POS terminal
  • 23 is a store controller
  • 24 is a center device
  • 25 is an information control system
  • 26 is Work station
  • 27 is a portable money transfer terminal (sometimes called a handy-manetra)
  • 28 is a docking station
  • 31 is an electronic wallet
  • 32 is a personal computer
  • 33 is a PC car.
  • 3 4 is
  • the electronic currency system shown in Fig. 1 has a public telecommunications network 7, a bank business system 1, a distribution system 2 provided in stores such as retail stores, restaurants, and service providers, and an end-user system. It is configured by connecting a personal computer 32, an IC card telephone 34, and the like. In the illustrated example, one typical system is shown for each system. However, many systems can be connected to the public communication network 7. It is connected to a computer center 5, and an electronic currency issuing organization 6 is connected to the bank computer center 5.
  • the IC card 10 includes a microprocessor having a communication function therein, and a memory such as an EEPR0M for storing a processing program and a balance of electronic currency, and is owned by an individual who is an end user. And owned by banks and stores participating in the electronic currency system.
  • a microprocessor having a communication function therein
  • a memory such as an EEPR0M for storing a processing program and a balance of electronic currency, and is owned by an individual who is an end user. And owned by banks and stores participating in the electronic currency system.
  • a teller terminal 12 and an automatic teller machine 14 are connected via an internal communication line 13, and further connected to a bank computer center 5 via a relay computer.
  • the contact terminal 12 is equipped with an IC reader / writer 11 and the automatic teller machine 14 is equipped with an IC reader.
  • the contact terminal 12 has a built-in DA-Z writer, and is connected to an electronic safe 15 via an electronic currency transaction control terminal.
  • the bank computer center 5 is composed of an accounting system host 51 and an external system 52.
  • the external system 52 includes an external control terminal 53, a relay computer 17, and an electronic safe 1. 5 is provided Has been established.
  • the distribution system 2 is usually configured such that a P0S terminal is connected to a center device 24 via an internal communication line 13 and a storage controller 13.
  • the P0S terminal is provided with an external IC card reader Z writer 11 or an electronic currency P0S terminal 21.
  • the center device 24 includes an information control system 25, a workstation 26, and an electronic safe 15.
  • the end user system 3 is mainly a personal user system, and simply requires an electronic wallet capable of displaying the balance of the electronic currency in the IC force. It is possible to add a function such as a calculator to the electronic wallet 31. Also, the personal computer 32 is provided with a PC type power reader Z writer 33 for electronic currency approval for personal possessions, and is configured to be connectable to the public communication network 7. It is also possible to use an IC portable telephone 34 provided with a processing function for an IC card 10 for storing electronic currency in a normal telephone.
  • the SOKON 3 2 IC power-phone system 34 has an electronic currency exchange between two IC cards by installing two sets of force reader / writer for two IC cards inside. Can interact. As a result, for example, it is possible to perform the same processing as when handling ordinary cash, such as transferring the electronic currency in the master's IC card to the wife's IC card.
  • a method of using the electronic currency system to which the present invention configured as described above is applied will be described.
  • the IC card 10 is distributed from the currency issuing organization 6, and the bank receives the electronic currency in exchange for cash that is normally circulated, and the electronic currency 15 is provided in the electronic safe 15 provided in the external connection system 52. Store. As will be described later, the electronic safe 15 has a large number of IC cards 10 stored therein.Each currency 10 is provided with an electronic currency received from an electronic currency issuing organization. Is stored. The electronic currency stored in the electronic card in the electronic cashier 15 of the external connection system 5 2 is the electronic card in the bank safe 1 of the bank office system 1 installed in each bank office. Distributed to 0.
  • An individual as an end user participating in the electronic currency system possesses the distributed IC card 10 and sends it to the bank via the teller terminal 12 of the bank business system 1 and the automatic teller machine 14. Exchanges the deposit in his account for electronic currency and withdraws it, and stores it in his IC card 10. Also, a personal computer 32 or an IC card telephone 34 having a PC type reader / writer 33 owned by the user is connected to the bank office system 1 via the public communication network 7, and In the same way as in the case above, the deposit of the bank's own account can be exchanged for electronic currency, withdrawn, and stored in its own IC card 10.
  • I and C hands possessed by the individual can be transferred to the counter terminal 12, automatic teller machine 14, and Nog Sukon 3 2 by the communication function of the own hand. Or, it is connected to the IC card in the electronic safe 15 in the bank office system 1 via the reader Z writer of the IC portable telephone 34. Then, under the control of the electronic currency transaction control terminal 16, the electronic currency stored in the IC card 10 in the electronic safe 15 in the bank office system 1 holds the IC owned by the individual. It is stored in the card 10. At this time, the balance of the electronic currency stored in the IC card 10 in the electronic safe 15 in the bank office system 1 is reduced by the amount stored in the IC card 10 owned by the individual. C The withdrawal from an individual's account is performed in the same way as in the past.
  • the electronic currencies in the IC card can be exchanged with the electronic cash box 15 in the bank office system 1 via the counter terminal 12, automatic teller machine 14, and personal computer 32. You can return it to your IC card inside and deposit it in your account at the same time.
  • the user who has stored the electronic currency in his or her own IC card 10 can shop for goods at various stores using the IC card in the same manner as cash.
  • Various services are available.
  • the customer pays with an IC card containing electronic currency instead of cash
  • the customer will pay the IC card for the electronic currency P 0 S terminal 2 1 Insert the power inlet of the IC or the IC power reader connected to the normal P-S terminal 22.
  • the customer's IC card and one of the IC cards in the electronic safe 15 installed in the center device 24 of the store are connected via the internal communication line 13 and the workstation 26.
  • the electronic currency in the customer's IC card is transferred to one of the IC cards in the electronic safe 15 installed in the center unit 24, and the receipt is output from the P0S terminal.
  • the processing of payment by shopping ends.
  • the electronic currency in the customer's IC force is reduced by the amount used for the purchase and added to the store's IC force electronic currency.
  • a distribution system with a large number of P-S terminals and an electronic safe in which a large number of ICs are stored in the center unit 24 has been described as paying for the products.
  • the deposit machine is provided with an IC card reader / writer for the customer's IC card, and the IC card owned by the store is installed inside the deposit machine.
  • the IC card owned by the store is installed inside the deposit machine.
  • payment can be made in electronic currency between the IC card possessed by the store and the customer's IC card connected via the IC card reader Z-line.
  • the electronic currency in the IC force held by the store can be deposited into a bank account as described above, or can be cashed at a bank counter.
  • each P0S terminal is provided with an IC card, and money exchange with a customer's IC card is performed once. Between the IC card in the P0S terminal and the customer's IC card. 0 The S terminal can be transferred to the IC card in the electronic safe 15 of the center device 24.
  • FIG. 2 is a perspective view showing the appearance of a portable money transfer terminal according to an embodiment of the present invention.
  • 101 is the main unit
  • 102 is the display unit
  • 103 is the product Z menu key
  • 104 is the key and function keys
  • 105 is the printer
  • 106 is the printer.
  • Receipt 107 is cable
  • 108 is IC driver / writer
  • 109 is confirm button
  • 110 is chip button
  • 111 is customer IC force Entrance
  • 1 1 and 2 are entrances for sales staff IC.
  • FIG. 3 is a perspective view showing the appearance of a portable money transfer terminal according to another embodiment of the present invention.
  • FIG. 4 is a perspective view showing a state in which a portable management transfer terminal according to an embodiment of the present invention is set on a docking station.
  • reference numeral 113 denotes an entrance to the store's IC market.
  • FIG. 5 is a cross-sectional view showing a state in which the portable money transfer terminal according to one embodiment of the present invention is set on a docking station. .
  • reference numeral 114 denotes an input unit including a menu button, a numeric keypad, and a chip button
  • reference numeral 115 denotes a printed circuit board
  • reference numeral 116 denotes a 1-card read / write unit
  • reference numeral 111 Is an arithmetic processing unit
  • 118 is a connection unit
  • 119 is a holding mechanism
  • 120 is a communication modem
  • 121 is a cable connected to a public line or LAN
  • 122 is a memory.
  • FIG. 6 shows a portable management transfer according to an embodiment of the present invention.
  • -It is a figure which shows the display part and input part of a terminal.
  • 1 2 3 is the power supply 0 NZO FF button
  • 1 2 4 is the lock button
  • 1 2 5 is the balance display button
  • 1 2 6 is the history display button
  • 1 2 7 is the refund button
  • 1 2 8 Is the numeric keypad
  • 1 2 9 is the execution button
  • 1 3 0 is the total button
  • 1 3 1 is the menu button
  • 1 3 2 is the increase key
  • 1 3 3 is the decrease key
  • 1 3 4 is the print button. is there.
  • FIG. 7 and FIG. 8 are diagrams showing a use form of a portable money transfer terminal according to an embodiment of the present invention in a store.
  • 135 is a clerk and 136 is a customer.
  • 139 is a connection terminal.
  • the portable money transfer terminal 27 includes a main body 101, a printer 105, a cable 107, and the like. It consists of an IC reader / writer 108 that can communicate with the main unit and is separated from the main unit.
  • the main unit 101 has a display unit 102, a product / menu key 103 for entering products and menus purchased by customers, a numeric keypad and function keys 104, and a clerk who deals with customers.
  • a clerk's IC card entrance 112 is provided for inserting the IC card, and a printer 105 for printing the receipt 106 is connected.
  • the customer IC reader / writer writer 108 separated from the main unit by ⁇ has a display unit 102 and a confirmation button 109 for the customer to confirm the payment amount and make a decision.
  • the display unit 102, the confirmation button 109, and the chip button 110 are also used for the display unit 102 and function keys 104 provided in the main unit.
  • the portable money transfer terminal when the portable money transfer terminal is set on the docking station, the IC card for the clerk or the IC card inserted from the entrance 1
  • Electronic currency can be exchanged between the 1st card inserted from the 1st entrance 1 1 1 and the IC card inserted from the 1st entrance 1 1 3 for the store.
  • the electronic currency stored in the store Ic force can be transferred to the IC force in the electronic safe via the cable 1 2 1 connected to the public line or LAN, or deposited into a bank account. can do.
  • Fig. 5 shows a cross section of the portable money transfer terminal set in the docking stage yoke.
  • the information of the IC card inserted from the clerk's IC input port 1 1 2 is read by the card read / write unit 1 16, calculated by the arithmetic processing unit 1 17, and connected via the connection unit 1 18.
  • the received information is processed by the arithmetic processing unit 117 and written into the IC card inserted into the store IC power plant door 113 by the force read / write unit 116.
  • the operation completely opposite to that described above that is, the information of the IC card inserted into the store's IC card entrance 113 is read, and the IC power inserted into the store clerk's IC card entrance 112 is read.
  • it connects to the public line or LAN via modem 120 and cable 121, and remits the electronic currency stored on the IC card to a bank account or IC card in an electronic safe. be able to.
  • the history of electronic currency exchange and the like is recorded in the memory 122.
  • the holding mechanism 1 19 is activated, and the portable money transfer terminal is operated. Hold the terminal and docking station so that they do not come off. This is to prevent the set from coming off due to a shock or the like during communication, resulting in communication failure.
  • the portable money transfer terminal when the portable money transfer terminal is set on the docking station, the IC card inserted into the store IC card slot 113 and the customer Electronic currency can also be exchanged with the IC card inserted at the IC card entrance.
  • the display unit 102 and the input unit 114 of the portable transfer terminal and the IC card reader for customers are configured as shown in FIG.
  • the product Z menu key 103 of the terminal used in the restaurant displays menus such as curry and cola handled by the store, and the clerk uses this key when entering orders for customers. I do.
  • the terminal has a wireless communication function, it is possible to wirelessly communicate the order contents to the kitchen.
  • the amount of the ordered menu (product), the amount of the chip, and the total amount are displayed on the display section 102.
  • the amount of the chip is a predetermined amount, and the customer increases or decreases the amount by operating the chip button 110 of the customer's IC card reader.
  • buttons such as 10% and 15% are provided in the customer IC card reader, and the customer selects one of the buttons. Then, the amount of the chip may be determined by pressing the key. The amount of the chip is determined by the customer. For this reason, if a chip button is provided on the customer IC reader / writer that is separated from the main unit, it is easy for the customer to enter the amount of the chip, which can reduce the customer's labor and increase satisfaction. Can be. In stores that do not require tips, it is not necessary to display the tip amount and to install tip buttons. In addition, it is also possible to display the tax amount. Further, the display items of the display section 102 can be changed between the terminal side and the customer IC power supply side.
  • Portable money transfer terminals and docking stations are used, for example, in restaurants and the like in the form shown in FIG.
  • the sales clerk 13 5 carries at least the main body 101 of the terminal and takes orders from the customer 13 6, receives the price of goods from the customer 13 6 in electronic currency, or removes the terminal.
  • the customer 1336 inserts his / her own IC power into the customer IC card reader / writer 108 when paying for the goods, etc., confirms the displayed amount, and then presses the confirmation button. By manipulating the information on their own, they decide on the electronic currency.
  • the card reader / writer 108 for the customer is connected to the terminal via a cable 100 mm; 'The clerk can carry it around or place it on the customer's table in advance and connect it to the terminal only when necessary. It may be connected and used. Also, the printer 105 for printing the receipt may be connected to the terminal body 101 or may be connected to the docking station 28. As shown in Fig. 8, connection terminals 13 9 are installed at multiple locations in the store, and a portable money transfer terminal is connected to one of the connection terminals. By doing so, the electronic currency stored in the IC card in the portable money transfer terminal can be moved to the store Ic card in the control center, which will be described later.
  • the control center is connected to the public line or LAN, and can send electronic currencies stored in store IC cards to banks and store them in electronic safes. Installing multiple connection terminals in this way has the effect of enabling efficient remittance and storage of electronic currencies when the number of clerks is large or the store area is large.
  • the number of portable transfer terminals and the number of docking stations or connected terminals do not necessarily have to be one-to-one, and a larger number of portable transfer terminals may be used. And vice versa. If there are more portable money transfer terminals, it is effective mainly for stores with a large number of clerks, and conversely, if there are more docking stations or connected terminals, it is mainly effective for large stores. It is.
  • FIG. 9 is a block diagram showing a functional configuration of the portable money transfer terminal and the docking station shown in FIG. 1 37 is an amount information storage unit, and 1 38 is an ID number storage unit. Other symbols are the same as those in FIGS. 1 to 8.
  • FIG. 10 is a block diagram showing a functional configuration in a state where the portable money transfer terminal shown in FIG. 3 is set on the docking station. The symbols are the same as in FIGS. 1 to 9.
  • FIG. 11 is a block diagram showing a functional configuration in a state where a portable management transfer terminal is set to the connection terminal 1339 shown in FIG. 140 is a control center, and 141 is a line control unit.
  • the other symbols are the same as those in FIGS. 1 to 10.
  • FIG. 12 is a diagram showing a portable money transfer device according to an embodiment of the present invention, in which electronic money is exchanged between a clerk IC card and a customer IC card using a terminal. This is a flowchart for the case, and will be described below.
  • the power button 1 2 3 press the power button 1 2 3 to set the power to 0 N and start the operation.
  • the clerk operates the numeric keypad 128 or the product Z menu key to enter the customer's order or the price of the purchased product.
  • the amount is displayed on the portable money transfer terminal 1 and the display section 102 of the customer IC card reader / writer.
  • the customer operates the chip button 110 of the customer's IC power reader / driver to set the amount of the chip.
  • the amount of money including the chip is confirmed, and the Ic card is inserted into the customer IC card entrance 1 1 1.
  • the customer checks whether or not the customer's IC card is unlocked.
  • the lock has not been released, enter the PIN by using a separate lock release device such as an electronic wallet provided on the portable money transfer terminal or lock the device.
  • a separate lock release device such as an electronic wallet provided on the portable money transfer terminal or lock the device.
  • the confirmation button 109 the electronic currency of the amount displayed on the display unit 102 is transferred from the customer's IC card to the clerk's IC card.
  • the clerk prints the receipt 106 using the printer 105 and ejects and returns the customer's IC card. Hand the printed receipts and merchandise to the customer. In the case of a restaurant, the product, or dish, may already be provided to customers. Turn off the power button 1 2 3 finish.
  • FIG. 13 shows a case where electronic money is exchanged between a clerk IC card and a store IC card using a portable money transfer terminal and a docking terminal according to an embodiment of the present invention. This will be described below.
  • the power of the portable transfer terminal When the power of the portable transfer terminal is set to 0 N and connected to the docking station, the balance of the clerk's IC force is confirmed, and the money should be remitted to the store's IC force except for the chip. Calculate the amount.
  • the amount of the chip is recorded separately from the amount to be remitted to the store IC force, and the amount to be remitted to the store IC force is transferred to the store IC force. This is to leave it in the business IC field.
  • the IC card can be provided with several pockets for storing electronic currencies separately-it is possible to store the sales of the store and the chip of the store clerk in separate pockets .
  • the clerk judges whether the remittance is 0K or not, and if it is 0K, presses the 0K button, otherwise presses the clear button. 0
  • the K button is pressed, remittance of electronic currency from the clerk's IC card to the store's IC card is performed.
  • the holding mechanism 119 operates so that the portable money transfer terminal and the docking station do not come off during the remittance.
  • the timing of the difficulty of the holding mechanism may be before or after the OK button is pressed.
  • the electronic currency stored in the store IC power can be automatically remitted to a bank or an electronic safe via a public line network or a LAN. It is also possible to remit electronic currency directly to banks and electronic safes without going through a store IC card. In this case, the store IC There is no need to provide a head read / write unit, and the device can be simplified.
  • the portable management terminal is not connected to the docking station, as shown on the right side of Fig. 13, the customer IC card is changed to the clerk IC card. The remittance is performed, and the procedure is the same as that described in the flowchart of FIG.
  • FIG. 14 is a diagram similar to FIG. 13, in which a portable money transfer terminal and a docking terminal according to an embodiment of the present invention are used to connect a store clerk IC card and a store IC card.
  • this is a flow chart in a case where an electronic currency is exchanged between a customer IC card and a clerk IC card. This will be described below.
  • Fig. 12 shows an example of confirming the displayed remittance amount and then pressing the OK button when remitting electronic currency from the customer's IC card to the clerk's IC card.
  • the operation of inserting the customer IC card into the customer IC card entrance can be substituted for the operation of pressing the OK button. That is, as shown in the flow chart on the right side of Fig. 14, after confirming the displayed remittance amount, if the remittance is 0 K, the customer's IC password is inserted. Press.
  • Other operating procedures are the same as in Fig. 13. This method can also be used when using a portable money transfer terminal that does not have a separate customer IC card reader Z writer as shown in Fig. 3.
  • the exchange of electronic currencies can be performed in a short time. Also, when a separate customer IC card reader / writer is provided, there is no need to provide the confirmation button 109, which simplifies the equipment, reduces costs, and reduces the number of operations by one step. Can exchange electronic currencies in a short time. As shown in Fig. 13 and Fig. 14, the remittance direction of electronic currency is restricted depending on whether the portable money transfer terminal is connected to the docking station. In other words, when the portable money transfer terminal is not connected to the docking station, remittance is only in the direction in which the electronic currency moves from the customer's IC force to the clerk's IC force.
  • FIG. 15 is a diagram showing a configuration of a clerk IC card for exchanging electronic currencies between a clerk IC card and a store IC card according to an embodiment of the present invention.
  • the card is connected to the docking station if the terminal is connected to the docking station.
  • the reading / writing unit 1 16 reads the ID number of the clerk's IC card. If the ID number is already registered, the lock is released. If the ID number has not been registered, a prompt to enter the password is displayed. The password is entered, and if they match, the lock is released. If the PINs do not match Indicates that unlocking is not possible. In addition, even if the portable money transfer terminal is not connected to the docking station, a message indicating that it is not possible to release the hook is displayed.
  • the lock release button and the operation of inputting the personal identification number can be reduced, the lock of the clerk IC force can be released in a short time, and the exchange of the electronic currency can be performed promptly. it can.
  • this method for example, when a plurality of clerks use a plurality of portable money transfer terminals, a portable money transfer terminal in which another clerk's IC force is stored by mistake is used. Lock is not released when connected to docking station. Also, if a non-clerk connects, the lock will not be released unless you know the PIN.
  • FIG. 16 is a diagram showing a form in which a portable money transfer terminal according to an embodiment of the present invention is used in a taxi.
  • reference numeral 144 denotes a taxi meter
  • reference numeral 144 denotes a support stand.
  • the taximeter 1 4 2 is connected to the portable money transfer terminal 27 via the support stand 14 3, and the customer's IC power is at a position where the customer can operate. is set up.
  • the customer IC reader / writer 108 is handed over to the customer only when customer operation is required, and is placed near the portable money transfer terminal 27 at other times. Good.
  • FIG. 17 is a block diagram showing the functional configuration of the portable money transfer terminal, customer IC power reader Z writer, and taxi shown in FIG. 16.
  • Reference numeral 144 denotes a travel time measurement unit
  • reference numeral 144 denotes a travel distance measurement unit.
  • Other reference numerals are the same as those in FIGS. 1 to 16.
  • FIG. 18 is a portable controller according to an embodiment of the present invention shown in FIGS. 16 and 17. This is a flowchart for exchanging electronic currencies between a taxi driver IC card and a customer IC card using a transfer terminal. This will be described below.
  • the driver inputs the amount by operating the numeric keypad 128 or automatically from the taximeter 142. Then, the amount is displayed on the display section 102 of the portable money transfer terminal and the customer IC reader / writer.
  • the customer operates the chip button 110 of the customer's IC card reader Z writer to set the amount of the chip. Then, the amount including the chip is confirmed, and the IC card is inserted into the customer IC card insertion slot 111.
  • the customer checks whether or not the customer's IC card has been unlocked.
  • the portable money transfer terminal Enter the password using a separate lock release device such as an electronic wallet or the like to release the lock. Thereafter, when the customer presses the confirmation button 109, the electronic currency of the amount displayed on the display section 102 is transferred from the customer's IC card to the driver's IC force.
  • the driver prints the receipt 106 using the printer 105, and discharges and returns the customer's IC force. Also hand it over to the printed receipt and customer. Turn off the power button 1 2 3 to end the operation.
  • the driver completed the trip and returned to the office he set the portable management terminal on the docking station installed in the office, and described the explanation in Fig. 13.
  • the electronic currency stored in the driver's IC card is remitted to the taxi company's IC card by the above method.
  • the present invention can be used for a P0S terminal for electronic currency used in an electronic currency system. It is suitable for P0S terminals for electronic currencies to be provided in places where the mobile phone is used frequently.

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Une machine de lecture et d'écriture de carte de CI comprend un corps principal (101) présentant une fente d'insertion (112) dans laquelle une carte de CI est insérée, ainsi qu'une partie de saisie (114) destinée à la saisie d'une somme d'argent et une unité de base (28) séparée du corps principal (101) et adaptée, lorsque le corps principal est posé sur celui-ci, pour transférer une monnaie électronique au moyen d'une ligne de communication. Le corps principal peut être tenu à la main afin d'être utilisé lorsque le corps principal (1) et l'unité de base (28) sont séparés l'un de l'autre alors que, lorsque ledit corps principal (101) est placé sur l'unité de base, une monnaie électronique peut être transférée vers un autre moyen contenant une monnaie électronique et inversement à partir dudit moyen à l'aide de la ligne de communication. L'invention concerne également un procédé d'utilisation de la machine.
PCT/JP1996/002936 1996-10-09 1996-10-09 Machine de lecture et d'ecriture de carte de ci WO1998015929A1 (fr)

Priority Applications (3)

Application Number Priority Date Filing Date Title
AU72273/96A AU7227396A (en) 1996-10-09 1996-10-09 Ic card reading and writing machine
JP51736598A JP3866773B2 (ja) 1996-10-09 1996-10-09 Ｉｃカード読取書込端末システム
PCT/JP1996/002936 WO1998015929A1 (fr) 1996-10-09 1996-10-09 Machine de lecture et d'ecriture de carte de ci

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/JP1996/002936 WO1998015929A1 (fr) 1996-10-09 1996-10-09 Machine de lecture et d'ecriture de carte de ci

Related Child Applications (2)

Application Number Title Priority Date Filing Date
US09269941 A-371-Of-International 1999-04-08
US10/214,117 Continuation US20020194129A1 (en) 1999-04-08 2002-08-08 IC card reader/writer

Publications (1)

Publication Number Publication Date
WO1998015929A1 true WO1998015929A1 (fr) 1998-04-16

Family

ID=14153953

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/JP1996/002936 WO1998015929A1 (fr) 1996-10-09 1996-10-09 Machine de lecture et d'ecriture de carte de ci

Country Status (3)

Country Link
JP (1) JP3866773B2 (fr)
AU (1) AU7227396A (fr)
WO (1) WO1998015929A1 (fr)

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0974469A1 (fr) * 1998-07-22 2000-01-26 Dassault Automatismes Et Telecommunications Dispositif d'impression thermique d'une bande de papier enroulée, notamment pour terminal de paiement portable avec ou sans fil
FR2795845A1 (fr) * 1999-07-01 2001-01-05 Wynid Technologies Sa Terminal de vente portable et modulaire permettant d'effectuer une ou plusieurs applications monetiques sur un point de vente
US7239151B2 (en) 1999-12-30 2007-07-03 Secure Logistix Inc. Human body: scanning, typing and profiling system
US7616797B2 (en) 2004-08-23 2009-11-10 Bailey Kenneth S Minutia detection from measurement of a human skull and identifying and profiling individuals from the human skull detection
JP2020072307A (ja) * 2018-10-29 2020-05-07 合同会社玉木栄三郎事務所 分散型ネットワークにおける秘密鍵管理システム及び秘密鍵管理方法

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH0238652U (fr) * 1988-09-08 1990-03-14
JPH0731341Y2 (ja) * 1988-09-09 1995-07-19 カシオ計算機株式会社 データ処理システム

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH0238652U (fr) * 1988-09-08 1990-03-14
JPH0731341Y2 (ja) * 1988-09-09 1995-07-19 カシオ計算機株式会社 データ処理システム

Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0974469A1 (fr) * 1998-07-22 2000-01-26 Dassault Automatismes Et Telecommunications Dispositif d'impression thermique d'une bande de papier enroulée, notamment pour terminal de paiement portable avec ou sans fil
FR2781417A1 (fr) * 1998-07-22 2000-01-28 Dassault Automatismes Dispositif d'impression thermique d'une bande de papier enroulee, notamment pour terminal de paiement portable avec ou sans fil
US6181361B1 (en) 1998-07-22 2001-01-30 Dassault Automatismes Et Telecommunications Device for thermal printing of a rolled paper strip, in particular for a plug-in or cordless portable payment terminal
FR2795845A1 (fr) * 1999-07-01 2001-01-05 Wynid Technologies Sa Terminal de vente portable et modulaire permettant d'effectuer une ou plusieurs applications monetiques sur un point de vente
WO2001003085A1 (fr) 1999-07-01 2001-01-11 Wynid Technologies Terminal informatique portable de vente pour la realisation de transactions financieres et commerciales sur un point de vente
US7239151B2 (en) 1999-12-30 2007-07-03 Secure Logistix Inc. Human body: scanning, typing and profiling system
US7616797B2 (en) 2004-08-23 2009-11-10 Bailey Kenneth S Minutia detection from measurement of a human skull and identifying and profiling individuals from the human skull detection
JP2020072307A (ja) * 2018-10-29 2020-05-07 合同会社玉木栄三郎事務所 分散型ネットワークにおける秘密鍵管理システム及び秘密鍵管理方法

Also Published As

Publication number Publication date
AU7227396A (en) 1998-05-05
JP3866773B2 (ja) 2007-01-10

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