Gerald
Gerald is a financial technology app designed to provide users with flexible financial solutions, including interest-free cash advances up to $80, enabling individuals to manage unexpected expenses without incurring additional costs. The app also features a Buy Now, Pay Later option, allowing users to purchase essential household items and mobile plans with the convenience of deferred payments, all without hidden fees or interest. Additionally, Gerald offers a Play to Earn feature, where users can engage in games to earn coins, which can be redeemed for store rewards, further enhancing their purchasing power. Committed to inclusivity, Gerald ensures that both members and non-members have access to affordable household shopping, aiming to empower individuals and families to shop smart, save more, and embrace a brighter financial future.
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Klover
Klover is a financial app that provides users with access to cash advances of up to $200 without interest, late fees, or credit checks. By completing activities such as surveys and watching ads, users can earn points to unlock additional features, including larger cash advances and entries into daily sweepstakes. Klover also offers personalized budgeting tools, allowing users to set spending and saving goals, as well as opt-in credit score tracking to enhance financial management. Committed to financial empowerment, Klover leverages consumer-permissioned data to provide these services without hidden fees, ensuring user data is anonymized and securely stored with military-grade encryption.
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Dave
Dave is a financial technology company that simplifies money management through its innovative mobile banking app. Partnering with Evolve Bank & Trust, Member FDIC, Dave offers features like ExtraCash™, enabling eligible users to access up to $500 instantly without interest or late fees. Users can also benefit from the Dave Checking account, which provides early access to paychecks with direct deposit, and a high-yield Goals account offering a 4.00% APY to support savings. Additionally, the app’s Side Hustle feature connects users with opportunities to boost their income. With FDIC-insured accounts up to $250,000, Dave ensures security and transparency in managing finances.
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Cashli
Cashli is an inclusive cash advance app that provides users with interest-free advances of up to $150, aiming to help individuals across the U.S. avoid hefty bank overdraft and late fees on missed credit card payments. The app does not require credit checks, Social Security Numbers (SSN), Individual Taxpayer Identification Numbers (ITIN), or proof of paycheck, making it accessible to a wide range of users, including recipients of Social Security, SSI, gig workers, freelancers, and those with various income types. Cashli supports over 10,000 U.S. banks and credit unions, ensuring broad compatibility. Transfers to users' bank accounts are free, with an option for same-day transfers for a small fee. The app charges a monthly subscription fee of $3.88, which can be canceled at any time through an in-app button. Committed to financial inclusion, Cashli is available in three languages and is designed to be immigrant-friendly, Millennial-friendly, Gen-Z, and student-friendly.
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