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WO2008011667A1 - Procédé d'assistance à une personne pour lui permettre d'atteindre un objectif - Google Patents

Procédé d'assistance à une personne pour lui permettre d'atteindre un objectif Download PDF

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Publication number
WO2008011667A1
WO2008011667A1 PCT/AU2007/001026 AU2007001026W WO2008011667A1 WO 2008011667 A1 WO2008011667 A1 WO 2008011667A1 AU 2007001026 W AU2007001026 W AU 2007001026W WO 2008011667 A1 WO2008011667 A1 WO 2008011667A1
Authority
WO
WIPO (PCT)
Prior art keywords
sub
goal
person
goals
period
Prior art date
Application number
PCT/AU2007/001026
Other languages
English (en)
Inventor
Simon Andrew Baxter
Original Assignee
Five Year Me Pty Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from AU2006903980A external-priority patent/AU2006903980A0/en
Application filed by Five Year Me Pty Ltd filed Critical Five Year Me Pty Ltd
Publication of WO2008011667A1 publication Critical patent/WO2008011667A1/fr

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Classifications

    • G—PHYSICS
    • G16—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS
    • G16H—HEALTHCARE INFORMATICS, i.e. INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR THE HANDLING OR PROCESSING OF MEDICAL OR HEALTHCARE DATA
    • G16H20/00—ICT specially adapted for therapies or health-improving plans, e.g. for handling prescriptions, for steering therapy or for monitoring patient compliance
    • G16H20/60—ICT specially adapted for therapies or health-improving plans, e.g. for handling prescriptions, for steering therapy or for monitoring patient compliance relating to nutrition control, e.g. diets
    • G—PHYSICS
    • G16—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS
    • G16H—HEALTHCARE INFORMATICS, i.e. INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR THE HANDLING OR PROCESSING OF MEDICAL OR HEALTHCARE DATA
    • G16H20/00—ICT specially adapted for therapies or health-improving plans, e.g. for handling prescriptions, for steering therapy or for monitoring patient compliance
    • G16H20/30—ICT specially adapted for therapies or health-improving plans, e.g. for handling prescriptions, for steering therapy or for monitoring patient compliance relating to physical therapies or activities, e.g. physiotherapy, acupressure or exercising

Definitions

  • the present invention relates to a process for assisting a person to achieve a goal.
  • the present invention relates to a method, system and computer program for assisting a person to achieve a goal.
  • Weight reduction programs have previously focussed on short-term changes that typically fail to provide tangible incentives to motivate long-term body mass changes in people. Long-term maintenance of losses in body weight are often overlooked in favour of less intimidating diets and exercise programs that run for 8 to 20 weeks. Comparatively, a long-term focus on weight reduction is not as appealing.
  • Weight loss contracts have previously been developed with a view to obtaining a formal commitment from a dieter to lose weight.
  • An example of such a contract is the Weight Loss Contract from the Brody School of Medicine at East Carolina University.
  • the general idea behind the contract is to establish an agreement between a physician and patient to lose weight, so that the patient is bound by more than their own self discipline to lose weight.
  • the contract includes a "Reward" section where the patient can nominate a reward of his or her choice if he or she is able to maintain a new weight for a period of one month.
  • the contract also includes a "Non-Reward" section where the patient can nominate a penalty of his or her choice if he or she is unable to maintain or lose weight for a month.
  • the rewards and the penalties, as defined by the patient may lack sufficient impetus to drive the patient to achieve his or her weight loss goals. There may not be any genuine incentive to lose weight.
  • US 5,207,580 discloses a tailored health-related behaviour change and adherence aid system. This system includes a series of questions for completion by a person, where the answers to these questions are used to select health instruction statements for changing the behaviour of the person. While the system taught by US 5,207,580 may be generally useful in determining a healthy life style for a person, it does not appear to teach a system whereby the person is bound to a contract having tangible incentives to encourage the person to reach weight loss goals within a specific time frame, for example. US 6,336,136 teaches a diet system which is carried out over the Internet. A server, over a network, stores at least one weight reduction program, including information from which a specific weight reduction plan can be selected.
  • the server receives user information, from a client, that includes a current image of the user.
  • the server compares the current image to a previous image of the user to verify at least part of the information from the user.
  • the server determines a weight reduction program based on the information by the user and the image comparison.
  • the system taught by US 6,336,136 may provide a useful tool for managing a weight loss program.
  • measuring a person's performance based on photos may create difficulties. For example, it may be possible for a person to submit a photo that does not accurately reflect his or her present weight. In doing so, the person can cheat the system. Further, people may not be comfortable with submitting photos of themselves to a web site for assessment.
  • Measuring performance based on Body Mass Index alone without considering other health issues may be detrimental to the health of the dieter. People who lose weight relatively quickly may need to be regularly checked by medical practitioners to ensure that the loss of weight is not adversely effecting their health.
  • a process for assisting a person to achieve a goal within a predetermined period of time including the steps of:
  • a method for assisting a person to achieve a goal within a predetermined period of time including the steps of:
  • a system for assisting a person to achieve a goal within a predetermined period of time said system for performing the steps of:
  • a computer program for assisting a person to achieve a goal within a predetermined period of time, said program for performing the steps of:
  • a computer readable data storage medium including the above described computer program stored thereon.
  • preferred embodiments of the invention provide the requisite impetus for people to make long-term health changes by motivating them to do so with financial consequences for failing to meet defined goals.
  • preferred embodiments of the invention include agreements that reinforce decisions with financial incentives and consequences. These agreements advantageously assist in long-term weight loss maintenance. These agreements advantageously assist in smoking cessation with long-term abstinence.
  • the agreements can be used in conjunction with weight-loss or stop-smoking programs of the individual's choice.
  • Figure 1 is a diagrammatic representation of a system for assisting a person to achieve a goal
  • Figure 2 is a diagrammatic representation of a part of the system shown in Figure 2;
  • Figure 3 is a flow chart showing steps performed by a person using the system shown in
  • Figure 4 is a flow chart showing steps performed by the system shown in Figure 1 to assist the person to achieve a goal;
  • Figure 5 shows an example of a Health Contract confirmation form generated by the system shown in Figure 1;
  • Figure 6 shows an example of another Health Contract confirmation form generated by the system shown in Figure 1 ;
  • Figure 7 is another flow chart showing steps performed by a person using the system shown in Figure 1 to achieve a goal;
  • Figure 8 is another flow chart showing steps performed by the system shown in Figure 1 to assist the person to achieve a goal;
  • Figure 9 shows an example of another Health Contract confirmation form generated by the system shown in Figure 1.
  • the system 10 shown in Figures 1 and 2 can be used to assist a person to achieve a goal such as losing weight or giving up smoking, for example.
  • the system 10 advantageously, provides the requisite impetus for a person to achieve his or her goals by motivating them to do so with money. For example, the person will lose money as a consequence of not achieving one or more goals within an agreed period of time.
  • a person can use the system 10 to enter into an agreement with the proprietor of the system 10, whereby he or she pays the proprietor an amount of money and agrees to achieve a goal, such as losing a certain amount of weight, within a prescribed period of time.
  • the person achieves the goal by agreeing to achieve a series of sub-goals each to be completed within a corresponding period of time.
  • the system 10 pays the person an amount of money.
  • the person achieves each goal in the series of goals, then he or she will receive a total amount of money that is greater than the then initial amount that he or she paid to the proprietor.
  • the proprietor preferably invests the initial amount of money received from the person.
  • the money invested by the proprietor is worth more than the money paid to the person if the person achieves his or her goal.
  • the system 10 is provided by a computer system 12 that includes a server 14 in communication with a database 16, as shown in Figure 1.
  • the computer system 12 is able to communicate with equipment 18 of members, or users, of the system 12 over a communications network 20 using standard communication protocols.
  • the members are financial planners, for example.
  • the equipment 18 of the members can be a variety of communications devices such as personal computers; interactive televisions; hand held computers etc.
  • the communications network 20 may include the Internet, telecommunications networks and/or local area networks.
  • the components of the computer system 12 can be configured in a variety of ways.
  • the components can be implemented entirely by software to be executed on standard computer server hardware, which may comprise one hardware unit or different computer hardware units distributed over various locations, some of which may require the communications network 20 for communication.
  • a number of the components or parts thereof may also be implemented by application specific integrated circuits (ASICs).
  • ASICs application specific integrated circuits
  • the server 14 of the computer system 12 includes a web server 22, a transaction engine 24 and a database server 26 arranged in the manner shown in Figure 2.
  • the web server 22 is software stored on the server 14 that allows the computer system 12 to serve static and dynamic web pages of the web application.
  • the web server 22 allows members of the system 12 to access web pages created and stored on the computer system 12 via their respective terminals 18.
  • the web pages published by the web server 22 are dynamic and are populated by data provided by the transaction engine 24 of the computer system 12.
  • the transaction engine 24 is software that processes data received by the web server 22 from users of the system 12 via their terminals 18 and is able to retrieve and store data on the database 16 via the database server 26.
  • the transaction engine 24 communicates with the web server 22 and database server 26 to execute data transactions for the system 12 and thereby provides dynamic content for the web pages provided by the web server 22, as described below.
  • the database server 26 is software stored on the server 14.
  • the database server 26 reads, writes, maintains and secures data on the database 16.
  • the database server 26 maintains data in the database for all members of the system 12.
  • the database 16 is maintained preferably on hard disk storage of the server 14 of the computer system 12.
  • Preferred embodiment of the system 12 are described, by way of non-limiting example, with reference to a system 12 for assisting a person to achieve a weight loss goal.
  • the system 12 is equally applicable to achieving other goals such as quitting smoking, for example.
  • a person can establish an account on the system 12 by either contacting the proprietor of the system 12 by telephone or using a login page generated by the system 12 to register as a new user, for example.
  • a person with an account is a client of the system 12.
  • a client can use his or her personal computer 18, for example, to access the login web page generated by the system 12 via the Internet 20.
  • the login web page generated by the computer system 12 includes a user identification data box and a user password data box.
  • the system 12 On detection of a valid user name and password, the system 12 generates a web page (not shown) that is populated with data associated with the client.
  • the web page generated by the system 12 for a client includes a number of tools that assist the client to interact with the system 12. These tools include, amongst other things:
  • a "Agreement - Body Mass Index” function button (not shown); and 2.
  • a “Agreement - Non Smoker” function button (not shown).
  • a client performs the steps shown in Figure 3 to enter into an agreement with the proprietor of the system 12 to lose an amount of weight within a predetermined period of time.
  • the system 12 assists the client to lose weight by performing the steps shown in Figure 4.
  • the client is motivated by the system 12 to lose weight by parting company with an amount money and receiving smaller sums of money back from the proprietor of the system 12 only on successful completion of predefined weight loss goals.
  • the client can use the system 12 to enter into an agreement with the proprietor and to lose weight by executing, at step 30, the "Agreement - Body Mass Index” function button provided on the client's web page.
  • the system 12 On detection of execution the "Agreement - Body Mass Index” function button, the system 12 generates, at step 32, a Agreement - Body Mass Index web page (not shown) which presents the client with some general information about the agreement that they are about to enter.
  • the information includes:
  • Agreement a.
  • the client agrees pays $999.00 per agreement to 'self contract change' with annual reviews over five years from the date of entering into the agreement and receiving payments for successful fulfilment of agreed sub-goals.
  • b. The client agrees that, within one calender month of the date on which they make payment of the $999 to the proprietor, he or she will consult a qualified medical practitioner to confirm the client's Body Mass Index.
  • the Agreement - Body Mass Index web page includes a Body Mass Index Calculator and requests that the client enters his or her weight in Kilograms into a corresponding data box and his or her Height in meters into another corresponding data box.
  • the system 12 On successful completion of this information by the client, at step 34, the system 12 generates, at step 36, the client's Body Mass Index (BMI) in accordance with the following equation:
  • the system 12 displays the following information on the Agreement - Body Mass Index web page for the client:
  • BMI Range classes are in incremental amounts of 4.9 and are as follows:
  • a. Normal-healthy BMI range is 20.0 to 24.9; i. Overweight BMI range is 25.0 to 29.9; ii. Obese Class I range is 30.0 to 34.9; iii. Obese Class II range is 35.0 to 39.9; iv. Obese Class III range is 40.0 to 44.9; and v. Obese Class IV is 45.0 to 45.9.
  • the client can compare the outcome of the BMI calculation with the above classes.
  • the system 12 generates, at step 37, a recommendation for the client based on the results of the BMI calculation.
  • An example is set out below: "You could commit to change from 80 kg (overweight BMI class) to a healthy- normal BMI range, for your height, of 58kg to 72kg. This would be measured again one year after confirming your present BMI with a medical practitioner over the next calendar month, if you decide to commit to a contract. Each contract costs $999. If you achieve your healthy-normal weight goal, and confirm annually over five years that you are continuing to maintain the weight loss, you shall receive $225 annually - a total payment of $1125. This is dependant upon your achieving the weight loss goals and having the BMI confirmed annually by a registered medical practitioner - at own cost. This personalised agreement will be given to you prior to the annual date. For any year you do not achieve or maintain a health
  • the Agreement - Body Mass Index web page permits the client to select between two different agreements for reducing his or her BMI level, each contract shall cost $999 dollars. These formats are described below in detail.
  • the client is able to select, at step 38, between the two formats by executing corresponding function buttons located on the Agreement - Body Mass Index web page.
  • the system 12 Upon execution, at step 38, of the Reduce 1 function button, the system 12 generates, at step 40, a form including the following information:
  • the form requests the client to confirm that the above information is correct permits amendments. This information was either entered in to the system 12 upon registration and/or using the Agreement - Body Mass Index web page. Upon confirmation of that the information is correct, the system 12 stores the information, at step 40, and requests:
  • Th client can pay, at step 42, by credit card, for example, or by any other suitable means.
  • the system 12 stores the information, at step 40, and generates, at step 45, the form 42 shown in Figure 5 for the client.
  • the Reduce 1 Health Contract confirmation form 42 contracts the client to:
  • the client receives, at step 46, the form 42 on his or her computer terminal 18 by e-mail from the system 12 or prints it from his or her web page.
  • the client is obligated to complete the form 42, at step 48, by contacting a qualified medical practitioner within a month of the date of making payment, at step 42.
  • the medical practitioner determines the client's BMI and checks his or her health.
  • the client submits the completed form 42, at step 50, to the proprietor of the system 12.
  • the proprietor receives the completed form, at step 52, from the client and enters the relevant data into the system 12.
  • the system 12 On the first anniversary of the date on which the medical practitioner signed the form 42, the system 12 generates, at step 54, another Health Contract confirmation form 42 for the client.
  • the system 12 preferably sends the client a copy of the form 42 by E-mail. Alternatively, the client can down load the form 42 from his or her web page.
  • the client receives the form, at step 46, and is once again obligated to contact a qualified medical practitioner to complete the form 42, at step 48.
  • the client submits the form 42, at step 50, to the proprietor of the system within a month of the date of the first anniversary of the date on which the first Health Contract confirmation form 42 was signed by the doctor.
  • the proprietor receives the completed form, at step 56, from the client and enters the relevant data into the system 12.
  • the system 12 electronically transfers, at step 58, an amount of $225 dollars to the client's bank account. Otherwise, the client forfeits the annual payment of $225.00 for that year.
  • the administrator or proprietor of the system 12 could send the client a cheque for $225 by regular mail.
  • the system generates and sends a Health Contract confirmation form 42 to the client on the anniversary of the second, third, fourth and fifth of the date on which the first form 42 was signed by the doctor.
  • the client repeats steps 46 to 50 on receipt of each one of these forms 42.
  • the client receives payment, at step 58, if he or she has maintained the target BMI of the first anniversary. Payment is forfeit if the client does not maintain the target BMI.
  • the system 12 Upon execution, at step 38, of the Reduce 2 function button, the system 12 generates, at step 40, a form including the following information:
  • the form requests the client to confirm that the above information is correct permits amendments. This information was either entered in to the system 12 upon registration and/or using the Agreement - Body Mass Index web page. Upon confirmation of that the information is correct, the system 12 stores the information, at step 40, and requests:
  • Th client can pay, at step 41, by credit card, for example, or by any other suitable means.
  • the system 12 stores the information, at step 40, and generates, at step 45, the Health Contract confirmation form 42 shown in Figure 6 for the client.
  • the Reduce 2 Health Contract confirmation form 42 contracts the client to:
  • the client receives, at step 46, the Health Contract form 56 on his or her computer terminal 18 by e-mail from the system 12 or prints it from his or her web page.
  • the client is obligated to complete the form 56, at step 48, by contacting a qualified medical practitioner within a month of the date of making payment, at step 41.
  • the medical practitioner determines the client's BMI and checks his or her health.
  • the client submits the completed form 42, at step 50, to the proprietor of the system 12.
  • the proprietor receives the completed form, at step 52, from the client and enters the relevant data into the system 12.
  • the system 12 On the first anniversary of the date on which the medical practitioner signed the form 42, the system 12 generates, at step 54, another Health Contract confirmation form 56 for the client.
  • the system 12 preferably sends the client a copy of the form 56 by E-mail.
  • the client can down load the form 56 from his or her web page.
  • the client receives the form 56, at step 46, and is once again obligated to contact a qualified medical practitioner to complete the form 56, at step 48.
  • the medical practitioner completes the form 56 by determining the client's BMI and signing and dating the form 56.
  • the client submits the form 56, at step 50, to the proprietor of the system 12 within a month of the date of the first anniversary of the date on which the first Health Contract confirmation form 56 was signed by the doctor.
  • the proprietor receives the completed form 56, at step 56, from the client and enters the relevant data into the system 12.
  • the system 12 electronically transfers, at step 58, an amount of $250 dollars to the client's bank account. Otherwise, the client forfeits the annual payment of $250 for that year.
  • the administrator or proprietor of the system 12 could send the client a cheque for $250 by regular mail.
  • the system 12 generates and sends, at step 54, a Health Contract confirmation form 56 to the client on the second anniversary of the date on which the first form 56 was signed by the doctor.
  • the client receives the form 56, at step 46, and is once again obligated to contact a qualified medical practitioner to complete the form 56, at step 48.
  • the medical practitioner completes the form 56 by determining the client's BMI and signing and dating the form 56.
  • the client submits the form 56, at step 50, to the proprietor of the system 12 within month of the date of the first anniversary of the date on which the first Health Contract confirmation form 56 was signed by the doctor.
  • the proprietor receives the completed form 56, at step 56, from the client and enters the relevant data into the system 12.
  • the system 12 electronically transfers, at step 58, an amount of $250 dollars to the client's bank account. Otherwise, the client forfeits the amiual payment of $250 for that year.
  • the administrator or proprietor of the system 12 could send the client a cheque for $250 by regular mail.
  • the system 12 generates and sends, at step 54, a Health Contract confirmation form 56 to the client on the third anniversary of the date on which the first form 56 was signed by the doctor.
  • the client receives the form 56, at step 46, and is once again obligated to contact a qualified medical practitioner to complete the form 56, at step 48.
  • the medical practitioner completes the form 56 by determining the client's BMI and signing and dating the form 56.
  • the client submits the form 56, at step 50, to the proprietor of the system 12 within month of the date of the third anniversary of the date on which the first Health Contract confirmation form 56 was signed by the doctor.
  • the proprietor receives the completed form 56, at step 56, from the client and enters the relevant data into the system 12. If the client has successfully lowered his or her BMI level, or more, then the system 12 electronically transfers, at step 58, an amount of $250 dollars to the client's bank account. Otherwise, the client forfeits the annual payment of $250 for that year.
  • the administrator or proprietor of the system 12 could send the client a cheque for $250 by regular mail.
  • the system 12 generates and sends a Health Contract confirmation form 56 to the client on the anniversary of the fourth and fifth of the date on which the first form 56 was signed by the doctor.
  • the client repeats steps 46 to 50 on receipt of each one of these forms 42. Whereby the client receives payment, at step 58, of $250 if he or she has maintained the target BMI of the third anniversary. Payment is forfeit if the client does not maintain the target BMI.
  • the Reduce 2 form 56 is preferably only used by those who are in Obese Class 1 (BMI 30.0-34.9) or higher. Without acknowledging the time value of money, for this contract if the client fails for only one of the five years, they would still be ahead one dollar.
  • Clients can use the system 12 to buy multiple contracts (parcels: up to maximum 100) to increase the measure of consequence-incentive-motivation, and to match their level of wealth or appetite for risk.
  • Example 1
  • Jenny using the system 12 to effect a Agreement - BMI is described below.
  • Jenny is 25 years old; 170 cm tall; and weighs 80 kg.
  • Jenny uses her computer 18 to access the system's 12 web page and registers as a new client.
  • the system 12 After registering, Jenny logs onto the system 12 as a new client.
  • the system 12 generates a web page for Jenny which includes a number of tools that assist her to interact with the system 12. These tools include, amongst other things:
  • the system 12 Upon execution, at step 30, of the "Agreement - Body Mass Index" function button, the system 12 generates, at step 32, the above described Agreement - Body Mas Index web page.
  • Jenny reviews information about the Agreement offered by the system 12 and enters, at step 34 her height and weight into the Body Mass Index (BMI) calculator.
  • BMI Body Mass Index
  • the system 12 generates, at step 37, the following proposal for Jenny:
  • This information was either entered into the system 12 upon registration and/or using the Agreement - Body Mass Index web page.
  • the system 12 Upon successfully storing the above information, the system 12 requests, at step 40, payment of $999 from Jenny and her preferred method of being paid.
  • Jenny may pay, at step 42, the $999 by credit card and provide her financial institution BSB and account number for future payments.
  • the system 12 generates, at step 45, the Health Contract confirmation form 42 shown in Figure 4 for Jenny for display on her computer terminal 18.
  • Jenny can print a copy of the contract on her printer, or save a copy on her computer for later use.
  • the agreement will be considered null, and full repayment made to Jenny if she fails to complete the contract, at step 48, with a registered medical practitioner, or does not have it signed and dated within a calendar month of initial health contract purchase.
  • the five years begins from the date of the medical practitioner's signature and date upon the contract. In this example, the medical practitioner completed the contract on 7 May, 2007.
  • the system 12 updates Jenny's web page with these new details and sends her an e- mail reminding her that she must be within her targeted healthy BMI range of 58 to 72kg by the first anniversary of the date of the contract, ie 7 May, 2008. She has a one month window after the date of that anniversary to see a medical practitioner.
  • Jenny's web page includes reminders of the deadline for reaching her weight target.
  • the system 12 again sends a reminder e-mail to Jenny one month before the deadline of 7 May, 2008. This reminder is placed on her web page with explicit details and a reminder of the conditions to achieve her annual payment of $225.
  • the system 12 sends her, at step 54, a Health Contract completion form 42 for completion by a medical practitioner.
  • Upon receipt, at step 46, of the Health Contract Form 42 Jenny returns to her medical practitioner and requests that he determine her BMI and complete the form, at step 48.
  • Her BMI is now 23.9.
  • Jenny submits, at step 50, the Health Contract form 42 by e-mailing it to the proprietor of the system 12.
  • the proprietor receives, at step 56, the completed Health Contract confirmation form 42 and updates the system 12.
  • the system 12 updates the content of Jenny's web page and sends her an e-mail congratulating her achievement.
  • the system 12 transfers, at step 58, a payment of $225 to her bank account.
  • the system 12 sends her a reminder of future obligation to remain within the weight range of 58 to 72 kg, its associated health benefits, and reinforced by annual payments for remaining 4 years of $225 upon her continued annual weight maintenance confirmations with a medical practitioner.
  • Jenny's web page provides her with the following information: i. A personal account for changes of details; ii. A personalised record of key dates and weight goals; iii. A BMI chart displaying forecast BMI ranges over the five years from contract date - this is the date the medical practitioner first signs the contract documentation; and iv. Helpful tips, ideas, covering a wide variety of general strategies she may investigate to help accomplish her goal of weight reduction.
  • a core philosophy will centre on lifestyle changes, not diets per se.
  • Tom is attracted to the high total return over the five years for the 'Reduce 2 BMI ranges' health contract of $250 annually for a total over the successful 5 years of $1250 for each entered $999 contract. He regards himself as an intensive risk-taker and raises the stakes upon himself by purchasing a parcel of 20 contracts for a total cost of $19,980 to commit his change to making lifestyle changes to reduce body weight and thereby achieve a better health prognosis.
  • a client performs the steps shown in Figure 7 to enter into an agreement with the proprietor of the system 12 to quit smoking cigarettes, for example.
  • the system 12 assists the client to quit smoking by performing the steps shown in Figure 8.
  • the client is motivated by the system 12 to quit smoking by first parting company with an amount money and then receiving payment of smaller sums of money only on successful completion of predefined goals.
  • the client can use the system 12 to enter into an agreement with the proprietor and to quit smoking by executing, at step 100, the "Agreement - Non Smoker" function button provided on the client's web page.
  • the system 12 On detection of execution the "Agreement - Non Smoker” function button, the system 12 generates, at step 102, an Agreement - Non Smoker web page (not shown) which presents the client with some general information about the contract that they are about to enter.
  • the information includes: Agreement - Non Smoker: a.
  • the client agrees pays $999.00 per agreement to 'self contract change 1 with annual reviews over five years from the date of entering into the agreement and receiving payments for successful fulfilment of agreed goals. b.
  • the client agrees that, within one calender month of the date on which the agreement with the proprietor is completed, he or she will consult a qualified medical practitioner to complete a confirm form, c. 'Non-smoker' is a person who does not inhale smoke from any apparatus that delivers nicotine, or other substances, into the mouth or lungs.
  • the Agreement - Non Smoker web page permits the client to enter into an agreement to quit smoking over a five year period, for example. Each agreement costs $999 dollars. It is anticipated that the agreements may be taken over different periods of time and for different amounts of money.
  • the system 12 Upon execution, at step 104, of the Reduce 1 function button, the system 12 generates a form including the following information:
  • the form requests the client to confirm that the above information is correct permits amendments. This information was either entered in to the system 12 upon registration and/or using the Agreement - Non Smoker web page. Upon confirmation of that the information is correct, the system 12 stores the information, at step 106, and requests:
  • Th client can pay, at step 108, by credit card, for example, or by any other suitable means.
  • the system 12 stores the information, at step 106, and generates, at step 110, the form 112 shown in Figure 9 for the client.
  • the Reduce 1 Health Contract - non smoker confirmation form 112 contracts the client to:
  • the client receives, at step 114, the form 112 on his or her computer terminal 18 by e-mail from the system 12 or prints it from his or her web page.
  • the client is obligated to complete the form 112, at step 116, by contacting a qualified medical practitioner within a month of the date of making payment, at step 108.
  • the medical practitioner checks the client's health and signs the form 112.
  • the client submits the completed form 112, at step 118, to the proprietor of the system 12.
  • the proprietor receives the completed form, at step 120, from the client and enters the relevant data into the system 12.
  • the system 12 On the first anniversary of the date on which the medical practitioner signed the form 112, the system 12 generates, at step 122, another Health Contract - non smoker confirmation form 112 for the client.
  • the system 12 preferably sends the client a copy of the form 112 by E-mail.
  • the client can down load the form 112 from his or her web page.
  • the client receives the form, at step 114, and is once again obligated to contact a qualified medical practitioner to complete the form 112, at step 116.
  • the client submits the form 112, at step 118, to the proprietor of the system within a month of the date of the first anniversary of the date on which the first Health Contract confirmation form 112 was signed by the doctor.
  • the proprietor receives the completed form, at step 124, from the client and enters the relevant data into the system 12. If the client has successfully not smoked for the first year, then the system 12 electronically transfers, at step 126, an amount of $225 dollars to the client's bank account. Otherwise, the client forfeits the annual payment of $225 for that year.
  • the administrator or proprietor of the system 12 could send the client a cheque for $225 by regular mail.
  • the system generates and sends, at step 122, a Health Contract confirmation form 112 to the client on the anniversary of the second, third, fourth and fifth of the date on which the first form 112 was signed by the doctor.
  • the client repeats steps 114, 116 and 118 on receipt of each one of these forms 112 from the system 12.
  • the client receives payment, at step 58, if he or she has maintained his or her non-smoking status on each mentioned anniversary. Payment is forfeit if the client does not maintain non smoking status.
  • the system 12 can be used by a person who is desirous of quitting smoking tobacco or any other substance.
  • the proprietor of the system 12 invests the money received from clients. Protecting the security of future cash flows to clients is important for goodwill and reputation.
  • the proprietor preferably invests money received from clients in the following manner:
  • the proprietor of the system 12 has a local office in each country around the world where clients of the system are resident.
  • the proprietor may choose to licence rights to local offices in some countries.
  • the local offices each use a local branch of a financial institution common to all countries (e.g. Citibank).
  • Negotiations may result in this association being marketed to address security concerns felt by clients.
  • the pure cash flows are as follows: a. For both the 'Reduce 1 BMI range' and 'non-smoker' health contracts costing $999 (present value) each, assuming a client's success for all five years, paid at each year end $225 (total $1125). This equates to a break-even annual interest rate from moneys received for the proprietor of 4.09 %. b. For the 'Reduce 2 BMI ranges' health contracts costing $999 (present value) each, assuming a client's success for all five years, paid at each year end $250 (total $1250). This equates to a break-even annual interest rate from monies received for the proprietor of 7.97 %.

Landscapes

  • Health & Medical Sciences (AREA)
  • Engineering & Computer Science (AREA)
  • Epidemiology (AREA)
  • General Health & Medical Sciences (AREA)
  • Medical Informatics (AREA)
  • Primary Health Care (AREA)
  • Public Health (AREA)
  • Life Sciences & Earth Sciences (AREA)
  • Biophysics (AREA)
  • Physical Education & Sports Medicine (AREA)
  • Nutrition Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

L'invention porte sur un procédé d'assistance à une personne pour lui permettre d'atteindre un objectif dans une période de temps prédéterminée comprenant les étapes suivantes: passation d'un accord avec la personne pour atteindre ledit objectif en fixant plusieurs sous-objectifs devant chacun être atteints dans une période de temps correspondante; réception d'une personne d'une somme d'argent; et paiement à la personne d'une autre somme d'argent après qu'elle ait atteint chacun des sous-objectifs dans les périodes de temps correspondantes.
PCT/AU2007/001026 2006-07-24 2007-07-24 Procédé d'assistance à une personne pour lui permettre d'atteindre un objectif WO2008011667A1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
AU2006903980 2006-07-24
AU2006903980A AU2006903980A0 (en) 2006-07-24 Process for assisting a person to achieve a goal

Publications (1)

Publication Number Publication Date
WO2008011667A1 true WO2008011667A1 (fr) 2008-01-31

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Application Number Title Priority Date Filing Date
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WO (1) WO2008011667A1 (fr)

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2019148051A3 (fr) * 2018-01-25 2020-04-16 Rasimo Systems LLC Procédés et systèmes de gestion interactive du poids
JP6696672B1 (ja) * 2018-12-21 2020-05-20 広志 谷本 チャレンジ支援システム
WO2020129321A1 (fr) * 2018-12-21 2020-06-25 広志 谷本 Système d'assistance au défi
JP2021190115A (ja) * 2020-05-25 2021-12-13 ホワイトキューブ インクWhitecube Inc 目標達成補償支払い方法
JP7581563B1 (ja) * 2024-09-12 2024-11-12 Kddi株式会社 情報処理装置、情報処理方法、及びプログラム

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US20050234742A1 (en) * 2004-04-08 2005-10-20 Hodgdon Darren W Incentive based health care insurance program
US20060064331A1 (en) * 2004-08-18 2006-03-23 Cassie Odermott Insurance premium refund incentive program
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US5722418A (en) * 1993-08-30 1998-03-03 Bro; L. William Method for mediating social and behavioral processes in medicine and business through an interactive telecommunications guidance system
US20020111827A1 (en) * 1998-03-10 2002-08-15 Levin Ryan Lance Managing the business of a medical scheme
US20050234742A1 (en) * 2004-04-08 2005-10-20 Hodgdon Darren W Incentive based health care insurance program
US20060064331A1 (en) * 2004-08-18 2006-03-23 Cassie Odermott Insurance premium refund incentive program
US20060064037A1 (en) * 2004-09-22 2006-03-23 Shalon Ventures Research, Llc Systems and methods for monitoring and modifying behavior

Cited By (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2019148051A3 (fr) * 2018-01-25 2020-04-16 Rasimo Systems LLC Procédés et systèmes de gestion interactive du poids
US11346705B2 (en) 2018-01-25 2022-05-31 Rasimo Systems LLC Methods and systems for interactive weight management
US11353358B2 (en) 2018-01-25 2022-06-07 Rasimo Systems LLC Methods and systems for interactive weight management
JP6696672B1 (ja) * 2018-12-21 2020-05-20 広志 谷本 チャレンジ支援システム
WO2020129321A1 (fr) * 2018-12-21 2020-06-25 広志 谷本 Système d'assistance au défi
KR20210040149A (ko) * 2018-12-21 2021-04-12 히로시 타니모토 챌린지 지원 시스템
CN112740257A (zh) * 2018-12-21 2021-04-30 谷本広志 挑战支持系统
KR102313308B1 (ko) 2018-12-21 2021-10-15 히로시 타니모토 챌린지 지원 시스템
TWI822932B (zh) * 2018-12-21 2023-11-21 谷本広志 挑戰支援系統、終端裝置、方法、程式及資訊處理裝置
JP2021190115A (ja) * 2020-05-25 2021-12-13 ホワイトキューブ インクWhitecube Inc 目標達成補償支払い方法
JP7162364B2 (ja) 2020-05-25 2022-10-28 ホワイトキューブ インク 目標達成補償支払い方法
JP7581563B1 (ja) * 2024-09-12 2024-11-12 Kddi株式会社 情報処理装置、情報処理方法、及びプログラム

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