Divvy

Pros: The app features and ease of maneuverability, app integration are great. the virtual card are great for venders account and individual side budgets for large long term projects.

Cons: Didn't really do anything particularly under average.

Overall: Great card came in the mail, loaded it up started spending. took time to learn the the app and its integrations features. Love the variety of the budget and the customizations you can do with transaction.

Pros: Easy to apply.
Weekly payments.
Budget Breakdown.

Cons: Credit reporting is slow.

Overall: Like it, will be my only card soon.

Pros: That we can force upload of receipts. The coolness of the website. The support and implementation staff are awesome. The sales folks you use are not trustworthy: overpromising features is not cool.

Cons: We need more detailed options for users. A more layered approach so that one can set approvers and users apart. I miss being able to force having two approvers. Also, I need an easy sync or download/upload of transactions into QuickBooks Desktop before we truly can save process time in the accounting office.

Overall: Good - but I need the improvements listed above in order for a great rating.

Pros: This platform is very easy to like! It is free, it provides cash back for purchases, and allows for unlimited card issuance.

Cons: The system can be a bit buggy from time to time, especially the desktop version.

Overall: Overall I would recommend Divvy to anyone looking for a simple, free, expense management platform for their organization.

Pros: I run a small toy company and this helps me manage my employees. I can give my employees virtual cards to spend company money with a budget. I like to keep track and be accountable for our purchases and daily business operations.

Cons: They request and require confidential documents but it's worth it for safety reasons.

Overall: This is exactly what I needed to manage my small company, an easy way to track and be responsible of the spending of my employees.

Pros: The account is easy to set up and configure.
The customer support is excellent.
You can easily create budgets and credit limits.
It has a free trial for you to test it out.

Cons: Cannot complain with the number of features that Divvy provides
But if I had to say something, during the day we pay our statement, the card resets so we cannot pay. This can be improved.

Overall: Overall, this is a legit and easy-to-use expense management software.
A great option for someone who needs to keeps tab on their expenses.

Pros: Easy Interface.
Free to use.
Great for automating tasks.
Very easy and efficient for accounting purposes.

Cons: I can't think of any Cons to talk about. I haven't had any bad experience with Divvy so far.

Overall: Divvy's interface is very easy to use. It saves a ton of paperwork when it comes to credit card expense reports. You can easily customize Divvy to your specific needs. Easily integration with accounting systems. Best of all, it's free to use.

Pros: Very user friendly interface and ease of use for all types of employees (IT-friendly and not so much); The ability to issue virtual/burner cards is a lifesaver for a company where a lot of subscriptions are used.

Cons: The credit limit takes time to raise, but once it fits the operational revenue Divvy starts to beat Amex.

Overall: Divvy was one of the top discoveries for our company in 2021. I haven't heard any negative feedback from my employees and will continue to utilize Divvy as a corporate card for our business.

Pros: I really like how easy it is for my employees to manage their expenses. I like that it makes it easy to budget and track all expenses. They have great customer service. They even gave me a nice statement credit at the end of the year. They took a lot of time to help me implement the program and made sure I really understood how to use the program.

Cons: The integration with Quickbooks is a little messy, but it syncs over just fine. I guess the biggest thing is There are a lot of steps to get the integration with QuickBooks setup.

Overall: I really like divvy. It is a great program...and the best part is it is FREE. I would recommend it to a friend. I've used other programs (Concur) and I get frustrated with it. With Divvy, everything works much better.

Pros: I couldn't say enough about how much Divvy has benefitted us. Divvy has surpassed all other similar services by a long shot with how easy it is to use and the exceptional support. You can stop shopping around, this is your solution for your company card.

Cons: My only frustration is that I didn't find it sooner. We've been frustrated with other alternatives for awhile, and only wish we had made the switch two years ago when we were at the peak of frustration.

Overall: Great support, great tools and features to see how much we're spending, how much we're budgeted for, etc.

Pros: The application is very quick and easy to fill out
The user interface is extremely easy to use and understand
The mobile app is very convenient and easy to use as well.
The support specialists are very quick with their response and very personable.

Cons: I do not have any complaints; I cannot express how great this card is!

Overall: My experience with Divvy has been wonderful. We applied and were approved within 24 hours. We have been in business for 2 years and we were apprehensive to get a business credit card. We love how they did not run our credit, but everything was surrounded around the business. We are so grateful to Divvy to giving us an opportunity to grow and benefit the business. Who doesn't love to earn rewards all while doing so! There are a few options to earn rewards based on how YOU would like to get billed. We were already spending all this money on our debit cards, but Divvy allowed us to begin building our credit as well as give us more control of our finances. There is no contract, there are not any set up fees. This credit card is a game changer and I recommend to every business especially new and growing businesses!

Pros: The application and setup is very straightforward. Clean app. Along with helpful tools all around. Very pleased to pick this card up for the business. Should make tax season a breeze.

Cons: I don’t like that I had to hunt for the rewards categories. Please add that to the app so it’s visible what your are earning based on your payment cycles.

Overall: I recommend the card to anyone with a business. Track your expenses. Earn your rewards and enjoy.
Your card is sleek and is chip enabled. Apple and google play capabilities are a plus.
Looking forward to the continued partnership.

Pros: I appreciate how they open accounts for new businesses without the hassle. I also like that they send out cards for other users in the account.

Cons: I just wish depositing money transaction happened sooner than a weeks time. Also, which contacting support by phone was easier.

Overall: There are definitely areas that can be more user friendly, but it works for my needs right now. I give it 3 stars.

Pros: Great software, especially for a small nonprofit who couldn't afford expensive alternatives. Receipt capture is amazing!

Cons: The budgets don't work as well as I was hoping they would, at least for a nonprofit.

Overall: Overall this product has been a life saver. We went from 4 cards used among our whole staff that even had annual fees to free cards with cash back each month!

Pros: I'm starting off building business credit and Divvy makes it easy for me to do spend and to manage my spending. I can spend and just add my receipt.

Cons: I don't like how you have to budget your spending but it's smart.

Overall: Will continue to use Divvy in the future and will recommend to family and my associates. The sign up process i feel was easy and straight forward.

Pros: She's so easy to use! It's just like BAM here is my Divvy card! And they are like gee thanks mister and put out all of the products I need to purchase for my boss.

Cons: Sometimes she's so easy, it gets boring. A man needs a little a challenge and chase in his life sometimes, you know? I'm not saying I want to get rejected when I shove it in, but it would be nice if sometimes said it couldn't read the chip or something just for the sake of having something different. Does that make sense?

Overall: All in all, Divvy is the best. She's the kind of card you can take home to your mom but she still knows how to service you just as well as those other cards you wouldn't dream about taking home to your mom. 5 out of 5 stars every time!

Pros: I really liked how easy it was to set up. It is really easy to use. It easily syncs to Quickbooks Online to record transactions and put them into the correct accounts. The app is very intuitive and easy to upload receipts. Reimbursements are really nice for our staff and easy to implement.

Cons: There were a few Bank sync issues in the beginning that have now been solved. Can't use rewards until you have been with Divvy for 12 months.

Overall: Switching to Divvy has been one of the best decisions we have made. It took our manual recording process and made it digital and easier to use and understand. All our staff and managers love how easy and intuitive the process has become with Divvy. As an admin I can see our spending and trends as well as track budget accounts. We decided to pay weekly and it really helps show what was spent in real time. Ordering cards and setting up new users is really easy.

Pros: Their process to sign up is quick and easy. They also allow you to create a variety of virtual cards to manage spend correctly.

Cons: Overall not a lot of negatives. They could have an easier to use interface. In addition, it would be helpful if they allowed you to bulk flag historical transactions versus manually.

Overall: Very positive and great platform to manage budget and create virtual cards for usage. They can improve bulk actions so you can more quickly update historical data or structure it going forward.

Pros: Easy to use and cut down on our employee spending by 1/4. No more personal charges without receipts. This has helped hold our employees responsible for their charges and we no longer have the headache of collecting receipts and worrying about lost receipts.

Cons: I haven't found anything that I don't like yet. So far things are as promised and working great.

Overall: Very positive experience so far and I have recommended this to several other friends. All things have been excellent from the desktop version to the app. Our employees love the freedom that it has brought them in controlling their spending and keeping track of receipts.

Pros: We love this card! We haven't had any issues with my employees needing PO #'s or anything. Perfect for my small business.

Cons: Need higher credit limit, and access to change payment method.

Overall: Great card. Perfect for our small business with great ease of use and availability to add new users.