Betterment at Work Pricing Overview

Betterment at Work has 3 pricing editions. Look at different pricing editions below and see what edition and features meet your budget and needs.

Name	Price	Features
Essential	$100.00100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply* Request Demo	An affordable, easy-to-manage 401(k) plan for your employees’ retirement. Dedicated Onboarding specialist Simple payroll integrations with Gusto, Trinet, and other providers 3(38) and 3(16) fiduciary services with administrative, compliance, and investment support Scheduled phone and email support for plan administrators Getting started webinars and emails for employees
Pro	$150.00150 per month + $7/monthly record keeping per active participant. Additional implementation and participant advisory fees apply* Request Demo	A 401(k) built for a growing workforce, offering greater plan flexibility and benefits along with dedicated support. Everything in our Essential plan, plus: Flexible plan design features such as vesting, new comparability, and more Dedicated support from your Betterment Plan Support team member via scheduled phone calls and emails Guided support converting your existing plan Additional employee financial benefits: 401(k) matching on student loan payments and 529 Education Savings* Financial Coaching available as an add-on benefit Show More
Flagship	Contact Us Request Demo	A customizable plan with enhanced compliance guidance, personalized service through a 401(k) Consultant, and expanded employee benefits. Looking for a tailored pricing package or additional features? Reach out to build a plan that best suits your needs.

Betterment at Work pricing & plans

Pricing information for Betterment at Work is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Betterment at Work must be conducted with the seller.

*One-time implementation fee of $500 for Essential Plans; and a one-time implementation fee of $500 for new plans, $1,000 for conversion plans for Pro Plans. A participant advisory fee of 0.25% to be paid to Betterment.
**529 accounts and their plans are held and managed by program administrators and managers outside of Betterment. 529s are only available as part of a bundled offering with a Betterment 401(k). Not available in the Essential plan.

Pricing information was last updated on May 23, 2025

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Betterment at Work Pricing Reviews

(2)

Verified User in Veterinary

Small-Business (50 or fewer emp.)

8/1/2024

"Simplifies and encourages saving for Retirement"

5/5

What do you like best about Betterment at Work?

Betterment at work has fantastic investment options that are low-cost. They are customizable for those that want to customize their portfolios and they are pre-built for those who don't. Since using B@W, we have almost 100% participation in our 401k and employees are contributing more than ever. We have decreased our cost to our business while also decreasing expense ratios for employees. Our customer support representative is always prompt and helpful. The software itself is extremely easy to use and was easy to implement on the business side. Integrates great with RunADP Review collected by and hosted on G2.com.

What do you dislike about Betterment at Work?

No downsides noticed to this point. Have been using for a few years. Review collected by and hosted on G2.com.

What problems is Betterment at Work solving and how is that benefiting you?

Betterment at work does almost all of the legwork for getting our employees to save and helping them invest what they do save. Previously we had lots of employees that never took the time to sign up for the 401k. Even the employees who did take the time to sign up sometimes never actually chose investments to get their money working for them. Betterment fills in the gaps and makes sure everyone is properly saving for retirement whether employees put in effort or not. Review collected by and hosted on G2.com.

Verified User in Insurance

Small-Business (50 or fewer emp.)

3/18/2025

"Betterment is the WORST!!!"

0.5/5

What do you like best about Betterment at Work?

I have two company sponsored 401K plans with betterment and I want to discuss these with a supervisor in October of 2023 I called them numerous times emailed them multiple times and I'm still waiting for a return call Review collected by and hosted on G2.com.

What do you dislike about Betterment at Work?

When you call betterman at work their customer service number you actually get a human being however to actually get an answer to any relevant question they need to escalate to a department that is not allowed to make phone calls so all of the correspondences done by email and they rarely follow up in a timely manner Review collected by and hosted on G2.com.